DE69829684D1 - Chipkarten verwendendes system zum bezahlen und laden im internet - Google Patents

Chipkarten verwendendes system zum bezahlen und laden im internet

Info

Publication number
DE69829684D1
DE69829684D1 DE69829684T DE69829684T DE69829684D1 DE 69829684 D1 DE69829684 D1 DE 69829684D1 DE 69829684 T DE69829684 T DE 69829684T DE 69829684 T DE69829684 T DE 69829684T DE 69829684 D1 DE69829684 D1 DE 69829684D1
Authority
DE
Germany
Prior art keywords
smart card
server
internet
client terminal
merchant
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Expired - Lifetime
Application number
DE69829684T
Other languages
English (en)
Other versions
DE69829684T2 (de
Inventor
Virgil M Davis
Suzanne C Cutino
Michael J Berg
Fredrick Sidney Conklin
Steven John Pringle
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Visa International Service Association
Original Assignee
Visa International Service Association
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Visa International Service Association filed Critical Visa International Service Association
Publication of DE69829684D1 publication Critical patent/DE69829684D1/de
Application granted granted Critical
Publication of DE69829684T2 publication Critical patent/DE69829684T2/de
Anticipated expiration legal-status Critical
Expired - Lifetime legal-status Critical Current

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/02—Payment architectures, schemes or protocols involving a neutral party, e.g. certification authority, notary or trusted third party [TTP]
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/04—Payment circuits
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G06Q20/105—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems involving programming of a portable memory device, e.g. IC cards, "electronic purses"
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/12—Payment architectures specially adapted for electronic shopping systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
DE69829684T 1997-04-30 1998-04-30 Chipkarten verwendendes system zum bezahlen und laden im internet Expired - Lifetime DE69829684T2 (de)

Applications Claiming Priority (5)

Application Number Priority Date Filing Date Title
US4588397P 1997-04-30 1997-04-30
US45883P 1997-04-30
US08/951,614 US6282522B1 (en) 1997-04-30 1997-10-16 Internet payment system using smart card
US951614 1997-10-16
PCT/US1998/008806 WO1998049658A1 (en) 1997-04-30 1998-04-30 Internet payment and loading system using smart card

Publications (2)

Publication Number Publication Date
DE69829684D1 true DE69829684D1 (de) 2005-05-12
DE69829684T2 DE69829684T2 (de) 2006-03-09

Family

ID=26723304

Family Applications (2)

Application Number Title Priority Date Filing Date
DE69829684T Expired - Lifetime DE69829684T2 (de) 1997-04-30 1998-04-30 Chipkarten verwendendes system zum bezahlen und laden im internet
DE69839731T Expired - Lifetime DE69839731D1 (de) 1997-04-30 1998-04-30 System und Verfahren zum Laden einer Speicherwertkarte

Family Applications After (1)

Application Number Title Priority Date Filing Date
DE69839731T Expired - Lifetime DE69839731D1 (de) 1997-04-30 1998-04-30 System und Verfahren zum Laden einer Speicherwertkarte

Country Status (9)

Country Link
US (1) US6282522B1 (de)
EP (1) EP1023705B1 (de)
AT (2) ATE401628T1 (de)
AU (1) AU754072B2 (de)
CA (2) CA2287960C (de)
DE (2) DE69829684T2 (de)
ES (1) ES2307481T3 (de)
PT (1) PT1003139E (de)
WO (1) WO1998049658A1 (de)

