CN103400180A - Iris authenticated bank card - Google Patents
Iris authenticated bank card Download PDFInfo
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- CN103400180A CN103400180A CN2013103052342A CN201310305234A CN103400180A CN 103400180 A CN103400180 A CN 103400180A CN 2013103052342 A CN2013103052342 A CN 2013103052342A CN 201310305234 A CN201310305234 A CN 201310305234A CN 103400180 A CN103400180 A CN 103400180A
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- card
- bank
- iris information
- iris
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Abstract
The invention discloses a bank card which adopts a human eye iris authentication technology. The bank card adopts an IC (Integrated Circuit) card with the storage capacity of greater than 16K. The iris information of a card holder or a customer is acquired by a camera connected with a computer in a bank counter. The acquired iris information is written in the bank card by a card writer connected with the computer in the band counter. The acquired iris information is stored in a server of a bank data center through the internal network of a bank. When the card holder deposits or withdraws, transfers or pays by swiping a card through an ATM (Automatic Teller Machine), the iris information of a user is acquired by the camera connected with the ATM or a cash register, the iris information stored in the bank card is read by a card reader of the ATM or the card reader on the cash register, the iris information acquired by the camera is compared with the iris information stored in the card, and then the iris information acquired by the camera and the iris information stored in the card are compared with the reserved iris information stored in the server of the bank data center through the network. If the comparison result shows that the iris information acquired by the camera and the iris information stored in the card are consistent with the reserved iris information stored in the server of the bank data center, operation is allowed; and otherwise, the operation is not allowed. By the bank card, the fund security of the card holder can be guaranteed effectively; and the fund can be prevented from theft or fraudulent.
Description
Technical field
The present invention relates to a kind of bank card that adopts human eye iris authentication technology, refer in particular to the bank card that adopts iris capturing, iris storage, iris comparison technology to determine to deposit and withdraw or transfer accounts authority.
Background technology
At present, most bank cards adopt magnetic stripe card, and the authority of depositing and withdrawing is determined in the checking that accesses to your password.The magnetic stripe card capacity is little, and easily is replicated.Password may be stolen, and also may be cracked.The event that on card, deposit is stolen happens occasionally.The iris of mankind's eyes is unique, is best suited for one of biological characteristic of determining people's identity.The collection of iris and comparison technology are ripe.The memory capacity of iris data is little.After technical finesse, common IC-card all can be stored iris data.
Summary of the invention
In order to solve the problem of existing bank card security deficiency, the invention provides a kind of bank card that adopts the iris authentication technology.This bank card can the effective guarantee holder fund security, prevent undelegated access and steal.
The technical scheme that the present invention takes is: the physical medium of bank card adopts the above IC-card of memory capacity 16K.When the client opens card or change access right to bank counter, by being connected to the camera on the bank counter computing machine, extract client's iris information, and the iris data after extracting, processing is write to bank card by the writer that is connected on the bank counter computing machine, by bank's internal network, deposit on the server of bank data centers.The client holds the ATM of bank when withdrawing the money or transferring accounts, and by the camera that is connected on ATM, extracts end user's iris information and processes, and the card reader that carries by ATM reads the iris data that is stored in bank card, and these two is compared.If inconsistent the prompting refetches iris information.The number of times inconsistent (such as three times) that surpasses regulation is namely refused operation, confiscates or exit bank card.If comparison result is consistent, further with the reserved iris information of holder that is stored on the bank data centers server, compare, if unanimously can deposit and withdraw or transfer accounts operation.If inconsistent display reminding information backed off after random bank card.The client holds bank card and swipes the card while paying the fees, by the camera that is connected on cashing machine, extract the iris information of end user's eyes and process, by the card reader that is connected on cashing machine, read the iris data of storing in bank card, comparison process is identical with the comparison process that ATM is withdrawn the money.
The invention has the beneficial effects as follows, can improve the security of bank card, effective guarantee holder's fund security, prevent undelegated access, steal or steal brush.
The accompanying drawing explanation
The invention will be further described below in conjunction with accompanying drawing.
Accompanying drawing 1 is the counter computer of bank and camera and the writer that gathers iris information.Wherein 1 is computing machine, the 2nd, and camera, the 3rd, writer, the 4th, bank's internal network, the 5th, the server of bank data centers.
Accompanying drawing 2 is ATM cash dispenser and the camera that gathers iris information.Wherein 1 is ATM, the 2nd, and camera, the 3rd, bank's internal network, the 4th, bank data centers server.
Accompanying drawing 3 is the cashing machine of cooperation unit and camera and the card reader that gathers iris information.Wherein 1 is cashing machine, the 2nd, and camera, the 3rd, card reader, the 4th, communication network, the 5th, the server of bank data centers.
Embodiment
In accompanying drawing 1, camera 2 and bank card writer 3 are connected on bank counter service computer 1.Client Kai Ka, or change is during access right, and system uses camera 2 by calibration, to gather client's iris information, by writer, writes the iris data after processing on client's bank card; And by bank's internal network 4, these iris data are deposited on the server 5 of bank data centers.
In accompanying drawing 2, camera 2 is connected on ATM 1.When the holder deposited and withdrew, system used camera 2 by calibration, to gather end user's iris information, and after processing, the card reader of using ATM to carry reads the iris data of storing on bank card, and the two is compared.If comparison result is inconsistent, the prompting holder recalibrates, gathers iris information.Surpass stipulated number inconsistent rear (such as three times), confiscate bank card, or exit bank card.The iris data of storing on end user's iris information and bank card compare consistent after, system reads the reserved iris data of client of storage on bank data centers server 4 by bank's internal network 3, with the iris data of this acquisition process, compare.The result operation of unanimously can depositing and withdrawing or transfer accounts.The inconsistent display reminding of result information backed off after random bank card.
