DE19618144C1 - Smart data card with fingerprint input - Google Patents

Smart data card with fingerprint input

Info

Publication number
DE19618144C1
DE19618144C1 DE19618144A DE19618144A DE19618144C1 DE 19618144 C1 DE19618144 C1 DE 19618144C1 DE 19618144 A DE19618144 A DE 19618144A DE 19618144 A DE19618144 A DE 19618144A DE 19618144 C1 DE19618144 C1 DE 19618144C1
Authority
DE
Germany
Prior art keywords
card
fingerprint
cardholder
data card
fingerprint input
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Revoked
Application number
DE19618144A
Other languages
German (de)
Inventor
Hans-Berndt Dr Ziegler
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
ZIEGLER HANS BERNDT DR
Original Assignee
ZIEGLER HANS BERNDT DR
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Family has litigation
First worldwide family litigation filed litigation Critical https://patents.darts-ip.com/?family=7793481&utm_source=google_patent&utm_medium=platform_link&utm_campaign=public_patent_search&patent=DE19618144(C1) "Global patent litigation dataset” by Darts-ip is licensed under a Creative Commons Attribution 4.0 International License.
Application filed by ZIEGLER HANS BERNDT DR filed Critical ZIEGLER HANS BERNDT DR
Priority to DE19618144A priority Critical patent/DE19618144C1/en
Application granted granted Critical
Publication of DE19618144C1 publication Critical patent/DE19618144C1/en
Anticipated expiration legal-status Critical
Revoked legal-status Critical Current

Links

Classifications

    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/10—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
    • G07F7/1008—Active credit-cards provided with means to personalise their use, e.g. with PIN-introduction/comparison system
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06K—GRAPHICAL DATA READING; PRESENTATION OF DATA; RECORD CARRIERS; HANDLING RECORD CARRIERS
    • G06K19/00—Record carriers for use with machines and with at least a part designed to carry digital markings
    • G06K19/06—Record carriers for use with machines and with at least a part designed to carry digital markings characterised by the kind of the digital marking, e.g. shape, nature, code
    • G06K19/06187—Record carriers for use with machines and with at least a part designed to carry digital markings characterised by the kind of the digital marking, e.g. shape, nature, code with magnetically detectable marking
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06K—GRAPHICAL DATA READING; PRESENTATION OF DATA; RECORD CARRIERS; HANDLING RECORD CARRIERS
    • G06K19/00—Record carriers for use with machines and with at least a part designed to carry digital markings
    • G06K19/06—Record carriers for use with machines and with at least a part designed to carry digital markings characterised by the kind of the digital marking, e.g. shape, nature, code
    • G06K19/067—Record carriers with conductive marks, printed circuits or semiconductor circuit elements, e.g. credit or identity cards also with resonating or responding marks without active components
    • G06K19/07—Record carriers with conductive marks, printed circuits or semiconductor circuit elements, e.g. credit or identity cards also with resonating or responding marks without active components with integrated circuit chips
    • G06K19/073—Special arrangements for circuits, e.g. for protecting identification code in memory
    • G06K19/07309—Means for preventing undesired reading or writing from or onto record carriers
    • G06K19/07345—Means for preventing undesired reading or writing from or onto record carriers by activating or deactivating at least a part of the circuit on the record carrier, e.g. ON/OFF switches
