CN102609633A - IC (integrated card) card with identification function and safety certification system and method thereof - Google Patents

IC (integrated card) card with identification function and safety certification system and method thereof Download PDF

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Publication number
CN102609633A
CN102609633A CN201110025463XA CN201110025463A CN102609633A CN 102609633 A CN102609633 A CN 102609633A CN 201110025463X A CN201110025463X A CN 201110025463XA CN 201110025463 A CN201110025463 A CN 201110025463A CN 102609633 A CN102609633 A CN 102609633A
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China
Prior art keywords
card
data
main frame
owner
outer computer
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Pending
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CN201110025463XA
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Chinese (zh)
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李学旻
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Individual
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Individual
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Priority to CN201110025463XA priority Critical patent/CN102609633A/en
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Abstract

The invention provides an IC (integrated card) card with an identification function and a safety certification system and a safety certification method thereof. The IC card comprises a card body, a fingerprint scanner and a control circuit unit. The card body is provided with an integrated circuit chip mounted on a mounting surface and used for storing data of the owner of the IC card. The fingerprint scanner is mounted on a mounting surface of the card body. The control circuit unit is mounted in the card body and capable of running thereon, and comprises a center processing unit, an input and output communication module and a power supply module, wherein the center processing unit is electrically connected to the fingerprint scanner and the IC chip, the input and output communication module is electrically connected to the center processing unit and used for realizing communication with a host of an external computer, and the power supply module is used for supplying power required by components of the IC card. When the IC card is required to be subjected to data exchange with the host of the external computer, fingerprint data of a user are input through the fingerprint scanner, and the input fingerprint data are compared to the owner's fingerprint data stored in the IC card by the center processing unit. If the fingerprint data of the user match with the owner's fingerprint data, the center processing unit sends a permissible code to permit the next transaction between the IC card and the host of the external computer.