Families Citing this family (619)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US6970837B1 (en) 1996-09-04 2005-11-29 Walker Digital, Llc Methods and apparatus wherein a buyer arranges to purchase a first product using a communication network and subsequently takes possession of a substitute product at a retailer
US6249772B1 (en) 1997-07-08 2001-06-19 Walker Digital, Llc Systems and methods wherein a buyer purchases a product at a first price and acquires the product from a merchant that offers the product for sale at a second price
US7591414B2 (en) * 1996-11-15 2009-09-22 Diebold, Incorporated Automated banking machine
US7233912B2 (en) 1997-08-26 2007-06-19 Walker Digital, Llc Method and apparatus for vending a combination of products
US6477513B1 (en) 1997-04-03 2002-11-05 Walker Digital, Llc Method and apparatus for executing cryptographically-enabled letters of credit
GB2326010A (en) * 1997-06-07 1998-12-09 Ibm Data processing system using active tokens
PT992025E (pt) * 1997-06-27 2002-12-31 Swisscom Mobile Ag Processo de transaccao com um elemento de identificacao portatil
US7711604B1 (en) 1997-07-08 2010-05-04 Walker Digital, Llc Retail system for selling products based on a flexible product description
CN1246941A (zh) * 1997-08-13 2000-03-08 松下电器产业株式会社 移动电子商务系统
US6163771A (en) * 1997-08-28 2000-12-19 Walker Digital, Llc Method and device for generating a single-use financial account number
AU735091B2 (en) * 1997-10-28 2001-06-28 Fdgs Group, Llc Process for digital signing of a message
US7236942B1 (en) 1997-12-19 2007-06-26 Walker Digital, Llc Pre-sale data broadcast system and method
US6636833B1 (en) 1998-03-25 2003-10-21 Obis Patents Ltd. Credit card system and method
US6938821B2 (en) * 2000-09-18 2005-09-06 E-Micro Corporation Method and apparatus for associating identification and personal data for multiple magnetic stripe cards or other sources
US6131811A (en) 1998-05-29 2000-10-17 E-Micro Corporation Wallet consolidator
US7809642B1 (en) 1998-06-22 2010-10-05 Jpmorgan Chase Bank, N.A. Debit purchasing of stored value card for use by and/or delivery to others
US6615189B1 (en) 1998-06-22 2003-09-02 Bank One, Delaware, National Association Debit purchasing of stored value card for use by and/or delivery to others
US6611810B1 (en) 1998-07-20 2003-08-26 Usa Technologies, Inc. Store display window connected to an electronic commerce terminal
US6615183B1 (en) 1998-07-20 2003-09-02 Usa Technologies, Inc. Method of warehousing user data entered at an electronic commerce terminal
US6604085B1 (en) 1998-07-20 2003-08-05 Usa Technologies, Inc. Universal interactive advertising and payment system network for public access electronic commerce and business related products and services
US6807532B1 (en) 1998-07-20 2004-10-19 Usa Technologies, Inc. Method of soliciting a user to input survey data at an electronic commerce terminal
US6609102B2 (en) 1998-07-20 2003-08-19 Usa Technologies, Inc. Universal interactive advertizing and payment system for public access electronic commerce and business related products and services
US6601039B1 (en) 1998-07-20 2003-07-29 Usa Technologies, Inc. Gas pump control system having access to the internet for the purposes of transacting e-mail, e-commerce, and e-business, and for conducting vending transactions
US6601038B1 (en) 1998-07-20 2003-07-29 Usa Technologies, Inc. Delivery of goods and services resultant from an electronic commerce transaction by way of a pack and ship type company
US6601037B1 (en) 1998-07-20 2003-07-29 Usa Technologies, Inc. System and method of processing credit card, e-commerce, and e-business transactions without the merchant incurring transaction processing fees or charges worldwide
US6763336B1 (en) 1998-07-20 2004-07-13 Usa Technologies, Inc. Method of transacting an electronic mail, an electronic commerce, and an electronic business transaction by an electronic commerce terminal using a wirelessly networked plurality of portable digital devices
US6604086B1 (en) 1998-07-20 2003-08-05 Usa Technologies, Inc. Electronic commerce terminal connected to a vending machine operable as a telephone
US6606602B1 (en) 1998-07-20 2003-08-12 Usa Technologies, Inc. Vending machine control system having access to the internet for the purposes of transacting e-mail, e-commerce, and e-business, and for conducting vending transactions
US6604087B1 (en) 1998-07-20 2003-08-05 Usa Technologies, Inc. Vending access to the internet, business application software, e-commerce, and e-business in a hotel room
US20030140007A1 (en) * 1998-07-22 2003-07-24 Kramer Glenn A. Third party value acquisition for electronic transaction settlement over a network
US6808111B2 (en) * 1998-08-06 2004-10-26 Visa International Service Association Terminal software architecture for use with smart cards
IT1302430B1 (it) 1998-08-12 2000-09-05 Alasi Di Arcieri Franco & C S Apparecchio per il controllo e la certificazione della consegna dimateriale oggetto di commercio elettronico e per il contestuale
IT1302431B1 (it) 1998-08-12 2000-09-05 Alasi Di Arcieri Franco & C S Dispositivo di controllo di accessi in rete tramite il riconoscimentoveloce di trame applicative che soddisfano un insieme di regole
IL127569A0 (en) 1998-09-16 1999-10-28 Comsense Technologies Ltd Interactive toys
US6745234B1 (en) 1998-09-11 2004-06-01 Digital:Convergence Corporation Method and apparatus for accessing a remote location by scanning an optical code
US6823388B1 (en) 1998-09-11 2004-11-23 L.V. Parners, L.P. Method and apparatus for accessing a remote location with an optical reader having a programmable memory system
US7386600B1 (en) 1998-09-11 2008-06-10 Lv Partners, L.P. Launching a web site using a personal device
US7392945B1 (en) 1998-09-11 2008-07-01 Lv Partners, L.P. Portable scanner for enabling automatic commerce transactions
US7930213B1 (en) * 1998-09-11 2011-04-19 Rpx-Lv Acquisition Llc Method and apparatus for completing, securing and conducting an E-commerce transaction
US6704864B1 (en) 1999-08-19 2004-03-09 L.V. Partners, L.P. Automatic configuration of equipment software
US7379901B1 (en) 1998-09-11 2008-05-27 Lv Partners, L.P. Accessing a vendor web site using personal account information retrieved from a credit card company web site
US7440993B1 (en) 1998-09-11 2008-10-21 Lv Partners, L.P. Method and apparatus for launching a web browser in response to scanning of product information
US7191247B1 (en) 1998-09-11 2007-03-13 Lv Partners, Lp Method for connecting a wireless device to a remote location on a network
US6868433B1 (en) 1998-09-11 2005-03-15 L.V. Partners, L.P. Input device having positional and scanning capabilities
US6636896B1 (en) 1998-09-11 2003-10-21 Lv Partners, L.P. Method and apparatus for utilizing an audibly coded signal to conduct commerce over the internet
US6607136B1 (en) 1998-09-16 2003-08-19 Beepcard Inc. Physical presence digital authentication system
US6549912B1 (en) * 1998-09-23 2003-04-15 Visa International Service Association Loyalty file structure for smart card
US7334735B1 (en) 1998-10-02 2008-02-26 Beepcard Ltd. Card for interaction with a computer
US7617125B1 (en) 1998-10-07 2009-11-10 Paypal, Inc. System and method for storage and retrieval of information subject to authorization by a data controller
JP2000113085A (ja) * 1998-10-08 2000-04-21 Sony Corp 電子現金システム
US7386727B1 (en) 1998-10-24 2008-06-10 Encorus Holdings Limited Method for digital signing of a message
US6820202B1 (en) * 1998-11-09 2004-11-16 First Data Corporation Account authority digital signature (AADS) system
US7047416B2 (en) 1998-11-09 2006-05-16 First Data Corporation Account-based digital signature (ABDS) system
US7660763B1 (en) 1998-11-17 2010-02-09 Jpmorgan Chase Bank, N.A. Customer activated multi-value (CAM) card
WO2000030044A2 (en) * 1998-11-17 2000-05-25 Prenet Corporation Electronic payment system utilizing intermediary account
US6546373B1 (en) * 1999-01-18 2003-04-08 Mastercard International Incorporated System and method for recovering refundable taxes
FI105364B (fi) * 1999-02-09 2000-07-31 Sonera Oyj Menetelmä ja järjestelmä sanomien välitykseen
AUPP880199A0 (en) * 1999-02-22 1999-03-18 Chip Application Technologies Limited Integrated pos and internet multi-application system and method of use thereof
AU746867B2 (en) * 1999-02-22 2002-05-02 Chip Application Technologies Limited Integrated point-of-sale and internet multi-application system and method of use thereof
KR100314210B1 (ko) * 1999-02-23 2001-11-17 김용훈 이동통신단말기를 이용한 물품대금 결제방법
JP5226916B2 (ja) * 1999-02-25 2013-07-03 サイバーソース コーポレイション 電子的価値保存証券の処理
US6687714B1 (en) * 1999-03-01 2004-02-03 Citicorp Development Center, Inc. Method and system for managing transaction card data
CA2264351A1 (en) * 1999-03-12 2000-09-12 Mark Van Roon Computer based matching system for party and counterparty exchanges
FR2791159B1 (fr) * 1999-03-15 2001-05-04 Bull Cp8 Procede d'acces a un objet a l'aide d'un navigateur de type "web" cooperant avec une carte a puce et architecture pour la mise en oeuvre du procede
US6745247B1 (en) 1999-03-19 2004-06-01 Citicorp Development Center, Inc. Method and system for deploying smart card applications over data networks
EP1039719A3 (de) * 1999-03-19 2004-01-02 Citicorp Development Center, Inc. Verfahren und system zum Einsatz von chipkartenanwendungen über datennetzwerken
US6654779B1 (en) * 1999-04-14 2003-11-25 First Data Resources System and method for electronic mail (e-mail) address management
US8099359B1 (en) * 1999-04-19 2012-01-17 The Western Union Company System and method for issuing negotiable instruments by licensed money transmitter from direct deposits
AU4979800A (en) * 1999-05-03 2000-11-17 Chase Manhattan Bank, The System and method for effectuating electronic payments
US6704714B1 (en) 1999-05-03 2004-03-09 The Chase Manhattan Bank Virtual private lock box
US7110978B1 (en) * 1999-05-10 2006-09-19 First Data Corporation Internet-based money order system
FR2793576B1 (fr) * 1999-05-11 2001-11-16 Gemplus Card Int Terminal radiotelephonique avec une carte a puce dotee d'un navigateur
