CA2122843A1 - System for Smart Card Funds Refill - Google Patents
System for Smart Card Funds RefillInfo
- Publication number
- CA2122843A1 CA2122843A1 CA2122843A CA2122843A CA2122843A1 CA 2122843 A1 CA2122843 A1 CA 2122843A1 CA 2122843 A CA2122843 A CA 2122843A CA 2122843 A CA2122843 A CA 2122843A CA 2122843 A1 CA2122843 A1 CA 2122843A1
- Authority
- CA
- Canada
- Prior art keywords
- smart card
- station
- items
- data
- data center
- Prior art date
- Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
- Granted
Links
Classifications
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
- G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
- G07F7/10—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
- G07F7/1008—Active credit-cards provided with means to personalise their use, e.g. with PIN-introduction/comparison system
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
- G06Q20/341—Active cards, i.e. cards including their own processing means, e.g. including an IC or chip
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/409—Device specific authentication in transaction processing
- G06Q20/4093—Monitoring of device authentication
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07B—TICKET-ISSUING APPARATUS; FARE-REGISTERING APPARATUS; FRANKING APPARATUS
- G07B17/00—Franking apparatus
- G07B17/00016—Relations between apparatus, e.g. franking machine at customer or apparatus at post office, in a franking system
- G07B17/0008—Communication details outside or between apparatus
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07B—TICKET-ISSUING APPARATUS; FARE-REGISTERING APPARATUS; FRANKING APPARATUS
- G07B17/00—Franking apparatus
- G07B17/00185—Details internally of apparatus in a franking system, e.g. franking machine at customer or apparatus at post office
- G07B17/00193—Constructional details of apparatus in a franking system
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07B—TICKET-ISSUING APPARATUS; FARE-REGISTERING APPARATUS; FRANKING APPARATUS
- G07B17/00—Franking apparatus
- G07B17/00733—Cryptography or similar special procedures in a franking system
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F17/00—Coin-freed apparatus for hiring articles; Coin-freed facilities or services
- G07F17/26—Coin-freed apparatus for hiring articles; Coin-freed facilities or services for printing, stamping, franking, typing or teleprinting apparatus
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
- G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
- G07F7/0866—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means by active credit-cards adapted therefor
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
- G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
- G07F7/10—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
- G07F7/1016—Devices or methods for securing the PIN and other transaction-data, e.g. by encryption
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07B—TICKET-ISSUING APPARATUS; FARE-REGISTERING APPARATUS; FRANKING APPARATUS
- G07B17/00—Franking apparatus
- G07B17/00016—Relations between apparatus, e.g. franking machine at customer or apparatus at post office, in a franking system
- G07B17/0008—Communication details outside or between apparatus
- G07B2017/00088—Communication details outside or between apparatus via landlines
- G07B2017/00096—Communication details outside or between apparatus via landlines via phone lines
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07B—TICKET-ISSUING APPARATUS; FARE-REGISTERING APPARATUS; FRANKING APPARATUS
- G07B17/00—Franking apparatus
- G07B17/00016—Relations between apparatus, e.g. franking machine at customer or apparatus at post office, in a franking system
- G07B17/0008—Communication details outside or between apparatus
- G07B2017/00153—Communication details outside or between apparatus for sending information
- G07B2017/00161—Communication details outside or between apparatus for sending information from a central, non-user location, e.g. for updating rates or software, or for refilling funds
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07B—TICKET-ISSUING APPARATUS; FARE-REGISTERING APPARATUS; FRANKING APPARATUS
- G07B17/00—Franking apparatus
- G07B17/00016—Relations between apparatus, e.g. franking machine at customer or apparatus at post office, in a franking system
- G07B17/0008—Communication details outside or between apparatus
- G07B2017/00153—Communication details outside or between apparatus for sending information
- G07B2017/00177—Communication details outside or between apparatus for sending information from a portable device, e.g. a card or a PCMCIA
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07B—TICKET-ISSUING APPARATUS; FARE-REGISTERING APPARATUS; FRANKING APPARATUS
- G07B17/00—Franking apparatus
- G07B17/00185—Details internally of apparatus in a franking system, e.g. franking machine at customer or apparatus at post office
- G07B17/00193—Constructional details of apparatus in a franking system
- G07B2017/00266—Man-machine interface on the apparatus
- G07B2017/00274—Mechanical, e.g. keyboard
- G07B2017/00282—Touch screen
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07B—TICKET-ISSUING APPARATUS; FARE-REGISTERING APPARATUS; FRANKING APPARATUS
- G07B17/00—Franking apparatus
- G07B17/00185—Details internally of apparatus in a franking system, e.g. franking machine at customer or apparatus at post office
- G07B17/00193—Constructional details of apparatus in a franking system
- G07B2017/00266—Man-machine interface on the apparatus
- G07B2017/00306—Acoustic, e.g. voice control or speech prompting
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07B—TICKET-ISSUING APPARATUS; FARE-REGISTERING APPARATUS; FRANKING APPARATUS
- G07B17/00—Franking apparatus
- G07B17/00459—Details relating to mailpieces in a franking system
- G07B17/00661—Sensing or measuring mailpieces
- G07B2017/00701—Measuring the weight of mailpieces
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07B—TICKET-ISSUING APPARATUS; FARE-REGISTERING APPARATUS; FRANKING APPARATUS
- G07B17/00—Franking apparatus
- G07B17/00733—Cryptography or similar special procedures in a franking system
- G07B2017/00741—Cryptography or similar special procedures in a franking system using specific cryptographic algorithms or functions
- G07B2017/00758—Asymmetric, public-key algorithms, e.g. RSA, Elgamal
Landscapes
- General Physics & Mathematics (AREA)
- Physics & Mathematics (AREA)
- Engineering & Computer Science (AREA)
- Business, Economics & Management (AREA)
- Accounting & Taxation (AREA)
- Theoretical Computer Science (AREA)
- General Business, Economics & Management (AREA)
- Strategic Management (AREA)
- Computer Security & Cryptography (AREA)
- Finance (AREA)
- Microelectronics & Electronic Packaging (AREA)
- Computer Networks & Wireless Communication (AREA)
- Control Of Vending Devices And Auxiliary Devices For Vending Devices (AREA)
- Management, Administration, Business Operations System, And Electronic Commerce (AREA)
Abstract
A system for providing items of value, charging the items to a smart card, and for recharging the smart card.
