CN104268676A - Consumption membership card data processing method - Google Patents
Consumption membership card data processing method Download PDFInfo
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- CN104268676A CN104268676A CN201410466616.8A CN201410466616A CN104268676A CN 104268676 A CN104268676 A CN 104268676A CN 201410466616 A CN201410466616 A CN 201410466616A CN 104268676 A CN104268676 A CN 104268676A
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- money
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- member card
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q10/00—Administration; Management
- G06Q10/06—Resources, workflows, human or project management; Enterprise or organisation planning; Enterprise or organisation modelling
- G06Q10/067—Enterprise or organisation modelling
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q30/00—Commerce
- G06Q30/02—Marketing; Price estimation or determination; Fundraising
- G06Q30/0241—Advertisements
- G06Q30/0251—Targeted advertisements
- G06Q30/0257—User requested
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- Entrepreneurship & Innovation (AREA)
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- Game Theory and Decision Science (AREA)
- Marketing (AREA)
- Physics & Mathematics (AREA)
- General Business, Economics & Management (AREA)
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Abstract
The embodiment of the invention provides a consumption membership card data processing method. The consumption membership card data processing method comprises the steps of pre-storing the amount and the unique identification of each consumption membership card issued by each card issuing merchant and correspondingly storing the amount of cash deposit paid by each card issuing merchant and the amount in the account of each card issuing merchant; determining whether the balance of a consumption membership card is sufficient or not according to the unique identification of the consumption membership card when the consumption membership card is swiped for consumption in a joined merchant, and returning and finishing operation if the balance of the consumption membership card is insufficient; returning a successful payment message, deducting corresponding amount from the account amount corresponding to the card issuing merchant of the consumption membership card and adding the corresponding amount into the account of the joined merchant in which the consumption is performed if the balance of the consumption membership card is sufficient.
Description
Technical field
the present invention relates to electronic technology field, especially relate to a kind of consumption member card data processing method.
Background technology
along with the development of mobile communication technology and electronic technology, various electronic data is more and more universal, wherein most is representational is exactly electronic data card as bank card, member card one class, and this electronic data card can make user carry its electronic data mark easily to improve convenience and security.Wherein member card general reference regular identity identification card, comprises the member authentication in the consumption places such as market, hotel, fitness center, wineshop.Widely, all relating to needs to identify the place of identity their purposes, all may be used on identification card, as school, club, company, office, group etc.Membership-based services is also a kind of Service Management pattern of current trend, and it can improve the turn-head-rate of client, improves client to business loyalty degree.A lot of service industries all takes such service mode, and the form majority of member system all shows as member card.The member card of a corporation issues is equivalent to the business card of company, can the mark of printing firm or pattern on member card, for corporate image publicizes, is the ideal carrier that company carries out advertising.Issue member card simultaneously and can also play the new client of attraction, keep patron here, strengthen the effect of customer loyalty, can also realize the functions such as discounting, integration, customer account management, be a kind of approach of truly feasible improve effects.
but along with popularizing of member card, a lot of businessman all wishes to provide respective consumption member card.But so just need each businessman to safeguard the database server on a set of card-punching system and backstage separately, just current cost and later maintenance cost straight line increase to cause businessman.
Summary of the invention
for the problem that current consumption member card super generating causes the cost straight line of businessman to increase, propose a kind of consumption member card data processing method.
to achieve these goals, embodiments provide a kind of consumption member card data processing method, comprising:
the amount of money of consumption member card of each hair fastener businessman of pre-stored distribution and unique identification in a database, and the amount of money in the amount of money of the guaranty money that pays of each hair fastener businessman of corresponding stored, this hair fastener Merchant Account;
when there being consumption member card to carry out bankcard consumption at participating merchant, determine that whether the remaining sum of this consumption member card is enough according to the unique identification of described consumption member card, if otherwise return miscue and terminate; If it is return payment success message, and deduct the corresponding amount of money from the amount of money in account corresponding to the hair fastener businessman of this consumption member card of this distribution, and increase the corresponding amount of money in the amount of money in the account of carrying out the participating merchant consumed.
wherein, described method also comprises: send information when the amount of money in the account that hair fastener businessman pays is less than the amount of money of this hair fastener businessman guaranty money.
wherein, described method also comprises: when the amount of money in hair fastener Merchant Account is greater than the amount of money of hair fastener businessman guaranty money, difference is proceeded in account that this hair fastener businessman specifies.
technical scheme of the present invention has following advantage:
such scheme proposes a kind of consumption member card data processing method, hand over a part of guaranty money that this consumption member card just can be made can to use at all participating merchant after the basis of the consumption member card issued in existing businessman only need be joined, and only just need can realize sharing, to realize this consumption member card Instant Transfer when any participating merchant is consumed with the data of other businessmans by the data-base transplantation in businessman's background server to platform.