Description

IC-card and its security certification system and method with identity recognition function
Technical field
The present invention is relevant for a kind of integrated circuit (IC) card, more specifically, has the IC-card of identity recognition function, a kind of IC-card security certification system and an a kind of method of using this IC-card to promote transaction security relevant for a kind of.
Background technology
Along with development of science and technology and progress, similarly be credit card, fiscard, and other much can provide the plastic money as card of micropayment function more and more universal.Yet though these plastic moneys are quite convenient in the use, just in case lost, the owner must bear the risk that usurped by other people, so if can make non-owner use the probability of these cards to reduce to when minimum, will make owner's risk reduction.In addition, because the phenomenon of being tackled also can appear in data during transport process,, higher as far as owner's security even therefore if data also can't be used by other people by interception in transmission.
In addition, also be easy to falsely used, therefore necessity of improvement also arranged such as the card as health care IC-card, the gate inhibition of company card and the gate inhibition of the resident family card.
Given this; This case inventor then is engaged in the many years of experience of the sector with it; And in line with excelsior spirit; Active research improvement has produced the present invention " a kind of have the IC-card of identity recognition function, a kind of IC-card security certification system and a kind of method of using this IC-card to promote transaction security " then.
Summary of the invention
The objective of the invention is for a kind of the have IC-card of identity recognition function, a kind of IC-card security certification system and a kind of method of using this IC-card to promote transaction security are provided.
A characteristic in according to the present invention; A kind of IC-card that is suitable for carrying out with an outer computer main frame exchanges data is provided; The characteristic of this IC-card is to be to comprise: one has suitably flexible card body, and this card body has an installation surface and one and is installed on being used on this installation surface and stores integrated circuit (IC) chip of owner's data; The integrated circuit of depositing owner's data (IC) chip on installation surface that is installed on this card body; Finger scan device on installation surface that is installed on this card body; And control circuit unit that is installed on operationally within this card body; This control circuit unit comprises that a CPU that is electrically connected to this finger scan device and this IC chip, one are electrically connected to being used for and the output input communication module of this outer computer main-machine communication, and the power module of the required electric power of assembly that is used to supply IC-card of this CPU; By aforesaid structure; When this IC-card will carry out exchanges data with this outer computer main frame; The user is through finger scan device input finger print data; CPU can compare the finger print data of input and the owner's finger print data that is stored in the IC chip, and than correct, this CPU can be sent one and allowed sign indicating number to carry out next step transaction to allow IC-card and outer computer main frame.
Another feature in according to the present invention; A kind of method of using IC-card to promote transaction security is provided; The characteristic of this IC-card is to be to comprise: one has suitably flexible card body, and this card body has an installation surface and one and is installed on being used on this installation surface and stores integrated circuit (IC) chip of owner's data; Finger scan device on installation surface that is installed on this card body; And control circuit unit that is installed on operationally within this card body; This control circuit unit comprises that a CPU that is electrically connected to this finger scan device and this IC chip, one are electrically connected to being used for and the output input communication module of outer computer main-machine communication, and the power module of the required electric power of assembly that is used to supply IC-card of this CPU, and this method comprises following steps: with finger scan device input card user's finger print data; And a card user finger print data of input compares with the card owner finger print data that is stored in the IC chip; If compare correct; Then allow this IC-card and outer computer main frame to carry out next step exchanges data; Otherwise, refuse this IC-card and this outer computer main frame and carry out next step exchanges data.
Another feature in according to the present invention; A kind of method of using IC-card to promote transaction security is provided; The characteristic of this IC-card is to be to comprise: one has suitably flexible card body, and this card body has an installation surface and one and is installed on being used on this installation surface and stores integrated circuit (IC) chip of owner's data; And control circuit unit that is installed on operationally within this card body; This control circuit unit comprises that a CPU that is connected electrically to this IC chip, one are electrically connected to being used for and the output input communication module of outer computer main-machine communication, and the power module of the required electric power of assembly that is used to supply IC-card of this CPU, and this method comprises following steps: extract card user's face feature data or scan user's finger print data with the finger scan device with outside face feature extraction element; And the user's face feature data extracted or user's finger print data compares with the card owner face feature data or the owner's finger print data that are stored in the IC chip; If compare correct; Then allow this IC-card and outer computer main frame to carry out next step exchanges data; Otherwise, refuse this IC-card and this outer computer main frame and carry out next step exchanges data.