EP1164540A1 (de) * 1999-05-12 2001-12-19 LOUREIRO BENIMELI, Fermin, Jaime System zur mehrfachen datenkommunikation mit informationstragenden karten, die einen mikroprozessor und speicher enthalten, sowie zugehöriges sicherheitssystem
US7685067B1 (en) * 1999-05-14 2010-03-23 Amazon.Com, Inc. Computer-assisted funds transfer system
WO2000072166A2 (de) * 1999-05-24 2000-11-30 Glenn Rolus Borgward Datenverarbeitungseinrichtung
US6648222B2 (en) * 1999-06-02 2003-11-18 Mcdonald Ian Internet-based zero intrinsic value smart card with value data accessed in real time from remote database
WO2000079411A2 (en) * 1999-06-21 2000-12-28 Sun Microsystems, Inc. Method and apparatus for commercial transactions via the internet
US6941270B1 (en) * 1999-06-21 2005-09-06 Nokia Corporation Apparatus, and associated method, for loading a mobile terminal with an application program installed at a peer device
US20050080727A1 (en) 1999-06-23 2005-04-14 Richard Postrel Method and system for using reward points to liquidate products
US7716080B2 (en) * 1999-06-23 2010-05-11 Signature Systems, Llc Method and system for using multi-function cards for storing, managing and aggregating reward points
WO2001004851A1 (en) * 1999-07-12 2001-01-18 Cardsoft International Pty Limited Improved apparatus for remote payment transactions
US7908216B1 (en) * 1999-07-22 2011-03-15 Visa International Service Association Internet payment, authentication and loading system using virtual smart card
AUPQ191599A0 (en) * 1999-07-29 1999-08-19 Morgan Feetham & Associates Pty Ltd Secure electronic transactions
AU6500400A (en) * 1999-07-29 2001-02-19 Privacash.Com, Inc. Method and system for transacting an anoymous purchase over the internet
US7729986B1 (en) * 1999-07-30 2010-06-01 Visa International Service Association Smart card transactions using wireless telecommunications network
WO2001009806A1 (fr) 1999-08-02 2001-02-08 E-Mark Systems Inc. Systeme de reglement electronique, dispositif et terminal de reglement
US7774229B1 (en) 1999-08-09 2010-08-10 R-Coupon.Com, Inc. Methods of anti-spam marketing through personalized referrals and rewards
US7376583B1 (en) 1999-08-10 2008-05-20 Gofigure, L.L.C. Device for making a transaction via a communications link
US7308426B1 (en) * 1999-08-11 2007-12-11 C-Sam, Inc. System and methods for servicing electronic transactions
DE19938201A1 (de) * 1999-08-12 2001-02-22 Mannesmann Ag SMS-e-commerce
DE19938695A1 (de) * 1999-08-14 2001-02-15 Ibm Verfahren und Vorrichtung zur elektronischen Abwicklung von bargeldlosen Zahlungen mittels Sicherheitsmodulen
WO2001015092A2 (en) * 1999-08-25 2001-03-01 General Instrument Corporation A method and system for the provision of electronic commerce and shopping via cable television systems and associated entertainment terminals
US7239226B2 (en) 2001-07-10 2007-07-03 American Express Travel Related Services Company, Inc. System and method for payment using radio frequency identification in contact and contactless transactions
US7837116B2 (en) 1999-09-07 2010-11-23 American Express Travel Related Services Company, Inc. Transaction card
US7249093B1 (en) 1999-09-07 2007-07-24 Rysix Holdings, Llc Method of and system for making purchases over a computer network
US7889052B2 (en) * 2001-07-10 2011-02-15 Xatra Fund Mx, Llc Authorizing payment subsequent to RF transactions
US8019609B2 (en) 1999-10-04 2011-09-13 Dialware Inc. Sonic/ultrasonic authentication method
US6681328B1 (en) * 1999-10-08 2004-01-20 Mastercard International Incorporated System and method for global internet digital identification
US8025212B2 (en) 1999-10-26 2011-09-27 The Western Union Company Cash payment for remote transactions
US7676438B2 (en) * 1999-10-27 2010-03-09 Ncr Corporation Personal digital assistant as smart card
US20070061251A1 (en) * 1999-10-29 2007-03-15 E-Duction, Inc. System and method for payroll system and benefits administration
US7024389B1 (en) * 1999-10-29 2006-04-04 E-Duction, Inc. System and method for using a payroll deduction card as a payment instrument
US8073772B2 (en) * 1999-11-05 2011-12-06 American Express Travel Related Services Company, Inc. Systems and methods for processing transactions using multiple budgets
US20090265250A1 (en) * 1999-11-05 2009-10-22 American Express Travel Related Services Company, Inc. Systems and methods for processing a transaction according to an allowance
US20090164325A1 (en) * 1999-11-05 2009-06-25 American Express Travel Related Services Company, Inc. Systems and Methods for Locating an Automated Clearing House Utilizing a Point of Sale Device
US20090265249A1 (en) * 1999-11-05 2009-10-22 American Express Travel Related Services Company, Inc. Systems and methods for split tender transaction processing
US20090164329A1 (en) * 1999-11-05 2009-06-25 American Express Travel Related Services Company, Inc. Systems for Processing a Payment Authorization Request Utilizing a Network of Point of Sale Devices
US8851369B2 (en) * 1999-11-05 2014-10-07 Lead Core Fund, L.L.C. Systems and methods for transaction processing using a smartcard
US20090271278A1 (en) * 1999-11-05 2009-10-29 American Express Travel Related Services Company, Inc. Systems and methods for routing a transaction request to a payment system via a transaction device
US8794509B2 (en) * 1999-11-05 2014-08-05 Lead Core Fund, L.L.C. Systems and methods for processing a payment authorization request over disparate payment networks
US20090164331A1 (en) * 1999-11-05 2009-06-25 American Express Travel Related Services Company, Inc. Systems for Locating a Payment System Utilizing a Point of Sale Device
US8596527B2 (en) * 1999-11-05 2013-12-03 Lead Core Fund, L.L.C. Methods for locating a payment system utilizing a point of sale device
US8820633B2 (en) * 1999-11-05 2014-09-02 Lead Core Fund, L.L.C. Methods for a third party biller to receive an allocated payment authorization request
US8195565B2 (en) * 1999-11-05 2012-06-05 Lead Core Fund, L.L.C. Systems and methods for point of interaction based policy routing of transactions
US20090164328A1 (en) * 1999-11-05 2009-06-25 American Express Travel Related Services Company, Inc. Systems and Methods for Locating a Payment System and Determining a Taxing Authority Utilizing a Point of Sale Device
US8180706B2 (en) * 1999-11-05 2012-05-15 Lead Core Fund, L.L.C. Systems and methods for maximizing a rewards accumulation strategy during transaction processing
US8646685B2 (en) * 1999-11-05 2014-02-11 Lead Core Fund, L.L.C. Device for allocating a payment authorization request to a payment processor
US8814039B2 (en) * 1999-11-05 2014-08-26 Lead Core Fund, L.L.C. Methods for processing a payment authorization request utilizing a network of point of sale devices
US20090265241A1 (en) * 1999-11-05 2009-10-22 American Express Travel Related Services Company, Inc. Systems and methods for determining a rewards account to fund a transaction
US8190514B2 (en) * 1999-11-05 2012-05-29 Lead Core Fund, L.L.C. Systems and methods for transaction processing based upon an overdraft scenario
US8875990B2 (en) * 1999-11-05 2014-11-04 Lead Core Fund, L.L.C. Systems and methods for allocating a payment authorization request to a payment processor
US6789068B1 (en) * 1999-11-08 2004-09-07 At&T Corp. System and method for microbilling using a trust management system
US6876991B1 (en) 1999-11-08 2005-04-05 Collaborative Decision Platforms, Llc. System, method and computer program product for a collaborative decision platform
IL132823A (en) 1999-11-09 2003-06-24 Yosef Gavriely Smart card with customized policy
US7039617B1 (en) * 1999-11-12 2006-05-02 International Business Machines Corporation Currency and float ID tracking in an electronic purse
US8793160B2 (en) 1999-12-07 2014-07-29 Steve Sorem System and method for processing transactions
AU782655B2 (en) * 1999-12-09 2005-08-18 Carlson Marketing Group, Inc. Combined in-store and on-line interactive reward redemption system and method
AU2261501A (en) * 1999-12-16 2001-06-25 Debit.Net, Inc. Secure networked transaction system
US6845367B2 (en) * 1999-12-23 2005-01-18 International Business Machines Corporation Process and device for internet payments by means of security modules
GB2357618A (en) * 1999-12-23 2001-06-27 Nokia Mobile Phones Ltd Transaction system
NZ519959A (en) * 1999-12-24 2004-08-27 Telstra New Wave Pty Ltd A virtual token carrying rules of use, capabilities and token relational information
EP1117265A1 (de) * 2000-01-15 2001-07-18 Telefonaktiebolaget Lm Ericsson Verfahren und Vorrichtung zum globalen Roaming
GB0001169D0 (en) * 2000-01-19 2000-03-08 Pace Micro Tech Plc Home shopping network system
US7933968B1 (en) * 2000-06-20 2011-04-26 Koninklijke Philips Electronics N.V. Token-based personalization of smart appliances
US8543423B2 (en) 2002-07-16 2013-09-24 American Express Travel Related Services Company, Inc. Method and apparatus for enrolling with multiple transaction environments
US8429041B2 (en) 2003-05-09 2013-04-23 American Express Travel Related Services Company, Inc. Systems and methods for managing account information lifecycles
US7172112B2 (en) 2000-01-21 2007-02-06 American Express Travel Related Services Company, Inc. Public/private dual card system and method
FR2805059A1 (fr) * 2000-02-10 2001-08-17 Bull Cp8 Procede de chargement d'une piece de logiciel dans une carte a puce, notamment du type dit "applet"
FR2805108B1 (fr) * 2000-02-10 2002-04-05 Bull Cp8 Procede d'enregistrement d'un usager sur un serveur d'annuaire d'un reseau de type internet et/ou de localisation d'un usager sur ce reseau, et carte a puce pour la mise en oeuvre du procede
FR2805062B1 (fr) * 2000-02-10 2005-04-08 Bull Cp8 Procede de transmission de flux de donnees a haut debit sur un reseau de type internet entre un serveur et un terminal a carte a puce, notamment d'un flux de donnees multimedia
WO2001061659A1 (en) * 2000-02-16 2001-08-23 Mastercard International Incorporated System and method for conducting electronic commerce with a remote wallet server
US8204828B1 (en) * 2000-03-01 2012-06-19 Cubic Corporation System and method for electronic distribution of benefits
US7233926B2 (en) * 2000-03-07 2007-06-19 Thomson Licensing Electronic wallet system with secure inter-purses operations
