CN102968714A - Bookkeeping and financial management system and method based on consumption data of integrated circuit (IC) card - Google Patents

Bookkeeping and financial management system and method based on consumption data of integrated circuit (IC) card Download PDF

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Publication number
CN102968714A
CN102968714A CN2012104295008A CN201210429500A CN102968714A CN 102968714 A CN102968714 A CN 102968714A CN 2012104295008 A CN2012104295008 A CN 2012104295008A CN 201210429500 A CN201210429500 A CN 201210429500A CN 102968714 A CN102968714 A CN 102968714A
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China
Prior art keywords
card
user
consumption
consumption data
client
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Pending
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CN2012104295008A
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Chinese (zh)
Inventor
谢振东
李之明
方秋水
常振廷
徐峰
方晓洪
胡斌
杨晓丽
龚慧琴
谭丹丹
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GUANGDONG LINGNAN PASS CO Ltd
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GUANGDONG LINGNAN PASS CO Ltd
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Priority to CN2012104295008A priority Critical patent/CN102968714A/en
Publication of CN102968714A publication Critical patent/CN102968714A/en
Pending legal-status Critical Current

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Abstract

The invention discloses a bookkeeping and financial management system based on consumption data of an IC card. The system comprises an IC card background server and a client. The server determines the IC card corresponding to identity information after receiving the identity information input by a user through the client, feeds consumption data of the IC card in a set period back to the client in an editable mode, stores the consumption data edited by the user as expenditure data of the user in the set period, further processes the expenditure data, and feeds analysis results back to the client. The invention further provides a corresponding method. According to the bookkeeping and financial management system and the method, consumption data of the IC card of the user can be processed and analyzed pointedly, and the analysis results are fed back to the user for reference.

Description

A kind of book keeping operation financing system and method based on the IC-card consumption data
 
Technical field
The financing field that the present invention relates to keep accounts is specifically related to a kind of book keeping operation financing system and method based on the IC-card consumption data.
 
Background technology
The use of IC-card is more and more universal, and the user is also increasing by the daily expenditure that IC-card carries out.Along with increasing of daily expenditure item, the daily book keeping operation of individual subscriber more and more is subject to people's attention with financing.
Existing solution to daily book keeping operation financing all is the consumption data for cash and bank card basically, does not also have to occur for the automatic book keeping operation financing method of IC-card consumption data.
 
Summary of the invention
For the problems referred to above, the object of the present invention is to provide a kind of book keeping operation financing system and method based on the IC-card consumption data, can be to the financing of keeping accounts of user's IC-card consumption data.
For achieving the above object, the present invention adopts following technical scheme:
A kind of book keeping operation financing system based on the IC-card consumption data, comprise IC-card background server and the client that is installed on the electronic installation, the identity information that the IC-card background server is used for the storage IC-card reaches and every consumption data that IC-card is corresponding, after receiving the identity information of user by the client input, described background server is judged the IC-card corresponding with described identity information, and the consumption data of described IC-card in the setting-up time section fed back to client in editable mode, edit for the user, consumption data in the setting-up time section after described background server is also edited the user is preserved as the overhead data of user in described setting-up time section, described background server is further processed and is analyzed overhead data, and the feedback analysis result is for reference to client.
A kind of book keeping operation financing method based on the IC-card consumption data comprises step:
After receiving the identity information of user by the client input, judge the IC-card corresponding with described identity information;
The consumption data of described IC-card in the setting-up time section fed back to client in editable mode, edit for the user;
Consumption data in the setting-up time section after the user edited is preserved as the overhead data of user in described setting-up time section;
Overhead data is processed and analyzed, and the feedback analysis result is for reference to client.
Beneficial effect of the present invention is:
By the book keeping operation financing method based on the IC-card consumption data, can process targetedly and analyze the consumption data of user's IC-card, and the feedback analysis result be to user's reference.
 
