CN1168343C - 用于在移动台中使用应用装置的方法和用于实行付款的系统 - Google Patents

用于在移动台中使用应用装置的方法和用于实行付款的系统 Download PDF

Info

Publication number
CN1168343C
CN1168343C CNB011437774A CN01143777A CN1168343C CN 1168343 C CN1168343 C CN 1168343C CN B011437774 A CNB011437774 A CN B011437774A CN 01143777 A CN01143777 A CN 01143777A CN 1168343 C CN1168343 C CN 1168343C
Authority
CN
China
Prior art keywords
application apparatus
user terminal
information
user
surplus
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Expired - Lifetime
Application number
CNB011437774A
Other languages
English (en)
Other versions
CN1379608A (zh
Inventor
P����ŵ��
P·黑诺仁
M·特尔侯
M·马尔蒂拉
����˹�ٰ�������
M·老蒂奥拉
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Nokia Technologies Oy
Original Assignee
Nokia Mobile Phones Ltd
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Family has litigation
First worldwide family litigation filed litigation Critical https://patents.darts-ip.com/?family=8542862&utm_source=google_patent&utm_medium=platform_link&utm_campaign=public_patent_search&patent=CN1168343(C) "Global patent litigation dataset” by Darts-ip is licensed under a Creative Commons Attribution 4.0 International License.
Application filed by Nokia Mobile Phones Ltd filed Critical Nokia Mobile Phones Ltd
Publication of CN1379608A publication Critical patent/CN1379608A/zh
Application granted granted Critical
Publication of CN1168343C publication Critical patent/CN1168343C/zh
Anticipated expiration legal-status Critical
Expired - Lifetime legal-status Critical Current

Links

Images

Classifications

    • GPHYSICS
    • G07CHECKING-DEVICES
    • G07GREGISTERING THE RECEIPT OF CASH, VALUABLES, OR TOKENS
    • G07G1/00Cash registers
    • G07G1/12Cash registers electronically operated
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q10/00Administration; Management
    • G06Q10/02Reservations, e.g. for tickets, services or events
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/04Payment circuits
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/04Payment circuits
    • G06Q20/06Private payment circuits, e.g. involving electronic currency used among participants of a common payment scheme
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/08Payment architectures
    • G06Q20/12Payment architectures specially adapted for electronic shopping systems
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/08Payment architectures
    • G06Q20/20Point-of-sale [POS] network systems
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/22Payment schemes or models
    • G06Q20/26Debit schemes, e.g. "pay now"
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322Aspects of commerce using mobile devices [M-devices]
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322Aspects of commerce using mobile devices [M-devices]
    • G06Q20/3223Realising banking transactions through M-devices
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322Aspects of commerce using mobile devices [M-devices]
    • G06Q20/3226Use of secure elements separate from M-devices
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322Aspects of commerce using mobile devices [M-devices]
    • G06Q20/3227Aspects of commerce using mobile devices [M-devices] using secure elements embedded in M-devices
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322Aspects of commerce using mobile devices [M-devices]
    • G06Q20/3229Use of the SIM of a M-device as secure element
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/325Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices using wireless networks
    • G06Q20/3255Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices using wireless networks using mobile network messaging services for payment, e.g. SMS
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/326Payment applications installed on the mobile devices
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/327Short range or proximity payments by means of M-devices
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/327Short range or proximity payments by means of M-devices
    • G06Q20/3278RFID or NFC payments by means of M-devices
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/341Active cards, i.e. cards including their own processing means, e.g. including an IC or chip
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/349Rechargeable cards
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/355Personalisation of cards for use
    • G06Q20/3552Downloading or loading of personalisation data
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/357Cards having a plurality of specified features
    • G06Q20/3576Multiple memory zones on card
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/36Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
    • G06Q20/363Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes with the personal data of a user
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/42Confirmation, e.g. check or permission by the legal debtor of payment
    • G06Q20/425Confirmation, e.g. check or permission by the legal debtor of payment using two different networks, one for transaction and one for security confirmation
    • GPHYSICS
    • G07CHECKING-DEVICES
    • G07FCOIN-FREED OR LIKE APPARATUS
    • G07F17/00Coin-freed apparatus for hiring articles; Coin-freed facilities or services
    • G07F17/24Coin-freed apparatus for hiring articles; Coin-freed facilities or services for parking meters
    • GPHYSICS
    • G07CHECKING-DEVICES
    • G07FCOIN-FREED OR LIKE APPARATUS
    • G07F7/00Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/0866Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means by active credit-cards adapted therefor
    • GPHYSICS
    • G07CHECKING-DEVICES
    • G07FCOIN-FREED OR LIKE APPARATUS
    • G07F7/00Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/10Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
    • G07F7/1008Active credit-cards provided with means to personalise their use, e.g. with PIN-introduction/comparison system
    • HELECTRICITY
    • H04ELECTRIC COMMUNICATION TECHNIQUE
    • H04MTELEPHONIC COMMUNICATION
    • H04M1/00Substation equipment, e.g. for use by subscribers
    • H04M1/72Mobile telephones; Cordless telephones, i.e. devices for establishing wireless links to base stations without route selection
    • H04M1/724User interfaces specially adapted for cordless or mobile telephones
    • H04M1/72403User interfaces specially adapted for cordless or mobile telephones with means for local support of applications that increase the functionality
    • HELECTRICITY
    • H04ELECTRIC COMMUNICATION TECHNIQUE
    • H04MTELEPHONIC COMMUNICATION
    • H04M15/00Arrangements for metering, time-control or time indication ; Metering, charging or billing arrangements for voice wireline or wireless communications, e.g. VoIP
    • H04M15/68Payment of value-added services
    • HELECTRICITY
    • H04ELECTRIC COMMUNICATION TECHNIQUE
    • H04MTELEPHONIC COMMUNICATION
    • H04M17/00Prepayment of wireline communication systems, wireless communication systems or telephone systems
    • HELECTRICITY
    • H04ELECTRIC COMMUNICATION TECHNIQUE
    • H04WWIRELESS COMMUNICATION NETWORKS
    • H04W4/00Services specially adapted for wireless communication networks; Facilities therefor
    • H04W4/24Accounting or billing
    • HELECTRICITY
    • H04ELECTRIC COMMUNICATION TECHNIQUE
    • H04WWIRELESS COMMUNICATION NETWORKS
    • H04W88/00Devices specially adapted for wireless communication networks, e.g. terminals, base stations or access point devices
    • H04W88/02Terminal devices
    • HELECTRICITY
    • H04ELECTRIC COMMUNICATION TECHNIQUE
    • H04MTELEPHONIC COMMUNICATION
    • H04M1/00Substation equipment, e.g. for use by subscribers
    • H04M1/72Mobile telephones; Cordless telephones, i.e. devices for establishing wireless links to base stations without route selection
    • H04M1/724User interfaces specially adapted for cordless or mobile telephones
    • H04M1/72403User interfaces specially adapted for cordless or mobile telephones with means for local support of applications that increase the functionality
    • H04M1/72409User interfaces specially adapted for cordless or mobile telephones with means for local support of applications that increase the functionality by interfacing with external accessories
    • H04M1/72412User interfaces specially adapted for cordless or mobile telephones with means for local support of applications that increase the functionality by interfacing with external accessories using two-way short-range wireless interfaces
    • HELECTRICITY
    • H04ELECTRIC COMMUNICATION TECHNIQUE
    • H04MTELEPHONIC COMMUNICATION
    • H04M15/00Arrangements for metering, time-control or time indication ; Metering, charging or billing arrangements for voice wireline or wireless communications, e.g. VoIP
    • HELECTRICITY
    • H04ELECTRIC COMMUNICATION TECHNIQUE
    • H04MTELEPHONIC COMMUNICATION
    • H04M2215/00Metering arrangements; Time controlling arrangements; Time indicating arrangements
    • H04M2215/01Details of billing arrangements
    • H04M2215/0196Payment of value-added services, mainly when their charges are added on the telephone bill, e.g. payment of non-telecom services, e-commerce, on-line banking
    • HELECTRICITY
    • H04ELECTRIC COMMUNICATION TECHNIQUE
    • H04MTELEPHONIC COMMUNICATION
    • H04M2215/00Metering arrangements; Time controlling arrangements; Time indicating arrangements
    • H04M2215/20Technology dependant metering
    • H04M2215/2026Wireless network, e.g. GSM, PCS, TACS
    • HELECTRICITY
    • H04ELECTRIC COMMUNICATION TECHNIQUE
    • H04MTELEPHONIC COMMUNICATION
    • H04M2215/00Metering arrangements; Time controlling arrangements; Time indicating arrangements
    • H04M2215/32Involving wireless systems
    • HELECTRICITY
    • H04ELECTRIC COMMUNICATION TECHNIQUE
    • H04MTELEPHONIC COMMUNICATION
    • H04M2250/00Details of telephonic subscriber devices
    • H04M2250/14Details of telephonic subscriber devices including a card reading device

Abstract

本发明涉及用于使用在移动台(1)中的应用项(18)的方法。应用项具有第一工作模式和第二工作模式,其中第一工作模式是被动的,及在第二工作模式时应用项控制移动台的主控制单元。本发明也涉及用于进行付款的系统,它包括至少一个具有应用项(18)的移动台(1),用于使用应用项(18)的装置,以及用于数据传送的第一装置(IR,20,RF),以进行本地数据传送。该系统还包括至少一台现金出纳机(21)等,它具有用于数据传送的第二装置(IR2),以及应用项(18)包括在用于数据传送的第一装置(IR)和用于数据传送的第二装置(IR2)之间传送数据的装置。