    • G06K19/07354—Means for preventing undesired reading or writing from or onto record carriers by activating or deactivating at least a part of the circuit on the record carrier, e.g. ON/OFF switches by biometrically sensitive means, e.g. fingerprint sensitive
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06K—GRAPHICAL DATA READING; PRESENTATION OF DATA; RECORD CARRIERS; HANDLING RECORD CARRIERS
    • G06K19/00—Record carriers for use with machines and with at least a part designed to carry digital markings
    • G06K19/06—Record carriers for use with machines and with at least a part designed to carry digital markings characterised by the kind of the digital marking, e.g. shape, nature, code
    • G06K19/08—Record carriers for use with machines and with at least a part designed to carry digital markings characterised by the kind of the digital marking, e.g. shape, nature, code using markings of different kinds or more than one marking of the same kind in the same record carrier, e.g. one marking being sensed by optical and the other by magnetic means
    • G06K19/10—Record carriers for use with machines and with at least a part designed to carry digital markings characterised by the kind of the digital marking, e.g. shape, nature, code using markings of different kinds or more than one marking of the same kind in the same record carrier, e.g. one marking being sensed by optical and the other by magnetic means at least one kind of marking being used for authentication, e.g. of credit or identity cards
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/341—Active cards, i.e. cards including their own processing means, e.g. including an IC or chip
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401—Transaction verification
    • G06Q20/4014—Identity check for transactions
    • G06Q20/40145—Biometric identity checks
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07C—TIME OR ATTENDANCE REGISTERS; REGISTERING OR INDICATING THE WORKING OF MACHINES; GENERATING RANDOM NUMBERS; VOTING OR LOTTERY APPARATUS; ARRANGEMENTS, SYSTEMS OR APPARATUS FOR CHECKING NOT PROVIDED FOR ELSEWHERE
    • G07C9/00—Individual registration on entry or exit
    • G07C9/20—Individual registration on entry or exit involving the use of a pass
    • G07C9/22—Individual registration on entry or exit involving the use of a pass in combination with an identity check of the pass holder
    • G07C9/25—Individual registration on entry or exit involving the use of a pass in combination with an identity check of the pass holder using biometric data, e.g. fingerprints, iris scans or voice recognition
    • G07C9/257—Individual registration on entry or exit involving the use of a pass in combination with an identity check of the pass holder using biometric data, e.g. fingerprints, iris scans or voice recognition electronically
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07C—TIME OR ATTENDANCE REGISTERS; REGISTERING OR INDICATING THE WORKING OF MACHINES; GENERATING RANDOM NUMBERS; VOTING OR LOTTERY APPARATUS; ARRANGEMENTS, SYSTEMS OR APPARATUS FOR CHECKING NOT PROVIDED FOR ELSEWHERE
    • G07C9/00—Individual registration on entry or exit
    • G07C9/20—Individual registration on entry or exit involving the use of a pass
    • G07C9/22—Individual registration on entry or exit involving the use of a pass in combination with an identity check of the pass holder
    • G07C9/25—Individual registration on entry or exit involving the use of a pass in combination with an identity check of the pass holder using biometric data, e.g. fingerprints, iris scans or voice recognition
    • G07C9/26—Individual registration on entry or exit involving the use of a pass in combination with an identity check of the pass holder using biometric data, e.g. fingerprints, iris scans or voice recognition using a biometric sensor integrated in the pass

