DE19805056A1 - Method of cashless transactions or transfers by mobile telephones or car telephones of all types with credit cards of all types - Google Patents
Method of cashless transactions or transfers by mobile telephones or car telephones of all types with credit cards of all typesInfo
- Publication number
- DE19805056A1 DE19805056A1 DE19805056A DE19805056A DE19805056A1 DE 19805056 A1 DE19805056 A1 DE 19805056A1 DE 19805056 A DE19805056 A DE 19805056A DE 19805056 A DE19805056 A DE 19805056A DE 19805056 A1 DE19805056 A1 DE 19805056A1
- Authority
- DE
- Germany
- Prior art keywords
- types
- telephones
- account
- transfers
- credit cards
- Prior art date
- Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
- Withdrawn
Links
Classifications
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
- G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
- G07F7/0866—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means by active credit-cards adapted therefor
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
- G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
- G07F7/0873—Details of the card reader
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- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04M—TELEPHONIC COMMUNICATION
- H04M11/00—Telephonic communication systems specially adapted for combination with other electrical systems
Abstract
Description
Die Bequemlichkeit der Menschen nimmt immer heftiger zu. Die meisten möchten nur noch mit "Karte" bezahlen. Zum Beispiel: Neulich traf ich einen Bekannten von mir, der mir mein Motorrad abkaufen wollte. Als ich mit Ihm über den Verkaufspreis einig war, meinte ich aus Spaß zu ihm, er könne mir seine EC-Karte geben und ich werde diese in mein Handy stecken und mir das Geld auf mein Konto selbst überweisen.The comfort of people is increasing more and more violently. Most just want to pay with "card". For example: The other day I met a friend of mine who gave me mine Wanted to buy a motorcycle. When I agreed with him about the sale price, I said no Have fun with him, he can give me his debit card and I will put it in my cell phone and transfer the money to my account myself.
Ich schiebe die fremde EC-Karte einfach in das Handy unten rein und baue zunächst eine Bankverbindung zu meiner Bank auf. Jetzt muß der Besitzer der EC-Karte nur noch seine Geheimnummer eintippen, den gewünschten Betrag einsetzen und bestätigen. Als nächster Schritt, wird der gewünschte Betrag von dem fremden Konto auf mein Konto gutgeschrieben, bzw. eine Lastschrift in Bewegung gesetzt. Natürlich kann ich auf diese Weise auch meine eigenen Überweisungen tätigen und meinen Kontostand jederzeit abrufen, oder die Karten durch die Bank laden lassen. Man kann auch spezielle Kreditkarten für bargeldlosen Handy zahlungsverkehr entwickeln die man dann bei seiner Hausbank laden läßt.I just slide the other EC card into the cell phone below and build one first Bank details to my bank. Now the owner of the EC card only needs his Enter the PIN, insert the desired amount and confirm. Next up Step, the desired amount is credited from the foreign account to my account, or a direct debit is set in motion. Of course I can also mine this way make my own transfers and check my account balance at any time, or the cards let it load through the bank. One can also use special credit cards for cashless cell phones Develop payment transactions that you then have loaded at your house bank.
Am besten ist diese Idee bei Kaufleuten angebracht, z. B. vom Kleinladen bis hin zum Versicherungsvertreter der seine Erstprämie auf diese Weise vor Ort bei Kunden abbuchen kann, so daß der Versicherungsschutz sofort beginnt!This idea is best applied to merchants, e.g. B. from the small shop to Insurance agent who debits his first premium on-site at customers in this way can, so that insurance coverage begins immediately!
Es gibt in der weltweiten freien Wirtschaft wahrscheinlich tausende Möglichkeiten diese Idee bzw. dieses System einzusetzen.There are probably thousands of possibilities of this idea in the free world economy or use this system.