The system includes a station for providing the items of value, which may be postal services, and debiting the cost of the items to a smart card; the smart card being charged with funds equivalent data. The station also communicates with a Data Center for recharging the smart card. Users of the system communicate with the data center to request recharge of a particular smart card and in response to an authorized request the data center generates an encrypted authorization message which includes an identification number, the amount of recharge requested, and control data which preferably includes a control sum formed by adding the amounts stored in a descending register, which stores the amount available on the smart card, and an ascending register which stores the total of the amounts by which the card has been charged since initialization. Thus, the authorization message may be used only once. From time-to-time the Data Center transmits authorization messages to each station on the system. When a particular smart card for which an authorization message has been received is connected to a station, the smart card compares the control data with the control data stored on the smart card and if there is a match updates the funds equivalent data in the descending register of the smart card. To provide security against transmission of false authorization messages to a station, the authorization messages are encrypted, preferably using a public key encryption system.
The system includes a station for providing the items of value, which may be postal services, and debiting the cost of the items to a smart card; the smart card being charged with funds equivalent data. The station also communicates with a Data Center for recharging the smart card. Users of the system communicate with the data center to request recharge of a particular smart card and in response to an authorized request the data center generates an encrypted authorization message which includes an identification number, the amount of recharge requested, and control data which preferably includes a control sum formed by adding the amounts stored in a descending register, which stores the amount available on the smart card, and an ascending register which stores the total of the amounts by which the card has been charged since initialization. Thus, the authorization message may be used only once. From time-to-time the Data Center transmits authorization messages to each station on the system. When a particular smart card for which an authorization message has been received is connected to a station, the smart card compares the control data with the control data stored on the smart card and if there is a match updates the funds equivalent data in the descending register of the smart card. To provide security against transmission of false authorization messages to a station, the authorization messages are encrypted, preferably using a public key encryption system.
Applications Claiming Priority (2)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
US057,381 | 1993-05-06 | ||
US08/057,381 US5884292A (en) | 1993-05-06 | 1993-05-06 | System for smart card funds refill |
Publications (2)
Publication Number | Publication Date |
---|---|
CA2122843A1 true CA2122843A1 (en) | 1994-11-07 |
CA2122843C CA2122843C (en) | 1997-01-14 |
Family
ID=22010231
Family Applications (1)
Application Number | Title | Priority Date | Filing Date |
---|---|---|---|
CA002122843A Expired - Fee Related CA2122843C (en) | 1993-05-06 | 1994-05-04 | System for smart card funds refill |
Country Status (4)
Country | Link |
---|---|
US (1) | US5884292A (en) |
EP (1) | EP0623903B1 (en) |
CA (1) | CA2122843C (en) |
DE (1) | DE69430340T2 (en) |
Families Citing this family (127)
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1993
- 1993-05-06 US US08/057,381 patent/US5884292A/en not_active Expired - Lifetime
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1994
- 1994-05-04 CA CA002122843A patent/CA2122843C/en not_active Expired - Fee Related
- 1994-05-06 DE DE69430340T patent/DE69430340T2/en not_active Expired - Fee Related
- 1994-05-06 EP EP94107129A patent/EP0623903B1/en not_active Expired - Lifetime
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EP0623903B1 (en) | 2002-04-10 |
US5884292A (en) | 1999-03-16 |
DE69430340T2 (en) | 2002-11-28 |
DE69430340D1 (en) | 2002-05-16 |
CA2122843C (en) | 1997-01-14 |
EP0623903A2 (en) | 1994-11-09 |
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