Abstract

A smart card is produced in plastic and has an embedded integrated circuit chip 3 that is powered by a battery 4 The card has a sensing pad 2 for the user to enter a fingerprint. The entered data is compared with data that is held in memory and only when the identification is correct is access allowed. This then releases the information in the magnetic strip 1 and also enables the integrated chip to be activated.

Description

Gegenstand der Erfindung ist eine Karte nach dem Oberbegriff des Patentanspruches 1.The invention relates to a card according to the preamble of claim 1.

Eine derartige Karte ist aus der DE 42 31 913 A1 bekannt.Such a card is known from DE 42 31 913 A1.

Die Erfindung betrifft die Sicherheit des Kredit-, Scheck- und Identifikationskartengebietes durch elektronische Sicherheitsvorrichtungen. Auf dem Gebiet existieren zahlreiche Erfin­ dungen, die auf anderen Wegen als mit der zum Patent angemeldeten Erfindung eine Lösung des z. B. bei Kreditkarten bestehenden Sicherheitsproblems beschreiben.The invention relates to the security of the credit, check and identification card area through electronic security devices. Numerous inventions exist in the field that are in ways other than with the patent-pending invention Solution of the z. B. describe existing security problems with credit cards.

Bei Kreditkarten entsteht immer wieder die Schwierigkeit, daß Geheimnummern vergessen werden und die Karte dann nicht mehr umfassend genutzt werden kann. Andererseits be­ steht, wenn Karte und Geheimnummer zusammen aufbewahrt werden, Mißbrauchsgefahr durch Diebe oder andere unberechtigte Personen. Ähnliches gilt für Scheckkarten, Perso­ nalausweise, Berechtigungsausweise für Schließanlagen oder Tresore etc. Es besteht, wie schon die Anzahl der in diesem Bereich existierenden Patentanmeldungen zeigt, ein großes Bedürfnis, ein System einzurichten, das Unbefugte an dem Gebrauch solcher Kar­ ten hindert.With credit cards there is always the difficulty that secret numbers are forgotten and the card can then no longer be used extensively. On the other hand, be there is a risk of misuse if the card and PIN are kept together by thieves or other unauthorized persons. The same applies to check cards, personal nal ID cards, authorization cards for locking systems or safes etc. as the number of existing patent applications in this area shows great need to set up a system to prevent unauthorized use of such cards hindered.

Zur Lösung des Problems können bereits in Gebrauch befindliche sogenannte "Finger- Print-Systeme" verwandt werden, bei denen zum Öffnen von Mechanismen der Fingerab­ druck der zugangsberechtigten Person kontrolliert wird. Bekannt ist auch ein Verfahren zum Kodieren von Identifikationskarten mittels Fingerabdrücken (WO 95/02225 PCT/EP 94/00565) sowie eine Identifizierungskarte, auf der ein Fingerabdruck einer Person in ko­ dierter Form gespeichert ist. Dieser gespeicherte Fingerabdruck ist mit einem von diesem Fingerabdruck nach einer bestimmten Regel abgeleiteten charakteristischen Kodierungs­ schlüssel kodiert. Nur wenn bei einem Vergleich des natürlichen Fingerabdruckes mit dem auf der Identifizierungskarte kodierten Fingerabdruck eine Übereinstimmung besteht, er­ folgt ein Freigabesignal (DE 33 35 678 A1).To solve the problem, so-called "finger Print systems "are used in which to open mechanisms of the finger pressure of the authorized person is checked. A method is also known for coding identification cards using fingerprints (WO 95/02225 PCT / EP 94/00565) and an identification card on which a fingerprint of a person in ko dated form is stored. This stored fingerprint is with one of these Fingerprint based on a certain rule derived characteristic coding key coded. Only when comparing the natural fingerprint with that there is a match on the identification card encoded fingerprint, he follows an enable signal (DE 33 35 678 A1).

Alle diese Systeme haben gravierende Mängel. Der Aufwand für das Kodieren, Entschlüsseln und Vergleichen der Kodierung ist erheblich. Darüber hinaus sind für alle bisher be­ kannten Systeme externe Lesegeräte erforderlich. Oftmals handelt es sich um technisch aufwendige Geräte, in denen Tausende oder Millionen von Fingerabdrücken registriert sind und bei denen bei einem Datenvergleich große Datenmengen verarbeitet werden müssen. Solche technischen Einrichtungen existieren beispielsweise bei den Landeskriminalämtern und anderen nationalen und internationalen Polizeiorganisationen.All of these systems have serious shortcomings. The effort for coding, decrypting and comparing the coding is significant. In addition, for all so far  Known systems required external readers. It is often technical elaborate devices in which thousands or millions of fingerprints are registered and where large amounts of data have to be processed when comparing data. Such technical facilities exist, for example, at the State Criminal Police Offices and other national and international police organizations.

Aufgabe der Erfindung ist die Entwicklung einer Karte, die auf einfache Weise eine Prü­ fung des berechtigten Karteninhabers ermöglicht, die bei Diebstahl oder Verlust nicht von einem Dritten ohne großen technischen Aufwand benutzt werden kann, und die es erlaubt, bereits millionenfach existierende Kartenlesegeräte, die die Daten eines Magnetstreifens auslesen können, benutzen zu können und nicht durch komplizierte Neueinrichtungen er­ setzen zu müssen.The object of the invention is to develop a card that can be easily tested authorized cardholder who, in the event of theft or loss, cannot use the cardholder can be used by a third party without great technical effort, and which allows Card readers that already exist millions of times and hold the data of a magnetic stripe be able to read out, to use and not through complicated new setups to have to put.

Diese Aufgabe wird durch die im kennzeichnenden Teil des Patentanspruches 1. angege­ benen Merkmale gelöst.This object is indicated by the in the characterizing part of claim 1. characteristics resolved.