Accompanying drawing explanation
by the description carried out a preferred embodiment of the present invention below in conjunction with accompanying drawing, technical scheme of the present invention and technique effect thereof will become clearly, and easy to understand more.Wherein:
fig. 1 is the schematic flow sheet of the embodiment of the present invention.
Embodiment
below with reference to appended accompanying drawing, a preferred embodiment of the present invention is described.
the embodiment of the present invention proposes a kind of one consumption member card data processing method as shown in Figure 1, comprising:
the amount of money of consumption member card of each hair fastener businessman of pre-stored distribution and unique identification in a database, and the amount of money in the amount of money of the guaranty money that pays of each hair fastener businessman of corresponding stored, this hair fastener Merchant Account;
when there being consumption member card to carry out bankcard consumption at participating merchant, determine that whether the remaining sum of this consumption member card is enough according to the unique identification of described consumption member card, if otherwise return miscue and terminate; If it is return payment success message, and deduct the corresponding amount of money from the amount of money in account corresponding to the hair fastener businessman of this consumption member card of this distribution, and increase the corresponding amount of money in the amount of money in the account of carrying out the participating merchant consumed.
wherein, described method also comprises: send information when the amount of money in the account that hair fastener businessman pays is less than the amount of money of this hair fastener businessman guaranty money.
wherein, described method also comprises: when the amount of money in hair fastener Merchant Account is greater than the amount of money of hair fastener businessman guaranty money, difference is proceeded in account that this hair fastener businessman specifies.
the amount of money of the guaranty money paid sends information lower than when preset value or preset ratio.
below by an instantiation for the service platform of multiple businessman, the present invention is further described:
a businessman and B businessman are all the encrypt-decrypt algorithm of service platform, and the guaranty money of 5000 yuan has prepay in each businessman.A businessman and B businessman issue oneself consumption member card separately, and when the consumption member card of A businessman has consumed 10 yuan in B businessman, the guaranty money of A businessman deducts in 10 yuan of accounts of adding B businessman to by background server.In the account of now A businessman, the amount of money is 4990 yuan, and in the account of B businessman, the amount of money is 5100 yuan.Now notify A businessman margin, and the part being greater than guaranty money can be transferred accounts by B businessman at any time.Certainly, the guaranty money of A businessman is 5000 yuan, but A businessman again in the account of oneself in order to avoid frequent margin can import a part, to guarantee that in a period of time, in account, remaining sum is always greater than guaranty money's more.
for person of ordinary skill in the field, along with the development of technology, the present invention's design can realize by different way.Embodiments of the present invention are not limited in embodiment described above, and can change within the scope of the claims.
Claims (3)
1. consume a member card data processing method, it is characterized in that, comprising:
The amount of money of consumption member card of each hair fastener businessman of pre-stored distribution and unique identification in a database, and the amount of money in the amount of money of the guaranty money that pays of each hair fastener businessman of corresponding stored, this hair fastener Merchant Account;
When there being consumption member card to carry out bankcard consumption at participating merchant, determine that whether the remaining sum of this consumption member card is enough according to the unique identification of described consumption member card, if otherwise return miscue and terminate; If it is return payment success message, and deduct the corresponding amount of money from the amount of money in account corresponding to the hair fastener businessman of this consumption member card of this distribution, and increase the corresponding amount of money in the amount of money in the account of carrying out the participating merchant consumed.
2. consumption member card data processing method according to claim 1, it is characterized in that, described method also comprises: send information when the amount of money in the account that hair fastener businessman pays is less than the amount of money of this hair fastener businessman guaranty money.