Description of drawings
Fig. 1 is the synoptic diagram of the book keeping operation financing system based on the IC-card consumption data of the present invention;
Fig. 2 is the process flow diagram based on the book keeping operation financing method of IC-card consumption data.
 
Embodiment
Below, by reference to the accompanying drawings and embodiment, the present invention is described further:
As shown in Figure 1, be the synoptic diagram of the book keeping operation financing system based on the IC-card consumption data of the present invention.Described book keeping operation financing system 100 comprises IC-card background server 10 and is installed on electronic installation 20(such as smart mobile phone, panel computer) on client 30, IC-card background server 10 is used for identity information (such as identification code) and and every consumption data that IC-card is corresponding of storage IC-card.In the present embodiment, described client 30 is installed on the smart mobile phone 20, is an application program, and described smart mobile phone 20 links to each other with IC-card background server 10 by wireless network.
After receiving the identity information of user by client 30 inputs, described background server 10 is judged the IC-card corresponding with described identity information, and with described IC-card in the setting-up time section (such as this month, this week etc.) consumption data feeds back to client 30 in editable mode, edit for the user, consumption data in the setting-up time section after described background server 10 is also edited the user is preserved as the overhead data of user in described setting-up time section, and further overhead data is processed and analyzed, the feedback analysis result is to client 30, and is for reference.
Wherein, when the setting-up time section is this month, described processing and analytic process comprise according to the user and comparing at moon consumption inventory and the historical consume inventory in this month, by statement analysis draw on year-on-year basis, chain rate and trend delta data, feed back to client 30 as the part of analysis result.Described analysis result comprises day consumption inventory, week consumption inventory, month consumption inventory and the consumption delta data of IC-card user in the setting-up time section (on year-on-year basis, chain rate), described day consumption inventory, week the consumption inventory and month consumption inventory feed back on the client 30 in the mode of chart and show.In other embodiments, the data area that obtains after processing and analyzing also can be set as required, as comprises the highest date of the amount of consumption and number, minimum date of the amount of consumption and number, the most reasonable date of the amount of consumption and number etc.
For client 30 safer with the data link of IC-card background server 10, described client 30 also is used for receiving the identifying code of user's input, described IC-card background server 10 is after judging the IC-card corresponding with the described identity information that receives, also further whether the described identifying code of checking is effective, and just the consumption data of described IC-card in the setting-up time section fed back to client in editable mode when described identifying code is effective.
In the present embodiment, also store the moon consumption standard data that every IC-card respective user arranges (such as 3000 yuan of standards per month) in the described IC-card background server 10, described processing and analytic process also comprise according to month consumption standard data of the moon consumption inventory of user in setting-up time with setting and comparing, the moon that is greater than or equal to setting in the amount of consumption in this month sends a prompting message to client during the consumption standard volume, carries out reasonable consumption with reminding user.What know easily is, storage also can be all consumption standard data or day consumption standard data etc. in the IC-card background server 10, processing and analytic process then are the comparison procedure of corresponding data, and judge whether that according to result relatively needs produce prompting message and remind the client.
For can be to more comprehensive customer consumption data analysis, when described background server 10 feeds back to client 30 at the consumption data in the setting-up time section that an IC-card is corresponding in editable mode, one amended record window also is provided, for cash and the bank card consumption data of user in this setting-up time section of user amended record, and the consumption data of IC-card in the setting-up time section after the cash of described amended record and bank card consumption data and user edited preserved as the overhead data of user in described setting-up time section in the lump.
As shown in Figure 2, be the process flow diagram based on the book keeping operation financing method of IC-card consumption data.Described method comprises step:
Step 201: after receiving the identity information of user by the client input, judge whether to have the IC-card corresponding with described identity information, if having, then execution in step 202, otherwise continue execution in step 201;
Step 202: the consumption data of described IC-card in the setting-up time section fed back to client in editable mode, edit for the user;
Step 203: the consumption data in the setting-up time section after the user edited is preserved as the overhead data of user in described setting-up time section;
Step 204: overhead data is processed and analyzed, and the feedback analysis result is for reference to client.
For a person skilled in the art, can make other various corresponding changes and distortion according to technical scheme described above and design, and these all changes and distortion should belong within the protection domain of claim of the present invention all.