Description

用于在移动台中使用应用装置的方法 和用于实行付款的系统
技术领域
本发明涉及用于使用在移动台中的应用装置的方法,移动台(也被称为移动无线通信单元),以及用于实行付款的系统。
背景技术
在现有的移动电话技术中,控制卡包括用户识别单元,例如在基于GSM(全球移动通信系统)标准的系统中所使用的SIM(用户身份模块)。SIM包括控制单元CPU(中央处理单元),程序存储器ROM(只读存储器),适合于长期贮存的数据存储器EEPROM(电可擦可编程只读存储器)和适合于在使用RAM(随机存取存储器)期间保存数据的操作存储器。为使用移动电话,通常当移动电话被接通时,必须给出保存在SIM上的PIN号码(个人识别号码)。其它的用户特定的信息,例如电话号码消息等也可存储在SIM的数据存储器中。
现在也有带有用于连接外部数据处理单元(例如手提式计算机)的数据连接器的移动电话。这样,移动电话可被用作为用于通过无线通信网在手提式计算机和某些其它数据处理设备之间进行数据传送的装置。由此,有可能建立,例如,到用户所属银行的连接,用于查验收支情况和实行付款。然而,这样一种安排并不是很实际的,因为需要在计算机和移动电话之间的单独的缆。另外,计算机必须是可供使用来建立,例如,银行连接。
还知道有所谓的智能卡或支付卡那样的无线系统,所述的卡大多数被用于支付应用,例如在公共汽车和公用电话中进行付款。像这样的智能卡通常包括中央处理单元,程序存储器和数据存储器。这些卡在使用时的内部操作是按照程序存储器中存储的程序代码由CPU控制的。数据存储器被用来存储有关智能卡的预期使用的信息,例如它的货币数值。为了完成付款事项,该卡也包含用于数据传送的装置,例如基于电磁感应的发射机/接收机。这种类型的智能卡的缺点在于,例如,对于不同类型的支付可能需要几张不同的卡,因而用户必须携带大量的卡。另外,当输入到卡中的货币总量花完时,人们就需要买新卡或者在提供输入业务的销售商处把新的货币总量输入到卡中。
日本专利申请JP 4 083 447给出一种移动电话,有可能藉助于一张单独的存储卡使更多的性能加到移动电话上。像这样的应用装置优选地被安排作特定使用,例如用于增加存储容量或电话号码存储。像这样的应用装置是根据这种方法:移动电话的中央处理单元读出存储在应用装置(存储卡)中的数据并以数据所需要的预定方式工作。这种方法的缺点在于,为执行不同的应用装置的操作所需要的功能必须预先被编程在中央处理单元CPU中,由此,新的应用装置的开发也就需要在中央处理单元的程序中进行改变。
国际专利申请WO91/12698给出一种移动电话,有可能藉助于一张单独的插入卡,例如智能卡,把一些性能加到移动电话上。由此,有可能限制电话的使用,例如阻止外国呼叫、长途呼叫或到服务号码的呼叫等。有关呼叫限制的信息存储在插入卡中,当用户使用它时,必须把它装入到移动电话中。因此,这种方法的主要用途是阻止使用移动电话的某些性能。
为了消除上述的缺点和提高本领域中的技术标准,发明了用于使用在移动无线通信单元(移动台)中的应用装置的新方法以及新的移动台和用于实行付款的新系统。应用装置优选地被安排作特定使用,例如作为信用卡,现金卡或支付卡。应用装置也可提供特定业务,例如公共交通时刻表或兑换率。应用装置优选地在应用模块中实施,这种应用模块的技术解决办法可以接近于上述的SIM的方法。同一个应用模块可包含一个以上的应用装置。应用模块以这样的方式被装在通常由塑料或相应材料构成的一定尺寸的模块卡上,即应用模块具有用于把来自移动台的所需要的导线引入到应用模块的应用连接器。同一个模块卡可包括几个应用模块,藉此,每个应用模块有它自己的应用模块连接器。这些应用模块连接器功能上和相应的模块卡的应用模块连接器相连接。每个模块卡被连接到安排在移动台中的模块卡连接器,在这样的安排中,所述模块卡连接器也包括应用模块连接器。
发明内容
本发明是基于这样的思路,即移动台可被补充以具有第一工作模式和第二工作模式的应用装置。在第一工作模式的应用装置并不主动地做工作,只是处于后台,是被动的。在第二工作模式时,应用装置是主动的,例如,它可控制移动台的中央处理单元。当在第二工作模式时,应用装置也可使用外围设备,它们通常是移动电话的熟知的部件,例如,显示器,键盘,状态指示器和数据端口,它们是当应用装置切换到第二工作模式时所要求的。
在本发明的方法中所使用的应用装置优选地取决于其中应用装置可切换到第二工作模式的情况,可以有三种不同类型:1)所谓的上电(power-up)型,藉此,在移动台接通电源和/或插入模块卡以后应用装置尽可能快地切换到第二工作模式,2)菜单型,其中用户可以,例如从在移动台的显示器上所显示的菜单中,选择他所想要的要启动的应用装置,以及3)自动型,其中当为应用装置规定的一定的条件满足时,应用装置就切换到第二工作模式。例如,当移动台接收到特定的SMS(短消息业务)消息时第三工作模式的应用装置可在GSM系统中变为主动的。SMS消息典型地被用来在移动台之间传送短文本消息。自动型也可从菜单中被选择。菜单可选项也可被用于这样的情形,其中几个上电型应用装置已连接到该移动台且所述应用装置之一可切换到第二工作模式。
根据本发明的一种用于在供无线通信用的移动台中使用应用装置的方法,所述移动台包括一个用于实施移动台功能的主控制单元,所述移动台还包括用于提供无线通信的无线通信装置,其特征在于,所述应用装置具有一个第一工作模式和一个第二工作模式,其中,所述第一工作模式是被动的,并且在所述第二工作模式中所述应用装置控制所述主控制单元,其中,所述移动台的主控制单元具有一个正常工作模式,在该正常工作模式期间所述主控制单元执行控制操作,以及一个应用装置工作模式,在该应用装置工作期间所述主控制单元受所述应用装置的控制,并且,其中,所述主控制单元控制所述主控制单元在所述正常工作模式和所述应用装置工作模式之间的切换。
本发明的方法的特征在于,应用装置具有第一工作模式和第二工作模式,藉此,应用装置在第一工作模式时是被动的,而在第二工作模式时,应用装置控制移动台的中央单元。
根据本发明的一种具有使用一个应用装置的装置的移动台,其特征在于,所述移动台还包括:
耦合至所述应用装置的一个主控制单元,所述主控制单元通常以一个第一、主控制状态操作,用于控制所述移动台的操作,所述主控制单元可切换成以一个第二、从属状态操作;
用于将所述应用装置设置为一个第一工作模式的装置;以及
用于将所述应用装置设置为一个第二工作模式的装置;
其中,根据所述应用装置被设置为所述第二工作模式,所述主控制单元被构造成用以控制所述主控制单元从所述第一、主控制状态切换至所述第二、从属状态,并且,其中,在所述第二、从属状态下,所述主控制单元被构造成在所述应用装置的控制下进行操作。
根据本发明的一种用于操作用户终端的方法,其特征在于,所述方法包括以下步骤:
向所述用户终端提供一个控制器,所述控制器通常以一个第一、主控制状态操作,所述控制器可切换成以一个第二、从属状态操作,其中,在所述第一、主控制状态下,所述控制器作为一个主控制器操作,用于控制所述用户终端的操作;
将至少一个外部应用装置模块耦合至所述主控制单元,所述至少一个外部应用装置模块包括至少一个通常属于一个第一、被动模式的应用装置,所述至少一个应用装置是可以受控制以一个第二、主动模式工作;
启动所述至少一个应用装置,从而使所述至少一个应用装置以所述第二、主动模式操作;以及
根据所述启动步骤,将所述控制器的操作从所述第一、主控制状态切换到所述第二、从属状态,其中,在第二、从属状态下,所述控制器在所述至少一个应用装置的控制下进行操作。
根据本发明的一种控制装置,包括:
一个控制器;
一个双向耦合至所述控制器的存储器,所述存储器存储用于所述控制装置的操作程序;其特征在于,所述控制装置包括:
耦合至所述控制器的装置,用于将所述控制器耦合至一个外部用户终端的一个主控制单元,所述控制器在存储于所述存储器的操作程序的控制下进行操作,所述操作程序具有一个第一、被动模式和一个第二、主动工作模式,所述主控制单元可受控于所述主控制单元,用于根据所述操作程序从所述第一、被动模式切换到所述第二、主动工作模式而从一个第一、主控制状态切换到一个第二、从属状态,其中,在所述第一、主控制状态下,所述主控制单元控制所述用户终端的操作功能,并且在所述第二、从属状态下,所述主控制单元在所述控制器的控制下进行操作,用于控制所述外部用户终端的操作功能。
根据本发明的一种用于实现支付的系统,其特征在于,该系统包括:
至少一个移动台,其中包括:
一个应用装置,
用于使用该应用装置的装置,以及
用于提供本地数据传送的一个第一装置;
其中,用于实现支付的所述系统还包括:
至少一个具有用于提供本地数据传送的一个第二装置的支付接收终端,所述用于提供本地数据传送的第二装置通过一个无线接口耦合到用于本地数据传送的所述第一装置;以及
其中,所述应用装置包括用于通过所述无线接口在所述第一装置和第二装置之间传送数据的装置,用于记录在支付接收终端的支付交易,所述第一装置用于提供本地数据传送,所述第二装置用于提供本地数据传送。
根据本发明的一种用于操作一个支付系统的方法,该系统包括一个第一、用户终端和一个第二终端,所述第一、用户终端具有至少一个应用装置,其特征在于,该方法包括以下步骤
将信息输入到所述第一、用户终端,以指定从所述第一、用户终端到所述第二终端进行的一个支付,
通过一个无线接口建立一个从至少一个应用装置到所述第二终端的一个通信链路;以及
利用至少一个所述第二终端和所述至少一个应用装置寄存一个支付交易。
比起现有技术的解决办法,藉助于本发明可得到显著的优点。通过本发明,对于移动电话可能使用的范围可大大地增加。除了通常的电话和数据业务以外,涉及到本发明的移动台也可被用作为,例如,信用卡和/或现金卡,而代替传统的塑料卡。通过装有适当的应用模块的移动台,用户可使用他/她的信用账户(信用卡应用装置)在商店中付款或直接从他/她的银行账户(现金卡应用装置)来付款,因而不需要现金。
对于信用卡和现金卡类型的典型应用在于,以电子形式,货币被存储在中央计算机中(也称为货币服务器),在进行付款时,移动台和它进行联系。货币服务器典型地位于银行里。如果想要的话,应用装置在付款被接受以前有可能核查信用限制或银行账户的结余情形。
也有可能把钱存在移动台中的“电子钱包”或存在应用模块本身中。在这种情况下,在付款可被接受之前,优选地不必从货币服务器核查信用限制或银行账户的结余情形,即不必为进行付款而和货币服务器联系。关于有多少钱存储在“电子钱包”中的信息可从移动台的存储器或应用模块读出,当进行付款时,电子货币就由此被减去。这种类型的应用装置,其中货币被存储在移动台中或应用模块本身中,也被称为支付应用装置。
附图说明
以下将参照附图更详细地描述本发明,其中:
图1显示了按照本发明的移动台的框图,
图2显示了按照本发明在移动台的应用模块连接单元和CPU之间的应用模块总线的电气结构,
图3a显示了移动电话的控制卡,
图3b以框图的形式显示了图3a所示的移动电话的控制卡的内部结构,
图3c显示了连接有两个应用模块的模块卡,
图4a和4b以流程图的形式显示了应用装置从第一工作模式到第二工作模式的切换,
图5以简化图的形式显示了移动无线通信网中在应用装置和移动业务交换中心(MSC)之间的电话呼叫的路径,
图6显示了按照本发明的方法结合现金卡或支付卡应用装置的用法,
图7显示了按照本发明的在两个移动台之间的通信。
实施例说明
在图1所示的本发明的示例性实施例中,卡控制的移动台1包括主控制单元MCU,用户接口UI,高频部分RF,低频部分AUDIO,电源单元2,用于数据传送的第一装置IR,以及应用模块连接单元6。移动台1的工作由MCU控制,它具有事先存储的程序代码用于执行不同的操作。
用户接口UI包括从现有技术的移动电话中所熟知的部件,即显示器7,键盘8和状态指示器23。MCU在显示器7上产生各种不同的特定情形的消息、操作指令、菜单等。使用键盘8,用户可输入不同类型的信息给移动台1,例如识别号和电话号码,并从菜单上选择操作。状态指示器23优选地可被用来指明移动台1的内部工作模式。
射频部件RF是移动电话的熟知的部件,它被用来藉使用射频在无线通信网络(例如GSM网络)中,通过移动业务交换中心MSC,发送和接收呼叫和消息。
低频部分AUDIO优选地包括话筒9,耳机10和蜂鸣器11等。
移动台1的工作电源由电池12供给,它在需要时被充电。电源单元2监视电池12的充电状况和充电过程等等。当电池12的充电状况跌落到低于预定值时,电源单元2向中央单元MCU发送消息,藉此,MCU优选地藉使蜂鸣器11发出声音和/或在显示器7上显示消息来通告这一情况。
就像图3a上所显示的那样的模块卡13被连接到位于移动台1中的模块卡连接器(图上未示出)。模块卡13可包含,特别是,用于用户识别的用户身份模块(SIM)。
应用模块连接器被安装在模块卡13上的应用模块19中。
图3b以简化的流程图的形式显示了SIM的内部结构。中央处理单元CPU根据存储在程序存储器中的程序代码控制SIM的运行。各种不同的特定的用户的信息可被保存在数据存储器EEPROM中,而且此信息一直保存在存储器中,即使控制卡SIM被从应用模块连接单元6取出。应用模块连接单元6位于移动台1中,如图1和2所示。在控制卡工作期间,操作存储器RAM(图3b)可被用作为临时数据贮存器。总线适配器数据-I/O使SIM卡适合于应用模块总线14和适合于控制与数据线I/O(图2)。
其它的模块卡13也可被连接到图1的示例性实施例的应用模块连接单元6,藉此这些卡优选地被连接到它们各自的模块卡连接器上。在模块卡13上的应用模块19(图3c)可以具有和图3a和3b所示的SIM卡同样的机械的和电气的结构。从应用模块连接单元6到移动台1的中央处理单元(MCU),有应用模块总线14,通过此总线,被连接到应用模块连接单元6的应用模块19和MCU进行通信。例如从调制解调器得知的AT命令可被用来传送数据和命令。例如,在Petri Heinonen的科学硕士论文,“结合GSM移动设备使用的标准AT命令的建议”,1994,Tampere理工大学,更详细地描述了AT命令。
除了应用模块总线14外,有来自应用模块连接单元6的每个应用模块连接器15,16,17的单独的控制和数据线I/O,I/O′,I/O″(图2)。因此有可能在控制和数据线中使用基于际准系列ISO7816的结构。标准系列ISO7816包括电压电平和时序图,藉此,应用模块19(图3c)被连接到控制和数据线I/O,I/O′,I/O″。
对于每个应用模块19,应用模块连接单元6有一个连接器,应用模块总线14通过此连接器被引到应用模块19。
一个以上的应用模块19可被连接到同一个模块卡13,如图3c所示。例如,在模块卡13上的第二应用模块19′可以是SIM模块。
移动台1也包括数据传送的第一装置,例如红外线IR发射机/接收机。IR数据传送的第一装置可被用来在移动台1和现金出纳机(付款终端)21之间或例如在两个不同的移动台1(图7)之间,以相当短的距离传送数据。
数据传送的第一装置IR也可包括数据连接器20,它可被用来把计算机连接到移动台1(图1)。
图4a和4b显示应用装置18如何被激活和去激活,以及应用装置18如何从第一工作模式被切换到第二工作模式或者反过来。在本专利申请中,第一工作模式是指应项用并不主动做任何工作的模式,只是通过在第二工作模式的应用装置或通过MCU得到指令。第二工作模式是指控制模式,藉此,在第二工作模式的应用装置可控制移动台1的各个不同单元的工作,包括中央单元MCU的工作,并发送消息给其它应用装置。
MCU也可以有两种不同的工作模式:1)通常模式和2)应用模式。在通常模式,中央单元MCU就像在已知的移动电话中那样地工作,控制移动台的工作。在应用模式,MCU可由正处在第二工作模式的应用装置18(图3c)控制。即使在应用模式,中央单元MCU仍可以读键盘8,并且如果所述应用装置18需要键盘输入的信息,就把键盘输入的信息发送给处在第二工作模式的应用装置18。
在图4a所示的实例中,程序从打开(100)移动台1起始,其后移动台1的MCU把第一应用模块连接器15的控制和数据线I/O(图1和2)设置为复位状态(方框101)。如果应用模块19(图3c)已被连接到第一应用模块连接器15,以及所述模块19向MCU发送可接受的ISO7816回答(方框102),MCU把第一应用模块连接器15的控制和数据线I/O设置为允许状态(方框103)。在方框104,MCU对是否所有的应用模块连接器15,16,17都已被检验过作出结论。
如果全部应用模块连接器15,16,17还没有都检验完,程序返回到方框101,在其中检验下一个应用模块连接器16,17。如果在方框102 MCU未得到回答,或如果应答是不能接受的,则程序进到方框105,在其中MCU作出结论:基于ISO7816的应用模块19没有装到应用模块连接器15,16,17上。
当全部应用模块连接器15,16,17都已被检验过时,程序进到方框106,在其中执行用户识别,这是例如对于GSM网来说熟知的操作。如果用户识别失败,就停止移动台1的上电程序(方框107)。通常,用户有三次机会来给出他/她自己的个人识别号。如果在第三次没有正确给出识别号,那么用户必须给出一个更长的识别代码,此后用户再有三次机会来正确给出他/她自己的个人识别号。如果在这三次额外的机会的任何一次机会,用户都未给出正确的识别号,那么用户必须再次给出较长的和较短的识别代码。如果在允许次数的尝试以后仍未正确给出识别号,那么控制卡破坏掉在其中所包含的信息,藉此,控制卡SIM永久性地被禁用。
当个人识别号被成功地给出时,MCU转到方框108,在其中MCU询问包含在被连接到第一应用模块连接器15的应用模块19中的应用装置18的信息。如果应用模块19包含应用装置18,那么MCU读出应用装置18的信息(方框109)并把它们保存在其存储器中(方框110)。如果被检验的应用模块19并没有应用装置18,或连接器中没有应用模块,那么MCU把此信息保存在其存储器中(方框111)。在方框112,MCU对是否全部应用模块都已被检验作出结论。如果还有未被检验的应用模块19,那么程序返回到方框108,它询问包含在下一个应用模块19中的应用装置18的信息。
当MCU检验了全部应用模块19时,在方框112之后程序进到方框113,在其中MCU在移动台1的显示器7上输出菜单,用户可从菜单上选择要被切换到第二工作模式的应用装置18来控制MCU。如果用户选择应用装置18,那么MCU询问应用装置18需要哪个用户接口UI的部件,例如显示器7,键盘8和/或状态指示器23。如果MCU没有从所选择的应用装置18得到能接受的回答,那么程序返回到方框113。而如果MCU从所选择的应用装置18得到了能接受的回答,那么MCU切换到应用模式,即要被所选择的应用装置18控制(方框115)。
如果用户没有选择应用装置18(方框113),那么MCU切换到通常模式(方框116),在其中,没有应用装置18控制MCU,而所有的应用装置18都处在第一工作模式。
在通常模式,在方框117,MCU可把菜单输出在移动台1的显示器7上,此菜单包含在应用模块19中可供使用的应用装置18。从该菜单上,用户可选择要被切换到第二工作模式的应用装置(方框118)。如果模块卡13被从模块卡连接器上拆下,那么在被拆下的模块卡13上的全部应用装置18将从移动台1的菜单上去除(方框128)。
在方框118,描述了MCU询问包含在所选择的应用模块19中的应用装置18的情形。如果MCU从应用模块19得到能接受的回答,那么MCU略去上电型应用装置18,而保存其它应用装置的信息(方框119)。如果MCU没有从应用装置18得到能接受的回答,那么将不加上新的应用装置18(方框120)。
如果在方框116,MCU处在通常工作模式,且用户从菜单上选择应用装置18,或自动型应用装置18通知MCU:它正在切换到第二工作模式,那么MCU将询问,切换到第二工作模式的应用装置18将需要移动台1的用户接口UI的哪些单元(方框121)。如果MCU没有从应用装置18得到能接受的回答,那么MCU的操作将转到方框117。如果应用装置18给予MCU一个能接受的回答,那么MCU将切换到应用模式(方框115)。
当MCU处在应用模式(方框115),以及自动型的应用装置18要切换到第二工作模式的先决条件得以满足时,这时处在第二工作模式的应用装置18被询问:自动型的应用装置是否能切换到第二工作模式(方框122)。如果不允许切换,则程序返回到方框115。如果能切换,则MCU询问自动型应用装置18:它需要移动台1的用户接口UI的哪些单元(方框123)。如果回答是不能接受的,那么MCU的运行再次返回到方框115。当回答是能接受的时,自动型应用装置18切换到第二工作模式以控制MCU的运行,同时,曾处在第二工作模式的应用装置18切换到第一工作模式。
如果包含有应用模块19的模块卡13从模块卡连接器上被取下,其应用模块19的应用装置18处在第一工作模式,那么所述应用装置18将从菜单上被去除。
如果新的模块卡13被加到移动台1,那么在方框125,模块卡13中的应用模块19的应用装置18的识别参数被查询。如果应用模块19发送识别符给MCU,那么在方框126,MCU拒绝上电型应用装置18,并保存包含在应用模块19中的其它应用装置18。如果从应用模块19没有接收到能接受的回答,那么将不加上应用模块的信息(方框127)。
如果模块卡13被从模块卡连接器上取下,且所述的卡13包含处在第二工作模式的上电型或自动型应用装置18,那么移动台1被关闭。否则,MCU返回到通常模式(方框116)。正处在第二工作模式的菜单型或自动型的应用装置18也可自动返回到第一工作模式或被用户人工地返回到第一工作模式(129)。
下面将在大体上描述在代表本发明实施例的移动台1中的现金卡或其它支付卡应用装置的操作(图6)。
移动台1具有控制卡SIM和连接到此卡的应用模块19,所述模块19包含一应用装置18(图6上未示出),在这个例子中是一现金卡应用装置。应用装置18至少有一个相应于用户银行账户的账户,藉此,用户可从在应用装置18中的账户进行付款,优选地,当应用装置18已进入使用时,结余信息(例如利用GSM网的通常的数据信道或作为SMS消息)被从银行账户中读出,并被存到数据存储器EEPROM中,它是应用模块19的一部分并且被应用装置18使用。
由于付款,应用装置18相应地减少了应用装置18中的账户的结余。对于用户银行帐户,应用装置18中的支付事项等的更新可优选地自动地由应用装置18控制(例如在一定时间,和/或如同由用户从移动台1的菜单上选择那样,和/或有关付款方面)进行。当银行账户被更新时,应用装置18引导MCU为通过移动业务交换中心MSC及更经常地通过某些专用有线网把数据传送到银行的计算机22而建立连接。建立连接可藉首先向用户请求电话号码或藉使用存储在应用装置存储器中的号码来进行,后者可使程序更简单。优选地,如果SMS消息被用来更新结余信息,那么通常的语音/数据信道对其它活动来说,是空闲的。
在移动台1中,用户可以同时拥有许多不同的账户,例如银行账户,信用卡账户和/或现金账户,它们可以是在不同的应用装置18,甚至是在不同的应用模块19中。这样方法的优点,特别是在于,用户可在账户之间转移金钱。例如从信用卡账户转移到银行账户或现金账户。
应用装置18可以,例如在移动台1已被接通电源以后,进入使用,如图4a和4b的流程图所示。MCU把消息输出在显示器7上,用于输入识别号。用户输入他/她自己的识别号,它可由MCU读出并送到SIM卡。在SIM中的中央处理单元CPU藉比较所输入的识别号和先前存入的识别号来检验输入的识别号,并且通知MCU所给出的识别号是否正确。如果识别号不正确,则MCU可要求用户再次给出。
如果所给出的识别号是正确的,那么MCU按照上述的步骤运行。因为在此实施例中,在其它连接器16,17中没有其它应用模块19,MCU把菜单输出在显示器7上,用户可从菜单中选择应用模块19的其应用装置是现金卡应用的应用装置18,此后应用装置18切换到第二工作模式,且MCU切换到应用模式。
普通的电话呼叫可以用移动台1来进行。移动台1的所有其它功能也是可供使用的。基本的不同是,当用户从键盘8输入电话号码时,MCU把按键信息发送给处在第二工作模式的应用装置,它引导MCU建立连接。
如果用户需要询问他/她的银行账户的结余情况,则他/她将首先利用键盘8选择菜单功能,藉此,MCU把按键信息发送给应用装置18。应用装置18引导MCU把菜单输出在显示器7上,用户通过它可选择结余询问。在用户从菜单中选择了结余询问以后,MCU把按键信息发送给应用装置18,应用装置18检验此情况,并把消息送到MCU,然后MCU把文本输出在显示器7上,告诉用户:移动台1正在进行结余询问。接着,应用装置重新得到保存在应用模块的数据存储器EEPROM中的结余,并形成一条消息,藉此MCU把结余输出在显示器7上。
下面是使用AT命令完成上述结余询问的实例:
事件码:    +CKEV:91,1                  (选择菜单)
AT命令:    AT+CDIS=“NOKSET”,“View∧”,“men u∨”,””,””,“Quit”
                                          (更新显示)
AT命令:    AT+CIND=,,,,11,11       (更新指示符)
事件码:    +CKEV:91,0
事件码:    +CKEV:49,1                  (选择菜单第1号…)
AT命令:    AT+CIND=,,,,11,1
事件码:    +CKEV:49,0
事件码:    +CKEV:53,1                  (……第15号)
AT命令:    AT+CIND=,,,,1,5
事件码:    +CKEV:53,0
AT命令:    AT+CDIS=“NOKSET”,“Amount of”,“balan ce”,””,“OK”,“Quit”
                                          (显示菜单15)
AT命令:    AT+CIND=,,,,0,0
事件码:    +CKEV:91,1                  (选择“OK”)
AT命令:    AT+CDIS =“NOKSET”,“Requesting”,””,””,””,“Quit”
事件码:    +CKEV:91,0
AT命令:    AT+CMGS=“12345678”Request amount of balance message ∧Z
                                          (发送短消息)
事件码:    +CMT TEXT:“12345678″,12   (接收结果)
                         125232,69mk
             0,0,0,,94102610100058,8,
AT命令:      AT+CDIS=“NOKSET”,“You have”,“125232,69mk”,””,””,“Quit”
                                          (显示结果)
在前面的例子中,结余查询是由移动台中的应用模块的存储器完成的。这些基于账户的应用装置的特征是在移动台和银行之间的数据转移的需要。如果该数据转移由于某种原因而失败,那么可能必须进行结余查询,或“人工地”从银行进行更新。如果用户选择直接的结余查询(例如利用菜单选择),那么移动台就向银行发送结余查询(例如,利用短消息业务SMS,如果有的话)。在该消息中,包含有来自应用模块的存储器的、在应用装置中的账户的当前结余。因此,当银行返回更新的结余情况时,优选地同时考虑了在应用模块中的账户和银行账户中的变化。
从账户中付款可很容易地藉助于从移动台1的键盘8上输入适当的信息来进行。
下面是对本发明的一个示例性实施例的描述,其中,应用装置18是现金应用装置,通过它可以,例如在商店或公共汽车上,进行付款。
应用装置18如前面的例子所示那样来进行识别。当应用装置18切换到第二工作模式时,用户可建立移动台1和银行的计算机的连接,并把钱从他/她的账户转移到现金应用装置上。实际上,转移是电子地进行的,藉此,现金卡上的结余增加,而银行账户的结余减少。用户用移动台1完成了从付款应用装置的银行账户到现金应用装置的内部银行的转移,或反过来进行。内部银行转移要求:关于转移的信息必须被更新送到银行的计算机22。
为进行付款,用户输入某个代码,藉此,他/她通知应用装置18:他/她想要付款购物。此后,应用装置通过MCU建立到用于数据传送的第一装置IR(例如一个IR发射机/接收机等)的连接。数据传送的第二装置被安装在商店中的现金出纳机21等中,通过此装置,应用装置18和现金出纳机的EPOS(电子售货点)终端应用装置可进行互相连接以便数据传输。
当连接被建立时,用户输入现金卡的识别号,现金卡应用装置把它和先前所保存的识别号进行比较。如果所给出的识别号是正确的,而且应用装置18具有足够的结余,付款事项被登记在现金出纳机21和移动台1的应用装置18中,藉此,现金卡上的结余被相应地减少。付款事项对计算机22的更新可由EPOS应用装置或由移动台1的应用装置18来进行。
在IR数据传输时,优选使用已知的标准,例如基于ISO的OSI(开放系统互连)模型的、由IrDA(红外数据协会)规定的协议书。该协议书使用OSI模型的各层:1)物理层,2)数据链路层,3)网络层和7)应用层。
在物理层中,数据传输可以是基于红外线的,但其它熟知的数据传输方法(例如超声、电磁感应或无线电波)也可被使用。
在数据链路层中数据传输是,例如,藉纠错算法来保护的。另外,数据链路层的功能被用来在以下情形中识别用于数据传送的装置,即有许多数据传送装置可在例如其中有许多EPOS应用装置的商店中同时运行的情形。
在网络层,通过用于数据传送的装置的消息可分送给接收机,而不管正在运行的用于数据传送的装置的数目。另外,要被发送的信息可在网络层中被加密,这对于付款应用是特别重要的。
应用装置18能通过应用层进行数据传送,在应用层中,应用装置18发送和接收为进行数据传送所需要的信息,优选地通过MCU送到用于数据传送的第一装置IR或送到无线通信网络。
相应地,按照上述的分层结构,参与数据传送的其它设备,例如,现金出纳机21(图6),具有EPOS终端应用装置,处理它通过其它的数据传送装置IR2接收的消息。
图5显示了在应用装置与作为移动业务网络的一部分的移动业务交换中心MSC之间的电话呼叫的简化图。在步骤200,应用装置向移动台1的MCU发送要被呼叫的电话号码,移动台1的MCU向移动交换中心MSC发送识别数据和为建立连接所需要的其它数据(步骤201,202和203)。交换中心MSC向移动台1发送呼叫进行信息(步骤204)和连接状态(步骤205),此后,移动台1向MSC(步骤206)和向应用装置18(步骤207)发送连接的确认。为了关断此连接,应用装置18向移动台1的MCU发送一个关断连接命令(步骤208),移动台1的MCU向移动业务交换中心发送关断连接请求(步骤209)。MSC向移动台1的MCU发送一个连接关断确认(步骤210)。最后,移动台1的MCU向应用装置18发送连接关断信息(步骤211)。
在本发明的前面的示例性实施例中,钱被存储在账户中,最后位于银行的货币服务器中。因此,必须更新在移动台和在银行中的结余。在本发明的另一个实施例中,电子货币被存储在移动台本身。当这种电子货币(也称作为“数字式现金”)被用于,例如,支付停车费或电话账单时,相应数量的货币量会从移动台的电子钱包中被扣除。“数字式现金”可以(例如作为码字)被存储在移动台存储器中。在进行付款时,在付款终端21(图6)和货币服务器22之间不需要有链路。
当“数字式现金”已用完或需要更多时,移动台的电子钱包需要进行再装入。可以有几种方法做到这一点。一种方法,接近于以现金和ATM机(自动取款机)的方法,是要走到最靠近的“数字式现金ATM”,从账户中取出更多的钱装入。这是不太方便的,因为在这样的“数字式现金ATM”广泛地可供使用之前将花费一段时间。本发明提供一种方便得多的方法来进行“数字式现金”的再装入。
利用SMS业务,有可能通过使用一种接近于在本发明的前面实施例中所描述的有关结余查询方法的方法从银行账户向移动台下载更多的“数字式现金”。移动台向对用户账户负责的货币服务器(例如以SMS消息的形式)发出请求,以发送更多的“数字式现金”。作为应答,假定账户有结余,货币服务器发送“数字式现金”给移动台,在移动台,把此“数字式现金”存储在存储器中。
使用按照本发明的移动台的网络并不仅限于GSM,而GSM是提供所需要的数据传送可能性的系统的一个良好的实例。具体地,在GSM网络中可供使用的SMS消息是很方便的,因为当传送SMS消息时,通常的电话/数据信道不受影响。
除了付款应用以外,本发明的方法也可被用于其它类型的应用。例如,收集和提供其它信息,例如时间表,股票价格,兑换率等。前面的每个例子都可以在单独的应用模块中被完成,或想要的功能和应用装置可被组合成用于移动台的多功能应用模块。
图7显示了一个应用装置,其中两个移动台1藉助于数据传送的第一装置IR互相进行通信。有可能传送,例如,数据和/或语音。优选地,数据传送的第一装置IR能够使移动台1也连接到,例如,具有用于数据传送的相应装置IR的可移动PC,或无线LAN(局域网)。
本发明的方法提供了用于增加移动台1的可用性的灵活的装置。按照本发明的移动台1可利用来自生产和销售应用装置18的供应商的各种业务。对于信用卡公司来说,像这样的一种方法是减少误用信用卡的一种途径。
本发明并不仅限于上述的示例性实施例,而且其细节也可被修改而不背离由附属权利要求所规定的范围。