WO2001067355A2 (en) 2000-03-07 2001-09-13 American Express Travel Related Services Company, Inc. System for facilitating a transaction
EP1132873A1 (de) * 2000-03-07 2001-09-12 THOMSON multimedia Elektronisches Börsensystem
ATE342633T1 (de) * 2000-03-10 2006-11-15 Visa Int Service Ass Chipkarten verwendendes system zum bezahlen und laden im kabelfernsehen
US7526560B1 (en) * 2000-03-30 2009-04-28 Oracle International Corporation Method and apparatus for sharing a secure connection between a client and multiple server nodes
WO2001075734A1 (en) * 2000-03-31 2001-10-11 Softcoin, Inc. Facilitating transactions between merchant, associate, and user
CA2305249A1 (en) * 2000-04-14 2001-10-14 Branko Sarcanin Virtual safe
GB0009568D0 (en) * 2000-04-19 2000-06-07 Ncr Int Inc Self-service terminal
US6618705B1 (en) * 2000-04-19 2003-09-09 Tiejun (Ronald) Wang Method and system for conducting business in a transnational e-commerce network
FR2808144A1 (fr) * 2000-04-20 2001-10-26 Michel Paul Bourdin Procede et systeme de paiement electronique
FR2808104B1 (fr) * 2000-04-21 2002-06-14 Karim Benjelloun Procede de paiement en ligne
US20040215572A1 (en) 2000-04-26 2004-10-28 Tsuyoshi Uehara Method of managing transaction and settlement, and method of informing information on consumption trends
JP5020427B2 (ja) * 2000-04-28 2012-09-05 ソニー株式会社 情報提供システム
US6981028B1 (en) 2000-04-28 2005-12-27 Obongo, Inc. Method and system of implementing recorded data for automating internet interactions
GB2368422B (en) * 2000-05-10 2003-03-26 Sony Corp Electronic settlement system, settlement management device, store device, client, data storage device, computer program, and storage medium
US8725657B2 (en) * 2000-05-22 2014-05-13 Secure Electrans Limited Utility metering system incorporating a transaction authorisation system
GB2362979A (en) * 2000-06-02 2001-12-05 Nokia Mobile Phones Ltd Enabling provision of goods or services
US7962603B1 (en) 2000-06-06 2011-06-14 Nobuyoshi Morimoto System and method for identifying individual users accessing a web site
WO2002001522A1 (en) * 2000-06-26 2002-01-03 Covadis S.A. Computer keyboard unit for carrying out secure transactions in a communications network
EP1168265A1 (de) * 2000-06-26 2002-01-02 Covadis SA System zur Durchführung gesicherter Transaktionen in einem Netzwerk
US20020002545A1 (en) * 2000-06-29 2002-01-03 Resneck James D. Electronic money transaction device and method
AUPQ877600A0 (en) * 2000-07-13 2000-08-03 Erg R&D Pty Ltd A card system
US8380628B1 (en) 2000-07-17 2013-02-19 Harris Intellectual Property, Lp System and method for verifying commercial transactions
WO2002008995A1 (en) * 2000-07-17 2002-01-31 Harris David N System and method for verifying commercial transactions
US7523067B1 (en) * 2000-08-02 2009-04-21 Softbankbb Corporation Electronic settlement system, settlement apparatus, and terminal
EP1316171A4 (de) * 2000-08-04 2006-05-03 First Data Corp Personen- und kontobezogenes digitales unterschriftssystem
US6789189B2 (en) 2000-08-04 2004-09-07 First Data Corporation Managing account database in ABDS system
GB2365559A (en) * 2000-08-07 2002-02-20 Rue De Int Ltd Financial payment system and method for internet transactions
WO2002013483A1 (es) * 2000-08-10 2002-02-14 Fidelio Networks, S.A. Sistema de transmision bidireccional de datos entre tarjetas electronicas y redes informaticas locales a traves de internet y procedimientos que utilizan dicho sistema
JP2002063521A (ja) * 2000-08-23 2002-02-28 Sony Corp 通信システムおよび情報処理方法
US6970843B1 (en) * 2000-08-24 2005-11-29 Forte Patrick A Financial management system
AUPQ982500A0 (en) 2000-09-01 2000-09-28 Canon Kabushiki Kaisha Network printing system
US20020029254A1 (en) * 2000-09-06 2002-03-07 Davis Terry L. Method and system for managing personal information
US7774231B2 (en) * 2000-09-29 2010-08-10 Nokia Corporation Electronic payment methods for a mobile device
FR2815439A1 (fr) * 2000-10-12 2002-04-19 Schlumberger Systems & Service Procede pour effectuer une transaction commerciale sur reseau
FR2815745B1 (fr) * 2000-10-25 2003-01-10 Cedric Remy Procede de paiement par telematique securise
US7606733B2 (en) * 2000-10-27 2009-10-20 Sandisk Il Ltd. Account portability for computing
US20020162009A1 (en) * 2000-10-27 2002-10-31 Shimon Shmueli Privacy assurance for portable computing
US6986030B2 (en) * 2000-10-27 2006-01-10 M-Systems Flash Disk Pioneers Ltd. Portable memory device includes software program for interacting with host computing device to provide a customized configuration for the program
US7373656B2 (en) * 2000-10-27 2008-05-13 Sandisk Il Ltd. Automatic configuration for portable devices
US20020145632A1 (en) * 2000-10-27 2002-10-10 Shimon Shmueli Portable interface for computing
US20020143637A1 (en) * 2000-10-27 2002-10-03 Shimon Shmueli Shopping cart portability for computing
US6856581B1 (en) * 2000-10-31 2005-02-15 International Business Machines Corporation Batteryless, oscillatorless, binary time cell usable as an horological device with associated programming methods and devices
US7630941B2 (en) * 2000-10-31 2009-12-08 International Business Machines Corporation Performing horological functions in commercial transactions using time cells
US8145567B2 (en) 2000-10-31 2012-03-27 Wells Fargo Bank, N.A. Transaction ID system and process
DE10056135A1 (de) * 2000-11-07 2002-05-08 Deutsche Telekom Ag Verfahren und Anordnung für ein Rechte-Ticket-System zur Erhöhung der Sicherheit bei der Zugangskontrolle zu Rechnerrecourcen
KR20020036481A (ko) * 2000-11-10 2002-05-16 김선섭 전자카드를 이용한 온라인 방식의 결제방법
JP2002157632A (ja) * 2000-11-22 2002-05-31 Fujitsu Ltd ネットショッピング方法、そのシステム及び自動振込機
US20050240518A1 (en) * 2000-11-30 2005-10-27 Ricoh Company Ltd. Method and system for on-line communication based on an off-line transaction
US20020069158A1 (en) * 2000-12-01 2002-06-06 Larkin Cameron J. Method and system for providing a secured multi-purpose electronic account
US20020112153A1 (en) * 2000-12-13 2002-08-15 Wu Jackie Zhanhong System and methods for flexible, controlled access to secure repository server stored information
US20020120864A1 (en) * 2000-12-13 2002-08-29 Wu Jackie Zhanhong Automatable secure submission of confidential user information over a computer network
US20020108057A1 (en) * 2000-12-13 2002-08-08 Jackie Zhanhong Wu Secure user-information repository server accessible through a communications network
CA2432070A1 (en) * 2000-12-18 2002-06-27 United States Postal Service Method of using personal signature as postage
US20020128981A1 (en) * 2000-12-28 2002-09-12 Kawan Joseph C. Method and system for facilitating secure customer financial transactions over an open network
FR2819128B1 (fr) * 2001-01-04 2003-09-12 Sagem Terminal et procede de paiement electronique
EP1221680A1 (de) * 2001-01-09 2002-07-10 Häni- Prolectron AG Verfahren zur Verrechnung einer Leistung durch Erfassung eines Billetts
US20020095344A1 (en) * 2001-01-12 2002-07-18 Mares John F. Accounting and business transaction method and system
KR20010035346A (ko) * 2001-02-06 2001-05-07 이상욱 온라인 사용권 거래시스템 및 방법
US7912193B2 (en) * 2001-02-27 2011-03-22 Verizon Data Services Llc Methods and systems for call management with user intervention
US8472428B2 (en) 2001-02-27 2013-06-25 Verizon Data Services Llc Methods and systems for line management
US8761363B2 (en) 2001-02-27 2014-06-24 Verizon Data Services Llc Methods and systems for automatic forwarding of communications to a preferred device
US8751571B2 (en) 2001-02-27 2014-06-10 Verizon Data Services Llc Methods and systems for CPN triggered collaboration
US8467502B2 (en) * 2001-02-27 2013-06-18 Verizon Data Services Llc Interactive assistant for managing telephone communications
US8503650B2 (en) 2001-02-27 2013-08-06 Verizon Data Services Llc Methods and systems for configuring and providing conference calls
US7903796B1 (en) 2001-02-27 2011-03-08 Verizon Data Services Llc Method and apparatus for unified communication management via instant messaging
US8488766B2 (en) 2001-02-27 2013-07-16 Verizon Data Services Llc Methods and systems for multiuser selective notification
US8472606B2 (en) 2001-02-27 2013-06-25 Verizon Data Services Llc Methods and systems for directory information lookup
US8503639B2 (en) 2001-02-27 2013-08-06 Verizon Data Services Llc Method and apparatus for adaptive message and call notification
US8488761B2 (en) 2001-02-27 2013-07-16 Verizon Data Services Llc Methods and systems for a call log
US7912199B2 (en) 2002-11-25 2011-03-22 Telesector Resources Group, Inc. Methods and systems for remote cell establishment
US8798251B2 (en) 2001-02-27 2014-08-05 Verizon Data Services Llc Methods and systems for computer enhanced conference calling
US8494135B2 (en) 2001-02-27 2013-07-23 Verizon Data Services Llc Methods and systems for contact management
US6976017B1 (en) * 2001-02-27 2005-12-13 Verizon Data Services Inc. Method and apparatus for context based querying
US8750482B2 (en) 2001-02-27 2014-06-10 Verizon Data Services Llc Methods and systems for preemptive rejection of calls
US8873730B2 (en) 2001-02-27 2014-10-28 Verizon Patent And Licensing Inc. Method and apparatus for calendared communications flow control
US8774380B2 (en) 2001-02-27 2014-07-08 Verizon Patent And Licensing Inc. Methods and systems for call management with user intervention
DE10110813A1 (de) * 2001-03-06 2002-09-19 Friendlyway Ag Fuer Anwenderfr Verfahren und Vorrichtung zur Abwicklung von Zahlungen im Internet
WO2002071194A2 (en) * 2001-03-06 2002-09-12 Credit Point, Inc. System and method for processing multi-currency transactions at a point of sale
US9219708B2 (en) 2001-03-22 2015-12-22 DialwareInc. Method and system for remotely authenticating identification devices
US7805338B2 (en) * 2001-03-26 2010-09-28 Usa Technologies, Inc. Method of constructing a digital content play list for transmission and presentation on a public access electronic terminal
US20030078844A1 (en) * 2001-03-30 2003-04-24 Sunao Takatori Charging system
US7096205B2 (en) 2001-03-31 2006-08-22 First Data Corporation Systems and methods for enrolling consumers in goods and services
US8150763B2 (en) 2001-03-31 2012-04-03 The Western Union Company Systems and methods for staging transactions, payments and collections
