CN1591502A - Method for agency adding value for friend mobile phone account and acknowledging payment by cell phone - Google Patents
Method for agency adding value for friend mobile phone account and acknowledging payment by cell phone Download PDFInfo
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- CN1591502A CN1591502A CN 03140308 CN03140308A CN1591502A CN 1591502 A CN1591502 A CN 1591502A CN 03140308 CN03140308 CN 03140308 CN 03140308 A CN03140308 A CN 03140308A CN 1591502 A CN1591502 A CN 1591502A
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Abstract
The present invention relates to a method for adding value in mobile telephone account of friend and confirming payment by utilizing handset. Said method is characterized by that when the line of credit of mobile telephone account of handset user A is full and it can result into stopping machine, said handset user A can request other handset user to add value in his mobile telephone account. After said request is consented by another person (hereinafter referred to as payer agent), the payer agent can send the handset number of handset user A and amount of money for adding value into the bank, said bank can promtly request the payer agent to confirm payment in the mode of telephone, after the bank payment request is confirmed by payer agent by using handset, the correspondent amount of maney can be transferred into the mobile telephone account of hanset user A of mobile telephone company by means of bank so as to implement the goal of adding value in mobile telephone account of handset user A.
Description
TECHNICAL FIELD OF THE INVENTION
The present invention relates to utilize the communication field of mobile phone and the clearing record keeping field of payment payment.
The technical background of invention
The development of mechanics of communication now popularizes as mobile phone that in time obtain and send that various information provide may for people.
Goal of the invention
The development of modern science and technology makes the present various payment and settlement modes that occurred, and provides convenience for the cellphone subscriber.But, when a cellphone subscriber causes the mobile telephone account credit line to expire because of some reason (as going on business in the other places) and will cause shutting down, need usually to go to mobile telephone company on behalf of paying in before other people.Length so not only consuming time, and very bother.So, inventing the very necessary on behalf of the method for payment of a kind of not only convenient but also safety by other people, the present invention is exactly in order to reach above purpose.
Summary of the invention
The present invention is based on the development of The present computer technology and modern communications technology.
Be the convenience in the statement, this instructions is called the paying agent with being willing to mean the cellphone subscriber on behalf of other people of payment, and the paying agent can be cellphone subscriber's relative, friend, leader and colleague etc.The paying agent bank of deposit can be commercial bank, urban credit cooperative, rural credit cooperative, postal saving and the credit service provider that credit service is provided for the paying agent.
Method of the present invention mainly comprises the steps:
When a, cellphone subscriber may cause shutting down at the expiration in the mobile telephone account credit line, the request paying agent was for its mobile telephone account increment;
B, paying agent agree that the cellphone subscriber is on behalf of value-added request; With cellphone subscriber's phone number be ready that the value-added amount of money sends to the own bank of deposit;
After c, the paying agent bank of deposit received that the paying agent is on behalf of value-added information and identification, the mode with voice message phone sent solicited message to paying agent's mobile phone immediately, and the request paying agent confirms or refusal;
D, paying agent utilize mobile phone solicited message is confirmed or to be refused and feed back the paying agent bank of deposit;
After paying agent's confirmation is received by e, the paying agent bank of deposit, corresponding fund is changed over to the corresponding cellphone subscriber's of mobile telephone company mobile telephone account from paying agent account;
F, mobile telephone company notify its mobile telephone account of cellphone subscriber to rise in value;
In the method, after the Transaction Success, the paying agent bank of deposit can be to the notice of paying agent's mobile phone Sending Payments success;
The present invention is further illustrated below by drawings and Examples:
The step of process description the inventive method of Figure of description
A, Beijing cellphone subscriber Miss Wang go on business during Shenzhen, because of telephone expenses heighten and pay in inconvenience, cause its mobile telephone account 13138872266 credit lines to expire and may cause shutting down.For this reason, Miss's Wang request is 1000 yuan of its mobile telephone account increment Renminbi friend Mr. Huang in Shenzhen.Make a phone call or send out SMS and give Mr.'s Huang mobile phone 13902966788 as Miss Wang, request Mr. Huang be that its mobile phone 13138872266 accounts are on behalf of rising in value 1000 yuan;
B, paying agent Mr. Huang are with meaning Miss Wang on behalf of 1000 yuan of increments.So with its mobile phone 13902966788 with cellphone subscriber Miss's Wang phone number 13138872266 be ready that the value-added amount of money sends to Shenzhen agricultural bank of the own bank of deposit for 1000 yuan; Send to Shenzhen agricultural bank service hotline 95599 as Mr. Huang with SMS " 13138872266*1000 ", Mr. Huang can send own bank card number 95,599 8,008 51,738 70115 simultaneously and show in this bank card account and transfer accounts; Do not send Bank Account Number or bank card number as Mr. Huang, then bank computer is found out the bank card account 95,599 8,008 51,738 70115 of Mr.'s Huang correspondence from the contact account of cell phone incoming call number 13902966788 original registrations; Mr. Huang also can make a phone call or the internet enters agricultural bank's computer system and operates.
After in a single day c, Shenzhen agricultural bank of the paying agent bank of deposit receive that Mr. Huang is on behalf of value-added information and identification, mode with voice message phone sends the payment information of whether agreeing to pay 1000 yuan of Renminbi to Mr.'s Huang mobile phone immediately, and the request paying agent confirms or refusal;
After receiving calls, d, Mr. Huang utilize mobile phone to confirming on behalf of value-added information or refusing and feed back Shenzhen agricultural bank; On phone, confirm payment as Mr. Huang, or refuse payment by refusal password 44 by affirmation password 88; In the time of agreement, do not confirm in 5 seconds that as Mr. Huang then bank can be considered it and refuses payment;
After the information that Mr. Huang confirms is received by e, Shenzhen agricultural bank, 1000 yuan of corresponding fund Renminbi are changed in paying agent's bank card 95,599 8,008 51,738 70115 accounts in Beijing Company Miss Wang of CHINAUNICOM mobile phone 13138872266 accounts that Miss Wang opens an account;
F, Shenzhen agricultural bank of the paying agent bank of deposit are to the notice of paying agent Mr. Huang mobile phone 13902966788 Sending Payments successes; As " on July 7th, 2003 13:10 branch, you account reduces 1000 yuan of Renminbi, 55580 yuan of balance in hand Renminbi with SMS notice.”