Claims (37)

1.一种用于实现支付的系统,其特征在于,该系统包括:
至少一个移动台,其中包括:
一个应用装置,
用于使用该应用装置的装置,以及
用于提供本地数据传送的一个第一装置;
至少一个具有用于提供本地数据传送的一个第二装置的支付接收终端,所述用于提供本地数据传送的第二装置通过一个无线接口耦合到用于本地数据传送的所述移动台的第一装置;以及
其中,所述应用装置包括用于通过所述无线接口在所述第一装置和第二装置之间传送数据的装置,用于记录在支付接收终端的支付交易,所述第一装置用于提供本地数据传送,所述第二装置用于提供本地数据传送。
2.如权利要求1所述的用于实现支付的系统,其特征在于,至少一个支付接收终端包括一个现金寄存器。
3.如权利要求1所述的用于实现支付的系统,其特征在于,每个用于提供本地数据传送的第一装置和每个用于提供本地数据传送的第二装置都包括一个红外收发机。
4.如权利要求1所述的用于实现支付的系统,其特征在于,使用超声通信、电磁感应通信和无线通信的其中之一在所述用于提供本地数据传送的第一装置和所述用于本地数据传送的第二装置之间传送所述数据。
5.如权利要求1所述的用于实现支付的系统,其特征在于,所述应用装置包括一个现金卡应用装置。
6.如权利要求1所述的用于实现支付的系统,其特征在于,所述应用装置是结合在外部应用模块中,该模块是可附加地耦合到所述至少一个移动台。
7.如权利要求6所述的用于实现支付的系统,其特征在于,用户身份模块卡和另一个外部应用模块的至少其中之一被耦合到所述至少一个移动台。
8.如权利要求6所述的用于实现支付的系统,其特征在于,所述外部应用模块包括多个分开的应用装置。
9.如权利要求1所述的用于实现支付的系统,其特征在于,所述应用装置是包含在一个用户身份模块的那个模块中。
10.如权利要求1所述的用于实现支付的系统,其特征在于,所述至少一个支付接收终端包括电子销售点应用装置,该装置与所述第二装置通信以提供本地数据传送。
11.如权利要求1所述的用于实现支付的系统,其特征在于,所述应用装置通常处于一个第一、被动模式,所述应用装置是受控用于以一个第二、主动工作模式操作,其中,用于使用该应用装置的所述装置包括与所述应用装置耦合的一个主控制单元,所述主控制单元通常以一个第一、主控制状态操作,用于控制至少一个移动台的操作,所述主控制单元可切换地用于一个第二、从属状态的操作,其中,在所述主控制单元根据所述应用装置被设置于所述第二、主动工作模式而控制所述主控制单元从所述第一、主控制状态切换到所述第二、从属状态,并且,其中,在所述第二、从属状态下,所述主控制单元受控于所述应用装置而操作。
12.如权利要求1所述的用于实现支付的系统,其特征在于,所述至少一个移动台还包括一个收发机,所述收发机被双向地耦合到一个通信网络。
13.一种用于操作一个支付系统的方法,该系统包括一个第一、用户终端和一个第二终端,所述第一、用户终端具有至少一个应用装置,其特征在于,该方法包括以下步骤:
将信息输入到所述第一、用户终端,以指定从所述第一、用户终端到所述第二终端进行的一个支付;
通过一个无线接口建立一个从至少一个应用装置到所述第二终端的一个通信链路;以及
利用至少一个所述第二终端和所述至少一个应用装置寄存一个支付交易。
14.如权利要求13所述的方法,其特征在于,在执行所述寄存步骤之前,还执行以下步骤:
将识别信息输入给所述第一、用户终端;以及
根据所述输入识别信息的步骤,所述第一、用户终端执行以下一个步骤:
将所述识别信息与预存的识别信息相比较,以判断输入的识别信息与预存的识别信息是否相似;并且,如果它们相似,则执行寄存步骤。
15.如权利要求13所述的方法,其特征在于,所述至少一个应用装置具有一个相关的帐户结余,并且,其中,所述方法还包括一个在所述相关的帐户结余减少一个所述支付交易的量的步骤。
16.如权利要求15所述的方法,其特征在于,在执行减少步骤之前,还执行以下步骤:
从一个网络上接收指示所述相关的帐户结余的信息;以及
将指示所述相关的帐户结余的接收信息存储在所述第一、用户终端。
17.如权利要求15所述的方法,其特征在于,根据一个预定时间的出现执行所述减少步骤。
18.如权利要求13所述的方法,其特征在于,所述第二终端具有一个相关的帐户结余,并且,其中,所述方法还包括一个在所述相关的帐户结余增加一个所述支付交易的量的步骤。
19.如权利要求18所述的方法,其特征在于,所述第二终端具有一个相关的电子销售点应用装置,并且,其中,由所述电子销售点应用装置执行至少部分所述增加步骤。
20.如权利要求18所述的方法,其特征在于,由所述至少一个应用装置执行至少部分所述增加步骤。
21.如权利要求13所述的方法,其特征在于,所述通信链路包括一个红外通信链路、一个超声通信链路、一个电磁感应通信链路和一个无线电波通信链路的至少其中之一。
22.如权利要求13所述的方法,其特征在于,通过由所述第一、用户终端与所述第二终端进行加密数据的交换而执行所述寄存步骤。
23.如权利要求13所述的方法,其特征在于,在所述寄存步骤之前,执行一个验证与所述至少一个应用装置相关的一个帐户具有至少一个预定结余的步骤,并且,其中,根据所述验证步骤而执行所述记录步骤。
24.如权利要求13所述的方法,其特征在于,所述第二终端包括一个现金寄存器。
25.如权利要求13所述的方法,其特征在于,所述至少一个应用装置处于一个第一、非主动模式,其中,在执行所述输入步骤之前,还执行以下步骤:
将一个用于所述第一、用户终端的控制器耦合到所述至少一个应用装置,所述控制器通常以一个第一、主控制状态操作,所述控制器可切换地用于一个第二、从属状态的操作,其中,在所述第一、主控制状态下,所述控制器作为一个主控制器而操作,用于控制所述第一、用户终端的操作;
启动所述至少一个应用装置,以使所述至少一个应用装置以一个第二、主动工作模式操作;
根据所述启动步骤,将控制器的操作从所述第一、主控制状态切换到所述第二、从属状态,其中,在第二、从属状态下,所述控制器受控于所述至少一个应用装置而操作,并且,其中,通过所述控制器和所述无线接口建立从所述至少一个应用装置到第二终端的通信链路。
26.如权利要求13所述的方法,其特征在于,指示一个用户帐户的结余的信息被存储在一个外部存储装置中,其中,还执行以下步骤:
用户将信息输入到所述第一、用户终端,以请求从外部存储器装置中检索指示所述用户帐户结余的信息;
根据所述第一、用户终端接收用户输入的信息,从第一、用户终端到外部存储器装置传递一个消息,以请求将指示所述用户帐户的结余的信息提供给所述第一、用户终端;以及
将指示用户帐户的结余的信息从所述外部存储装置提供到所述第一、用户终端。
27.如权利要求13所述的方法,其特征在于,指示一个用户帐户的结余的信息被存储在所述第一、用户终端的存储器中,并且,其中,还执行以下的步骤:
用户将信息输入到所述第一、用户终端,以请求检索指示所述用户帐户的结余的信息;
根据所述第一、用户终端接收用户输入信息,从所述存储器中检索所述指示用户帐户的结余的信息;以及
将指示所述用户帐户的结余的信息提供给所述用户。
28.如权利要求13所述的方法,其特征在于,所述至少一个应用装置与具有一个第一结余的一个第一用户帐户相关联,其中,所述外部存储位置存储一个具有一个第二结余的第二用户帐户,并且,其中,还执行以下步骤:
所述第一、用户终端与所述外部存储位置通信,以便从存储在所述外部存储位置的所述第二用户帐户中检索所述第二结余的至少一部分;以及
以等于从所述第二用户帐户中检索到的所述第二结余的所述部分的量增加所述第一结余。
29.如权利要求28所述的方法,其特征在于,还包括一个以等于从所述第二用户帐户中检索到的所述第二结余的所述部分的量检减少所述第二结余的步骤。
30.如权利要求13所述的方法,其特征在于,所述至少一个应用装置具有一个相关的帐户结余,并且,其中,在所述建立步骤之前,并且根据所述输入步骤的执行,还执行一个在所述相关帐户结余减少一个所述支付交易的量的步骤。
31.如权利要求13所述的方法,其特征在于,所述至少一个应用装置具有一个相关的帐户结余,并且,其中,在所述建立步骤之前,并且根据所述输入步骤的执行,还执行一个将指示所述支付交易的数值的信息存储在所述第一、用户终端的一个存储器中的步骤。
32.如权利要求13所述的方法,其特征在于,外部存储位置存储指定用于所述第一、用户终端的一个交易信用数值的信息,该交易信用数值至少与所述支付交易的一个数值同样多,并且,其中,还执行以下步骤:
所述第一、用户终端向所述外部存储位置发送一个消息,以请求所述外部存储位置将指定所述交易信用数值的信息提供给所述第一、用户终端;
在外部存储位置接收所述消息信号;
根据所述外部存储器位置接受所述消息信号,将所述指定交易信用数值的信息传递给所述第一、用户终端;
在所述第一、用户终端接收指定所述交易用数值的信息;以及
根据所述第一、用户终端接收指定所述交易信用数值的信息,将指定所述交易信用数值的信息存储在所述第一、用户终端。
33.如权利要求32所述的方法,其特征在于,所述外部存储位置位于一个通信网络中。
34.如权利要求32所述的方法,其特征在于,所述消息信号包括短消息服务消息。
35.如权利要求13所述的方法,其特征在于,所述第一、用户终端具有一个相关的帐户结余,并且,其中,在所述输入步骤之前,还执行以下步骤:
从一个信用源将指示一个信用数值的信息提供给所述第一、用户终端,所述信用数值至少与所述支付交易的一个数值同样多;以及
以提供给所述第一、用户终端的所述信用数值增加所述相关的帐户结余的数值。
36.如权利要求35所述的方法,其特征在于,在执行所述登记步骤之后,还执行一个以所述支付交易的数值减少所述相关的帐户结余的数值的步骤。
37.如权利要求13所述的方法,其特征在于,所述至少一个应用装置被包括在一个外部应用模块中,该模块耦合到所述第一、用户终端,其中,在所述输入步骤之前,还执行一个将指定一个信用数值的信息存储在所述外部应用模块中的步骤,并且,在执行所述登记步骤之后,还执行一个利用所述指定所述信用数值的信息的步骤,以便以所述支付交易的数值减少所述信用数值。
CNB011437774A 1995-02-15 1996-02-09 用于在移动台中使用应用装置的方法和用于实行付款的系统 Expired - Lifetime CN1168343C (zh)

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
FI950685A FI99071C (fi) 1995-02-15 1995-02-15 Menetelmä sovellusten käyttämiseksi matkaviestimessä ja matkaviestin
FI950685 1995-02-15

Related Parent Applications (1)

Application Number Title Priority Date Filing Date
CN96191948A Division CN1099817C (zh) 1995-02-15 1996-02-09 用于在移动台中使用应用装置的方法,移动台,和用于实行付款的系统

Publications (2)

Publication Number Publication Date
CN1379608A CN1379608A (zh) 2002-11-13
CN1168343C true CN1168343C (zh) 2004-09-22

Family

ID=8542862

Family Applications (3)

Application Number Title Priority Date Filing Date
CN96191948A Expired - Lifetime CN1099817C (zh) 1995-02-15 1996-02-09 用于在移动台中使用应用装置的方法,移动台,和用于实行付款的系统
CNB011437774A Expired - Lifetime CN1168343C (zh) 1995-02-15 1996-02-09 用于在移动台中使用应用装置的方法和用于实行付款的系统
CNB011437782A Expired - Lifetime CN1193633C (zh) 1995-02-15 2001-12-20 用于在移动台中使用应用装置的方法,移动台,和用于实行付款的系统

Family Applications Before (1)

Application Number Title Priority Date Filing Date
CN96191948A Expired - Lifetime CN1099817C (zh) 1995-02-15 1996-02-09 用于在移动台中使用应用装置的方法,移动台,和用于实行付款的系统

Family Applications After (1)

Application Number Title Priority Date Filing Date
CNB011437782A Expired - Lifetime CN1193633C (zh) 1995-02-15 2001-12-20 用于在移动台中使用应用装置的方法,移动台,和用于实行付款的系统

Country Status (9)

Country Link
US (6) US5887266A (zh)
EP (3) EP1858240B1 (zh)
JP (3) JPH11501424A (zh)
CN (3) CN1099817C (zh)
AU (1) AU696876B2 (zh)
DE (1) DE69638153D1 (zh)
ES (1) ES2340343T3 (zh)
FI (1) FI99071C (zh)
WO (1) WO1996025828A1 (zh)