Claims (1)
Priority Applications (1)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
DE19805056A DE19805056A1 (en) | 1998-02-10 | 1998-02-10 | Method of cashless transactions or transfers by mobile telephones or car telephones of all types with credit cards of all types |
Applications Claiming Priority (1)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
DE19805056A DE19805056A1 (en) | 1998-02-10 | 1998-02-10 | Method of cashless transactions or transfers by mobile telephones or car telephones of all types with credit cards of all types |
Publications (1)
Publication Number | Publication Date |
---|---|
DE19805056A1 true DE19805056A1 (en) | 1999-08-12 |
Family
ID=7857054
Family Applications (1)
Application Number | Title | Priority Date | Filing Date |
---|---|---|---|
DE19805056A Withdrawn DE19805056A1 (en) | 1998-02-10 | 1998-02-10 | Method of cashless transactions or transfers by mobile telephones or car telephones of all types with credit cards of all types |
Country Status (1)
Country | Link |
---|---|
DE (1) | DE19805056A1 (en) |
Cited By (3)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
DE10003875A1 (en) * | 2000-01-28 | 2001-08-16 | Kommconsult Datenverarbeitung | Payment execution device for cashless payment and method for executing a cashless payment |
WO2001075828A1 (en) * | 2000-03-31 | 2001-10-11 | Tre Sigma S.R.L. | New bank/market organizational model |
WO2001080193A1 (en) * | 2000-04-17 | 2001-10-25 | Cardsoft International Pty Limited | Communications device with card facility |
Citations (6)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
US4860336A (en) * | 1987-06-02 | 1989-08-22 | Motorola, Inc. | Radiotelephone credit card data communications |
DE4013147A1 (en) * | 1990-04-25 | 1991-10-31 | Schreiber Hans | Garage fuel pump with automatic charge card - allows fuel charge to be transmitted to control reception point after dispensing |
US5144649A (en) * | 1990-10-24 | 1992-09-01 | Gte Mobile Communications Service Corporation | Cellular radiotelephone credit card paystation method |
DE4335317A1 (en) * | 1993-10-15 | 1995-04-20 | Detecon Gmbh | Method for recording and exchanging data |
DE29613908U1 (en) * | 1996-07-30 | 1997-03-20 | Kuban Waldemar | Smart card reader based on the mobile phone |
FR2740291A1 (en) * | 1995-10-20 | 1997-04-25 | Sagem | Radiotelephone with housing for connection of micro-circuits |
-
1998
- 1998-02-10 DE DE19805056A patent/DE19805056A1/en not_active Withdrawn
Patent Citations (6)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
US4860336A (en) * | 1987-06-02 | 1989-08-22 | Motorola, Inc. | Radiotelephone credit card data communications |
DE4013147A1 (en) * | 1990-04-25 | 1991-10-31 | Schreiber Hans | Garage fuel pump with automatic charge card - allows fuel charge to be transmitted to control reception point after dispensing |
US5144649A (en) * | 1990-10-24 | 1992-09-01 | Gte Mobile Communications Service Corporation | Cellular radiotelephone credit card paystation method |
DE4335317A1 (en) * | 1993-10-15 | 1995-04-20 | Detecon Gmbh | Method for recording and exchanging data |
FR2740291A1 (en) * | 1995-10-20 | 1997-04-25 | Sagem | Radiotelephone with housing for connection of micro-circuits |
DE29613908U1 (en) * | 1996-07-30 | 1997-03-20 | Kuban Waldemar | Smart card reader based on the mobile phone |
Cited By (3)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
DE10003875A1 (en) * | 2000-01-28 | 2001-08-16 | Kommconsult Datenverarbeitung | Payment execution device for cashless payment and method for executing a cashless payment |
WO2001075828A1 (en) * | 2000-03-31 | 2001-10-11 | Tre Sigma S.R.L. | New bank/market organizational model |
WO2001080193A1 (en) * | 2000-04-17 | 2001-10-25 | Cardsoft International Pty Limited | Communications device with card facility |
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Legal Events
Date | Code | Title | Description |
---|---|---|---|
OM8 | Search report available as to paragraph 43 lit. 1 sentence 1 patent law | ||
8139 | Disposal/non-payment of the annual fee |