US7184989B2 (en) 2001-03-31 2007-02-27 First Data Corporation Staged transactions systems and methods
US9853759B1 (en) 2001-03-31 2017-12-26 First Data Corporation Staged transaction system for mobile commerce
US7117183B2 (en) * 2001-03-31 2006-10-03 First Data Coroporation Airline ticket payment and reservation system and methods
US7165052B2 (en) * 2001-03-31 2007-01-16 First Data Corporation Payment service method and system
GB2374192B (en) * 2001-04-06 2005-05-18 Freedom Card Ltd Payment system
US7480634B1 (en) * 2001-04-17 2009-01-20 Cornelius Marketing Method and system for saving and investing through use of a money management card and pooled investment accounts
US20020156725A1 (en) * 2001-04-23 2002-10-24 Harara Marwan Ahmed Method and means for conducting cashless financial transactions
WO2002086688A1 (en) * 2001-04-25 2002-10-31 Ndchealth Corporation Systems and methods for processing claims in real-time
KR100641824B1 (ko) * 2001-04-25 2006-11-06 주식회사 하렉스인포텍 대칭키 보안 알고리즘을 이용한 금융정보 입력방법 및 그이동통신용 상거래 시스템
AUPR486301A0 (en) * 2001-05-09 2001-05-31 Flurosolutions Pty Ltd A payment system
EP1399869A4 (de) * 2001-05-14 2010-02-10 Cubic Corp Systembefähigung automatischer beförderungsgeldsammeleinrichtungen unter verwendung eines netzwerks
US7346917B2 (en) * 2001-05-21 2008-03-18 Cyberview Technology, Inc. Trusted transactional set-top box
US7650314B1 (en) 2001-05-25 2010-01-19 American Express Travel Related Services Company, Inc. System and method for securing a recurrent billing transaction
US10592901B2 (en) 2001-06-04 2020-03-17 Orbis Patents, Ltd. Business-to-business commerce using financial transaction numbers
WO2003001866A1 (en) * 2001-06-27 2003-01-09 Snapcount Limited Transcation processing
US7249112B2 (en) * 2002-07-09 2007-07-24 American Express Travel Related Services Company, Inc. System and method for assigning a funding source for a radio frequency identification device
US7705732B2 (en) 2001-07-10 2010-04-27 Fred Bishop Authenticating an RF transaction using a transaction counter
US7762457B2 (en) 2001-07-10 2010-07-27 American Express Travel Related Services Company, Inc. System and method for dynamic fob synchronization and personalization
US7360689B2 (en) * 2001-07-10 2008-04-22 American Express Travel Related Services Company, Inc. Method and system for proffering multiple biometrics for use with a FOB
US8960535B2 (en) 2001-07-10 2015-02-24 Iii Holdings 1, Llc Method and system for resource management and evaluation
US7805378B2 (en) 2001-07-10 2010-09-28 American Express Travel Related Servicex Company, Inc. System and method for encoding information in magnetic stripe format for use in radio frequency identification transactions
US8294552B2 (en) * 2001-07-10 2012-10-23 Xatra Fund Mx, Llc Facial scan biometrics on a payment device
US9024719B1 (en) 2001-07-10 2015-05-05 Xatra Fund Mx, Llc RF transaction system and method for storing user personal data
US7746215B1 (en) 2001-07-10 2010-06-29 Fred Bishop RF transactions using a wireless reader grid
US8548927B2 (en) 2001-07-10 2013-10-01 Xatra Fund Mx, Llc Biometric registration for facilitating an RF transaction
US8001054B1 (en) 2001-07-10 2011-08-16 American Express Travel Related Services Company, Inc. System and method for generating an unpredictable number using a seeded algorithm
US7925535B2 (en) 2001-07-10 2011-04-12 American Express Travel Related Services Company, Inc. System and method for securing RF transactions using a radio frequency identification device including a random number generator
US8284025B2 (en) * 2001-07-10 2012-10-09 Xatra Fund Mx, Llc Method and system for auditory recognition biometrics on a FOB
US7827106B2 (en) 2001-07-10 2010-11-02 American Express Travel Related Services Company, Inc. System and method for manufacturing a punch-out RFID transaction device
US20040236699A1 (en) 2001-07-10 2004-11-25 American Express Travel Related Services Company, Inc. Method and system for hand geometry recognition biometrics on a fob
US9031880B2 (en) 2001-07-10 2015-05-12 Iii Holdings 1, Llc Systems and methods for non-traditional payment using biometric data
US8538863B1 (en) 2001-07-10 2013-09-17 American Express Travel Related Services Company, Inc. System and method for facilitating a transaction using a revolving use account associated with a primary account
US7119659B2 (en) 2001-07-10 2006-10-10 American Express Travel Related Services Company, Inc. Systems and methods for providing a RF transaction device for use in a private label transaction
US7303120B2 (en) 2001-07-10 2007-12-04 American Express Travel Related Services Company, Inc. System for biometric security using a FOB
US7503480B2 (en) 2001-07-10 2009-03-17 American Express Travel Related Services Company, Inc. Method and system for tracking user performance
US7996324B2 (en) 2001-07-10 2011-08-09 American Express Travel Related Services Company, Inc. Systems and methods for managing multiple accounts on a RF transaction device using secondary identification indicia
US7493288B2 (en) 2001-07-10 2009-02-17 Xatra Fund Mx, Llc RF payment via a mobile device
US9454752B2 (en) 2001-07-10 2016-09-27 Chartoleaux Kg Limited Liability Company Reload protocol at a transaction processing entity
US8635131B1 (en) 2001-07-10 2014-01-21 American Express Travel Related Services Company, Inc. System and method for managing a transaction protocol
US7668750B2 (en) 2001-07-10 2010-02-23 David S Bonalle Securing RF transactions using a transactions counter
US7266840B2 (en) * 2001-07-12 2007-09-04 Vignette Corporation Method and system for secure, authorized e-mail based transactions
AUPR647701A0 (en) * 2001-07-19 2001-08-09 Synkronos Pty Ltd Virtual credit card terminal and method of transaction
US20030018532A1 (en) * 2001-07-23 2003-01-23 General Motors Corporation Method and device for conducting mobile commerce
WO2003010701A1 (en) 2001-07-24 2003-02-06 First Usa Bank, N.A. Multiple account card and transaction routing
US8020754B2 (en) 2001-08-13 2011-09-20 Jpmorgan Chase Bank, N.A. System and method for funding a collective account by use of an electronic tag
DE10138814A1 (de) * 2001-08-14 2003-03-06 Orga Kartensysteme Gmbh Computersystem und Verfahren zur bargeldlosen Bezahlung
US6750897B1 (en) 2001-08-16 2004-06-15 Verizon Data Services Inc. Systems and methods for implementing internet video conferencing using standard phone calls
US20030036892A1 (en) * 2001-08-17 2003-02-20 Burge John R. System for analyzing occupant motion during a vehicle crash
KR20030022946A (ko) * 2001-09-11 2003-03-19 주식회사 하라소프트 역구매카드에 의한 대금정산방식 전자상거래
DE10148673A1 (de) * 2001-10-02 2003-04-30 Thomas Teufel Verfahren und System zum elektronischen Bezahlen
US7184980B2 (en) * 2001-11-15 2007-02-27 First Data Corporation Online incremental payment method
AU2002346527A1 (en) * 2001-11-26 2003-06-10 Epacific Incorporated Systems and methods for fund transfers
US6988129B2 (en) * 2001-11-26 2006-01-17 Pitney Bowes Inc. Method for providing address change notification in an electronic message forwarding system
US7865446B2 (en) * 2001-12-11 2011-01-04 International Businesss Machines Corporation Method for secure electronic commercial transaction on-line processing
EP1329859A1 (de) * 2002-01-17 2003-07-23 Siemens Aktiengesellschaft Verfahren zum Ermöglichen von Geldzahlungen in Kommunikationsnetzen
US7797233B2 (en) * 2002-01-30 2010-09-14 Store Financial Services, Llc Methods and systems for processing, accounting, and administration of stored value cards
US7509289B2 (en) * 2002-02-11 2009-03-24 Total System Services, Inc. System and method for single event authorization control of transactions
US7966497B2 (en) * 2002-02-15 2011-06-21 Qualcomm Incorporated System and method for acoustic two factor authentication
US20050182720A1 (en) * 2003-02-24 2005-08-18 Wow! Technologies, Inc. Online payment system and method
US9392120B2 (en) 2002-02-27 2016-07-12 Verizon Patent And Licensing Inc. Methods and systems for call management with user intervention
US8909557B2 (en) * 2002-02-28 2014-12-09 Mastercard International Incorporated Authentication arrangement and method for use with financial transaction
GB0204620D0 (en) * 2002-02-28 2002-04-10 Europay Internat N V Chip authentication programme
US7389275B2 (en) * 2002-03-05 2008-06-17 Visa U.S.A. Inc. System for personal authorization control for card transactions
US7899753B1 (en) 2002-03-25 2011-03-01 Jpmorgan Chase Bank, N.A Systems and methods for time variable financial authentication
CA2480514A1 (en) * 2002-03-27 2003-10-09 First Data Corporation Worldwide cash vendor payment
US8407143B2 (en) * 2002-03-27 2013-03-26 The Western Union Company International negotiable instrument payment
US20040210498A1 (en) 2002-03-29 2004-10-21 Bank One, National Association Method and system for performing purchase and other transactions using tokens with multiple chips
AU2003230751A1 (en) 2002-03-29 2003-10-13 Bank One, Delaware, N.A. System and process for performing purchase transaction using tokens
US7707120B2 (en) * 2002-04-17 2010-04-27 Visa International Service Association Mobile account authentication service
US7200577B2 (en) 2002-05-01 2007-04-03 America Online Incorporated Method and apparatus for secure online transactions
US7401224B2 (en) * 2002-05-15 2008-07-15 Qualcomm Incorporated System and method for managing sonic token verifiers
US6805289B2 (en) 2002-05-23 2004-10-19 Eduardo Noriega Prepaid card payment system and method for electronic commerce
AU2002310170A1 (en) * 2002-05-30 2003-12-19 Cyberscan Technology, Inc. Trusted transactional set-top box
EP1535218A4 (de) * 2002-06-18 2010-04-21 Mastercard International Inc System und verfahren zur integrierten vorlage und bezahlung einer elektronischen rechnung
FR2842631A1 (fr) * 2002-07-19 2004-01-23 Grp Des Cartes Bancaires Procede d'enregistrement dans une carte a puce et carte a puce pour mettre en oeuvre ce procede
US20040230489A1 (en) * 2002-07-26 2004-11-18 Scott Goldthwaite System and method for mobile payment and fulfillment of digital goods
US20040127256A1 (en) * 2002-07-30 2004-07-01 Scott Goldthwaite Mobile device equipped with a contactless smart card reader/writer