Families Citing this family (538)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
FI99071C (fi) * 1995-02-15 1997-09-25 Nokia Mobile Phones Ltd Menetelmä sovellusten käyttämiseksi matkaviestimessä ja matkaviestin
US6771981B1 (en) 2000-08-02 2004-08-03 Nokia Mobile Phones Ltd. Electronic device cover with embedded radio frequency (RF) transponder and methods of using same
US5835061A (en) 1995-06-06 1998-11-10 Wayport, Inc. Method and apparatus for geographic-based communications service
US8606851B2 (en) 1995-06-06 2013-12-10 Wayport, Inc. Method and apparatus for geographic-based communications service
IT1277879B1 (it) * 1995-07-27 1997-11-12 Telecom Italia Mobile Spa Terminale radiomobile con lettore aggiuntivo di carte a chip.
FI961154A (fi) * 1996-03-13 1997-09-14 Nokia Mobile Phones Ltd Menetelmä ja järjestely matkapuhelimen käytön rajoittamiseksi
US6823317B1 (en) * 1996-04-02 2004-11-23 Axxian Technologies Inc Urban parking system
EP0929880B1 (de) * 1996-09-13 2001-01-24 Siemens Aktiengesellschaft Bargeldlose bezahlung mit einem mobilfunkgerät
JPH1091866A (ja) * 1996-09-18 1998-04-10 Hitachi Ltd 電子マネー取り引きシステム
JP3660101B2 (ja) * 1996-11-14 2005-06-15 松下電器産業株式会社 パーソナル電子決済システム
US7054271B2 (en) * 1996-12-06 2006-05-30 Ipco, Llc Wireless network system and method for providing same
US8982856B2 (en) 1996-12-06 2015-03-17 Ipco, Llc Systems and methods for facilitating wireless network communication, satellite-based wireless network systems, and aircraft-based wireless network systems, and related methods
FI104937B (fi) * 1997-01-27 2000-04-28 Sonera Oyj Tilaajaidentiteettimoduuli, matkaviestin ja menetelmä älykorttitoiminteen suorittamiseksi
TW355899B (en) * 1997-01-30 1999-04-11 Qualcomm Inc Method and apparatus for performing financial transactions using a mobile communication unit
US6233327B1 (en) * 1997-02-14 2001-05-15 Statsignal Systems, Inc. Multi-function general purpose transceiver
FI109505B (fi) * 1997-03-24 2002-08-15 Fd Finanssidata Oy Pankkipalvelujen käyttö digitaalisessa solukkoradiojärjestelmässä
US6363364B1 (en) * 1997-03-26 2002-03-26 Pierre H. Nel Interactive system for and method of performing financial transactions from a user base
US6868391B1 (en) 1997-04-15 2005-03-15 Telefonaktiebolaget Lm Ericsson (Publ) Tele/datacommunications payment method and apparatus
FI105135B (fi) * 1997-04-30 2000-06-15 Nokia Mobile Phones Ltd Järjestelmä ja menetelmä puhelun välittämiseksi sekä matkaviestin
US6167271A (en) * 1997-05-05 2000-12-26 Northern Telecom Limited Interface between cellular and wired networks with enhanced subscriber mobility
SE512748C2 (sv) * 1997-05-15 2000-05-08 Access Security Sweden Ab Förfarande, aktivt kort, system samt användning av aktivt kort för att genomföra en elektronisk transaktion
US5933785A (en) * 1997-05-20 1999-08-03 Motorola, Inc. Telephone and method for concurrent registration of two identification numbers using multi-number sim card
DE19724901A1 (de) * 1997-06-12 1998-12-17 Siemens Nixdorf Inf Syst Mobilfunktelefon sowie solche mit gekoppeltem Rechner für Internet- bzw. Netzanwendungen und Verfahren zum Betreiben einer solchen Gerätekombination
WO1998058510A1 (de) * 1997-06-16 1998-12-23 Swisscom Ag Mobilgerät, chipkarte und kommunikationsverfahren
DK0992025T3 (da) * 1997-06-27 2002-10-28 Swisscom Mobile Ag Transaktionsfremgangsmåde med et bærbart identifikationselement
US6157966A (en) * 1997-06-30 2000-12-05 Schlumberger Malco, Inc. System and method for an ISO7816 complaint smart card to become master over a terminal
SE512838C2 (sv) * 1997-06-30 2000-05-22 Satsafe Mls Ab System för genomförande av betalningsoperation
FI105637B (fi) 1997-07-02 2000-09-15 Sonera Oyj Menetelmä tilaajaidentiteettimoduulille tallennettujen sovellusten hallintaan
US7239706B1 (en) * 1997-08-06 2007-07-03 Deutsche Telekom Ag Transcoder for decoding encoded TV programs
CN1664828A (zh) * 1997-08-13 2005-09-07 松下电器产业株式会社 移动电子商务系统
FR2767437B1 (fr) * 1997-08-14 1999-09-17 Alsthom Cge Alcatel Procede ameliore de chargement d'une liste predeterminee d'articles par un terminal mobile pilote par un module d'identification d'abonne, commande, module d'identification d'abonne et terminal mobile correspondants
FR2771205B1 (fr) * 1997-11-20 2000-01-21 Gemplus Card Int Procede, carte a puce et terminaux pour effectuer des transactions a travers un reseau de telecommunication
JP2002509305A (ja) * 1997-12-17 2002-03-26 ジャコット,フィリップ 金融取引を可能にするプロセス、そのシステムおよび電子財布
US6138002A (en) * 1997-12-18 2000-10-24 Ericsson Inc. System and method for providing services based on broadcasted system information
US6105006A (en) * 1997-12-22 2000-08-15 Motorola Inc Transaction authentication for 1-way wireless financial messaging units
US6314519B1 (en) 1997-12-22 2001-11-06 Motorola, Inc. Secure messaging system overlay for a selective call signaling system
US6311167B1 (en) 1997-12-22 2001-10-30 Motorola, Inc. Portable 2-way wireless financial messaging unit
US6041314A (en) * 1997-12-22 2000-03-21 Davis; Walter Lee Multiple account portable wireless financial messaging unit
US6038549A (en) * 1997-12-22 2000-03-14 Motorola Inc Portable 1-way wireless financial messaging unit
KR100382181B1 (ko) 1997-12-22 2003-05-09 모토로라 인코포레이티드 단일 계좌 휴대용 무선 금융 메시지 유닛
US7167711B1 (en) * 1997-12-23 2007-01-23 Openwave Systems Inc. System and method for controlling financial transactions over a wireless network
IT1305659B1 (it) * 1998-02-16 2001-05-15 Giorgio Liverotti Terminale cellulare gsm perfezionato
US7162532B2 (en) 1998-02-23 2007-01-09 Koehler Steven M System and method for listening to teams in a race event
FI980427A (fi) 1998-02-25 1999-08-26 Ericsson Telefon Ab L M Menetelmä, järjestely ja laite todentamiseen
FR2776448B1 (fr) * 1998-03-20 2000-04-28 Gemplus Card Int Terminal de telecommunication lecteur de carte a puce
US20040098584A1 (en) * 1998-03-25 2004-05-20 Sherman Edward G. Method and system for embedded, automated, component-level control of computer systems and other complex systems
US6796490B1 (en) * 2000-10-04 2004-09-28 Diebold, Incorporated Automated banking machine system and method
US7004385B1 (en) * 2003-04-01 2006-02-28 Diebold Self-Service Systems Division Of Diebold, Incorporated Currency dispensing ATM with RFID card reader
US7284692B1 (en) * 2004-03-31 2007-10-23 Diebold Self-Service Systems, Division Of Diebold, Incorporated ATM with RFID card, note, and check reading capabilities
JPH11345264A (ja) * 1998-06-03 1999-12-14 Nippon Medeipakku Kk 代金決済システム及び代金決済方法
FR2779896B1 (fr) * 1998-06-15 2000-10-13 Sfr Sa PROCEDE POUR PAYER A DISTANCE, AU MOYEN D'UN RADIOTELEPHONIQUE MOBILE, l'ACQUISITION D'UN BIEN ET/OU D'UN SERVICE ET SYSTEME ET RADIOTELEPHONE MOBILE CORRESPONDANTS
FR2779895B1 (fr) * 1998-06-15 2000-08-11 Sfr Sa Procede et systeme pour payer a distance au moyen d'un radiotelephone mobile l'acquisition d'un bien et/ou d'un service
FR2779850A1 (fr) * 1998-06-16 1999-12-17 Roland Moreno Procede et systeme d'utilisation d'une carte a microcircuit dans une pluralite d'applications
US6424845B1 (en) * 1998-06-19 2002-07-23 Ncr Corporation Portable communication device
US6437692B1 (en) * 1998-06-22 2002-08-20 Statsignal Systems, Inc. System and method for monitoring and controlling remote devices
US6914893B2 (en) 1998-06-22 2005-07-05 Statsignal Ipc, Llc System and method for monitoring and controlling remote devices
US6891838B1 (en) * 1998-06-22 2005-05-10 Statsignal Ipc, Llc System and method for monitoring and controlling residential devices
US8410931B2 (en) 1998-06-22 2013-04-02 Sipco, Llc Mobile inventory unit monitoring systems and methods
FR2780800B1 (fr) * 1998-07-03 2000-09-08 Sagem Procede de paiement electronique
US6480699B1 (en) 1998-08-28 2002-11-12 Woodtoga Holdings Company Stand-alone device for transmitting a wireless signal containing data from a memory or a sensor
FI981902A (fi) * 1998-09-04 2000-03-05 Sonera Oyj Turvamoduuli, turvajärjestelmä ja matkaviestin
EP0986275B1 (de) * 1998-09-10 2009-09-09 Swisscom AG Verfahren zum Kaufen von Waren oder Dienstleistungen mit einem Mobiltelefon
EP0987660A1 (en) * 1998-09-14 2000-03-22 Ncr International Inc. Portable electronic apparatus
FR2785134B1 (fr) * 1998-10-22 2001-01-26 Sfr Sa Procede d'acces a un serveur de services a partir d'une station mobile, module d'identification d'abonne et terminal correspondants
FR2785135B1 (fr) * 1998-10-22 2000-12-29 Sfr Sa Procede de lancement d'une application par un terminal, sous commande d'un module d'identification d'abonne, module d'identification d'abonne et terminal correspondants
WO2000033264A1 (de) * 1998-12-02 2000-06-08 Swisscom Ag Verfahren und system zum aufladen oder nachladen eines kontos mit einem geldbetragswert
FR2787273B1 (fr) * 1998-12-14 2001-02-16 Sagem Procede de paiement securise
JP2000184085A (ja) 1998-12-18 2000-06-30 Fujitsu Ltd 携帯機器、携帯端末用アタッチメント及び携帯機器を用いたシステム
US6216015B1 (en) * 1999-02-04 2001-04-10 Motorola, Inc. Wireless subscriber unit and method for managing smart card data
FI107860B (fi) * 1999-02-09 2001-10-15 Sonera Smarttrust Oy Menetelmä ja järjestelmä tietoliikennejärjestelmässä ja tilaajaidentiteettimoduuli
FR2790162B1 (fr) * 1999-02-19 2001-04-13 France Telecom Procede de telepaiement et systeme pour la mise en oeuvre de ce procede
GB2347255A (en) * 1999-02-22 2000-08-30 Ericsson Telefon Ab L M Method of loading a cash card using a mobile phone
JP3415616B1 (ja) * 1999-02-25 2003-06-09 順子 杉中 端末機
US7650425B2 (en) 1999-03-18 2010-01-19 Sipco, Llc System and method for controlling communication between a host computer and communication devices associated with remote devices in an automated monitoring system
SE513773C2 (sv) * 1999-03-19 2000-11-06 Ericsson Telefon Ab L M Metod och system för elektronisk handel
FI990695A (fi) * 1999-03-29 2000-09-30 Nokia Mobile Phones Ltd Elektronisen rahan siirtäminen
FR2791846B1 (fr) * 1999-04-01 2001-06-01 Sfr Sa Terminal telephonique, support de donnees amovible pourvu(s) de moyens permettant la suppression de fonctionnalites communes et procede de gestion des menus de fonctionnalites correspondant
JP2002541602A (ja) 1999-04-07 2002-12-03 スイスコム モービル アーゲー 入場券の注文、ロード、および使用のための方法およびシステム
US6542721B2 (en) * 1999-10-11 2003-04-01 Peter V. Boesen Cellular telephone, personal digital assistant and pager unit
FI114434B (fi) * 1999-05-11 2004-10-15 Nokia Corp Viestintälaitteet
FR2793576B1 (fr) * 1999-05-11 2001-11-16 Gemplus Card Int Terminal radiotelephonique avec une carte a puce dotee d'un navigateur
FI991105A (fi) * 1999-05-14 2000-11-15 Nokia Networks Oy Menetelmä ja digitaalinen matkaviestinjärjestelmä
DE19925254A1 (de) * 1999-06-01 2000-12-07 Nokia Mobile Phones Ltd Verfahren zum Betrieb einer Kommunikationsanordnung
FR2794547B1 (fr) 1999-06-03 2001-08-24 Gemplus Card Int Preparation et execution d'un programme dans une carte a puce additionnelle d'un terminal
FR2794595B1 (fr) * 1999-06-03 2002-03-15 Gemplus Card Int Pre-controle d'un programme dans une carte a puce additionnelle d'un terminal
EP1808831A1 (fr) * 1999-06-03 2007-07-18 Gemplus Préparation et exécution d'un programme dans une carte à puce additionnelle d'un terminal
US20040160917A1 (en) * 1999-06-22 2004-08-19 Eliznd Ihab H. Multibeam antenna for a wireless network
JP2001014277A (ja) * 1999-06-28 2001-01-19 Olympus Optical Co Ltd 情報処理システム及びカメラシステム
FR2795905B1 (fr) * 1999-06-30 2001-08-24 Sagem Telephone mobile avec une architecture a plusieurs supports a puce
SE517861C2 (sv) * 1999-07-15 2002-07-23 Soeren Andersson Förfarande för att utföra ekonomiska transaktioner samt system för utförande av förfarandet
EP1071049A3 (de) * 1999-07-22 2005-08-24 Bernd Schneider Transportables Datenkommunikationsgerät mit Chipkarte und Funkschnittstelle
US7729986B1 (en) * 1999-07-30 2010-06-01 Visa International Service Association Smart card transactions using wireless telecommunications network
US8095463B1 (en) * 1999-08-02 2012-01-10 Openwave Systems Inc. System and method for prepaid account replenishment
US7720762B1 (en) 2002-10-03 2010-05-18 Gofigure Payments, Llc System and method for electronically processing commercial transactions based upon threshold amount
US7376583B1 (en) 1999-08-10 2008-05-20 Gofigure, L.L.C. Device for making a transaction via a communications link
US7308426B1 (en) * 1999-08-11 2007-12-11 C-Sam, Inc. System and methods for servicing electronic transactions
US7088692B1 (en) 1999-08-18 2006-08-08 Nokia Corporation Apparatus, and associated method, for rewarding performance of a computer game at a mobile terminal
SE515327C2 (sv) 1999-08-27 2001-07-16 Ericsson Telefon Ab L M Anordning för att utföra säkra transaktioner i en kommunikationsanordning
US7702313B1 (en) * 1999-08-27 2010-04-20 Nokia Siemens Networks Gmbh & Co. Kg Telecommunications terminal
US6490443B1 (en) 1999-09-02 2002-12-03 Automated Business Companies Communication and proximity authorization systems
US7889052B2 (en) 2001-07-10 2011-02-15 Xatra Fund Mx, Llc Authorizing payment subsequent to RF transactions
US7239226B2 (en) 2001-07-10 2007-07-03 American Express Travel Related Services Company, Inc. System and method for payment using radio frequency identification in contact and contactless transactions
US7837116B2 (en) 1999-09-07 2010-11-23 American Express Travel Related Services Company, Inc. Transaction card
WO2001018903A2 (de) * 1999-09-08 2001-03-15 Siemens Aktiengesellschaft Mobilfunkantenne mit integrierter funktionseinheit
US6647270B1 (en) * 1999-09-10 2003-11-11 Richard B. Himmelstein Vehicletalk
AU5759699A (en) 1999-09-22 2001-04-24 Keiichi Nakajima Electronic settlement system, settlement device, and terminal
DE19946537A1 (de) * 1999-09-28 2001-04-05 Deutsche Telekom Mobil Verfahren zur Abrechnung von Internet-Dienstleistungen über Mobilfunk
SE516779C2 (sv) * 1999-10-01 2002-02-26 Ericsson Telefon Ab L M Bärbar kommunikationsapparat med ett användargränssnitt samt en arbetsmetod för densamma
SE517445C2 (sv) * 1999-10-01 2002-06-04 Anoto Ab Positionsbestämning på en yta försedd med ett positionskodningsmönster
EP1216587B1 (de) * 1999-10-01 2006-06-21 Swisscom Mobile AG Verfahren, um die authentizität von durch eine zertifizierungsinstanz herausgegebenen elektronischen zertifikaten in einem mobilgerät zu verifizieren und entsprechendes identifizierungsmodul
US7508411B2 (en) * 1999-10-11 2009-03-24 S.P. Technologies Llp Personal communications device
US7239346B1 (en) * 1999-10-18 2007-07-03 Priddy Dennis G System and architecture that supports a multi-function semiconductor device between networks and portable wireless communications products
DE59904253D1 (de) * 1999-10-25 2003-03-13 Swisscom Mobile Ag Zahlungstransaktionsverfahren und zahlungstransaktionssystem
FR2800228B1 (fr) * 1999-10-26 2002-02-08 Wavecom Sa Systeme et procede de commande d'un equipement tiers par une carte sim, via un module de radiocommunication, module de radiocommunication et equipement tiers correspondants
EP1226697B1 (en) 1999-11-03 2010-09-22 Wayport, Inc. Distributed network communication system which enables multiple network providers to use a common distributed network infrastructure
ATE290744T1 (de) * 1999-11-19 2005-03-15 Swisscom Mobile Ag Anpassbare chipkarte
US7353208B1 (en) 2000-02-02 2008-04-01 Transaction Network Services, Inc. Transaction processing using intermediate server architecture
JP4375933B2 (ja) * 1999-11-25 2009-12-02 富士通株式会社 携帯端末
DE59905893D1 (de) * 1999-12-23 2003-07-10 Swisscom Mobile Ag Zahlungstransaktionsverfahren und zahlungstransaktionssystem
US7478065B1 (en) 1999-12-23 2009-01-13 Swisscom Mobile Ag Payment transaction method and payment transaction system
GB2357618A (en) * 1999-12-23 2001-06-27 Nokia Mobile Phones Ltd Transaction system
JP3840021B2 (ja) * 1999-12-27 2006-11-01 株式会社東芝 移動無線端末
JP2001186556A (ja) * 1999-12-27 2001-07-06 Toshiba Corp 移動無線端末
US6816724B1 (en) * 1999-12-28 2004-11-09 Nokia Corporation Apparatus, and associated method, for remotely effectuating a transaction service
EP1187251A1 (en) * 2000-09-01 2002-03-13 Marconi Commerce Systems S.r.L. Wireless communicaton interface
EP1247234A1 (en) * 2000-01-14 2002-10-09 Marconi Commerce Systems Inc. A data retail system
US7172112B2 (en) 2000-01-21 2007-02-06 American Express Travel Related Services Company, Inc. Public/private dual card system and method
US8429041B2 (en) 2003-05-09 2013-04-23 American Express Travel Related Services Company, Inc. Systems and methods for managing account information lifecycles
US8543423B2 (en) 2002-07-16 2013-09-24 American Express Travel Related Services Company, Inc. Method and apparatus for enrolling with multiple transaction environments
US7720756B2 (en) * 2000-01-25 2010-05-18 Kavounas Gregory T Methods, devices and bank computers for consumers using communicators to wire funds to sellers and vending machines
AU2876501A (en) * 2000-02-02 2001-08-14 Image Reaction Limited Data handling
KR100629470B1 (ko) * 2000-02-08 2006-09-28 (주) 엘지텔레콤 가입자 식별 모듈 카드를 구비한 이동 통신 단말 장치
US6934532B2 (en) * 2000-02-09 2005-08-23 Apriva, Inc. Communication systems, components, and methods operative with programmable wireless devices
WO2001059732A2 (en) 2000-02-10 2001-08-16 Jon Shore Apparatus, systems and methods for wirelessly transacting financial transfers, electronically recordable authorization transfers, and other information transfers
US6711414B1 (en) * 2000-02-25 2004-03-23 Charmed Technology, Inc. Wearable computing device capable of responding intelligently to surroundings
US6757719B1 (en) 2000-02-25 2004-06-29 Charmed.Com, Inc. Method and system for data transmission between wearable devices or from wearable devices to portal
US20050021679A1 (en) * 2000-02-25 2005-01-27 Alexander Lightman Method and system for data transmission between wearable devices or from wearable devices to portal
IL134741A (en) * 2000-02-27 2003-11-23 Adamtech Ltd Mobile transaction system and method
US7627531B2 (en) 2000-03-07 2009-12-01 American Express Travel Related Services Company, Inc. System for facilitating a transaction
DE50006287D1 (de) * 2000-03-10 2004-06-03 Rudolf Ritter Verfahren, kommunikationssystem und empfangsvorrichtung für die verrechnung von zugriffskontrollierten programmen und/oder daten von broadcastsendern
FR2806578B1 (fr) * 2000-03-14 2002-08-23 Sagem Telephone mobile perfectionne
US20060173790A1 (en) * 2000-03-16 2006-08-03 Harexinfotech, Inc. Optical payment transceiver and system using the same
KR100366060B1 (ko) * 2000-03-16 2002-12-28 주식회사 하렉스인포텍 광지불송수신장치 및 이를 이용한 광결제시스템
GB0007360D0 (en) * 2000-03-28 2000-05-17 Ncr Int Inc Electronic wallet
JP2001344545A (ja) 2000-03-29 2001-12-14 Ibm Japan Ltd 処理システム、サーバ、処理端末、通信端末、処理方法、データ管理方法、処理実行方法、プログラム
GB2362070B (en) * 2000-05-05 2004-06-16 Nokia Mobile Phones Ltd Communication devices and method of communication
FR2809260B1 (fr) * 2000-05-16 2003-07-18 Gemplus Card Int Procede d'approvisionnement d'un compte prepaye
EP1304007A1 (fr) * 2000-05-26 2003-04-23 Cegetel Groupe Procede de dialogue entre un module d'identification d'abonne, cooperant avec un terminal au sein d'un radiotelephone, et un dispositif local
JP2002056338A (ja) * 2000-05-29 2002-02-20 Takashi Fujimoto 購買金額決済方法及び購買金額決済システム
WO2001097118A1 (fr) * 2000-06-14 2001-12-20 Takako Jogu Procede de reglement par telephone mobile et telephone mobile
FR2810482B1 (fr) * 2000-06-15 2003-05-16 Sagem Procede de gestion d'un module de communication et dispositif comportant un tel module
US9684893B2 (en) 2000-06-30 2017-06-20 Tara Chand Singhal Apparatus and method for a wireless point of sale terminal
US7529563B1 (en) * 2000-07-10 2009-05-05 Pitroda Satyan G System for distribution and use of virtual stored value cards
US7933589B1 (en) * 2000-07-13 2011-04-26 Aeritas, Llc Method and system for facilitation of wireless e-commerce transactions
FR2812105B1 (fr) * 2000-07-21 2003-01-10 Gemplus Card Int Dispositif d'acces automatique et securise a divers appareils et services
CA2416775C (en) * 2000-07-21 2011-03-29 Telemac Corporation Multiple virtual wallets in wireless devices
ATE261160T1 (de) * 2000-08-01 2004-03-15 Mega Tel Ag Elektronischer zahlungsverkehr mit sms
KR20030029645A (ko) 2000-08-02 2003-04-14 노키아 모빌 폰즈 리미티드 내장 무선 주파수 트랜스폰더를 갖는 전자 장치 커버 및그 사용 방법
FR2812744A1 (fr) * 2000-08-04 2002-02-08 Dassault Automatismes Dispositif de paiement electronique au moyen d'un appareil consommateur et d'un appareil commercant communiquant par une liaison sans fil
FR2812745B1 (fr) * 2000-08-04 2003-01-31 Dassault Automatismes Terminal de paiement electronique comprenant une liaison sans fil avec un telephone portable utilise comme modem
US8504421B2 (en) 2000-08-05 2013-08-06 Ronald John Rosenberger Method using a social network or website to enable an individual to promote an advertiser's advertising to the individual's personal contacts
US8504420B2 (en) * 2000-08-05 2013-08-06 Ronald John Rosenberger Method using advertising as compensation to a promoter for generating new account sign ups of end users for a product or service offering entity
GB0019419D0 (en) * 2000-08-09 2000-09-27 Ericsson Telefon Ab L M Paying for telephone services using electronic cash
US7386238B2 (en) * 2000-08-15 2008-06-10 Lockheed Martin Corporation Method and system for infrared data communications
WO2002015438A1 (en) * 2000-08-15 2002-02-21 Lockheed Martin Corporation Infrared data communication system
JP3756741B2 (ja) * 2000-08-21 2006-03-15 株式会社東芝 情報交換装置およびキャッシュレジスタ装置
US20020025795A1 (en) * 2000-08-24 2002-02-28 Msafe Inc., Method, system and device for monitoring activity of a wireless communication device
EP1184818A1 (en) * 2000-09-01 2002-03-06 Marconi Commerce Systems S.r.L. Vending system for selling products or services to purchasers having mobile communicators
FI114348B (fi) * 2000-09-04 2004-09-30 Nokia Corp Menetelmä rahan lataamiseksi, elektroniikkalaite ja järjestelmä
JP2002176671A (ja) * 2000-09-28 2002-06-21 Takashi Fujimoto 移動体電話機
US7133659B2 (en) * 2000-09-29 2006-11-07 Nokia Mobile Phones Limited Methods of operating a reservation system using electronic device cover with embedded transponder
US7979057B2 (en) * 2000-10-06 2011-07-12 S.F. Ip Properties 62 Llc Third-party provider method and system
US7209733B2 (en) * 2000-10-06 2007-04-24 Pay X Pda, Llc Credit manager method and system
JP2002197388A (ja) * 2000-10-11 2002-07-12 Nec Corp 決済方法、決済システムおよび携帯電話機
US7460853B2 (en) * 2000-10-12 2008-12-02 Sony Corporation Wireless module security system and method
US7020118B2 (en) * 2000-10-13 2006-03-28 Sony Corporation System and method for activation of a wireless module
US20020080741A1 (en) * 2000-10-13 2002-06-27 Akihiko Toyoshima Multiple wireless format phone system and method
US7230939B2 (en) * 2000-10-13 2007-06-12 Sony Corporation Home network using wireless module
US6907456B2 (en) 2000-10-13 2005-06-14 Sony Corporation Default portal site access with wireless module