According to a characteristic more of the present invention; A kind of IC-card security certification system is provided; The characteristic of this system is to be to comprise: an IC-card; This IC-card comprises one and has suitably flexible card body, and this card body has an installation surface and one and is installed on being used on this installation surface and stores integrated circuit (IC) chip of owner's data; And a control circuit unit that is installed on operationally within this card body, this control circuit unit comprises that a CPU that is electrically connected to this finger scan device and this IC chip, one are electrically connected to being used for the output input communication module of outer computer main-machine communication, reaching the power module of the required electric power of assembly that is used to supply IC-card of this CPU; One main frame, this main frame are to be used for carrying out exchanges data with this IC-card, and this main frame comprises: one stores card owner finger print data and card owner face feature memory of data; A face feature data extract device that is used to extract card user face feature data; And CPU that is electrically connected to this storer and this face feature data extract device; And at least one is installed at least one the finger scan device in this IC-card and this main frame; By aforesaid structure, when this IC-card will carry out exchanges data with this main frame, the user was through finger scan device input finger print data; CPU can compare the finger print data of input and the owner's finger print data that is stored in the IC chip; Than correct, this CPU can be sent one and allowed sign indicating number to carry out next step transaction to allow IC-card and outer computer main frame, perhaps; The face feature extraction element extracts card user's face feature data; And compare the user's face feature data extracted and the card owner face feature data that are stored in the IC chip,, then allow this IC-card and outer computer main frame to carry out next step exchanges data if than correct; Otherwise, refuse this IC-card and this outer computer main frame and carry out next step exchanges data.
Description of drawings
Fig. 1 is to be a schematic plan view that shows the IC-card of one embodiment of the invention;
Fig. 2 is to be an illustrative circuitry calcspar that shows the IC-card of one embodiment of the invention;
Fig. 3 is to be the schematic flow diagram of the checking of an IC-card that shows one embodiment of the invention;
Fig. 4 is to be another schematic flow diagram of the checking of an IC-card that shows one embodiment of the invention;
Fig. 5 is to be the schematic isometric of the outer computer main frame of an IC-card security certification system that shows one embodiment of the invention;
Fig. 6 is to be the illustrative circuitry calcspar of the outer computer of a displayed map 5;
Fig. 7 is to be the schematic isometric of the monitoring camera of an IC-card security certification system that shows one embodiment of the invention;
Fig. 8 is to be a schematic plan view that shows the IC-card of another embodiment of the present invention; And
Fig. 9 is to be the synoptic diagram that a demonstration is suitable for the Automatic Teller Machine that the IC-card with one embodiment of the invention uses.
[primary clustering symbol description]
1 card body
2 key board units
3 finger scan devices
4 RFID antennas
5 LCD displays
6 control circuit unit
10 installation surface
11 IC chips
60 CPU
61 communication modules
62 power modules
7 outer computer main frames
70 bodies
71 finger scan devices
72 image extraction elements
73 key board units
74 LCD display units
75 host computer control circuit
8 USB interfaces
The MON monitor
The N1 step
The N2 step
The N3 step
The N10 step
The N20 step
The N30 step
The N40 step
R 360 degree noctovisor scan calculating punches
Embodiment
In the detailed description of preferred embodiment of the present invention at the back, identical or similar assembly is to be indicated by identical label, and their detailed description will be omitted.In addition, for clear announcement characteristic of the present invention, the assembly in graphic is not to describe by actual ratio.
Fig. 1 is an a kind of schematic plan view with IC-card of identity recognition function that shows preferred embodiment of the present invention, and Fig. 2 is to be a block schematic diagram that shows the internal circuit of this IC-card.
Please cooperate and consult illustrated in figures 1 and 2ly, the IC-card of preferred embodiment of the present invention roughly comprises a card body 1, keyboard 2, finger scan device 3, be built in RFID (the Radio Frequency Identification) antenna 4 in this card body 1, a LCD display 5 and a control circuit unit 6.
In the present embodiment, this card body 1 be have certain flexible so that can avoid situation about rupturing because of neglectful bending.The same with present general credit card, fiscard or the like, this card body 1 has an installation surface 10 and an IC chip 11 that is installed on this installation surface 10.In this preferred embodiment, this IC chip 11 can store the information of at least one card owner account data, card owner's face feature data, card owner's finger print data, card owner's I.D. font size, date of birth of card owner or the like.
This keyboard 2 is by having that suitable flexible material is processed and being to be installed on operationally on the installation surface 10 of this card body 1 to make and can operate the data of importing hope by the card user.Should be noted that except general numerical key it similarly is the function key as the addition subtraction multiplication and division that this keyboard 2 can also have.By this keyboard 2 of operation, this consumption amount of money of this IC-card also can be set again via contact and/or contactless calculating punch payment.By this keyboard 2 of operation, also can start the mutual authentication of password and external transaction main frame (not shown).
This finger scan device 3 is to be installed on operationally to make on the installation surface 10 of this card body 1 and can be moved the finger print data that scans the user.By this finger scan device 3 and the finger print data that stores, IC-card can be exempted the input password and reach when carrying out transaction that all B transfer accounts to C (C to C) or Bank Account Number to C (B to C), C to B (B to B), B with the transaction main frame.
This RFID antenna 4 is to be imbedded within this card body 1 and is to detour so that the data of this IC-card can selectively exchange with wireless mode and external transaction main frame with optimal mode.
This LCD display 5 be by tool suitably flexible material process and be to be installed on operationally to make on the installation surface 10 of this card body 1 and can show information such as as number of the account, dealing money, stateful transaction or the like.This LCD display 5 can show that also the single transaction amount of money, accumulation dealing money or the like are to reach the purpose of management of personal money.
This control circuit unit 6 is to be installed within this card body 1 operationally and to comprise that a CPU that is electrically connected to this finger scan device 3, this keyboard 2, this LCD display 5 60, one are electrically connected to the communication module 61 of this CPU 60 and this IC chip 11, and the power module 62 of the required electric power of all component that is used to supply IC-card.This communication module 61 also is connected with this RFID antenna 4.This power module 62 can be the battery as as the button cell, perhaps can be to be made up of so that be temporary in it with the required electric power of the assembly that IC-card is provided obtaining electric power with the outer computer main frame during with contact or contactless communication the electric battery of contact or non-contact inductive electric power or capacitance component.