US20040019564A1 (en) * 2002-07-26 2004-01-29 Scott Goldthwaite System and method for payment transaction authentication
WO2004012062A2 (en) * 2002-07-30 2004-02-05 Acs State & Local Solutions, Inc. Systems and methods for processing benefits
US8930270B2 (en) 2002-07-30 2015-01-06 Aol Inc. Smart payment instrument selection
US6805287B2 (en) 2002-09-12 2004-10-19 American Express Travel Related Services Company, Inc. System and method for converting a stored value card to a credit card
US7809595B2 (en) 2002-09-17 2010-10-05 Jpmorgan Chase Bank, Na System and method for managing risks associated with outside service providers
US7587434B2 (en) * 2002-10-01 2009-09-08 Acs State & Local Solutions, Inc. Method and system for managing a distributed transaction process
US8340979B2 (en) * 2002-10-01 2012-12-25 Acs State & Local Solutions, Inc. Systems and methods for electronically processing government sponsored benefits
US20040122736A1 (en) 2002-10-11 2004-06-24 Bank One, Delaware, N.A. System and method for granting promotional rewards to credit account holders
US20040078331A1 (en) * 2002-10-17 2004-04-22 Fakih Adonis El Payment system using electronic stamps
US20040083170A1 (en) * 2002-10-23 2004-04-29 Bam Ajay R. System and method of integrating loyalty/reward programs with payment identification systems
US20040128197A1 (en) * 2002-10-23 2004-07-01 Vayusa, Inc. System and method of generating, distributing, and/or redeeming promotional offers using electronic devices
US9811836B2 (en) 2002-10-23 2017-11-07 Modiv Media, Inc System and method of a media delivery services platform for targeting consumers in real time
US11257094B2 (en) 2002-10-23 2022-02-22 Catalina Marketing Corporation System and method of a media delivery services platform for targeting consumers in real time
US10430798B2 (en) 2002-10-23 2019-10-01 Matthew Volpi System and method of a media delivery services platform for targeting consumers in real time
US10657561B1 (en) 2008-08-20 2020-05-19 Modiv Media, Inc. Zone tracking system and method
US8783561B2 (en) 2006-07-14 2014-07-22 Modiv Media, Inc. System and method for administering a loyalty program and processing payments
NZ540886A (en) * 2002-11-27 2008-02-29 Henryk Kulakowski Method of accounting electronic transactions and method of effecting electronic transactions via phone
US20040128256A1 (en) * 2002-12-04 2004-07-01 Krouse Wayne F. Remote location credit card transaction system with card present security system
US7309003B2 (en) * 2002-12-13 2007-12-18 First Data Corporation Credit card account payment systems and methods
JP2004259273A (ja) * 2003-02-24 2004-09-16 Stmicroelectronics Sa 集積回路の動作モードを選択する方法および装置
JP4989218B2 (ja) * 2003-03-17 2012-08-01 イーポスタル サービシーズ インコーポレイテッド メッセージ及び書類管理システム及び方法
US7627640B2 (en) * 2003-03-17 2009-12-01 Epostal Services, Inc. Messaging and document management system and method
US20040193553A1 (en) * 2003-03-25 2004-09-30 Lloyd Joseph Alexander Process for securing digital transactions
US20040188515A1 (en) * 2003-03-26 2004-09-30 Ivan Jimenez Pre-paid internet credit card
WO2004091170A2 (en) 2003-03-31 2004-10-21 Visa U.S.A. Inc. Method and system for secure authentication
US20040220876A1 (en) * 2003-05-02 2004-11-04 Liu David J. Systems and methods for services over a financial transaction platform
US8306907B2 (en) 2003-05-30 2012-11-06 Jpmorgan Chase Bank N.A. System and method for offering risk-based interest rates in a credit instrument
KR20060034228A (ko) * 2003-06-04 2006-04-21 마스터카드 인터내셔날, 인코포레이티드 전자 상거래 트랜잭션에서의 고객 인증 시스템 및 방법
US8095500B2 (en) 2003-06-13 2012-01-10 Brilliant Digital Entertainment, Inc. Methods and systems for searching content in distributed computing networks
US11063766B2 (en) * 2003-06-13 2021-07-13 Ward Participations B.V. Method and system for performing a transaction and for performing a verification of legitimate access to, or use of digital data
US7729992B2 (en) 2003-06-13 2010-06-01 Brilliant Digital Entertainment, Inc. Monitoring of computer-related resources and associated methods and systems for disbursing compensation
US7433878B2 (en) * 2003-06-23 2008-10-07 American Express Travel Related Services Company, Inc. Method and system for interfacing with accounting systems
US20040267672A1 (en) * 2003-06-26 2004-12-30 Gray William J. System and method for conducting secure electronic transactions
US7908215B2 (en) 2003-06-30 2011-03-15 American Express Travel Related Services Company, Inc. System and method for selection of payment systems from a payment system directory to process a transaction
US8666855B2 (en) * 2003-06-30 2014-03-04 Plati Networking, Llc System and method for a payment system directory
US20050004869A1 (en) * 2003-07-01 2005-01-06 Leurig Richard Kane System and method for managing virtual inventory of payment instruments
US20050015332A1 (en) * 2003-07-18 2005-01-20 Grace Chen Cashless payment system
US20050044040A1 (en) * 2003-08-20 2005-02-24 Frank Howard System and method of mediating business transactions
US8484671B1 (en) 2003-10-07 2013-07-09 The Directv Group, Inc. Receiver interface with multiple access cards
US20050091155A1 (en) * 2003-10-22 2005-04-28 Cratexious Limited Payment distribution method for online product/service providers
US7831519B2 (en) * 2003-12-17 2010-11-09 First Data Corporation Methods and systems for electromagnetic initiation of secure transactions
US20070150414A1 (en) * 2004-01-07 2007-06-28 Precash, Inc. System and method for facilitating payment transactions
US8234214B2 (en) 2004-01-07 2012-07-31 Precash, Inc. System and method for facilitating large scale payment transactions
US20050197945A1 (en) * 2004-02-12 2005-09-08 Bsi2000, Inc. Optical banking card
US20110010238A1 (en) * 2004-03-01 2011-01-13 Richard Postrel Method and system for issuing, aggregating and redeeming merchant rewards
US20050205666A1 (en) * 2004-03-16 2005-09-22 Ward Kevin B Loyalty automatic merchandiser system
US20050222952A1 (en) * 2004-03-31 2005-10-06 Dave Garrett System and method for real-time account validation for an on-line payment system
US20050282781A1 (en) * 2004-06-18 2005-12-22 Shibnath Ghosal Compositions of stable bioactive metabolites of docosahexaenoic (DHA) and eicosapentaenoic (EPA) acids
US7318550B2 (en) 2004-07-01 2008-01-15 American Express Travel Related Services Company, Inc. Biometric safeguard method for use with a smartcard
US7264154B2 (en) * 2004-07-12 2007-09-04 Harris David N System and method for securing a credit account
US7805367B2 (en) * 2004-08-17 2010-09-28 Paymentech, L.P. System and method for pricing of merchant accounts
US20060064391A1 (en) * 2004-09-20 2006-03-23 Andrew Petrov System and method for a secure transaction module
US20110071949A1 (en) * 2004-09-20 2011-03-24 Andrew Petrov Secure pin entry device for mobile phones
US7917395B2 (en) 2004-09-28 2011-03-29 The Western Union Company Wireless network access prepayment systems and methods
US8152054B2 (en) 2004-10-19 2012-04-10 The Western Union Company Money transfer systems and methods
WO2006055002A1 (en) * 2004-11-17 2006-05-26 Byz Tek Inc. System and method for conducting secure commercial order transactions
US20060168012A1 (en) * 2004-11-24 2006-07-27 Anthony Rose Method and system for electronic messaging via distributed computing networks
US7774275B2 (en) * 2005-02-28 2010-08-10 Searete Llc Payment options for virtual credit
US20090198604A1 (en) * 2004-12-17 2009-08-06 Searete Llc, A Limited Liability Corporation Of The State Of Delaware Tracking a participant loss in a virtual world
US7593527B2 (en) * 2005-01-07 2009-09-22 First Data Corporation Providing digital signature and public key based on shared knowledge
US7693277B2 (en) * 2005-01-07 2010-04-06 First Data Corporation Generating digital signatures using ephemeral cryptographic key
US7869593B2 (en) * 2005-01-07 2011-01-11 First Data Corporation Software for providing based on shared knowledge public keys having same private key
US20060153367A1 (en) * 2005-01-07 2006-07-13 Beeson Curtis L Digital signature system based on shared knowledge
US7936869B2 (en) * 2005-01-07 2011-05-03 First Data Corporation Verifying digital signature based on shared knowledge
US20060153364A1 (en) * 2005-01-07 2006-07-13 Beeson Curtis L Asymmetric key cryptosystem based on shared knowledge
US20060153370A1 (en) * 2005-01-07 2006-07-13 Beeson Curtis L Generating public-private key pair based on user input data
US20060153369A1 (en) * 2005-01-07 2006-07-13 Beeson Curtis L Providing cryptographic key based on user input data
US7490239B2 (en) * 2005-01-07 2009-02-10 First Data Corporation Facilitating digital signature based on ephemeral private key
US20060156013A1 (en) * 2005-01-07 2006-07-13 Beeson Curtis L Digital signature software using ephemeral private key and system
US8700729B2 (en) 2005-01-21 2014-04-15 Robin Dua Method and apparatus for managing credentials through a wireless network
US8082181B2 (en) * 2005-01-21 2011-12-20 Illinois Tool Works, Inc. Tool having an integral system for remotely ordering inventory
US7958047B2 (en) 2005-02-04 2011-06-07 The Invention Science Fund I Virtual credit in simulated environments
US8473382B2 (en) * 2006-02-28 2013-06-25 The Invention Science Fund I, Llc Virtual collateral for real-world obligations
US8566111B2 (en) 2005-02-04 2013-10-22 The Invention Science Fund I, Llc Disposition of component virtual property rights
US8512143B2 (en) 2005-07-18 2013-08-20 The Invention Science Fund I, Llc Third party control over virtual world characters
US20090043682A1 (en) * 2005-02-04 2009-02-12 Searete Llc, A Limited Liability Corporation Of The State Of Delaware Real-world profile data for making virtual world contacts
US8556723B2 (en) 2005-02-04 2013-10-15 The Invention Science Fund I. LLC Third party control over virtual world characters
US8271365B2 (en) * 2005-02-04 2012-09-18 The Invention Science Fund I, Llc Real-world profile data for making virtual world contacts
US8457991B2 (en) 2005-02-04 2013-06-04 The Invention Science Fund I, Llc Virtual credit in simulated environments
US20060247969A1 (en) * 2005-04-29 2006-11-02 Yates Herbert D Jr Marketing system and method