US7890947B2 (en) * 2000-10-13 2011-02-15 Sony Corporation System, method and apparatus for embedded firmware code update
US7555537B2 (en) * 2000-10-25 2009-06-30 Nokia Mobile Phones Ltd. Downloadable multimedia content and method for accounting
US7333947B2 (en) * 2000-11-13 2008-02-19 Anoto Ab Network-based system
US7069047B2 (en) * 2001-01-19 2006-06-27 Raze Technologies, Inc. System and method for on-line insertion of line replaceable units in wireless and wireline access systems
GB0027922D0 (en) * 2000-11-15 2001-01-03 Haidar Mahmoud N Y Electronic payment and associated systems
WO2002041601A2 (en) * 2000-11-16 2002-05-23 Telefonaktiebolaget Lm Ericsson (Publ) User authentication apparatus, controlling method thereof, and network system
US6772249B1 (en) * 2000-11-27 2004-08-03 Hewlett-Packard Development Company, L.P. Handheld option pack interface
US20020091647A1 (en) * 2001-01-10 2002-07-11 Lopez Antonio Vazquez Security system for commercial transactions via the Internet or other communications networks
GB2371397B (en) * 2001-01-20 2004-09-01 Ncr Int Inc Self service terminal
CN1227626C (zh) 2001-02-08 2005-11-16 诺基亚有限公司 智能读卡器
GB0103452D0 (en) * 2001-02-13 2001-03-28 Williams Stuart Identification system
FR2821231A1 (fr) * 2001-02-19 2002-08-23 Bull Cp8 Procede d'administration d'une carte d'abonne pour un equipement de telephonie mobile du type a lecteur auxiliaire et systeme embarque pour la mise en oeuvre du procede
US6934529B2 (en) * 2001-02-20 2005-08-23 Sevket Ilhan Bagoren Replenishment of pre-paid wireless telephone accounts using short message service (SMS)
US20020116329A1 (en) * 2001-02-20 2002-08-22 Serbetcioglu Bekir Sami Systems and methods for approval of credit/debit account transactions using a wireless device
KR100641824B1 (ko) * 2001-04-25 2006-11-06 주식회사 하렉스인포텍 대칭키 보안 알고리즘을 이용한 금융정보 입력방법 및 그이동통신용 상거래 시스템
NL1017947C2 (nl) * 2001-04-26 2002-10-29 Scm Microsystems Nederland B V Communicatiesamenstel voor het uitwisselen van gegevens en werkwijzen voor gebruik van een dergelijk communicatiesamenstel.
FR2824217B1 (fr) * 2001-04-27 2003-10-10 Sagem Dispositif de dedoublement d'un lecteur de cartes a puce et procede associe
KR100614433B1 (ko) * 2001-05-14 2006-08-22 엔티티 도꼬모 인코퍼레이티드 애플리케이션 관리 서버, 이동 단말 및 애플리케이션 관리 방법
CA2348353A1 (en) 2001-05-22 2002-11-22 Marc Arseneau Local broadcast system
EP3296833A1 (en) 2001-05-24 2018-03-21 Sony Corporation Service providing method and integrated circuit
US7542942B2 (en) * 2001-07-10 2009-06-02 American Express Travel Related Services Company, Inc. System and method for securing sensitive information during completion of a transaction
US7725427B2 (en) 2001-05-25 2010-05-25 Fred Bishop Recurrent billing maintenance with radio frequency payment devices
US7650314B1 (en) 2001-05-25 2010-01-19 American Express Travel Related Services Company, Inc. System and method for securing a recurrent billing transaction
FR2825495B1 (fr) * 2001-05-31 2003-09-26 Schlumberger Systems & Service Terminal electronique de paiement, carte a puce adaptee a un tel terminal et procede de chargement d'une cle secrete dans un tel terminal
GB0113630D0 (en) * 2001-06-05 2001-07-25 Koninkl Philips Electronics Nv Payment authorisation through beacons
US20030033413A1 (en) * 2001-06-19 2003-02-13 Willson Alan N. Mobile wireless local area network
US6987986B2 (en) * 2001-06-21 2006-01-17 Boesen Peter V Cellular telephone, personal digital assistant with dual lines for simultaneous uses
US20030078890A1 (en) * 2001-07-06 2003-04-24 Joachim Schmidt Multimedia content download apparatus and method using same
US7360689B2 (en) 2001-07-10 2008-04-22 American Express Travel Related Services Company, Inc. Method and system for proffering multiple biometrics for use with a FOB
US7762457B2 (en) 2001-07-10 2010-07-27 American Express Travel Related Services Company, Inc. System and method for dynamic fob synchronization and personalization
US20040236699A1 (en) 2001-07-10 2004-11-25 American Express Travel Related Services Company, Inc. Method and system for hand geometry recognition biometrics on a fob
US7925535B2 (en) 2001-07-10 2011-04-12 American Express Travel Related Services Company, Inc. System and method for securing RF transactions using a radio frequency identification device including a random number generator
US7805378B2 (en) 2001-07-10 2010-09-28 American Express Travel Related Servicex Company, Inc. System and method for encoding information in magnetic stripe format for use in radio frequency identification transactions
US7493288B2 (en) 2001-07-10 2009-02-17 Xatra Fund Mx, Llc RF payment via a mobile device
US20040233037A1 (en) * 2001-07-10 2004-11-25 American Express Travel Related Services Company, Inc. Method and system for iris scan recognition biometrics on a fob
US8001054B1 (en) 2001-07-10 2011-08-16 American Express Travel Related Services Company, Inc. System and method for generating an unpredictable number using a seeded algorithm
US8284025B2 (en) 2001-07-10 2012-10-09 Xatra Fund Mx, Llc Method and system for auditory recognition biometrics on a FOB
US8635131B1 (en) 2001-07-10 2014-01-21 American Express Travel Related Services Company, Inc. System and method for managing a transaction protocol
US20050160003A1 (en) * 2001-07-10 2005-07-21 American Express Travel Related Services Company, Inc. System and method for incenting rfid transaction device usage at a merchant location
US7746215B1 (en) 2001-07-10 2010-06-29 Fred Bishop RF transactions using a wireless reader grid
US7705732B2 (en) 2001-07-10 2010-04-27 Fred Bishop Authenticating an RF transaction using a transaction counter
US7249112B2 (en) 2002-07-09 2007-07-24 American Express Travel Related Services Company, Inc. System and method for assigning a funding source for a radio frequency identification device
US20090008441A1 (en) * 2001-07-10 2009-01-08 Xatra Fund Mx, Llc Tracking rf transaction activity using a transaction device identifier
US7996324B2 (en) 2001-07-10 2011-08-09 American Express Travel Related Services Company, Inc. Systems and methods for managing multiple accounts on a RF transaction device using secondary identification indicia
US8548927B2 (en) 2001-07-10 2013-10-01 Xatra Fund Mx, Llc Biometric registration for facilitating an RF transaction
US9024719B1 (en) 2001-07-10 2015-05-05 Xatra Fund Mx, Llc RF transaction system and method for storing user personal data
US7303120B2 (en) 2001-07-10 2007-12-04 American Express Travel Related Services Company, Inc. System for biometric security using a FOB
US7503480B2 (en) 2001-07-10 2009-03-17 American Express Travel Related Services Company, Inc. Method and system for tracking user performance
US8960535B2 (en) 2001-07-10 2015-02-24 Iii Holdings 1, Llc Method and system for resource management and evaluation
US7119659B2 (en) 2001-07-10 2006-10-10 American Express Travel Related Services Company, Inc. Systems and methods for providing a RF transaction device for use in a private label transaction
US9454752B2 (en) 2001-07-10 2016-09-27 Chartoleaux Kg Limited Liability Company Reload protocol at a transaction processing entity
US7735725B1 (en) 2001-07-10 2010-06-15 Fred Bishop Processing an RF transaction using a routing number
US8294552B2 (en) 2001-07-10 2012-10-23 Xatra Fund Mx, Llc Facial scan biometrics on a payment device
US7668750B2 (en) 2001-07-10 2010-02-23 David S Bonalle Securing RF transactions using a transactions counter
US8538863B1 (en) 2001-07-10 2013-09-17 American Express Travel Related Services Company, Inc. System and method for facilitating a transaction using a revolving use account associated with a primary account
US9031880B2 (en) 2001-07-10 2015-05-12 Iii Holdings 1, Llc Systems and methods for non-traditional payment using biometric data
US7827106B2 (en) 2001-07-10 2010-11-02 American Express Travel Related Services Company, Inc. System and method for manufacturing a punch-out RFID transaction device
US20030027549A1 (en) * 2001-07-30 2003-02-06 Msafe Inc. Prepaid communication system and method
US20030065569A1 (en) * 2001-09-04 2003-04-03 Aaron Danis Method and apparatus for coordinating transaction data for a plurality of point-of-sale terminals
WO2003023727A1 (en) * 2001-09-06 2003-03-20 Nokia Corporation A method and network element for paying by a mobile terminal through a communication network
US8810385B2 (en) 2001-09-11 2014-08-19 Zonar Systems, Inc. System and method to improve the efficiency of vehicle inspections by enabling remote actuation of vehicle components
US7557696B2 (en) 2001-09-11 2009-07-07 Zonar Systems, Inc. System and process to record inspection compliance data
US20110068954A1 (en) 2006-06-20 2011-03-24 Zonar Systems, Inc. Method and apparatus to collect object identification data during operation of a vehicle and analysis of such data
US8972179B2 (en) 2006-06-20 2015-03-03 Brett Brinton Method and apparatus to analyze GPS data to determine if a vehicle has adhered to a predetermined route
US20150170521A1 (en) 2001-09-11 2015-06-18 Zonar Systems, Inc. System and method to enhance the utility of vehicle inspection records by including route identification data in each vehicle inspection record
US11341853B2 (en) 2001-09-11 2022-05-24 Zonar Systems, Inc. System and method to enhance the utility of vehicle inspection records by including route identification data in each vehicle inspection record
US8400296B2 (en) 2001-09-11 2013-03-19 Zonar Systems, Inc. Method and apparatus to automate data collection during a mandatory inspection
FR2830099A1 (fr) * 2001-09-21 2003-03-28 Pierre Michel Guilhen Installation de traitement de donnees pour des portes-monnaie electroniques, et procede associe
US7480501B2 (en) 2001-10-24 2009-01-20 Statsignal Ipc, Llc System and method for transmitting an emergency message over an integrated wireless network
US8489063B2 (en) 2001-10-24 2013-07-16 Sipco, Llc Systems and methods for providing emergency messages to a mobile device
US7424527B2 (en) 2001-10-30 2008-09-09 Sipco, Llc System and method for transmitting pollution information over an integrated wireless network
WO2003047283A2 (de) * 2001-11-29 2003-06-05 Pal Zoltan Verfahren zur alternativ mobil telekommunikation system und dienstleistungen
CN101482949A (zh) * 2001-12-04 2009-07-15 M概念有限公司 使用移动电信设备以便于电子财务交易的系统及方法
JP2003188949A (ja) * 2001-12-21 2003-07-04 Nec Corp 携帯電話装置及びそのデータ保護方法とプログラム
US7200567B2 (en) 2002-01-04 2007-04-03 Lockheed Martin Corporation Purchasing aid logistics appliance and method for use
US7996888B2 (en) * 2002-01-11 2011-08-09 Nokia Corporation Virtual identity apparatus and method for using same
BE1016829A3 (fr) * 2002-01-25 2007-08-07 Pierre Defise Carte monnaie.
US7797233B2 (en) * 2002-01-30 2010-09-14 Store Financial Services, Llc Methods and systems for processing, accounting, and administration of stored value cards
US8190530B2 (en) 2002-01-30 2012-05-29 Visa U.S.A. Inc. Method and system for providing multiple services via a point-of-sale portal architecture
US6816083B2 (en) * 2002-02-04 2004-11-09 Nokia Corporation Electronic device with cover including a radio frequency indentification module
US20030172001A1 (en) * 2002-03-06 2003-09-11 Masataka Yasuda Information providing system, information providing method, storage medium and program
KR100531075B1 (ko) * 2002-04-29 2005-11-28 스마텍(주) 대금결재 시스템
US7509117B2 (en) * 2002-05-31 2009-03-24 Nokia Corporation Apparatus, and associated method, for notifying a user in a radio communication system of a commercially-related transaction
DE10225457A1 (de) * 2002-06-05 2004-01-08 Siemens Ag Nutzung eines Subscriber Identity Modul durch mehrere mobile Kommunikationsgeräte
AU2003245235A1 (en) * 2002-06-14 2003-12-31 Tek Dagitim Ve Iletisim Hizmetleri A.S. Mobile information distribution system
KR20040004765A (ko) * 2002-07-05 2004-01-16 김선섭 다방식 결제수단을 가지는 이동통신단말
US20040015451A1 (en) * 2002-07-10 2004-01-22 Sahota Jagdeep Singh Method for conducting financial transactions utilizing infrared data communications
US7580873B1 (en) * 2002-07-23 2009-08-25 At&T Intellectual Property I, L.P. Electronic financial assistant
US20040230489A1 (en) * 2002-07-26 2004-11-18 Scott Goldthwaite System and method for mobile payment and fulfillment of digital goods
US7792759B2 (en) * 2002-07-29 2010-09-07 Emv Co. Llc Methods for performing transactions in a wireless environment
GB0219950D0 (en) * 2002-08-29 2002-10-02 Barton Richard J Control system
US6805287B2 (en) 2002-09-12 2004-10-19 American Express Travel Related Services Company, Inc. System and method for converting a stored value card to a credit card
US20130018715A1 (en) * 2011-07-18 2013-01-17 Tiger T G Zhou Facilitating mobile device payments using product code scanning to enable self checkout
JP4509930B2 (ja) * 2002-10-17 2010-07-21 ヴォウダフォン・グループ・ピーエルシー トランザクションの容易化および認証
US20050246277A1 (en) * 2002-10-23 2005-11-03 Bloem Nicolaas C Transaction processing system
US9064281B2 (en) 2002-10-31 2015-06-23 Mastercard Mobile Transactions Solutions, Inc. Multi-panel user interface
JP2004172923A (ja) * 2002-11-20 2004-06-17 Nec Corp 携帯電話端末及びそれに用いる有料サービス制限方法
JP2004171416A (ja) * 2002-11-21 2004-06-17 Ntt Docomo Inc 通信端末、価値実体提供サーバ、アプリケーション配信サーバ、電子購買支援システム、電子購買支援方法、及び電子購買支援プログラム
JP4272006B2 (ja) * 2002-12-10 2009-06-03 株式会社エヌ・ティ・ティ・ドコモ 移動通信端末、サーバ、通信システム、通信制御方法及び通信制御プログラム
JP2004192289A (ja) * 2002-12-10 2004-07-08 Matsushita Electric Ind Co Ltd 情報処理装置
KR101026644B1 (ko) * 2003-01-08 2011-04-04 가부시키가이샤 한도오따이 에네루기 켄큐쇼 반도체 장치 및 그 제작 방법
US20040183790A1 (en) * 2003-02-27 2004-09-23 Miller Richard L. Customer order communication apparatus and methods
US7440771B2 (en) * 2003-02-28 2008-10-21 American Express Travel Related Services Company, Inc. Transaction card providing displayed information
JP2004272561A (ja) 2003-03-07 2004-09-30 Bitwallet Inc 携帯端末装置、携帯端末方法、携帯端末プログラム、提供サーバ装置、提供サーバ方法、及び提供サーバプログラム
JP4334247B2 (ja) 2003-03-07 2009-09-30 ビットワレット株式会社 携帯端末装置および電子マネーサーバ
US20040229195A1 (en) * 2003-03-18 2004-11-18 Leapfrog Enterprises, Inc. Scanning apparatus
US8270578B2 (en) * 2003-04-07 2012-09-18 Paul Poniatowski Mobile payment system
US7725842B2 (en) * 2003-04-24 2010-05-25 Bronkema Valentina G Self-attainable analytic tool and method for adaptive behavior modification
AU2003902911A0 (en) * 2003-06-11 2003-06-26 The Commonwealth Of Australia Credential communication device
FR2857207B1 (fr) * 2003-07-04 2005-10-14 Orange France Procede permettant a un point d'acces de communiquer avec une application situee sur une carte sim
EP1496714B1 (de) * 2003-07-10 2006-02-01 Swisscom Mobile AG Elektronische Weiche für Kommunikationsendgeräte mit mehreren Chipkarten, und Kommunikationsverfahren
CN100530226C (zh) 2003-07-22 2009-08-19 诺基亚公司 用于带有应答器功能性的射频识别应答器的阅读器设备
KR20050016929A (ko) * 2003-08-04 2005-02-21 삼성전자주식회사 신속한 작업 수행을 위한 선행 준비가 가능한 다기능 복합단말기 및 그 방법
JP2005136662A (ja) * 2003-10-30 2005-05-26 Matsushita Electric Ind Co Ltd 無線通信システム、携帯端末装置、サーバ装置、メモリカード及びプログラム
TWI256230B (en) * 2003-11-07 2006-06-01 Wistron Neweb Corp Mobile phone including a wireless network module and a memory module
JP2005167463A (ja) * 2003-12-01 2005-06-23 Sony Ericsson Mobilecommunications Japan Inc 加入者識別モジュールおよびそのデータアクセス阻止方法
JP2005202914A (ja) * 2003-12-15 2005-07-28 Matsushita Electric Ind Co Ltd セキュアデバイスと情報処理装置
US20050137687A1 (en) * 2003-12-23 2005-06-23 Sadra Medical Heart valve anchor and method
US20050142263A1 (en) * 2003-12-30 2005-06-30 Lauren Keilbach Fish food flakes
JP4269162B2 (ja) * 2004-01-07 2009-05-27 日本電気株式会社 携帯通信端末の無線経路選択方法およびその携帯通信端末並びに無線通信システム
ES2290667T3 (es) * 2004-01-23 2008-02-16 Nokia Corporation Metodo, dispositivo y sistema para informacion de contexto automatizada a partir de datos selectivos proporcionados por medios de identificacion.
JP4362384B2 (ja) * 2004-02-02 2009-11-11 株式会社シマノ 両軸受リール及びそれに用いるスプール制動装置
DE102004009544A1 (de) * 2004-02-23 2005-09-22 Siemens Ag Verfahren zum Übertragen von Daten
US7194438B2 (en) * 2004-02-25 2007-03-20 Nokia Corporation Electronic payment schemes in a mobile environment for short-range transactions
US8031650B2 (en) 2004-03-03 2011-10-04 Sipco, Llc System and method for monitoring remote devices with a dual-mode wireless communication protocol
US7756086B2 (en) 2004-03-03 2010-07-13 Sipco, Llc Method for communicating in dual-modes
US7853193B2 (en) 2004-03-17 2010-12-14 Leapfrog Enterprises, Inc. Method and device for audibly instructing a user to interact with a function
US7831933B2 (en) 2004-03-17 2010-11-09 Leapfrog Enterprises, Inc. Method and system for implementing a user interface for a device employing written graphical elements
EP1725976B2 (en) * 2004-03-17 2013-04-03 Nokia Corporation Continuous data provision by radio frequency identification (rfid) transponders
ATE428994T1 (de) 2004-03-19 2009-05-15 Nokia Corp Detektorlogik und funkidentifikationseinrichtung und verfahren zur verbesserung des terminal- betriebs
US20050221813A1 (en) * 2004-04-05 2005-10-06 Jarno Rajahalme System and method for initiating auxiliary communication interfaces via a primary communication interface
AU2005239005A1 (en) 2004-04-30 2005-11-10 Research In Motion Limited System and method for handling data transfers
KR100818992B1 (ko) * 2004-05-31 2008-04-03 삼성전자주식회사 디바이스와 휴대형 저장장치간에 디지털 권리객체의형식을 변환하여 주고받는 장치 및 방법
WO2005119608A1 (en) * 2004-06-03 2005-12-15 Tyfone, Inc. System and method for securing financial transactions
US20050269402A1 (en) * 2004-06-03 2005-12-08 Tyfone, Inc. System and method for securing financial transactions
US20060012479A1 (en) * 2004-06-18 2006-01-19 Meir Ezra Fuel dispensing system
US7693797B2 (en) * 2004-06-21 2010-04-06 Nokia Corporation Transaction and payment system security remote authentication/validation of transactions from a transaction provider
US20080261558A1 (en) * 2004-06-22 2008-10-23 Paysetter Pte Ltd System and Method for Transferring Credit Between Mobile Phone Subscribers
US7318550B2 (en) 2004-07-01 2008-01-15 American Express Travel Related Services Company, Inc. Biometric safeguard method for use with a smartcard
TWI280770B (en) * 2004-07-09 2007-05-01 Inventec Appliances Corp System against illegal use of mobile phone
US7014107B2 (en) * 2004-07-20 2006-03-21 Irek Singer Wireless payment processing system
US8543723B2 (en) * 2004-07-27 2013-09-24 Sony Corporation Home network system with transmission error recovery
US20060045107A1 (en) * 2004-08-25 2006-03-02 Ray Kucenas Network solution for integrated control of electronic devices between different sites
EP1640896B1 (de) * 2004-09-28 2016-03-09 Swisscom AG Verfahren zur Wiederverwertung von Produkten
US7774232B2 (en) * 2004-09-30 2010-08-10 Alcatel-Lucent Usa Inc. Wireless distribution of content files
US7124937B2 (en) * 2005-01-21 2006-10-24 Visa U.S.A. Inc. Wireless payment methods and systems
WO2006081206A1 (en) 2005-01-25 2006-08-03 Sipco, Llc Wireless network protocol systems and methods
US9910341B2 (en) 2005-01-31 2018-03-06 The Invention Science Fund I, Llc Shared image device designation
US7581678B2 (en) * 2005-02-22 2009-09-01 Tyfone, Inc. Electronic transaction card
US20060226217A1 (en) * 2005-04-07 2006-10-12 Tyfone, Inc. Sleeve for electronic transaction card
GB0507285D0 (en) 2005-04-11 2005-05-18 Innovision Res & Tech Plc Nfc enabled high-speed data
US20090144391A1 (en) * 2007-11-30 2009-06-04 Searete Llc, A Limited Liability Corporation Of The State Of Delaware Audio sharing
US9942511B2 (en) 2005-10-31 2018-04-10 Invention Science Fund I, Llc Preservation/degradation of video/audio aspects of a data stream
US10003762B2 (en) 2005-04-26 2018-06-19 Invention Science Fund I, Llc Shared image devices
US20070222865A1 (en) 2006-03-15 2007-09-27 Searete Llc, A Limited Liability Corporation Of The State Of Delaware Enhanced video/still image correlation
JP2008539492A (ja) * 2005-04-29 2008-11-13 スプリングボード リテール ネットワークス ライセンシング エスアールエル ネットワークを介したユーザー情報管理システム及び方法
TWI259385B (en) * 2005-05-03 2006-08-01 Shooter Digital Co Ltd Electronic transaction system capable of enhancing transaction security and electronic transaction method thereof
USRE47633E1 (en) 2005-06-22 2019-10-01 Odyssey Wireless Inc. Systems/methods of conducting a financial transaction using a smartphone
US8670493B2 (en) 2005-06-22 2014-03-11 Eices Research, Inc. Systems and/or methods of increased privacy wireless communications
US7614082B2 (en) 2005-06-29 2009-11-03 Research In Motion Limited System and method for privilege management and revocation
WO2007008860A2 (en) * 2005-07-11 2007-01-18 Conrad Sheehan Secure electronic transactions between a mobile device and other mobile, fixed or virtual devices
JP4834729B2 (ja) * 2005-07-22 2011-12-14 カンガルー メディア インコーポレイテッド ライブのスポーツイベントの観客の体験を促進するためのシステムと方法
US8042140B2 (en) 2005-07-22 2011-10-18 Kangaroo Media, Inc. Buffering content on a handheld electronic device
WO2007012675A1 (es) * 2005-07-26 2007-02-01 Lanetro Zed, S.A. Método de activación de una aplicación
US7922099B1 (en) 2005-07-29 2011-04-12 Leapfrog Enterprises, Inc. System and method for associating content with an image bearing surface
WO2007019387A2 (en) * 2005-08-04 2007-02-15 Transaction Network Services, Inc. Systems and method for vending machine settlement
US9818120B2 (en) * 2015-02-20 2017-11-14 Innovative Global Systems, Llc Automated at-the-pump system and method for managing vehicle fuel purchases
CN1924995B (zh) * 2005-08-31 2010-05-05 中国科学院声学研究所 基于内容分析的短信问答系统实现方法
US20130332343A1 (en) 2005-10-06 2013-12-12 C-Sam, Inc. Multi-tiered, secure mobile transactions ecosystem enabling platform comprising a personalization tier, a service tier, and an enabling tier
WO2007044500A2 (en) 2005-10-06 2007-04-19 C-Sam, Inc. Transactional services
US10032160B2 (en) 2005-10-06 2018-07-24 Mastercard Mobile Transactions Solutions, Inc. Isolating distinct service provider widgets within a wallet container
US7936339B2 (en) 2005-11-01 2011-05-03 Leapfrog Enterprises, Inc. Method and system for invoking computer functionality by interaction with dynamically generated interface regions of a writing surface
US8290433B2 (en) * 2007-11-14 2012-10-16 Blaze Mobile, Inc. Method and system for securing transactions made through a mobile communication device
US8352323B2 (en) * 2007-11-30 2013-01-08 Blaze Mobile, Inc. Conducting an online payment transaction using an NFC enabled mobile communication device
US8599143B1 (en) 2006-02-06 2013-12-03 Leapfrog Enterprises, Inc. Switch configuration for detecting writing pressure in a writing device
US20070187482A1 (en) * 2006-02-13 2007-08-16 Castro Alberto J Point of Sale Transaction Method and System
US7552867B2 (en) * 2006-03-15 2009-06-30 Qualcomm Incorporated M-commerce virtual cash system, method, and apparatus
US7769410B2 (en) * 2006-03-29 2010-08-03 A-Men Technology Corporation Module structure for expanding and enhancing functions of a SIM card