Please cooperate consult shown in Figure 3; With the credit card is example; When the IC-card of this preferred embodiment will with outer computer main frame (POS) when concluding the business; In step N1, the IC-card user can utilize keyboard 2 selections to want the credit card account of concluding the business earlier, and the CPU 60 of IC-card can require the user to utilize finger scan device 3 input finger print datas then.After user's finger print data input, in step N2, this CPU 60 can compare user's finger print data of input and the owner's finger print data that is stored in the IC chip 11.If than correct, then this CPU 60 can one of transmission allow sign indicating number in step N3, to carry out next step transaction to allow IC-card and outer computer main frame, otherwise refusal and outer computer main frame carry out next step transaction.
Should be noted that communicating by letter between IC-card and the outer computer main frame can be to reach via contactless via traditional contact or by the RFID antenna.On the other hand, be can be by the outer computer host setting time when this IC-card only stores owner's account data or selects owner's account data, the step N1 of option dealing data also is omissible.
Then, seeing also Fig. 4 and please cooperating and consult shown in Figure 9ly, is example with the ATM card; When the IC-card of this preferred embodiment is when concluding the business with Automatic Teller Machine ATM via IC-card interface M1; Except the IC-card as Fig. 3 is said can be gone ahead of the rest (step N10 and N20) the self identity, after self identity is accomplished, can carry out the authentication of outer computer transaction main frame; Promptly; In step N30, the monitoring camera (not shown) of Automatic Teller Machine ATM can extract user's face feature data, compares with the owner's face feature data that are stored in the IC-card then.If than correct, then this CPU 60 can one of transmission allow sign indicating number in step N40, to carry out next step transaction with permission and Automatic Teller Machine, otherwise, refuse to carry out next step transaction with Automatic Teller Machine.
Should be noted that when this permission sign indicating number transmits that can comprehensively go out one through coding encrypting and exchange hour sign indicating number only allows expendable security code to make to prevent when transmitting by intercepting for usurping.
Two authentication modes as shown in Figure 4 also can be applied to credit card trade.Please consult shown in Figure 4 once more; With the credit card is example; When the IC-card of this preferred embodiment will with outer computer main frame (POS) when concluding the business; The IC-card user can utilize keyboard 2 selections to want the credit card account (step N10) of concluding the business earlier, and the CPU 60 of IC-card can require the user to utilize fingerprint scanner input finger print data then.After the input of user's data, this CPU 60 can user's finger print data of input with store the owner's finger print datas that are in the IC chip 11 compare (step N20).If than correct, then this CPU 60 can one of transmission allow sign indicating number to carry out next step transaction to allow IC-card and outer computer main frame, otherwise refusal and outer computer main frame carry out next step transaction.
After if the IC-card self identity passes through, this IC-card be because of this permission sign indicating number online with the outer computer main frame.At this moment, the outer computer main frame can require the user to carry out a finger scan again to obtain user's finger print data or to extract user's face feature data with video camera.User's finger print data or user's face feature data are and the owner's finger print data that is stored in the outer computer main frame or owner's face feature data compare (step N30) then.If than correct, then allow IC-card and outer computer main frame to carry out next step transaction (step N40), otherwise refusal carry out next step transaction with the outer computer main frame.
Fig. 5 is to be the synoptic diagram of the outer computer main frame (POS) 7 of an IC-card sheet transaction authentication system of describing preferred embodiment of the present invention.
As shown in fig. 5, this outer computer main frame 7 can comprise that a body 70, finger scan device 71, image extraction element 72, key board unit 73, LCD display unit 74 and one are installed on inner host computer control circuit 75 (see figure 6)s of this body 70.
When this outer computer main frame 7 will be concluded the business with the IC-card on is connected, the user can be via finger scan device 71 input finger print datas.This main frame 7 can compare the finger print data of input and the card owner finger print data that is stored in the IC-card subsequently.If than correct, then this host computer control circuit 75 allows to carry out next step transaction with this IC-card, otherwise refusal carries out next step transaction with this IC-card.
IC-card of the present invention can be used on any field that needs authentication, for example, and the door lock card in the VIP Room of airline, the VIP card of chain store or discount card, hotel, company's permit identification, building subscriber card or the like.Compare by face feature data that are stored in the owner in the IC-card and the face feature data that generally place the monitors M ON (see figure 7) with 360 degree noctovisor scan calculating punch R in each place to extract the user, can find immediately that IC-card is stolen and make caution or other proper process.Certainly, similarly be that IC-card as the health care card also can use IC-card of the present invention so that do not have the facts of being falsely used via finger print identifying and take place.
Should be noted that this IC-card can be set so that the amount of money is lower than one when specifying number, can conclude the business through authentication, to reach the purpose of micropayment convenience.
See also shown in Figure 8ly, IC-card of the present invention also can be connected with outer computer main frame as mobile computer or desk-top computer P through USB interface 8.Start the IC-card power supply through finger print data comparison or password, carry out B through the network of computing machine B, B are done the function of transferring accounts or paying the bill to C, C to the online transaction of C or the like or with Bank Account Number.Should be noted that this USB interface 8 can be to comprise that any as USB like standard, MINI USB or the like is suitable for the plug and play USB interface that connects with the outer computer main frame.
In sum; " a kind of have the IC-card of identity recognition function, a kind of IC-card security certification system and a kind of method of using this IC-card to promote transaction security " of the present invention; Really can pass through above-mentioned disclosed structure, device; Reach its intended purposes and effect, and be not shown in the also unexposed use of publication before the application, meet the key elements such as novelty, progress of patent of invention.
Although preceding text disclose accompanying drawing and explanation, be merely embodiments of the invention, be not used in the qualification embodiments of the invention; Those of ordinary skill in the art, according to characteristic range of the present invention, other equivalence of being done changes or revises, and all should be encompassed in the claim scope of following this case.