After g, CHINAUNICOM's Beijing Company learn that money has changed Miss's Wang mobile phone 13138872266 accounts' information over to, notify its mobile telephone account of cellphone subscriber Miss Wang to rise in value immediately; Notify Miss Wang as UNICOM's Beijing Company with the form of SMS: " mobile phone 13138872266 accounts 13:10 on July 7th, 2003 divides 1000 yuan of increment Renminbi! Credit line is 1018 yuan now.”
Claims (3)
1, a kind of with mobile phone for other people mobile telephone account on behalf of increment and confirm the method for payment, this method comprises the steps:
When a, cellphone subscriber may cause shutting down at the expiration in the mobile telephone account credit line, the request paying agent was for its mobile telephone account increment;
B, paying agent agree that the cellphone subscriber is on behalf of value-added request; With cellphone subscriber's phone number be ready that the value-added amount of money sends to the own bank of deposit;
After c, the paying agent bank of deposit received that the paying agent is on behalf of value-added information and identification, the mode with voice message phone sent solicited message to paying agent's mobile phone immediately, and the request paying agent confirms or refusal;
D, paying agent utilize mobile phone solicited message is confirmed or to be refused and feed back the paying agent bank of deposit;
After paying agent's confirmation is received by e, the paying agent bank of deposit, corresponding fund is changed over to the corresponding cellphone subscriber's of mobile telephone company mobile telephone account from paying agent account;
F, mobile telephone company notify its mobile telephone account of cellphone subscriber to rise in value;
2, according to claim 1, after the Transaction Success, the paying agent bank of deposit can be to the notice of paying agent's mobile phone Sending Payments success;
3, according to claim 1, the paying agent bank of deposit can be commercial bank, urban credit cooperative, rural credit cooperative, postal saving and the credit service provider that credit service is provided for the paying agent.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN 03140308 CN1591502A (en) | 2003-08-28 | 2003-08-28 | Method for agency adding value for friend mobile phone account and acknowledging payment by cell phone |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN 03140308 CN1591502A (en) | 2003-08-28 | 2003-08-28 | Method for agency adding value for friend mobile phone account and acknowledging payment by cell phone |
Publications (1)
| Publication Number | Publication Date |
|---|---|
| CN1591502A true CN1591502A (en) | 2005-03-09 |
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Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN 03140308 Pending CN1591502A (en) | 2003-08-28 | 2003-08-28 | Method for agency adding value for friend mobile phone account and acknowledging payment by cell phone |
Country Status (1)
| Country | Link |
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| CN (1) | CN1591502A (en) |
Cited By (8)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| EP2389654A2 (en) * | 2009-01-23 | 2011-11-30 | Vidicom Limited | Systems and methods to control online transactions |
| CN104463450A (en) * | 2014-11-28 | 2015-03-25 | 小米科技有限责任公司 | Order processing method and device |
| US9519892B2 (en) | 2009-08-04 | 2016-12-13 | Boku, Inc. | Systems and methods to accelerate transactions |
| US9595028B2 (en) | 2009-06-08 | 2017-03-14 | Boku, Inc. | Systems and methods to add funds to an account via a mobile communication device |
| US9652761B2 (en) | 2009-01-23 | 2017-05-16 | Boku, Inc. | Systems and methods to facilitate electronic payments |
| US9697510B2 (en) | 2009-07-23 | 2017-07-04 | Boku, Inc. | Systems and methods to facilitate retail transactions |
| US9830622B1 (en) | 2011-04-28 | 2017-11-28 | Boku, Inc. | Systems and methods to process donations |
| US9990623B2 (en) | 2009-03-02 | 2018-06-05 | Boku, Inc. | Systems and methods to provide information |
-
2003
- 2003-08-28 CN CN 03140308 patent/CN1591502A/en active Pending
Cited By (9)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| EP2389654A2 (en) * | 2009-01-23 | 2011-11-30 | Vidicom Limited | Systems and methods to control online transactions |
| EP2389654A4 (en) * | 2009-01-23 | 2014-07-16 | Vidicom Ltd | Systems and methods to control online transactions |
| US9652761B2 (en) | 2009-01-23 | 2017-05-16 | Boku, Inc. | Systems and methods to facilitate electronic payments |
| US9990623B2 (en) | 2009-03-02 | 2018-06-05 | Boku, Inc. | Systems and methods to provide information |
| US9595028B2 (en) | 2009-06-08 | 2017-03-14 | Boku, Inc. | Systems and methods to add funds to an account via a mobile communication device |
| US9697510B2 (en) | 2009-07-23 | 2017-07-04 | Boku, Inc. | Systems and methods to facilitate retail transactions |
| US9519892B2 (en) | 2009-08-04 | 2016-12-13 | Boku, Inc. | Systems and methods to accelerate transactions |
| US9830622B1 (en) | 2011-04-28 | 2017-11-28 | Boku, Inc. | Systems and methods to process donations |
| CN104463450A (en) * | 2014-11-28 | 2015-03-25 | 小米科技有限责任公司 | Order processing method and device |
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Addressee: Huang Jinfu Document name: the First Notification of an Office Action |
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| WD01 | Invention patent application deemed withdrawn after publication |