US20070265984A1 (en) * 2006-04-24 2007-11-15 Prakash Santhana Financial transaction using mobile devices
US7962159B2 (en) * 2006-04-25 2011-06-14 International Business Machines Corporation Method and system for receiving data on a portable device
US7562813B2 (en) * 2006-05-10 2009-07-21 First Data Corporation System and method for activating telephone-based payment instrument
US7764977B2 (en) * 2006-05-24 2010-07-27 Nokia Corporation Memory card removal guard
US8016192B2 (en) * 2006-06-06 2011-09-13 Motorola Mobility, Inc. User-configurable priority list for mobile device electronic payment applications
US9230437B2 (en) * 2006-06-20 2016-01-05 Zonar Systems, Inc. Method and apparatus to encode fuel use data with GPS data and to analyze such data
US10056008B1 (en) 2006-06-20 2018-08-21 Zonar Systems, Inc. Using telematics data including position data and vehicle analytics to train drivers to improve efficiency of vehicle use
US8261967B1 (en) 2006-07-19 2012-09-11 Leapfrog Enterprises, Inc. Techniques for interactively coupling electronic content with printed media
US7886962B2 (en) * 2006-08-17 2011-02-15 Verizon Patent And Licensing Inc. Multi-function transaction device
KR100763793B1 (ko) 2006-10-12 2007-10-05 주식회사 하이스마텍 다기능 이동통신단말기 및 이를 이용한 통신방법
US7637425B2 (en) * 2006-11-28 2009-12-29 Motorola, Inc. Method and system for wireless and credit card transactions
US7991158B2 (en) 2006-12-13 2011-08-02 Tyfone, Inc. Secure messaging
US10311427B2 (en) * 2006-12-29 2019-06-04 Google Technology Holdings LLC Method and system for monitoring secure application execution events during contactless RFID/NFC communication
US20080162312A1 (en) * 2006-12-29 2008-07-03 Motorola, Inc. Method and system for monitoring secure applet events during contactless rfid/nfc communication
EP2118837A4 (en) 2007-01-09 2012-07-11 Visa Usa Inc MOBILE PHONE PAYMENT PROCESS INVOLVING A LIMIT INDICATOR
US20080172698A1 (en) * 2007-01-12 2008-07-17 Berger Adam L Performing support functions on a portable device
US8655419B2 (en) * 2007-02-01 2014-02-18 Microsoft Corporation Providing a power state alter signal to a device based upon a position signal corresponding to the mobile device
US7533059B2 (en) * 2007-03-14 2009-05-12 Microsoft Corporation Purchasing using a physical object
WO2008114931A1 (en) * 2007-03-16 2008-09-25 Lg Electronics Inc. Performing contactless applications in battery off mode
US20080244208A1 (en) * 2007-03-30 2008-10-02 Narendra Siva G Memory card hidden command protocol
US8688570B2 (en) * 2007-04-27 2014-04-01 American Express Travel Related Services Company, Inc. System and method for performing person-to-person funds transfers via wireless communications
US8078225B2 (en) * 2007-07-02 2011-12-13 Infineon Technologies Ag Communication device, mobile device and method of communication
KR20090011149A (ko) * 2007-07-25 2009-02-02 삼성전자주식회사 스마트카드를 장착한 휴대 단말기의 유료 방송 구매 방법및 장치
TW200906151A (en) * 2007-07-31 2009-02-01 Chunghwa Telecom Co Ltd Electronic wallet Combi-SIM card architecture combining mobile device non-contact transceiver
US8838472B2 (en) 2007-08-14 2014-09-16 First Data Corporation Mobile system and method for exchanging point value
US20090070269A1 (en) * 2007-09-06 2009-03-12 Shaunt Mark Sarkissian Systems, methods and apparatuses for secure digital transactions
US9129284B2 (en) * 2007-09-06 2015-09-08 Shaunt Mark Sarkissian Systems, methods and apparatuses for secure digital transactions
US20100019045A1 (en) * 2007-09-06 2010-01-28 Shaunt Mark Sarkissian Systems, methods and apparatuses for secure digital transactions
US8041338B2 (en) * 2007-09-10 2011-10-18 Microsoft Corporation Mobile wallet and digital payment
US20090069049A1 (en) * 2007-09-12 2009-03-12 Devicefidelity, Inc. Interfacing transaction cards with host devices
US8070057B2 (en) 2007-09-12 2011-12-06 Devicefidelity, Inc. Switching between internal and external antennas
US9304555B2 (en) 2007-09-12 2016-04-05 Devicefidelity, Inc. Magnetically coupling radio frequency antennas
US8915447B2 (en) 2007-09-12 2014-12-23 Devicefidelity, Inc. Amplifying radio frequency signals
US9311766B2 (en) 2007-09-12 2016-04-12 Devicefidelity, Inc. Wireless communicating radio frequency signals
US9177313B1 (en) * 2007-10-18 2015-11-03 Jpmorgan Chase Bank, N.A. System and method for issuing, circulating and trading financial instruments with smart features
US20090117846A1 (en) * 2007-11-05 2009-05-07 Apple Inc. Media distribution kiosk with virtual connector for interfacing with a personal media device
WO2009068088A1 (en) * 2007-11-28 2009-06-04 Nokia Corporation Data transmission between an apparatus and a smart card unit
US9741027B2 (en) * 2007-12-14 2017-08-22 Tyfone, Inc. Memory card based contactless devices
TWI398155B (zh) * 2007-12-18 2013-06-01 Inventec Appliances Corp 具有配對功能之可攜式通訊裝置、系統及其通訊方法
KR100972604B1 (ko) * 2007-12-27 2010-07-28 고려대학교 산학협력단 알에프아이디 태그 및 이를 이용한 대용량 멀티미디어컨텐츠의 무선전송시스템과 무선전송방법
GB2455999A (en) * 2007-12-31 2009-07-01 Cvon Innovations Ltd Transaction processing
CA2650348A1 (en) * 2008-01-22 2009-07-22 Accenture Global Services Gmbh Knowledge transfer in a project environment
US20090216665A1 (en) * 2008-02-21 2009-08-27 The Coca-Cola Company Systems and Methods for Providing Vending Network Data Management
US20090216675A1 (en) * 2008-02-21 2009-08-27 The Coca-Cola Company Commission Centric Network Operation Systems and Methods
US8645273B2 (en) * 2008-02-21 2014-02-04 The Coca-Cola Company Systems and methods for providing a vending network
US9460440B2 (en) * 2008-02-21 2016-10-04 The Coca-Cola Company Systems and methods for providing electronic transaction auditing and accountability
US20090222300A1 (en) * 2008-03-03 2009-09-03 The Coca-Cola Company Systems and Methods of Marketing to Defined Consumer Groups
US8121917B2 (en) * 2008-03-03 2012-02-21 The Coca-Cola Company Systems for implementing a loyalty program
US20090222339A1 (en) * 2008-03-03 2009-09-03 The Coca-Cola Company Systems and Methods for Providing a Personal Terminal for a Loyalty Program
US8015088B2 (en) 2008-03-03 2011-09-06 The Coca-Cola Company Methods for implementing a loyalty program
US8897742B2 (en) 2009-11-13 2014-11-25 William J. Johnson System and method for sudden proximal user interface
US8600341B2 (en) 2008-03-14 2013-12-03 William J. Johnson System and method for location based exchanges of data facilitating distributed locational applications
US8566839B2 (en) 2008-03-14 2013-10-22 William J. Johnson System and method for automated content presentation objects
US8634796B2 (en) 2008-03-14 2014-01-21 William J. Johnson System and method for location based exchanges of data facilitating distributed location applications
US8639267B2 (en) 2008-03-14 2014-01-28 William J. Johnson System and method for location based exchanges of data facilitating distributed locational applications
US8761751B2 (en) 2008-03-14 2014-06-24 William J. Johnson System and method for targeting data processing system(s) with data
ES2347113B1 (es) * 2008-04-03 2011-09-07 Vodafone España, S.A. Metodo y sistema para la transferencia de recursos entre terminales de usuario.
US20090271305A1 (en) * 2008-04-23 2009-10-29 Raghav Lal Payment portfolio optimization
US20090271327A1 (en) * 2008-04-23 2009-10-29 Raghav Lal Payment portfolio optimization
US20090288012A1 (en) 2008-05-18 2009-11-19 Zetawire Inc. Secured Electronic Transaction System
US8548428B2 (en) 2009-01-28 2013-10-01 Headwater Partners I Llc Device group partitions and settlement platform
US8275830B2 (en) 2009-01-28 2012-09-25 Headwater Partners I Llc Device assisted CDR creation, aggregation, mediation and billing
US8406748B2 (en) 2009-01-28 2013-03-26 Headwater Partners I Llc Adaptive ambient services
US8402111B2 (en) 2009-01-28 2013-03-19 Headwater Partners I, Llc Device assisted services install
US8331901B2 (en) 2009-01-28 2012-12-11 Headwater Partners I, Llc Device assisted ambient services
US8832777B2 (en) 2009-03-02 2014-09-09 Headwater Partners I Llc Adapting network policies based on device service processor configuration
US8346225B2 (en) 2009-01-28 2013-01-01 Headwater Partners I, Llc Quality of service for device assisted services
US8589541B2 (en) 2009-01-28 2013-11-19 Headwater Partners I Llc Device-assisted services for protecting network capacity
US8452258B2 (en) * 2008-06-20 2013-05-28 Movirtu Limited Method and system to implement telephone billing to incentivize shared mobile phone usage
KR100988230B1 (ko) * 2008-06-30 2010-10-18 주식회사 티모넷 휴대폰을 이용한 전자지불수단의 충전금액 이전시스템 및그 방법
TWI503767B (zh) * 2008-08-01 2015-10-11 Chiun Mai Comm Systems Inc 移動終端及透過該移動終端進行信用卡消費的方法
US8451122B2 (en) 2008-08-08 2013-05-28 Tyfone, Inc. Smartcard performance enhancement circuits and systems
US7961101B2 (en) 2008-08-08 2011-06-14 Tyfone, Inc. Small RFID card with integrated inductive element
US20100033310A1 (en) * 2008-08-08 2010-02-11 Narendra Siva G Power negotation for small rfid card
CN101981818B (zh) * 2008-08-08 2013-09-25 Sk普兰尼特有限公司 终端和智能卡之间的接口系统、终端和智能卡之间的接口方法以及应用于该接口系统的智能卡
US8086269B2 (en) * 2008-09-12 2011-12-27 A-Men Technology Corporation Modular structure to expand and enhance subscriber identity module card functionality
FR2936630B1 (fr) * 2008-09-30 2013-03-29 Electricite De France Procede de charge en energie electrique d'un equipement mobile mettant en oeuvre un mode de paiement a distance
US8275714B2 (en) * 2008-10-05 2012-09-25 Eugenio Rafael A Method for performing a digital cash transaction
US9462411B2 (en) 2008-11-04 2016-10-04 Telcom Ventures, Llc Mobile device mode enablement responsive to a proximity criterion
US20100148928A1 (en) * 2008-12-15 2010-06-17 Mobile Payment Skins Llc Payment skin with contactless chip
US9505317B2 (en) * 2008-12-22 2016-11-29 General Electric Company System and method for electric vehicle charging and billing using a wireless vehicle communication service
US8315930B2 (en) 2008-12-22 2012-11-20 General Electric Company Systems and methods for charging an electric vehicle using broadband over powerlines
US20100161393A1 (en) * 2008-12-22 2010-06-24 Nathan Bowman Littrell Systems and methods for charging an electric vehicle within a parking area
US20100156349A1 (en) * 2008-12-22 2010-06-24 Nathan Bowman Littrell System and method for pay as you go charging for electric vehicles
US9030153B2 (en) * 2008-12-22 2015-05-12 General Electric Company Systems and methods for delivering energy to an electric vehicle with parking fee collection
US8583551B2 (en) * 2008-12-22 2013-11-12 General Electric Company Systems and methods for prepaid electric metering for vehicles
US9396462B2 (en) * 2008-12-22 2016-07-19 General Electric Company System and method for roaming billing for electric vehicles
CN101771754B (zh) * 2008-12-31 2014-04-23 北京联想软件有限公司 一种移动终端及其近场通信的方法
US20100191551A1 (en) * 2009-01-26 2010-07-29 Apple Inc. Systems and methods for accessing hotel services using a portable electronic device
US10200541B2 (en) 2009-01-28 2019-02-05 Headwater Research Llc Wireless end-user device with divided user space/kernel space traffic policy system
US9392462B2 (en) 2009-01-28 2016-07-12 Headwater Partners I Llc Mobile end-user device with agent limiting wireless data communication for specified background applications based on a stored policy
US10484858B2 (en) 2009-01-28 2019-11-19 Headwater Research Llc Enhanced roaming services and converged carrier networks with device assisted services and a proxy
US9706061B2 (en) 2009-01-28 2017-07-11 Headwater Partners I Llc Service design center for device assisted services
US10798252B2 (en) 2009-01-28 2020-10-06 Headwater Research Llc System and method for providing user notifications
US10237757B2 (en) 2009-01-28 2019-03-19 Headwater Research Llc System and method for wireless network offloading
US9572019B2 (en) 2009-01-28 2017-02-14 Headwater Partners LLC Service selection set published to device agent with on-device service selection
US9565707B2 (en) 2009-01-28 2017-02-07 Headwater Partners I Llc Wireless end-user device with wireless data attribution to multiple personas
US10264138B2 (en) 2009-01-28 2019-04-16 Headwater Research Llc Mobile device and service management
US10779177B2 (en) 2009-01-28 2020-09-15 Headwater Research Llc Device group partitions and settlement platform
US10064055B2 (en) 2009-01-28 2018-08-28 Headwater Research Llc Security, fraud detection, and fraud mitigation in device-assisted services systems
US10248996B2 (en) 2009-01-28 2019-04-02 Headwater Research Llc Method for operating a wireless end-user device mobile payment agent
US10326800B2 (en) 2009-01-28 2019-06-18 Headwater Research Llc Wireless network service interfaces
US10783581B2 (en) 2009-01-28 2020-09-22 Headwater Research Llc Wireless end-user device providing ambient or sponsored services
US11218854B2 (en) 2009-01-28 2022-01-04 Headwater Research Llc Service plan design, user interfaces, application programming interfaces, and device management
US10715342B2 (en) 2009-01-28 2020-07-14 Headwater Research Llc Managing service user discovery and service launch object placement on a device
US10841839B2 (en) 2009-01-28 2020-11-17 Headwater Research Llc Security, fraud detection, and fraud mitigation in device-assisted services systems
US9954975B2 (en) 2009-01-28 2018-04-24 Headwater Research Llc Enhanced curfew and protection associated with a device group
US10492102B2 (en) 2009-01-28 2019-11-26 Headwater Research Llc Intermediate networking devices
US9270559B2 (en) 2009-01-28 2016-02-23 Headwater Partners I Llc Service policy implementation for an end-user device having a control application or a proxy agent for routing an application traffic flow
US9609510B2 (en) 2009-01-28 2017-03-28 Headwater Research Llc Automated credential porting for mobile devices
US9980146B2 (en) 2009-01-28 2018-05-22 Headwater Research Llc Communications device with secure data path processing agents
US9955332B2 (en) 2009-01-28 2018-04-24 Headwater Research Llc Method for child wireless device activation to subscriber account of a master wireless device
US8326221B2 (en) 2009-02-09 2012-12-04 Apple Inc. Portable electronic device with proximity-based content synchronization
US9092772B2 (en) * 2009-02-16 2015-07-28 Xius Corp. Integrated system and method for enabling mobile commerce transactions using “contactless identity modules in mobile handsets”
TWI420398B (zh) * 2009-02-24 2013-12-21 Tyfone Inc 具有微型天線的無接觸裝置
US9235831B2 (en) 2009-04-22 2016-01-12 Gofigure Payments, Llc Mobile payment systems and methods
EP2280580A1 (en) * 2009-07-07 2011-02-02 Nokia Corporation Data transfer with wirelessly powered communication devices
US9996825B1 (en) 2009-08-20 2018-06-12 Apple Inc. Electronic device enabled payments
CA2774189A1 (en) 2009-09-14 2011-03-17 Ingecom Sarl Identification module with an active tag
UA51496U (ru) * 2009-10-15 2010-07-26 Олег Леонидович Савчук Способ создания системы взаиморасчетов для продажи информации, товаров и услуг-социальный рынок
US8290552B2 (en) * 2009-11-10 2012-10-16 At&T Mobility Ii Llc Devices, systems and methods for identification through a mobile device
US10255591B2 (en) * 2009-12-18 2019-04-09 Visa International Service Association Payment channel returning limited use proxy dynamic value
US9065532B2 (en) * 2010-02-03 2015-06-23 Google Inc. Bump button
US8870065B2 (en) * 2010-03-16 2014-10-28 Sherry Brennan Multi-use electronic card balance reader
EP2371612A1 (de) * 2010-03-31 2011-10-05 Deutsche Telekom AG Ladesystem mit einer Stromtankstelle und Verfahren zur Interaktion zwischen Stromtankstelle und Nutzer
US10640357B2 (en) 2010-04-14 2020-05-05 Restaurant Technology Inc. Structural food preparation systems and methods
GB201008368D0 (en) 2010-05-20 2010-07-07 Moore Jesse K Mobile meter
US10665040B2 (en) 2010-08-27 2020-05-26 Zonar Systems, Inc. Method and apparatus for remote vehicle diagnosis
US10600096B2 (en) 2010-11-30 2020-03-24 Zonar Systems, Inc. System and method for obtaining competitive pricing for vehicle services
US9856129B2 (en) 2010-10-18 2018-01-02 Zonar Systems, Inc. Method and apparatus for automatically monitoring fuel tank ullage in an automated fuel authorization program
US9815681B2 (en) 2010-10-18 2017-11-14 Zonar Systems, Inc. Apparatus for use in an automated fuel authorization program requiring data to be dynamically retrieved from a vehicle data bus during fuel authorization
US9881432B2 (en) 2010-10-18 2018-01-30 Zonar Systems, Inc. Method and apparatus for an automated fuel authorization program for fuel terminals using a camera as part of the authorization process
US9828233B2 (en) 2010-10-18 2017-11-28 Zonar Systems, Inc. Method and apparatus for automatically monitoring fuel tank ullage in an automated fuel authorization program
US20120131116A1 (en) * 2010-11-15 2012-05-24 Van Quy Tu Controlling data transfer on mobile devices
US8914184B2 (en) 2012-04-01 2014-12-16 Zonar Systems, Inc. Method and apparatus for matching vehicle ECU programming to current vehicle operating conditions
US10431020B2 (en) 2010-12-02 2019-10-01 Zonar Systems, Inc. Method and apparatus for implementing a vehicle inspection waiver program
US10706647B2 (en) 2010-12-02 2020-07-07 Zonar Systems, Inc. Method and apparatus for implementing a vehicle inspection waiver program
US8736419B2 (en) 2010-12-02 2014-05-27 Zonar Systems Method and apparatus for implementing a vehicle inspection waiver program
US8355805B2 (en) 2011-03-08 2013-01-15 D. Light Design, Inc. Systems and methods for activation and deactivation of appliances
US20120253974A1 (en) * 2011-03-30 2012-10-04 Nokia Corporation Method and apparatus for providing memory tag-based payment methods
US8543087B2 (en) * 2011-04-26 2013-09-24 Boku, Inc. Systems and methods to facilitate repeated purchases
US10319174B2 (en) 2011-06-30 2019-06-11 Ncr Corporation System and method for ordering items
DE102011051586A1 (de) * 2011-07-05 2013-01-10 Huf Hülsbeck & Fürst Gmbh & Co. Kg Mobiler Identifikationsgeber, der in einen Normalzustand und in einen Sicherheitszustand bringbar ist
BR112014008941A2 (pt) 2011-10-12 2017-05-02 C-Sam Inc plataforma que habilita transações móveis seguras de múltiplas camadas
US9161226B2 (en) 2011-10-17 2015-10-13 Blackberry Limited Associating services to perimeters
US9497220B2 (en) 2011-10-17 2016-11-15 Blackberry Limited Dynamically generating perimeters
US10339525B2 (en) 2011-10-27 2019-07-02 Boom! Payments, Inc. Confirming local marketplace transaction consummation for online payment consummation
US8271394B1 (en) * 2011-10-27 2012-09-18 Bogaard Erik T Confirming local marketplace transaction consummation for online payment consummation
US9613219B2 (en) 2011-11-10 2017-04-04 Blackberry Limited Managing cross perimeter access
US8799227B2 (en) 2011-11-11 2014-08-05 Blackberry Limited Presenting metadata from multiple perimeters
US9171304B2 (en) 2011-11-22 2015-10-27 Aurus Inc. Systems and methods for removing point of sale processing from PCI scope
US9047594B2 (en) 2012-02-27 2015-06-02 American Express Travel Related Services Company, Inc. Smart phone system and method
EP2823413A4 (en) 2012-03-07 2016-05-04 Snap Trends Inc METHODS AND SYSTEMS FOR AGGREGATING SOCIAL NETWORK INFORMATION BASED ON GEOGRAPHICAL SITUATIONS VIA A NETWORK
US9369466B2 (en) 2012-06-21 2016-06-14 Blackberry Limited Managing use of network resources
US8875998B2 (en) 2012-07-23 2014-11-04 Sherry Brennan Middle class america card
US8410898B1 (en) 2012-08-16 2013-04-02 Google Inc. Near field communication based key sharing techniques
US9384613B2 (en) 2012-08-16 2016-07-05 Google Inc. Near field communication based key sharing techniques
US8963717B2 (en) * 2012-09-28 2015-02-24 Mohammad MOHIUDDIN Mobile device initiated retail transaction using wireless communication for security tag detachment
US9075955B2 (en) 2012-10-24 2015-07-07 Blackberry Limited Managing permission settings applied to applications
US8656016B1 (en) 2012-10-24 2014-02-18 Blackberry Limited Managing application execution and data access on a device
US20140136348A1 (en) 2012-11-12 2014-05-15 Restaurant Technology Inc. System and method for receiving and managing remotely placed orders
US9787950B2 (en) 2013-03-15 2017-10-10 Zonar Systems, Inc. Method and apparatus for an automated fuel authorization program for fuel terminals using a camera as part of the authorization process
US9607464B2 (en) 2013-03-15 2017-03-28 Zonar Systems, Inc. Method and apparatus for fuel island authorization for trucking industry using proximity sensors
US9477991B2 (en) 2013-08-27 2016-10-25 Snap Trends, Inc. Methods and systems of aggregating information of geographic context regions of social networks based on geographical locations via a network
US9894489B2 (en) 2013-09-30 2018-02-13 William J. Johnson System and method for situational proximity observation alerting privileged recipients
US11349675B2 (en) * 2013-10-18 2022-05-31 Alcatel-Lucent Usa Inc. Tamper-resistant and scalable mutual authentication for machine-to-machine devices
ES2542826B1 (es) * 2014-02-10 2016-05-19 Alvarez Omar Daniel Briscik Billetera digital de alta seguridad
US11170434B1 (en) 2014-06-16 2021-11-09 Excentus Corporation Systems and methods for emulating a fuel pump and marketing on a mobile device
US10360551B1 (en) 2014-06-16 2019-07-23 Excentus Corporation Systems and methods for emulating a point of sale on a mobile device
JP6164655B2 (ja) * 2014-07-11 2017-07-19 株式会社Mrsホールディングズ 変換電子機器、逆変換電子機器、プログラム、および情報通信システム
US9135615B1 (en) 2014-08-18 2015-09-15 Aurus, Inc. Systems and methods for processing payment transactions at fuel dispensing stations
US10176467B2 (en) * 2014-11-21 2019-01-08 Gas Pump TV, LLC System and method for facilitating and processing consumer transactions at a gas pump and for managing a fuel media network
AU2016271110B2 (en) * 2015-05-29 2021-08-05 Groupon, Inc. Mobile search
WO2017111271A1 (en) * 2015-12-23 2017-06-29 Lg Electronics Inc. Mobile device and operating method hereof
PL230042B1 (pl) * 2016-04-20 2018-09-28 Tomasz Bruliński Pomocnicze stanowisko płatnicze w postaci wózka sklepowego
WO2018167545A1 (en) * 2017-03-17 2018-09-20 Nultan Nigeria Limited Call credit (airtime) ticket system with hand held reader validation devices
US11244301B2 (en) * 2019-04-02 2022-02-08 Diebold Nixdorf, Incorporated Mobile cart reconciliation
US20220284254A1 (en) * 2019-08-23 2022-09-08 Satellite Displays Inc. Reconfigurable interaction badge
EP4035434A1 (en) * 2019-09-25 2022-08-03 May, Cameron Methods and systems for relaying a payment card detail during a telephone call between a customer's telephone and a vendor's telephone
US11574307B2 (en) 2020-08-06 2023-02-07 Bank Of America Corporation Three party authentication using quantum key distribution
WO2022255991A1 (en) * 2021-06-01 2022-12-08 Verifone, Inc. Systems and methods for payment terminal accessibility using mobile electronic devices