US20060259425A1 (en) * 2005-05-11 2006-11-16 First Data Corporation Security systems for a payment instrument
US8672220B2 (en) 2005-09-30 2014-03-18 The Western Union Company Money transfer system and method
US7392940B2 (en) 2005-05-18 2008-07-01 The Western Union Company In-lane money transfer systems and methods
US8641532B2 (en) 2005-09-08 2014-02-04 Bally Gaming, Inc. Gaming device having two card readers
EP2711889A3 (de) 2005-09-28 2014-04-30 Visa International Service Association Vorrichtung, System und Verfahren zum Verringern einer Interaktionszeit für eine kontaktlose Transaktion
US8874477B2 (en) 2005-10-04 2014-10-28 Steven Mark Hoffberg Multifactorial optimization system and method
EP2667344A3 (de) 2005-10-06 2014-08-27 C-Sam, Inc. Transaktionale Dienste
US20070107017A1 (en) * 2005-11-04 2007-05-10 Angel Albert J Transaction Process Controller with User History, Selectable Profile Controls, Confirmation and User Control Options for Shopping with Video On Demand Cable Systems
US7575152B2 (en) * 2005-11-15 2009-08-18 E2Interactive, Inc. Temporary value card method and system
US7828204B2 (en) * 2006-02-01 2010-11-09 Mastercard International Incorporated Techniques for authorization of usage of a payment device
US7818264B2 (en) 2006-06-19 2010-10-19 Visa U.S.A. Inc. Track data encryption
US7967682B2 (en) 2006-04-12 2011-06-28 Bally Gaming, Inc. Wireless gaming environment
US7908487B2 (en) * 2006-05-10 2011-03-15 Ndchealth Corporation Systems and methods for public-key encryption for transmission of medical information
US20070294164A1 (en) * 2006-05-26 2007-12-20 Total System Services, Inc. Credit account management
US20080027823A1 (en) * 2006-07-27 2008-01-31 Matthew Petruccelli System and method for purchasing items on the internet using a computer terminal with a pliant currency acceptor
US8504451B2 (en) 2006-11-16 2013-08-06 Visa U.S.A. Inc. Method and system using candidate dynamic data elements
US10346837B2 (en) * 2006-11-16 2019-07-09 Visa U.S.A. Inc. Adaptive authentication options
US8271343B2 (en) * 2007-01-16 2012-09-18 Schorr Ronni E Systems and methods for electronic gifting
US7933835B2 (en) 2007-01-17 2011-04-26 The Western Union Company Secure money transfer systems and methods using biometric keys associated therewith
US8818904B2 (en) 2007-01-17 2014-08-26 The Western Union Company Generation systems and methods for transaction identifiers having biometric keys associated therewith
WO2008096273A2 (en) * 2007-02-09 2008-08-14 Business Intelligent Processing Systems, Plc System and method for performing payment transactions, verifying age, verifying identity, and managing taxes
US7866551B2 (en) * 2007-02-15 2011-01-11 Visa U.S.A. Inc. Dynamic payment device characteristics
US8504473B2 (en) 2007-03-28 2013-08-06 The Western Union Company Money transfer system and messaging system
WO2008131021A1 (en) * 2007-04-17 2008-10-30 Visa U.S.A. Inc. Method and system for authenticating a party to a transaction
JP2008269292A (ja) * 2007-04-20 2008-11-06 Sony Corp 情報処理方法および端末装置
US20080275771A1 (en) * 2007-05-01 2008-11-06 Visa U.S.A. Inc. Merchant transaction based advertising
US8165938B2 (en) 2007-06-04 2012-04-24 Visa U.S.A. Inc. Prepaid card fraud and risk management
US7627522B2 (en) * 2007-06-04 2009-12-01 Visa U.S.A. Inc. System, apparatus and methods for comparing fraud parameters for application during prepaid card enrollment and transactions
US8146806B2 (en) * 2007-06-04 2012-04-03 Visa U.S.A. Inc. Prepaid negative balance fee processing and fee diversion
US20080300895A1 (en) * 2007-06-04 2008-12-04 Monk Justin T Method and system for handling returned payment card account statements
US7860790B2 (en) * 2007-06-04 2010-12-28 Visa U.S.A. Inc. Systems and methods for automatic migration of a consumer between financial accounts
US8290832B2 (en) * 2007-06-04 2012-10-16 Visa U.S.A. Inc. Method and system for handling returned prepaid payment cards
US7809637B2 (en) * 2007-06-04 2010-10-05 Visa U.S.A. Inc. Portability of financial tokens
US7991695B2 (en) * 2007-06-14 2011-08-02 Harold Chanin Interactive financial card system uniquely suited for conducting financial transactions on the internet
US20090112767A1 (en) 2007-10-25 2009-04-30 Ayman Hammad Escrow system and method
US8920236B2 (en) 2007-11-02 2014-12-30 Bally Gaming, Inc. Game related systems, methods, and articles that combine virtual and physical elements
KR20090060771A (ko) * 2007-12-10 2009-06-15 한국전자통신연구원 공용시스템에서 스마트카드를 이용한 개인시스템의 환경구성 시스템 및 방법
US20090157748A1 (en) * 2007-12-14 2009-06-18 Mckesson Financial Holding Limited Systems and methods for seekable layer file encoding and decoding
US8693737B1 (en) * 2008-02-05 2014-04-08 Bank Of America Corporation Authentication systems, operations, processing, and interactions
US20100027786A1 (en) * 2008-02-14 2010-02-04 Patrick Faith Dynamic encryption authentication
US8078528B1 (en) 2008-02-21 2011-12-13 Jpmorgan Chase Bank, N.A. System and method for providing borrowing schemes
US9406194B2 (en) 2008-04-30 2016-08-02 Bally Gaming, Inc. Method and system for dynamically awarding bonus points
US8251808B2 (en) 2008-04-30 2012-08-28 Bally Gaming, Inc. Game transaction module interface to single port printer
US20090287600A1 (en) * 2008-05-15 2009-11-19 International Business Machines Corporation Automatically updating records of corporate expense systems using category specific payment mechanisms based on point of sale acquired data
US8366542B2 (en) 2008-05-24 2013-02-05 Bally Gaming, Inc. Networked gaming system with enterprise accounting methods and apparatus
US9443377B2 (en) * 2008-05-30 2016-09-13 Bally Gaming, Inc. Web pages for gaming devices
GB2460663A (en) * 2008-06-04 2009-12-09 Htec Ltd Internet payment device
US10008067B2 (en) 2008-06-16 2018-06-26 Visa U.S.A. Inc. System and method for authorizing financial transactions with online merchants
US8707319B2 (en) * 2008-06-26 2014-04-22 Visa International Service Association Resource location verification by comparing and updating resource location with a location of a consumer device after a threshold of location mismatches is exceeded
US20090327135A1 (en) * 2008-06-26 2009-12-31 Loc Duc Nguyen Credit card paired with location identifiable device for point of service fraud detection
US20100017333A1 (en) * 2008-07-15 2010-01-21 Payments & Processing Consultants, Inc. Methods and systems for conducting electronic commerce
US20100030644A1 (en) * 2008-08-04 2010-02-04 Rajasekaran Dhamodharan Targeted advertising by payment processor history of cashless acquired merchant transactions on issued consumer account
DE102008060863A1 (de) * 2008-12-09 2010-06-10 Wincor Nixdorf International Gmbh System und Verfahren für eine gesicherte Kommunikation von Komponenten innerhalb von SB-Automaten
US20100179909A1 (en) * 2009-01-14 2010-07-15 Jubin Dana User defined udk
US8615428B2 (en) 2009-01-14 2013-12-24 Signature Systems, LLC. Point of sale device for online reward point exchange method and system
US8407087B2 (en) * 2009-01-14 2013-03-26 Signature Systems, LLC. Online reward point exchange method and system
US20100211445A1 (en) * 2009-01-15 2010-08-19 Shaun Bodington Incentives associated with linked financial accounts
US20100306029A1 (en) * 2009-06-01 2010-12-02 Ryan Jolley Cardholder Clusters
KR101122470B1 (ko) * 2009-06-08 2012-02-29 에스케이플래닛 주식회사 다수 타입의 전자화폐 식별 시스템 및 방법, 그리고 이에 적용되는 장치
US9443253B2 (en) 2009-07-27 2016-09-13 Visa International Service Association Systems and methods to provide and adjust offers
US9841282B2 (en) 2009-07-27 2017-12-12 Visa U.S.A. Inc. Successive offer communications with an offer recipient
US10546332B2 (en) 2010-09-21 2020-01-28 Visa International Service Association Systems and methods to program operations for interaction with users
US20110029367A1 (en) * 2009-07-29 2011-02-03 Visa U.S.A. Inc. Systems and Methods to Generate Transactions According to Account Features
US20110035278A1 (en) 2009-08-04 2011-02-10 Visa U.S.A. Inc. Systems and Methods for Closing the Loop between Online Activities and Offline Purchases
US20110035280A1 (en) 2009-08-04 2011-02-10 Visa U.S.A. Inc. Systems and Methods for Targeted Advertisement Delivery
US20110047072A1 (en) * 2009-08-07 2011-02-24 Visa U.S.A. Inc. Systems and Methods for Propensity Analysis and Validation
US20110055077A1 (en) * 2009-09-02 2011-03-03 Susan French Portable consumer device with funds transfer processing
US20110087530A1 (en) * 2009-10-09 2011-04-14 Visa U.S.A. Inc. Systems and Methods to Provide Loyalty Programs
US20110087546A1 (en) * 2009-10-09 2011-04-14 Visa U.S.A. Inc. Systems and Methods for Anticipatory Advertisement Delivery
US9031860B2 (en) * 2009-10-09 2015-05-12 Visa U.S.A. Inc. Systems and methods to aggregate demand
US20110087547A1 (en) * 2009-10-09 2011-04-14 Visa U.S.A. Systems and Methods for Advertising Services Based on a Local Profile
US20110087519A1 (en) * 2009-10-09 2011-04-14 Visa U.S.A. Inc. Systems and Methods for Panel Enhancement with Transaction Data
US9342835B2 (en) * 2009-10-09 2016-05-17 Visa U.S.A Systems and methods to deliver targeted advertisements to audience
US8595058B2 (en) * 2009-10-15 2013-11-26 Visa U.S.A. Systems and methods to match identifiers
US20110093335A1 (en) * 2009-10-19 2011-04-21 Visa U.S.A. Inc. Systems and Methods for Advertising Services Based on an SKU-Level Profile
US20110093324A1 (en) * 2009-10-19 2011-04-21 Visa U.S.A. Inc. Systems and Methods to Provide Intelligent Analytics to Cardholders and Merchants
US8676639B2 (en) 2009-10-29 2014-03-18 Visa International Service Association System and method for promotion processing and authorization
US8626705B2 (en) * 2009-11-05 2014-01-07 Visa International Service Association Transaction aggregator for closed processing
US20110125565A1 (en) 2009-11-24 2011-05-26 Visa U.S.A. Inc. Systems and Methods for Multi-Channel Offer Redemption
US8738418B2 (en) 2010-03-19 2014-05-27 Visa U.S.A. Inc. Systems and methods to enhance search data with transaction based data
US20110231305A1 (en) * 2010-03-19 2011-09-22 Visa U.S.A. Inc. Systems and Methods to Identify Spending Patterns