In accompanying drawing 3, camera 2 and card reader 3 are connected on cashing machine 1.The swipe the card collection of iris information while paying in, the comparison process that reads while withdrawing the money with ATM with comparison process of holder is identical.
Claims (3)
1. bank card that adopts human eye iris authentication technology, the physical medium of this card adopt the IC-card of memory capacity greater than 16K, on card, have holder or access people's iris information.
2. bank card according to claim 1, is characterized in that: when bank card is opened card or change access right, gather holder or access people's iris information, the iris information that collects is deposited in to the server of bank card and bank data centers.
3. bank card according to claim 1, it is characterized in that: when the holder uses bank card, gather end user's iris information, with the reserved iris information comparison of storing on bank card and bank data centers server, comparison result unanimously allows operation, and inconsistent the permission operates.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN2013103052342A CN103400180A (en) | 2013-04-02 | 2013-07-20 | Iris authenticated bank card |
Applications Claiming Priority (3)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201320157534.6 | 2013-04-02 | ||
| CN201320157534 | 2013-04-02 | ||
| CN2013103052342A CN103400180A (en) | 2013-04-02 | 2013-07-20 | Iris authenticated bank card |
Publications (1)
| Publication Number | Publication Date |
|---|---|
| CN103400180A true CN103400180A (en) | 2013-11-20 |
Family
ID=49563797
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN2013103052342A Pending CN103400180A (en) | 2013-04-02 | 2013-07-20 | Iris authenticated bank card |
Country Status (1)
| Country | Link |
|---|---|
| CN (1) | CN103400180A (en) |
Cited By (3)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN103903028A (en) * | 2014-03-31 | 2014-07-02 | 上海古鳌电子科技股份有限公司 | IC card processing device and IC card replacing and updating method |
| CN106127975A (en) * | 2016-06-29 | 2016-11-16 | 浪潮(北京)电子信息产业有限公司 | A kind of bank card security system based on retina identification |
| CN106920103A (en) * | 2017-03-13 | 2017-07-04 | 信利光电股份有限公司 | A kind of safety certifying method and safety certification device for obtaining bank card information |
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| US20050033619A1 (en) * | 2001-07-10 | 2005-02-10 | American Express Travel Related Services Company, Inc. | Method and system for tracking user performance |
| CN101266704A (en) * | 2008-04-24 | 2008-09-17 | 张宏志 | ATM secure authentication and pre-alarming method based on face recognition |
| CN101373526A (en) * | 2007-08-23 | 2009-02-25 | 吴铭远 | Safe card storing with biological feature data and its use method |
| CN101777212A (en) * | 2010-02-05 | 2010-07-14 | 广州广电运通金融电子股份有限公司 | Security card, card authentication system, financial equipment with the same and authentication method |
| CN102204211A (en) * | 2011-05-30 | 2011-09-28 | 华为技术有限公司 | Real-name account-opening method based on self-help terminal and terminal thereof |
| CN102298810A (en) * | 2010-06-28 | 2011-12-28 | 陈麟华 | Anti-counterfeit method for bank card, bank card with special anti-counterfeit function, and ATM |
| CN102915594A (en) * | 2011-08-04 | 2013-02-06 | 深圳市凯智汇科技有限公司 | Bank card security system based on human body biological information code and operation method thereof |
| CN103001970A (en) * | 2012-12-20 | 2013-03-27 | 中国工商银行股份有限公司 | Safety authentication method and safety authentication system |
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2013
- 2013-07-20 CN CN2013103052342A patent/CN103400180A/en active Pending
Patent Citations (8)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| US20050033619A1 (en) * | 2001-07-10 | 2005-02-10 | American Express Travel Related Services Company, Inc. | Method and system for tracking user performance |
| CN101373526A (en) * | 2007-08-23 | 2009-02-25 | 吴铭远 | Safe card storing with biological feature data and its use method |
| CN101266704A (en) * | 2008-04-24 | 2008-09-17 | 张宏志 | ATM secure authentication and pre-alarming method based on face recognition |
| CN101777212A (en) * | 2010-02-05 | 2010-07-14 | 广州广电运通金融电子股份有限公司 | Security card, card authentication system, financial equipment with the same and authentication method |
| CN102298810A (en) * | 2010-06-28 | 2011-12-28 | 陈麟华 | Anti-counterfeit method for bank card, bank card with special anti-counterfeit function, and ATM |
| CN102204211A (en) * | 2011-05-30 | 2011-09-28 | 华为技术有限公司 | Real-name account-opening method based on self-help terminal and terminal thereof |
| CN102915594A (en) * | 2011-08-04 | 2013-02-06 | 深圳市凯智汇科技有限公司 | Bank card security system based on human body biological information code and operation method thereof |
| CN103001970A (en) * | 2012-12-20 | 2013-03-27 | 中国工商银行股份有限公司 | Safety authentication method and safety authentication system |
Cited By (3)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN103903028A (en) * | 2014-03-31 | 2014-07-02 | 上海古鳌电子科技股份有限公司 | IC card processing device and IC card replacing and updating method |
| CN106127975A (en) * | 2016-06-29 | 2016-11-16 | 浪潮(北京)电子信息产业有限公司 | A kind of bank card security system based on retina identification |
| CN106920103A (en) * | 2017-03-13 | 2017-07-04 | 信利光电股份有限公司 | A kind of safety certifying method and safety certification device for obtaining bank card information |
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| C06 | Publication | ||
| PB01 | Publication | ||
| C10 | Entry into substantive examination | ||
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| C02 | Deemed withdrawal of patent application after publication (patent law 2001) | ||
| WD01 | Invention patent application deemed withdrawn after publication |
Application publication date: 20131120 |