Claims (10)

1. the book keeping operation financing system based on the IC-card consumption data is characterized in that described book keeping operation
Financing system comprises IC-card background server and the client that is installed on the electronic installation, the identity information that the IC-card background server is used for the storage IC-card reaches and every consumption data that IC-card is corresponding, after receiving the identity information of user by the client input, described background server is judged the IC-card corresponding with described identity information, and the consumption data of described IC-card in the setting-up time section fed back to client in editable mode, edit for the user, consumption data in the setting-up time section after described background server is also edited the user is preserved as the overhead data of user in described setting-up time section, described background server is further processed and is analyzed overhead data, and the feedback analysis result is for reference to client.
2. the book keeping operation financing system based on the IC-card consumption data as claimed in claim 1, it is characterized in that, when described background server feeds back to client at the consumption data in the setting-up time section that an IC-card is corresponding in editable mode, one amended record window also is provided, for cash and the bank card consumption data of user in this setting-up time section of user amended record, and the consumption data of IC-card in the setting-up time section after the cash of described amended record and bank card consumption data and user edited preserved as the overhead data of user in described setting-up time section in the lump.
3. the book keeping operation financing system based on the IC-card consumption data as claimed in claim 2 is characterized in that described client is installed on the smart mobile phone, and described smart mobile phone links to each other with the IC-card background server by wireless network.
4. the book keeping operation financing system based on the IC-card consumption data as claimed in claim 2 is characterized in that, described analysis result comprises day consumption inventory, all consumption inventory and month consumption inventory of IC-card user in the setting-up time section.
5. the book keeping operation financing system based on the IC-card consumption data as claimed in claim 2 is characterized in that, described day consumption inventory, week the consumption inventory and month consumption inventory feed back on the client in the mode of chart and show.
6. the book keeping operation financing system based on the IC-card consumption data as claimed in claim 4, it is characterized in that, be of that month in the described setting-up time, described processing and analytic process comprise according to the user and comparing at moon consumption inventory and the historical consume inventory in this month, by statement analysis draw on year-on-year basis, chain rate and trend delta data, feed back to client as the part of analysis result.
7. the book keeping operation financing system based on the IC-card consumption data as claimed in claim 6, it is characterized in that, also store the moon consumption standard data that every IC-card respective user arranges in the described IC-card background server, described processing and analytic process comprise that also consuming a budget data according to the moon consumption inventory of user in setting-up time and the moon of setting compares, when the amount of consumption trend in this month may be consumed budget greater than the moon of setting, send a prompting message to client, carry out reasonable consumption with reminding user.
8. the book keeping operation financing system based on the IC-card consumption data as claimed in claim 1 is characterized in that, the identification code that every IC-card corresponding is unique, and described identity information is identification code.
9. the book keeping operation financing system based on the IC-card consumption data as claimed in claim 7, it is characterized in that, described client also is used for receiving the identifying code of user's input, described IC-card background server is after judging the IC-card corresponding with the described identity information that receives, also further whether the described identifying code of checking is effective, and just the consumption data of described IC-card in the setting-up time section fed back to client in editable mode when described identifying code is effective.
10. the book keeping operation financing method based on the IC-card consumption data is characterized in that, comprises step:
After receiving the identity information of user by the client input, judge the IC-card corresponding with described identity information;
The consumption data of described IC-card in the setting-up time section fed back to client in editable mode, edit for the user;
Consumption data in the setting-up time section after the user edited is preserved as the overhead data of user in described setting-up time section;
Overhead data is processed and analyzed, and the feedback analysis result is for reference to client.
CN2012104295008A 2012-10-31 2012-10-31 Bookkeeping and financial management system and method based on consumption data of integrated circuit (IC) card Pending CN102968714A (en)