3. consumption member card data processing method according to claim 1, it is characterized in that, described method also comprises: when the amount of money in hair fastener Merchant Account is greater than the amount of money of hair fastener businessman guaranty money, difference is proceeded in account that this hair fastener businessman specifies.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201410466616.8A CN104268676A (en) | 2014-09-15 | 2014-09-15 | Consumption membership card data processing method |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201410466616.8A CN104268676A (en) | 2014-09-15 | 2014-09-15 | Consumption membership card data processing method |
Publications (1)
| Publication Number | Publication Date |
|---|---|
| CN104268676A true CN104268676A (en) | 2015-01-07 |
Family
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Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN201410466616.8A Pending CN104268676A (en) | 2014-09-15 | 2014-09-15 | Consumption membership card data processing method |
Country Status (1)
| Country | Link |
|---|---|
| CN (1) | CN104268676A (en) |
Cited By (3)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN107945422A (en) * | 2017-11-20 | 2018-04-20 | 深圳易天堂网络技术有限公司 | A kind of lottery ticket based on registered user buys method and device jointly |
| CN108694605A (en) * | 2018-05-08 | 2018-10-23 | 驼背信息科技成都有限责任公司 | A kind of management method of opening shared member card |
| CN110930140A (en) * | 2019-12-09 | 2020-03-27 | 张伟 | Stored value consumption method and system |
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| US7356505B2 (en) * | 2000-06-06 | 2008-04-08 | Universal Transactions Systems Limited | System and method for transferring funds |
| CN101174320A (en) * | 2004-09-21 | 2008-05-07 | 陈澍 | Opened multi-merchant sharing member card system, terminal interactive method and merchant machine |
| CN101436332A (en) * | 2008-12-19 | 2009-05-20 | 福建今日特价网络有限公司 | Payment system and method |
| CN101599148A (en) * | 2008-06-05 | 2009-12-09 | 香港城市大学 | Library's self-help payment system and method |
| CN201654840U (en) * | 2009-10-23 | 2010-11-24 | 浙江信诺科技有限公司 | Apparatus for managing electronic ticket/card marketing and general member card in same trade |
| CN101894431A (en) * | 2010-07-23 | 2010-11-24 | 候万春 | Method and system supporting cross-merchant use of prepaid card |
| US8286863B1 (en) * | 2009-02-04 | 2012-10-16 | Metabank | System and computer program product to issue a retail prepaid card including a user-designed external face using a chit and related computer implemented methods |
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2014
- 2014-09-15 CN CN201410466616.8A patent/CN104268676A/en active Pending
Patent Citations (8)
| Publication number | Priority date | Publication date | Assignee | Title |
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| US7356505B2 (en) * | 2000-06-06 | 2008-04-08 | Universal Transactions Systems Limited | System and method for transferring funds |
| CN101174320A (en) * | 2004-09-21 | 2008-05-07 | 陈澍 | Opened multi-merchant sharing member card system, terminal interactive method and merchant machine |
| CN1787020A (en) * | 2004-12-11 | 2006-06-14 | 招商银行股份有限公司 | Bank card system of one house with multi-card and processing method thereof |
| CN101599148A (en) * | 2008-06-05 | 2009-12-09 | 香港城市大学 | Library's self-help payment system and method |
| CN101436332A (en) * | 2008-12-19 | 2009-05-20 | 福建今日特价网络有限公司 | Payment system and method |
| US8286863B1 (en) * | 2009-02-04 | 2012-10-16 | Metabank | System and computer program product to issue a retail prepaid card including a user-designed external face using a chit and related computer implemented methods |
| CN201654840U (en) * | 2009-10-23 | 2010-11-24 | 浙江信诺科技有限公司 | Apparatus for managing electronic ticket/card marketing and general member card in same trade |
| CN101894431A (en) * | 2010-07-23 | 2010-11-24 | 候万春 | Method and system supporting cross-merchant use of prepaid card |
Cited By (3)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN107945422A (en) * | 2017-11-20 | 2018-04-20 | 深圳易天堂网络技术有限公司 | A kind of lottery ticket based on registered user buys method and device jointly |
| CN108694605A (en) * | 2018-05-08 | 2018-10-23 | 驼背信息科技成都有限责任公司 | A kind of management method of opening shared member card |
| CN110930140A (en) * | 2019-12-09 | 2020-03-27 | 张伟 | Stored value consumption method and system |
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| RJ01 | Rejection of invention patent application after publication | ||
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Application publication date: 20150107 |