Claims (9)

1. an integrated circuit (IC) blocks, and it is suitable for carrying out exchanges data with an outer computer main frame, comprises:
One has suitably flexible card body, and this card body has an installation surface and one and is installed on being used on this installation surface and stores integrated circuit (IC) chip of owner's data;
Finger scan device on installation surface that is installed on this card body; And
A control circuit unit that is installed on operationally within this card body; This control circuit unit comprises that a CPU that is electrically connected to this finger scan device and this IC chip, one are electrically connected to being used for and the output input communication module of this outer computer main-machine communication, and the power module of the required electric power of assembly that is used to supply IC-card of this CPU
By aforesaid structure; When this IC-card will carry out exchanges data with this outer computer main frame; The user is through finger scan device input finger print data; CPU can compare the finger print data of input and the owner's finger print data that is stored in the IC chip, and than correct, this CPU can be sent one and allowed sign indicating number to carry out next step transaction to allow IC-card and outer computer main frame.
2. IC-card as claimed in claim 1 also comprises one and buries in the intrinsic RFID antenna that is connected with this communication module of this card so that IC-card can be with wireless mode and outer computer host exchanging data.
3. IC-card as claimed in claim 2; Also comprise one by the LCD display that has on the installation surface that suitable flexible material processed and be installed on operationally this card body, this LCD display and this CPU are electrically connected and make it possible to show transaction data.
4. IC-card as claimed in claim 3 also comprises one by the keyboard that has on the installation surface that suitable flexible material processed and be installed on operationally this card body, and this keyboard is operationally imported the data of hope.
5. IC-card as claimed in claim 1 also comprises one and processes and be installed on operationally the organic or inorganic display at the back side opposite with this installation surface of this card body by having suitably flexible material.
6. IC-card as claimed in claim 1 also comprises one and is used for the plug and play plug that is connected with this outer computer main frame.
7. a use is as promoting the method for transaction security at the integrated circuit card described in the claim 1 (IC-card), and this method comprises following steps:
Finger print data with finger scan device input card user; And
Compare the card user finger print data of input and the card owner finger print data that is stored in the IC chip; If compare correct; Then allow this IC-card and outer computer main frame to carry out next step exchanges data; Otherwise, refuse this IC-card and this outer computer main frame and carry out next step exchanges data.
8. a use is as promoting the method for transaction security at the integrated circuit card described in the claim 1 (IC-card), and this method comprises following steps:
Scan user's finger print data with outside face feature extraction element extraction card user's face feature data or with the finger scan device; And
Compare the user's face feature data extracted or user's finger print data and the card owner face feature data or the owner's finger print data that are stored in the IC chip; If compare correct; Then allow this IC-card and outer computer main frame to carry out next step exchanges data; Otherwise, refuse this IC-card and this outer computer main frame and carry out next step exchanges data.
9. an integrated circuit (IC) card security authentication system is characterized in that being to comprise:
A kind of as at the IC-card described in the claim 1;
One main frame, this main frame are to be used for carrying out exchanges data with this IC-card, and this main frame comprises: one stores card owner finger print data and card owner face feature memory of data; A face feature data extract device that is used to extract card user face feature data; And CPU that is electrically connected to this storer and this face feature data extract device; And
At least one is installed at least one the finger scan device in this IC-card and this main frame,
By aforesaid structure, when this IC-card will carry out exchanges data with this main frame, the user was through finger scan device input finger print data; CPU can compare the finger print data of input and the owner's finger print data that is stored in the IC chip; Than correct, this CPU can be sent one and allowed sign indicating number to carry out next step transaction to allow IC-card and outer computer main frame, perhaps; The face feature extraction element extracts card user's face feature data; And compare the user's face feature data extracted and the card owner face feature data that are stored in the IC chip,, then allow this IC-card and outer computer main frame to carry out next step exchanges data if than correct; Otherwise, refuse this IC-card and this outer computer main frame and carry out next step exchanges data.
CN201110025463XA 2011-01-20 2011-01-20 IC (integrated card) card with identification function and safety certification system and method thereof Pending CN102609633A (en)

