CA2410746A1 - Method, system and computer readable medium for web site account and e-commerce management from a central location - Google Patents

Method, system and computer readable medium for web site account and e-commerce management from a central location Download PDF

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Publication number
CA2410746A1
CA2410746A1 CA002410746A CA2410746A CA2410746A1 CA 2410746 A1 CA2410746 A1 CA 2410746A1 CA 002410746 A CA002410746 A CA 002410746A CA 2410746 A CA2410746 A CA 2410746A CA 2410746 A1 CA2410746 A1 CA 2410746A1
Authority
CA
Canada
Prior art keywords
web site
computer readable
readable medium
credit
account number
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Granted
Application number
CA002410746A
Other languages
French (fr)
Other versions
CA2410746C (en
Inventor
Daniel Y. Fung
Brandon C. Hood
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Gula Consulting LLC
Original Assignee
Passgate Corporation
Daniel Y. Fung
Brandon C. Hood
Antonopoulos Limited Liability Company
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Passgate Corporation, Daniel Y. Fung, Brandon C. Hood, Antonopoulos Limited Liability Company filed Critical Passgate Corporation
Publication of CA2410746A1 publication Critical patent/CA2410746A1/en
Application granted granted Critical
Publication of CA2410746C publication Critical patent/CA2410746C/en
Anticipated expiration legal-status Critical
Expired - Fee Related legal-status Critical Current

Links

Classifications

    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00Commerce
    • G06Q30/06Buying, selling or leasing transactions
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/08Payment architectures
    • G06Q20/10Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/08Payment architectures
    • G06Q20/10Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G06Q20/108Remote banking, e.g. home banking
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/40Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • GPHYSICS
    • G07CHECKING-DEVICES
    • G07FCOIN-FREED OR LIKE APPARATUS
    • G07F7/00Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus

Abstract

A method, system and computer readable medium for managing a user online financial transaction at a destination e-commerce web site is provided. An activation command is transmitted to a financial institution processing financial transactions for activating a reusable, pre-existing, unaltered and permanent credit or debit card account number of the user while the user is logged into the destination e-commerce web site. A charge request, which includes the credit or debit card account number, is submitted to the financial institution via the destination e-commerce web site while the credit or debit card account number is in the activated status. A
de-activation command is transmitted to the financial institution for de-activating the credit or debit card account number.
CA002410746A 2000-03-01 2001-03-01 Method, system and computer readable medium for web site account and e-commerce management from a central location Expired - Fee Related CA2410746C (en)

Applications Claiming Priority (7)

Application Number Priority Date Filing Date Title
US18630300P 2000-03-01 2000-03-01
US60/186,303 2000-03-01
US19155000P 2000-03-23 2000-03-23
US60/191,550 2000-03-23
US62779200A 2000-07-27 2000-07-27
US09/627,792 2000-07-27
PCT/US2001/006498 WO2001065511A2 (en) 2000-03-01 2001-03-01 Method, system and computer readable medium for web site account and e-commerce management from a central location

Publications (2)

Publication Number Publication Date
CA2410746A1 true CA2410746A1 (en) 2001-09-07
CA2410746C CA2410746C (en) 2006-02-21

Family

ID=27392074

Family Applications (1)

Application Number Title Priority Date Filing Date
CA002410746A Expired - Fee Related CA2410746C (en) 2000-03-01 2001-03-01 Method, system and computer readable medium for web site account and e-commerce management from a central location

Country Status (9)

Country Link
US (3) US6879965B2 (en)
EP (1) EP1259947B1 (en)
AT (1) ATE280419T1 (en)
AU (1) AU2001241869A1 (en)
CA (1) CA2410746C (en)
DE (1) DE60106569T2 (en)
HK (1) HK1049538B (en)
TW (1) TW550477B (en)
WO (1) WO2001065511A2 (en)

Cited By (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US7702578B2 (en) 2000-03-01 2010-04-20 Passgate Corporation Method, system and computer readable medium for web site account and e-commerce management from a central location
US7865414B2 (en) 2000-03-01 2011-01-04 Passgate Corporation Method, system and computer readable medium for web site account and e-commerce management from a central location

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