Family Cites Families (160)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US3713148A (en) * 1970-05-21 1973-01-23 Communications Services Corp I Transponder apparatus and system
US4189712A (en) * 1977-11-09 1980-02-19 Lemelson Jerome H Switch and lock activating system and method
US4277837A (en) * 1977-12-30 1981-07-07 International Business Machines Corporation Personal portable terminal for financial transactions
US4305059A (en) * 1980-01-03 1981-12-08 Benton William M Modular funds transfer system
US4454414A (en) * 1982-06-16 1984-06-12 Vericard Corporation Funds transfer system using optically coupled, portable modules
GB8524020D0 (en) 1985-09-30 1985-11-06 British Telecomm Electronic funds transfer
US5468947A (en) * 1986-08-08 1995-11-21 Norand Corporation Pocket size data capture unit with processor and shell modules
JPS6427328A (en) 1987-03-20 1989-01-30 Iwatsu Electric Co Ltd Portable telephone system
US4823928A (en) * 1987-04-16 1989-04-25 Pom Incorporated Electronic parking meter system
US4880097A (en) * 1987-04-16 1989-11-14 Pom Incorporated Park card system for electronic parking meter
US5127040A (en) * 1987-06-02 1992-06-30 Motorola, Inc. Radiotelephone telephone number down loading
US4860336A (en) * 1987-06-02 1989-08-22 Motorola, Inc. Radiotelephone credit card data communications
EP0301127B1 (en) * 1987-07-31 1993-12-01 Texas Instruments Deutschland Gmbh Transponder arrangement
JP2753565B2 (ja) 1988-01-26 1998-05-20 日立マクセル株式会社 Icカードのデータ伝送方法
FR2636154B1 (fr) 1988-09-08 1991-04-19 Regie Autonome Transports Procede de peage a infrarouge sans contact par carte a memoire, notamment pour moyen de transport, et dispositif de peage utilisant un tel procede
CA1317638C (en) * 1988-09-09 1993-05-11 Stephen B. Meads Mobile pay telephone system
US5134717A (en) * 1988-11-26 1992-07-28 Motorola, Inc. Radio telephone with repertory dialer
US4965821A (en) * 1988-12-23 1990-10-23 Gte Mobilnet Incorporated Cellular mobile radiotelephone-based system for rental of mobile equipment
FR2641635A1 (fr) 1989-01-06 1990-07-13 Heckmann Antoine Procede d'acquittement de stationnement par rayonnement infrarouge et carte prepayee et dispositif de mise en oeuvre
JPH02305159A (ja) * 1989-05-19 1990-12-18 Toshiba Corp 無線電話装置
US5068891A (en) * 1989-05-31 1991-11-26 Marshall Marvin E Credit control system for long distance telephone services
US5023936A (en) * 1989-08-07 1991-06-11 General Electric Company Method and apparatus for externally defining the operational mode of a digital radio transceiver
US5077832A (en) * 1989-08-07 1991-12-31 Ericsson Ge Mobile Communications Inc. Radio transceiver with optional display
US5175759A (en) * 1989-11-20 1992-12-29 Metroka Michael P Communications device with movable element control interface
ES2076482T3 (es) 1990-01-30 1995-11-01 Visa Int Service Ass Sistema de autorizacion internacional.
GB2241133A (en) 1990-02-14 1991-08-21 Motorola Inc Radiotelephone having removable memory means for storing radio user validation code
FI88842C (fi) * 1990-03-22 1993-07-12 Nokia Mobile Phones Ltd Kontroll av kortsanslutning
JPH03273465A (ja) 1990-03-23 1991-12-04 Yokogawa Electric Corp 料金前納方式の無線型料金支払い装置及び携帯可能媒体
US5241410A (en) * 1990-06-21 1993-08-31 Litephone Systems Ltd. Enhanced infrared-connected telephone system
JPH0483447A (ja) 1990-07-26 1992-03-17 Tamura Electric Works Ltd 移動無線電話装置
JP2910185B2 (ja) 1990-08-20 1999-06-23 横河電機株式会社 無線型料金支払いシステム
US5138650A (en) * 1990-09-27 1992-08-11 Motorola, Inc. Cordless telephone with internal debit and credit memory
JPH04150444A (ja) * 1990-10-11 1992-05-22 Matsushita Electric Ind Co Ltd 無線電話端末装置
US5353382A (en) * 1990-10-15 1994-10-04 California Institute Of Technology Programmable synapse for neural network applications
GB2248999B (en) 1990-10-17 1994-09-21 Racal Vodafone Ltd Telecommunication networks
US5144649A (en) * 1990-10-24 1992-09-01 Gte Mobile Communications Service Corporation Cellular radiotelephone credit card paystation method
US5220593A (en) 1990-10-24 1993-06-15 Gte Mobile Communications Service Corporation Cellular radiotelephone credit card paystation method
US5223699A (en) * 1990-11-05 1993-06-29 At&T Bell Laboratories Recording and billing system
DE69127881T2 (de) 1990-12-10 1998-02-05 Thomson Multimedia Sa Verfahren und Vorrichtung zum Bilden einer Schnittstelle zwischen Chipkarten und Endgeräten
US5221838A (en) * 1990-12-24 1993-06-22 Motorola, Inc. Electronic wallet
SE467559B (sv) 1991-04-12 1992-08-03 Comvik Gsm Ab Foerfarande vid telefonsystem
FI89993C (fi) * 1991-05-31 1993-12-10 Nokia Mobile Phones Ltd Programmering av installationsdata i en mobiltelefon
FI89432C (fi) * 1991-06-26 1993-09-27 Nokia Mobile Phones Ltd Genering av en klockfrekvens i ett smart card graenssnitt
FI96564C (fi) * 1991-07-08 1996-07-10 Nokia Mobile Phones Ltd Yksityispuhelinnumero solukkopuhelinjärjestelmässä
US5659890A (en) * 1991-07-25 1997-08-19 Casio Computer Co., Ltd. Portable radio apparatus equipped with function to display received message information
JPH0554205A (ja) 1991-08-21 1993-03-05 Sharp Corp Icカードシステム
GB2259737B (en) * 1991-09-19 1996-02-07 Klidi Technology Corp Remotely-operated self-contained electronic lock security system assembly
US5933086A (en) * 1991-09-19 1999-08-03 Schlage Lock Company Remotely-operated self-contained electronic lock security system assembly
US5625669A (en) * 1991-09-27 1997-04-29 Telemac Cellular Corporation Mobile phone with internal call accounting controls
US5294782A (en) * 1991-09-27 1994-03-15 Khyber Technologies Corporation Integrated portable device for point of sale transactions
US5453601A (en) 1991-11-15 1995-09-26 Citibank, N.A. Electronic-monetary system
US5382952A (en) * 1992-01-22 1995-01-17 Indala Corporation Transponder for proximity identification system
FI98183C (fi) 1992-02-14 1997-04-25 Nokia Mobile Phones Ltd Järjestely data-adapterin kytkemiseksi GSM-solukkopuhelimeen
FI106902B (fi) * 1992-02-28 2001-04-30 Nokia Networks Oy Radiopuhelin
GB2267794A (en) * 1992-04-24 1993-12-15 Alan Kilpatrick Conroy A pre-payable mobile cellular phone
US5754655A (en) * 1992-05-26 1998-05-19 Hughes; Thomas S. System for remote purchase payment and remote bill payment transactions
US5787174A (en) * 1992-06-17 1998-07-28 Micron Technology, Inc. Remote identification of integrated circuit
US5799068A (en) * 1992-06-29 1998-08-25 Elonex I.P. Holdings Ltd. Smart phone integration with computer systems
GB2269032B (en) 1992-07-21 1996-03-20 Orbitel Mobile Communications Reprogramming methods and apparatus
GB2269512B (en) * 1992-08-03 1996-08-14 Nokia Mobile Phones Uk Radio arrangement
FI109496B (fi) 1992-08-18 2002-08-15 Nokia Corp Laitteisto ja menetelmä digitaalisen infrapunavälitteisen tiedonsiirron järjestämiseksi radiopuhelinlaitteen perusosan ja toisen laitteen välillä
CA2101953A1 (en) * 1992-09-04 1994-03-05 Jeffrey Charles Smolinske System and method for transferring information between a radio transceiver and a portable memory element
US5850599A (en) * 1992-09-25 1998-12-15 Ecs Enhanced Cellular Systems Manufacturing Inc. Portable cellular telephone with credit card debit system
US5550897A (en) * 1992-09-25 1996-08-27 Seiderman; Abe Cellular telephone calling system using credit card validation
SE9202847L (sv) 1992-10-01 1993-10-25 Nordictel Ab Digitalt mobiltelefonisystem vari varje abonnemang är tillordnat ett abonnentnummer och flera abonnentkort (SIM)
US5359182A (en) * 1992-10-06 1994-10-25 Interdigital Technology Corporation Wireless telephone debit card system and method
WO1994011849A1 (en) * 1992-11-11 1994-05-26 Telecom Finland Oy Mobile telephone systems and a method for carrying out financial transactions by means of a mobile telephone system
US5465401A (en) * 1992-12-15 1995-11-07 Texas Instruments Incorporated Communication system and methods for enhanced information transfer
US5335276A (en) * 1992-12-16 1994-08-02 Texas Instruments Incorporated Communication system and methods for enhanced information transfer
US5351187A (en) * 1992-12-30 1994-09-27 At/Comm Incorporated Automatic debiting parking meter system
US5864818A (en) * 1993-01-04 1999-01-26 Feldman; Ron Automated hotel reservation processing method and system
US5506893A (en) * 1993-02-19 1996-04-09 At&T Corp. Telecommunication network arrangement for providing real time access to call records
DE4307122A1 (de) * 1993-03-06 1994-09-08 Sel Alcatel Ag Chipkarte
JPH06284067A (ja) 1993-03-30 1994-10-07 Toshiba Corp 携帯無線電話機
US5604485A (en) * 1993-04-21 1997-02-18 Motorola Inc. RF identification tag configurations and assemblies
US20010016825A1 (en) * 1993-06-08 2001-08-23 Pugliese, Anthony V. Electronic ticketing and reservation system and method
ES2282990T3 (es) * 1993-06-15 2007-10-16 British Technology Group Inter-Corporate Licensing Limited Sistema de telecomunicaciones.
US5453747A (en) * 1993-06-28 1995-09-26 Texas Instruments Deutschland Gmbh Transponder systems for automatic identification purposes
US5418837A (en) * 1993-07-30 1995-05-23 Ericsson-Ge Mobile Communications Inc. Method and apparatus for upgrading cellular mobile telephones
US5574775A (en) * 1993-08-04 1996-11-12 Lucent Technologies, Inc. Universal wireless radiotelephone system
JPH0750890A (ja) 1993-08-05 1995-02-21 Mitsubishi Electric Corp スピーカー装置
GB2282906B (en) * 1993-10-13 1996-11-06 Dataquill Ltd Data enty systems
US5487175A (en) * 1993-11-15 1996-01-23 Qualcomm Incorporated Method of invoking and canceling voice or data service from a mobile unit
JPH07231367A (ja) * 1994-02-17 1995-08-29 Fujitsu Ltd パーソナル通信用クレジットカード課金サービス装置
US5497411A (en) * 1994-03-14 1996-03-05 Pellerin; Joseph C. E. Telecommunications card-access system
US5488376A (en) * 1994-04-26 1996-01-30 Texas Instruments Incorporated Transponder interface circuit
US5724655A (en) * 1994-04-12 1998-03-03 Motorola, Inc. Method and apparatus for operating a communication unit consisting of multiple devices
US5528222A (en) * 1994-09-09 1996-06-18 International Business Machines Corporation Radio frequency circuit and memory in thin flexible package
DE9415302U1 (de) * 1994-09-20 1995-01-26 Koehler Juergen Mobiltelefon mit Lese- und Anwendungseinheit für Multifunktionskarten
US5608778A (en) * 1994-09-22 1997-03-04 Lucent Technologies Inc. Cellular telephone as an authenticated transaction controller
US5604787A (en) * 1994-10-07 1997-02-18 Motorola, Inc. Method and apparatus for transferring information to a device in a communication system
SE515521C2 (sv) 1994-10-11 2001-08-20 Combitech Traffic System Ab Förfarande och anordning vid radiokommunikation mellan inbördes rörliga objekt
JP3571383B2 (ja) * 1994-10-19 2004-09-29 株式会社日立製作所 Icカード、icカードリードライト装置及び電子財布システム
US5748737A (en) * 1994-11-14 1998-05-05 Daggar; Robert N. Multimedia electronic wallet with generic card
US5854975A (en) * 1994-12-23 1998-12-29 Freedom Wireless, Inc. Prepaid security cellular telecommunications system
US5577100A (en) * 1995-01-30 1996-11-19 Telemac Cellular Corporation Mobile phone with internal accounting
US6771981B1 (en) * 2000-08-02 2004-08-03 Nokia Mobile Phones Ltd. Electronic device cover with embedded radio frequency (RF) transponder and methods of using same
FI99071C (fi) * 1995-02-15 1997-09-25 Nokia Mobile Phones Ltd Menetelmä sovellusten käyttämiseksi matkaviestimessä ja matkaviestin
FI102018B1 (fi) 1995-02-28 1998-09-30 Parkit Oy Pysäköintimaksujärjestelmä, tarkastuslaite ja identifiointiväline
US5602919A (en) * 1995-04-10 1997-02-11 Texas Instruments Incorporated Speedup for monetary transactions using a transponder in conjunction with a smartcard
US5729697A (en) * 1995-04-24 1998-03-17 International Business Machines Corporation Intelligent shopping cart
US5614892A (en) * 1995-04-24 1997-03-25 Pom, Inc. Payment slot communicating apparatus for vendng prices
NL1001376C2 (nl) * 1995-05-11 1996-11-12 Nederland Ptt Werkwijze voor het uitvoeren van een elektronische betalingstransactie met een variabel aantal betalingseenheden, alsmede betaalmiddel en stelsel voor toepassing van de werkwijze.
US5805676A (en) * 1995-05-19 1998-09-08 Pcpi Phone, Inc. Telephone/transaction entry device and system for entering transaction data into databases
US5727153A (en) * 1995-06-06 1998-03-10 Powell; Ken R. Retail store having a system of receiving electronic coupon information from a portable card and sending the received coupon information to other portable cards
US5710886A (en) * 1995-06-16 1998-01-20 Sellectsoft, L.C. Electric couponing method and apparatus
US5719918A (en) * 1995-07-06 1998-02-17 Newnet, Inc. Short message transaction handling system
KR100378112B1 (ko) * 1995-07-25 2003-05-23 삼성전자주식회사 무선통신을이용한자동잠금/풀림장치및방법
US5600708A (en) * 1995-08-04 1997-02-04 Nokia Mobile Phones Limited Over the air locking of user identity modules for mobile telephones
US5640002A (en) * 1995-08-15 1997-06-17 Ruppert; Jonathan Paul Portable RF ID tag and barcode reader
US5578391A (en) 1995-09-25 1996-11-26 Motorola, Inc. Battery pack having a disconnect switch circuit
US5848152A (en) * 1995-09-26 1998-12-08 Motorola, Inc. Communication device having interchangeable faceplates and active keypad cover
US5737710A (en) * 1995-11-07 1998-04-07 Amtech Corporation Automated vehicle parking system for a plurality of remote parking facilities
US5692032A (en) * 1995-11-27 1997-11-25 Nokia Mobile Phones Ltd. Mobile terminal having one key user message acknowledgment function
US5943423A (en) * 1995-12-15 1999-08-24 Entegrity Solutions Corporation Smart token system for secure electronic transactions and identification
SE515611C2 (sv) 1995-12-18 2001-09-10 Combitech Traffic Syst Ab Anordning för dataöverföring medelst radiokommunikation
US5809243A (en) * 1995-12-29 1998-09-15 Lsi Logi Corporation Personal interface system for wireless and wired communications
US6347218B1 (en) 1996-02-28 2002-02-12 Nokia Mobile Phones Limited Electronic device with housing supplement
US5835862A (en) * 1996-03-06 1998-11-10 Nokia Mobile Phones Ltd. Data adapter unit for infrared communications
TW373374B (en) * 1996-04-25 1999-11-01 Daishin Frame Inc Method and apparatus for managing subscription of commercial articles
US5911121A (en) 1996-05-23 1999-06-08 Ericsson Inc. Method and apparatus for automatically configuring a control program for a mobile radio communication device
US5845259A (en) * 1996-06-27 1998-12-01 Electronic Consumer Concepts, L.L.C. Electronic coupon dispensing system
US5943624A (en) * 1996-07-15 1999-08-24 Motorola, Inc. Contactless smartcard for use in cellular telephone
US5819234A (en) * 1996-07-29 1998-10-06 The Chase Manhattan Bank Toll collection system
US5991749A (en) * 1996-09-11 1999-11-23 Morrill, Jr.; Paul H. Wireless telephony for collecting tolls, conducting financial transactions, and authorizing other activities
JP3528473B2 (ja) * 1996-11-07 2004-05-17 ブラザー工業株式会社 画像形成装置における冷却装置
SE516507C2 (sv) 1996-12-23 2002-01-22 Ericsson Telefon Ab L M Uppladdningsbart batteri med inbyggd säkerhetskrets för en portabel elektrisk apparat
JP3273465B2 (ja) 1996-12-27 2002-04-08 キヤノン株式会社 シート処理装置およびこれを備えた画像形成装置
US5768370A (en) * 1997-01-08 1998-06-16 Nokia Mobile Phones, Ltd. User changeable cosmetic phone interface
US6125281A (en) * 1997-01-31 2000-09-26 Nokia Mobile Phones Limited Real-time SMS application messaging using an SMSC-linked server
US6091956A (en) * 1997-06-12 2000-07-18 Hollenberg; Dennis D. Situation information system
WO1998058510A1 (de) * 1997-06-16 1998-12-23 Swisscom Ag Mobilgerät, chipkarte und kommunikationsverfahren
NL1006770C2 (nl) 1997-08-13 1999-02-16 Steve Hjalmar Barends Parkeerbetalingssysteem.
US5909176A (en) * 1997-09-23 1999-06-01 Intermec Ip Corporation Anti-theft and identification devices for concealing in articles
US6073840A (en) * 1997-09-26 2000-06-13 Gilbarco Inc. Fuel dispensing and retail system providing for transponder prepayment
US6249227B1 (en) 1998-01-05 2001-06-19 Intermec Ip Corp. RFID integrated in electronic assets
US5969691A (en) * 1998-02-10 1999-10-19 Gilbarco Inc. Fuel dispenser transponder antenna arrangement
US6094138A (en) 1998-02-27 2000-07-25 Motorola, Inc. Integrated circuit assembly and method of assembly
AUPP220998A0 (en) 1998-03-05 1998-04-02 Keycorp Limited Mobile electronic payment terminal
US6075971A (en) * 1998-03-27 2000-06-13 Intel Corporation Method and apparatus for providing and monitoring coupons via a network
US5949335A (en) 1998-04-14 1999-09-07 Sensormatic Electronics Corporation RFID tagging system for network assets
CA2264341A1 (en) * 1998-04-14 1999-10-14 Mikohn Gaming Corporation Pachinko stand-alone and bonusing game
US6107920A (en) * 1998-06-09 2000-08-22 Motorola, Inc. Radio frequency identification tag having an article integrated antenna
ATE352829T1 (de) * 1998-08-14 2007-02-15 3M Innovative Properties Co Anwendung für radiofrequenzidentifikationssysteme
US6100804A (en) 1998-10-29 2000-08-08 Intecmec Ip Corp. Radio frequency identification system
AU1602500A (en) 1998-11-02 2000-05-22 Smartdisk Corporation Home point of sale (pos) terminal and electronic commerce method
MY119951A (en) 1998-12-09 2005-08-30 Shell Int Research Transponder communications system
US6577861B2 (en) * 1998-12-14 2003-06-10 Fujitsu Limited Electronic shopping system utilizing a program downloadable wireless telephone
JP2000184085A (ja) * 1998-12-18 2000-06-30 Fujitsu Ltd 携帯機器、携帯端末用アタッチメント及び携帯機器を用いたシステム
KR19990024210A (ko) 1998-12-22 1999-03-25 김재한 휴대형 무선전화기에 디지털 오디오 데이터를 저장하고 재생하는 기능을 갖도록 하는 장치와 그 방법
SE516100C2 (sv) 1999-05-26 2001-11-19 Henry Duhs Arrangemang med moblil kommunikationsenhet och RFID-krets för att tillhandahålla en tjänst
EP1208504A4 (en) 1999-07-02 2002-08-21 Zebrapass Inc SYSTEM AND METHOD FOR PURCHASING TICKETS ON LOCAL OR GLOBAL NETWORKS
US6490443B1 (en) * 1999-09-02 2002-12-03 Automated Business Companies Communication and proximity authorization systems
US6526335B1 (en) * 2000-01-24 2003-02-25 G. Victor Treyz Automobile personal computer systems
US20020095328A1 (en) * 2000-06-14 2002-07-18 Garret Swart Method and apparatus for profiling clients of a database-driven transaction system and marketing according to profile data
US6823188B1 (en) * 2000-07-26 2004-11-23 International Business Machines Corporation Automated proximity notification
JP4083447B2 (ja) 2002-03-07 2008-04-30 トヨタ自動車株式会社 ニッケル酸リチウム製造用水酸化ニッケル、その製造方法、ニッケル酸リチウムおよび二次電池
DE60303357T2 (de) 2002-03-18 2006-08-31 Koninklijke Philips Electronics N.V. Tragbares gerät mit terminalfunktion und datenträgerfunktion
JP4100191B2 (ja) 2003-02-21 2008-06-11 松下電器産業株式会社 電子写真装置
US6915541B2 (en) * 2003-03-19 2005-07-12 Faip North America, Inc. Water-operated wash brush