Gemäß der Erfindung wird eine Karte vorgeschlagen, in der die Abgleichsvorrichtung selbst vorhanden ist und nur ein dort registrierter einziger Fingerabdruck mit dem Finger­ abdruck des berechtigten Inhabers verglichen wird. In der Karte befindet sich quasi das Negativ des Fingerabdrucks des Karteninhabers, das der Karteninhaber mit seinem Finger durch Aufdrücken verbinden muß und so eine elektronische Verbindung schafft bzw. eine elektronische Sperre entriegelt, die den Gebrauch der Karte erst ermöglicht. Wenn der berechtigte Inhaber etwa seinen Daumen auf die so konstruierte Karte drückt wird der zu­ sätzlich auf der Karte befindliche übliche Magnetstreifen oder ähnliche ROM-Datenspei­ cher freigegeben und lesbar. Zuvor ist er unlesbar.According to the invention, a card is proposed in which the matching device itself is present and only a single fingerprint registered there with the finger impression of the authorized holder is compared. It's on the map, so to speak Negative of the cardholder's fingerprint that the cardholder holds with his finger must connect by pressing and so creates an electronic connection or unlocked electronic lock, which enables the use of the card. If the Authorized holders, for example, press their thumbs on the card constructed in this way In addition, the usual magnetic stripes or similar ROM data storage on the card released and readable. It is previously illegible.

Das garantiert, daß nur noch der Karteninhaber (mit dem richtigen Finger) die Karte ge­ brauchen kann. Für Fremde ist die Karte wertlos, da sie nicht über das zur Freigabe des Datenspeichers erforderliche Positiv (den richtigen Finger) verfügen. Die Freigabe des Da­ tenspeichers sowie der Abgleich des Fingerabdrucknegativs mit dem Fingerabdruckpositiv erfolgen innerhalb der Karte auf elektronischem Weg. Die hierzu notwendige Energie kann entweder mittels einer ebenfalls in der Karte integrierten Batterie oder Solarzelle erzeugt werden oder durch die externen Lesegeräte in die Karte gelangen.This guarantees that only the cardholder (with the right finger) can still use the card may need. The card is worthless to strangers, as it does not have the necessary information to release the card Data storage required positive (the right finger). The release of the Da memory and the comparison of the fingerprint negative with the fingerprint positive take place electronically within the card. The energy required for this can generated either by means of a battery or solar cell also integrated in the card or get into the card through the external readers.

Das soll am Beispiel des Geldabhebens vom Automaten deutlich gemacht werden. Der berechtigte Karteninhaber nimmt die Karte wie gewohnt in die Hand und drückt mit seinem Daumen auf den auf einem Feld in der Karte befindlichen von ihm stammenden Fingerab­ druck. Dadurch aktiviert er den Datenspeicher (Magnetstreifen) in der Karte. Die Karte wird wie üblich in den Geldautomaten eingeschoben. Eine Geheimnummer braucht nicht mehr eingegeben werden (kann aber auch als zusätzliche Sicherung noch benutzt werden). Der Inhaber braucht nur noch den Geldbetrag zu wählen, der ihm dann ausgehändigt wird. Ein unberechtigter Benutzer kann diesen Vorgang mit seinem (falschen) Finger nicht durchfüh­ ren. Für ihn wird der Datenspeicher nicht freigegeben, die Karte ist wertlos.This should be made clear using the example of withdrawing money from the machine. Of the authorized cardholder takes the card as usual and presses it with his Thumb on his finger from a field on the map  pressure. This activates the data storage (magnetic stripe) in the card. The card will inserted into the ATM as usual. A PIN no longer needs can be entered (but can also be used as an additional backup). Of the The owner only needs to choose the amount of money that will be given to him. On unauthorized users cannot do this with their (wrong) finger The data storage is not released for him, the card is worthless.