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Cited By (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN104616122A (en) * 2015-02-28 2015-05-13 陈晓华 Electronic financing and accounting system and method using same
CN109427008A (en) * 2017-08-18 2019-03-05 中兴通讯股份有限公司 Bookkeeping methods, device and computer readable storage medium
CN110599708A (en) * 2019-09-18 2019-12-20 重庆爱车联信息技术有限公司 Internal intelligent cash register system for gas station
TWI718408B (en) * 2017-11-17 2021-02-11 開曼群島商創新先進技術有限公司 Account information management method and device

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US20030078882A1 (en) * 2001-10-23 2003-04-24 Hiroko Sukeda Smart cards, customer relationship management system and method of offering results of customer analysis
CN101727647A (en) * 2009-12-14 2010-06-09 中兴通讯股份有限公司 Multiple bank account consumption information management method and device
CN102142127A (en) * 2010-07-30 2011-08-03 华为技术有限公司 Method and device for managing consumption details of user
CN102385736A (en) * 2010-08-27 2012-03-21 康佳集团股份有限公司 Consumption statistic system for credit card and mobile phone with consumption statistic function of credit card
CN102419851A (en) * 2011-11-04 2012-04-18 韩壮 Method and device for collecting consumption data of consumers
CN102629354A (en) * 2012-04-18 2012-08-08 彭立发 System and method for automatically accounting consumption data (records) of consumer

Patent Citations (6)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US20030078882A1 (en) * 2001-10-23 2003-04-24 Hiroko Sukeda Smart cards, customer relationship management system and method of offering results of customer analysis
CN101727647A (en) * 2009-12-14 2010-06-09 中兴通讯股份有限公司 Multiple bank account consumption information management method and device
CN102142127A (en) * 2010-07-30 2011-08-03 华为技术有限公司 Method and device for managing consumption details of user
CN102385736A (en) * 2010-08-27 2012-03-21 康佳集团股份有限公司 Consumption statistic system for credit card and mobile phone with consumption statistic function of credit card
CN102419851A (en) * 2011-11-04 2012-04-18 韩壮 Method and device for collecting consumption data of consumers
CN102629354A (en) * 2012-04-18 2012-08-08 彭立发 System and method for automatically accounting consumption data (records) of consumer

Cited By (5)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN104616122A (en) * 2015-02-28 2015-05-13 陈晓华 Electronic financing and accounting system and method using same
CN109427008A (en) * 2017-08-18 2019-03-05 中兴通讯股份有限公司 Bookkeeping methods, device and computer readable storage medium
TWI718408B (en) * 2017-11-17 2021-02-11 開曼群島商創新先進技術有限公司 Account information management method and device
CN110599708A (en) * 2019-09-18 2019-12-20 重庆爱车联信息技术有限公司 Internal intelligent cash register system for gas station
CN110599708B (en) * 2019-09-18 2021-08-10 重庆爱车联信息技术有限公司 Internal intelligent cash register system for gas station

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Inventor after: Xie Zhendong

Inventor after: Tan Dandan

Inventor after: Li Zhiming

Inventor after: Fang Qiushui

Inventor after: Chang Zhenting

Inventor after: Xu Feng

Inventor after: Fang Xiaohong

Inventor after: Hu Bin

Inventor after: Yang Xiaoli

Inventor after: Gong Huiqin

Inventor before: Xie Zhendong

Inventor before: Tan Dandan

Inventor before: Li Zhiming

Inventor before: Fang Qiushui

Inventor before: Chang Zhenting

Inventor before: Xu Feng

Inventor before: Fang Xiaohong

Inventor before: Hu Bin

Inventor before: Yang Xiaoli

Inventor before: Gong Huiqin

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Application publication date: 20130313