Also Published As

Publication number Publication date
CN1099817C (zh) 2003-01-22
FI99071B (fi) 1997-06-13
US20050282585A1 (en) 2005-12-22
CN1411307A (zh) 2003-04-16
WO1996025828A1 (en) 1996-08-22
EP1858240B1 (en) 2012-12-26
DE69638153D1 (de) 2010-05-12
JP2005293602A (ja) 2005-10-20
US6418326B1 (en) 2002-07-09
US20050017068A1 (en) 2005-01-27
US6959202B2 (en) 2005-10-25
EP0809916A1 (en) 1997-12-03
JP2006325228A (ja) 2006-11-30
EP1865453A2 (en) 2007-12-12
AU4624796A (en) 1996-09-04
US20020102963A1 (en) 2002-08-01
CN1174648A (zh) 1998-02-25
US7155199B2 (en) 2006-12-26
CN1193633C (zh) 2005-03-16
JPH11501424A (ja) 1999-02-02
AU696876B2 (en) 1998-09-17
US8041388B2 (en) 2011-10-18
US5887266A (en) 1999-03-23
ES2340343T3 (es) 2010-06-01
EP0809916B1 (en) 2010-03-31
US6078806A (en) 2000-06-20
FI99071C (fi) 1997-09-25
CN1379608A (zh) 2002-11-13
EP1865453A3 (en) 2008-04-09
FI950685A0 (fi) 1995-02-15
EP1858240A3 (en) 2009-03-04
EP1858240A2 (en) 2007-11-21
FI950685A (fi) 1996-08-16

Similar Documents

Publication Publication Date Title
CN1168343C (zh) 用于在移动台中使用应用装置的方法和用于实行付款的系统
CN1147119C (zh) 利用一种程序可下载的无线电话的电子购物系统
CN1253034C (zh) 包含通过点对点短消息业务激活的网络业务的移动终端及其实施方法
CN102187544B (zh) 附件电源管理
JP3718236B2 (ja) チップカード、および外部機器・チップカード間の通信の方法
CN1222179C (zh) 记帐系统、移动终端及记帐方法
CN1265804A (zh) 对于以“预付费”方式的终端的预订的动态管理方法
CN1260939A (zh) 移动机,芯片卡和通信方法
CN1811834A (zh) 使用无线设备再充值签名卡的方法
CN1236640C (zh) 用户卡管理方法以及实施该方法的嵌入式系统
CN1335970A (zh) 与作为电子钱包的移动通信单元进行电子货币交易的方法和系统
CN104519771A (zh) 双向交换贩卖
CN1638332A (zh) 信息处理系统
CN1702231A (zh) 洗衣店系统
CN103942676A (zh) 移动支付方法和系统
CN1798204A (zh) 一种支付系统及其实现方法
CN101329793A (zh) 电子货币信息的处理方法和系统
CN101043266A (zh) 通信终端和信息通信系统
CN101860837A (zh) 业务计费的控制方法及装置
CN100463467C (zh) 能支付乘车费的移动电话及其支付方法
CN101076169A (zh) 电信智能卡及使用电信智能卡的充值系统
CN108596599A (zh) 一种支付方法、智能模组及收款设备
CN1426655A (zh) 用于管理通信的方法和通信系统
CN115641178A (zh) 一种智能音箱的下单支付方法及智能音箱
CN101001277A (zh) 提供增值业务的方法、系统、增值业务平台及鉴权中心

Legal Events

Date Code Title Description
C10 Entry into substantive examination
SE01 Entry into force of request for substantive examination
C06 Publication
PB01 Publication
C10 Entry into substantive examination
SE01 Entry into force of request for substantive examination
C14 Grant of patent or utility model
GR01 Patent grant
ASS Succession or assignment of patent right

Owner name: NOKIA NETWORKS OY

Free format text: FORMER OWNER: NOKIA MOBILE PHONES LTD.

Effective date: 20080725

C41 Transfer of patent application or patent right or utility model
TR01 Transfer of patent right

Effective date of registration: 20080725

Address after: Espoo, Finland

Patentee after: Nokia Oyj

Address before: Finland Thessaloniki

Patentee before: Nokia Mobile Phones Ltd.

C41 Transfer of patent application or patent right or utility model
TR01 Transfer of patent right

Effective date of registration: 20160120

Address after: Espoo, Finland

Patentee after: Technology Co., Ltd. of Nokia

Address before: Espoo, Finland

Patentee before: Nokia Oyj

CX01 Expiry of patent term

Granted publication date: 20040922

EXPY Termination of patent right or utility model