Im Unterschied zu den bisher bekannten Systemen ergeben sich folgende Verbesserun­ gen:In contrast to the previously known systems, the following improvements result gene:

Der Fingerabdruck des berechtigten Benutzers wird nicht mit einer Vielzahl weiterer Fin­ gerabdrücke verglichen, sondern nur mit dem eigenen vorher in die Karte eingegebenen. Es müssen nicht unzählige Daten verglichen werden, sondern nur ein Fingerabdruckpositiv mit dem dazugehörigen Negativ. Die zu verarbeitenden Datenmengen sind vergleichs­ weise gering. Sämtliche Funktionen sind in der Karte enthalten. Neue externe Lesegeräte, mit denen der Abgleich durchgeführt wird, sind nicht notwendig. Bisher in Gebrauch be­ findliche Lesegräte können weiter genutzt werden. Die Karte könnte durch massenweise Herstellung trotz einiger elektronischer Bauteile billig produziert werden. Geheimnummern oder ähnliches wären überflüssig.The fingerprint of the authorized user is not associated with a large number of other fin Gerabdrucke compared, but only with your own previously entered on the map. There is no need to compare countless data, just a fingerprint positive with the associated negative. The amounts of data to be processed are comparative wise low. All functions are included in the card. New external readers, with which the comparison is carried out are not necessary. Previously in use sensitive readers can continue to be used. The card could go through in bulk Manufacturing can be produced cheaply despite some electronic components. PIN numbers or the like would be superfluous.

Claims (3)

Karte, insbesondere Scheckkarte, Kreditkarte, Identifizierungskarte etc.,
  • - auf welcher Merkmale eines Fingerabdruckes eines Karteninhabers in einem ROM-Baustein oder Magnetstreifen gespeichert sind, und
  • - deren Betrieb nur bei positivem Vergleichsergebnis zwischen den im ROM-Baustein gespeicherten Fingerabdruckmerkmalen und vom Karteninhaber erfaßten Fingerabdruckmerkmalen freigegeben wird,
Card, in particular check card, credit card, identification card etc.,
  • - Which features of a fingerprint of a cardholder are stored in a ROM module or magnetic stripe, and
  • whose operation is only released if the comparison result between the fingerprint features stored in the ROM module and the fingerprint features recorded by the cardholder is positive,
dadurch gekennzeichnet, daß auf der Karte
  • - ein Feld zur Erfassung des Fingerabdrucks des Karteninhabers, sowie
  • - eine Vergleichseinrichtung zum Vergleich der beiden Fingerab­ druckmerkmale
 characterized in that on the card
  • - a field for recording the fingerprint of the cardholder, and
  • - A comparison device for comparing the two fingerprint characteristics
vorgesehen sind.are provided.
DE19618144A 1996-01-05 1996-01-05 Smart data card with fingerprint input Revoked DE19618144C1 (en)

Priority Applications (1)

Application Number Priority Date Filing Date Title
DE19618144A DE19618144C1 (en) 1996-01-05 1996-01-05 Smart data card with fingerprint input

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
DE19618144A DE19618144C1 (en) 1996-01-05 1996-01-05 Smart data card with fingerprint input

Publications (1)

Publication Number Publication Date
DE19618144C1 true DE19618144C1 (en) 1997-04-10

Family

ID=7793481

Family Applications (1)

Application Number Title Priority Date Filing Date
DE19618144A Revoked DE19618144C1 (en) 1996-01-05 1996-01-05 Smart data card with fingerprint input

Country Status (1)

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DE (1) DE19618144C1 (en)

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EP0973118A2 (en) * 1998-07-07 2000-01-19 Lsi Card Corporation Fingerprint checking system, fingerprint checking method and memory card used for the same
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US7278025B2 (en) 2002-09-10 2007-10-02 Ivi Smart Technologies, Inc. Secure biometric verification of identity
EA011149B1 (en) * 2004-04-26 2009-02-27 АйВиАй СМАРТ ТЕКНОЛОДЖИЗ, ИНК. Method, system and apparatus for authenticating person holding smart card or passport, smart card and electronic passport
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US7681232B2 (en) 2004-03-08 2010-03-16 Cardlab Aps Credit card and a secured data activation system
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DE102014110694A1 (en) * 2014-07-29 2016-02-04 Bundesdruckerei Gmbh Document with sensor means
EP3035230A1 (en) 2014-12-19 2016-06-22 Cardlab ApS A method and an assembly for generating a magnetic field
US9600755B2 (en) 2013-04-12 2017-03-21 Cardlab Aps Card, an assembly, a method of assembling the card and a method of outputting information
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