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CN201110025463XA CN102609633A (en) 2011-01-20 2011-01-20 IC (integrated card) card with identification function and safety certification system and method thereof

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Application Number Priority Date Filing Date Title
CN201110025463XA CN102609633A (en) 2011-01-20 2011-01-20 IC (integrated card) card with identification function and safety certification system and method thereof

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CN105160231A (en) * 2015-10-15 2015-12-16 上海楚腾信息技术有限公司 Wireless radio-frequency and fingerprint identification technology based sperm receiving system
CN106257493A (en) * 2016-08-30 2016-12-28 重庆市城投金卡信息产业股份有限公司 Traffic promotional card falsely uses recognition methods and identification system
CN111711731A (en) * 2014-10-14 2020-09-25 虹光精密工业(苏州)有限公司 Scanning machine
CN106257493B (en) * 2016-08-30 2024-03-19 重庆市城投金卡信息产业(集团)股份有限公司 Identification method and identification system for traffic preference card

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Cited By (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN111711731A (en) * 2014-10-14 2020-09-25 虹光精密工业(苏州)有限公司 Scanning machine
CN105160231A (en) * 2015-10-15 2015-12-16 上海楚腾信息技术有限公司 Wireless radio-frequency and fingerprint identification technology based sperm receiving system
CN106257493A (en) * 2016-08-30 2016-12-28 重庆市城投金卡信息产业股份有限公司 Traffic promotional card falsely uses recognition methods and identification system
CN106257493B (en) * 2016-08-30 2024-03-19 重庆市城投金卡信息产业(集团)股份有限公司 Identification method and identification system for traffic preference card

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Application publication date: 20120725