US20110231225A1 (en) * 2010-03-19 2011-09-22 Visa U.S.A. Inc. Systems and Methods to Identify Customers Based on Spending Patterns
US20110231224A1 (en) * 2010-03-19 2011-09-22 Visa U.S.A. Inc. Systems and Methods to Perform Checkout Funnel Analyses
US8639567B2 (en) * 2010-03-19 2014-01-28 Visa U.S.A. Inc. Systems and methods to identify differences in spending patterns
US20110231258A1 (en) * 2010-03-19 2011-09-22 Visa U.S.A. Inc. Systems and Methods to Distribute Advertisement Opportunities to Merchants
US9697520B2 (en) 2010-03-22 2017-07-04 Visa U.S.A. Inc. Merchant configured advertised incentives funded through statement credits
US9471926B2 (en) 2010-04-23 2016-10-18 Visa U.S.A. Inc. Systems and methods to provide offers to travelers
US8359274B2 (en) 2010-06-04 2013-01-22 Visa International Service Association Systems and methods to provide messages in real-time with transaction processing
US8781896B2 (en) 2010-06-29 2014-07-15 Visa International Service Association Systems and methods to optimize media presentations
US8775618B2 (en) 2010-08-02 2014-07-08 Ebay Inc. Application platform with flexible permissioning
US9760905B2 (en) 2010-08-02 2017-09-12 Visa International Service Association Systems and methods to optimize media presentations using a camera
US9972021B2 (en) 2010-08-06 2018-05-15 Visa International Service Association Systems and methods to rank and select triggers for real-time offers
US9679299B2 (en) 2010-09-03 2017-06-13 Visa International Service Association Systems and methods to provide real-time offers via a cooperative database
US9477967B2 (en) 2010-09-21 2016-10-25 Visa International Service Association Systems and methods to process an offer campaign based on ineligibility
US10055745B2 (en) 2010-09-21 2018-08-21 Visa International Service Association Systems and methods to modify interaction rules during run time
US20120095852A1 (en) * 2010-10-15 2012-04-19 John Bauer Method and system for electronic wallet access
US9558502B2 (en) 2010-11-04 2017-01-31 Visa International Service Association Systems and methods to reward user interactions
US10007915B2 (en) 2011-01-24 2018-06-26 Visa International Service Association Systems and methods to facilitate loyalty reward transactions
KR101657615B1 (ko) * 2011-01-28 2016-09-21 로얄티 패이스 홀딩스 코포레이션 전자 거래 위험 관리
KR101195182B1 (ko) * 2011-02-18 2012-10-29 주식회사 하렉스인포텍 중계 장치와 이동통신 단말을 포함하는 카드 결제 시스템 및 이 시스템에 포함되는 장치 및 그 장치에서 수행되는 카드 결제를 위한 방법
US10438299B2 (en) 2011-03-15 2019-10-08 Visa International Service Association Systems and methods to combine transaction terminal location data and social networking check-in
US9058716B2 (en) 2011-06-06 2015-06-16 Bally Gaming, Inc. Remote game play in a wireless gaming environment
US11049110B2 (en) * 2011-06-17 2021-06-29 Zelis Payments, Llc Healthcare transaction facilitation platform apparatuses, methods and systems
US10223707B2 (en) 2011-08-19 2019-03-05 Visa International Service Association Systems and methods to communicate offer options via messaging in real time with processing of payment transaction
US9466075B2 (en) 2011-09-20 2016-10-11 Visa International Service Association Systems and methods to process referrals in offer campaigns
US10380617B2 (en) 2011-09-29 2019-08-13 Visa International Service Association Systems and methods to provide a user interface to control an offer campaign
US10290018B2 (en) 2011-11-09 2019-05-14 Visa International Service Association Systems and methods to communicate with users via social networking sites
US9171304B2 (en) 2011-11-22 2015-10-27 Aurus Inc. Systems and methods for removing point of sale processing from PCI scope
DE102011056191A1 (de) 2011-12-08 2013-06-13 Wincor Nixdorf International Gmbh Vorrichtung zum Schutz von Sicherheitstoken gegen Malware
US10497022B2 (en) 2012-01-20 2019-12-03 Visa International Service Association Systems and methods to present and process offers
US8630904B2 (en) 2012-02-14 2014-01-14 Boku, Inc. Transaction authentication with a variable-type user-stored account identifier
US10672018B2 (en) 2012-03-07 2020-06-02 Visa International Service Association Systems and methods to process offers via mobile devices
US20130246145A1 (en) * 2012-03-19 2013-09-19 Boku, Inc. Card linking
US9165428B2 (en) 2012-04-15 2015-10-20 Bally Gaming, Inc. Interactive financial transactions
EP2704076A1 (de) * 2012-09-04 2014-03-05 Scheidt & Bachmann GmbH Automat für Internetzahlung
US20140156375A1 (en) * 2012-12-04 2014-06-05 CCE Credit Card Enterprises, Inc. Systems and methods for processing coupons over a payment processing network
US10360627B2 (en) 2012-12-13 2019-07-23 Visa International Service Association Systems and methods to provide account features via web based user interfaces
US9508096B2 (en) 2013-03-08 2016-11-29 Orbis Patents Limited Method and system for creating and processing personalized gift cards
FR3008518B1 (fr) * 2013-07-11 2017-03-24 Compagnie Ind Et Financiere Dingenierie Ingenico Méthode de réalisation, terminal et programme d'ordinateur correspondant.
CN103500401A (zh) * 2013-09-27 2014-01-08 华为技术有限公司 一种支付方法、装置及系统
US10489754B2 (en) 2013-11-11 2019-11-26 Visa International Service Association Systems and methods to facilitate the redemption of offer benefits in a form of third party statement credits
WO2015073888A2 (en) * 2013-11-14 2015-05-21 Protean Payment, Inc. Method for remotely controlling a reprogrammable payment card
US10419379B2 (en) 2014-04-07 2019-09-17 Visa International Service Association Systems and methods to program a computing system to process related events via workflows configured using a graphical user interface
US10354268B2 (en) 2014-05-15 2019-07-16 Visa International Service Association Systems and methods to organize and consolidate data for improved data storage and processing
US10650398B2 (en) 2014-06-16 2020-05-12 Visa International Service Association Communication systems and methods to transmit data among a plurality of computing systems in processing benefit redemption
US10438226B2 (en) 2014-07-23 2019-10-08 Visa International Service Association Systems and methods of using a communication network to coordinate processing among a plurality of separate computing systems
US11210669B2 (en) 2014-10-24 2021-12-28 Visa International Service Association Systems and methods to set up an operation at a computer system connected with a plurality of computer systems via a computer network using a round trip communication of an identifier of the operation
SG11201705489TA (en) * 2015-02-17 2017-08-30 Visa Int Service Ass Token and cryptogram using transaction specific information
US9691085B2 (en) 2015-04-30 2017-06-27 Visa International Service Association Systems and methods of natural language processing and statistical analysis to identify matching categories
US10861019B2 (en) 2016-03-18 2020-12-08 Visa International Service Association Location verification during dynamic data transactions
US11010765B2 (en) * 2016-06-29 2021-05-18 Square, Inc. Preliminary acquisition of payment information
US10769612B2 (en) 2017-01-03 2020-09-08 Soo Hyang KANG System and method for customers initiated payment transaction using customer's mobile device and card
US11625708B2 (en) 2017-01-03 2023-04-11 Soo Hyang KANG System and method for customer initiated payment transaction using customer's mobile device and card
US10769602B2 (en) 2017-01-03 2020-09-08 Soo Hyang KANG System and method for customer initiated payment transaction using customer's mobile device and card
KR20220104276A (ko) * 2017-05-25 2022-07-26 강수향 고객 개시 지불 결제 시스템 및 방법
US10796016B2 (en) * 2018-03-28 2020-10-06 Visa International Service Association Untethered resource distribution and management
US10546444B2 (en) 2018-06-21 2020-01-28 Capital One Services, Llc Systems and methods for secure read-only authentication
WO2020072690A1 (en) 2018-10-02 2020-04-09 Capital One Services, Llc Systems and methods for cryptographic authentication of contactless cards
US10505738B1 (en) 2018-10-02 2019-12-10 Capital One Services, Llc Systems and methods for cryptographic authentication of contactless cards
WO2020072537A1 (en) 2018-10-02 2020-04-09 Capital One Services, Llc Systems and methods for cryptographic authentication of contactless cards
JP2022511281A (ja) 2018-10-02 2022-01-31 キャピタル・ワン・サービシーズ・リミテッド・ライアビリティ・カンパニー 非接触カードの暗号化認証のためのシステムおよび方法
US10511443B1 (en) 2018-10-02 2019-12-17 Capital One Services, Llc Systems and methods for cryptographic authentication of contactless cards
WO2020072670A1 (en) 2018-10-02 2020-04-09 Capital One Services, Llc Systems and methods for cryptographic authentication of contactless cards
US10581611B1 (en) 2018-10-02 2020-03-03 Capital One Services, Llc Systems and methods for cryptographic authentication of contactless cards
WO2020072552A1 (en) 2018-10-02 2020-04-09 Capital One Services, Llc Systems and methods for cryptographic authentication of contactless cards
US10623393B1 (en) 2018-10-02 2020-04-14 Capital One Services, Llc Systems and methods for cryptographic authentication of contactless cards
US10582386B1 (en) 2018-10-02 2020-03-03 Capital One Services, Llc Systems and methods for cryptographic authentication of contactless cards
KR20210068391A (ko) 2018-10-02 2021-06-09 캐피탈 원 서비시즈, 엘엘씨 비접촉식 카드의 암호화 인증을 위한 시스템 및 방법
US10565587B1 (en) 2018-10-02 2020-02-18 Capital One Services, Llc Systems and methods for cryptographic authentication of contactless cards
US10489781B1 (en) 2018-10-02 2019-11-26 Capital One Services, Llc Systems and methods for cryptographic authentication of contactless cards
US10992477B2 (en) 2018-10-02 2021-04-27 Capital One Services, Llc Systems and methods for cryptographic authentication of contactless cards
SG11202101221WA (en) 2018-10-02 2021-03-30 Capital One Services Llc Systems and methods for cryptographic authentication of contactless cards
US11210664B2 (en) 2018-10-02 2021-12-28 Capital One Services, Llc Systems and methods for amplifying the strength of cryptographic algorithms
US10748138B2 (en) 2018-10-02 2020-08-18 Capital One Services, Llc Systems and methods for cryptographic authentication of contactless cards
US10554411B1 (en) 2018-10-02 2020-02-04 Capital One Services, Llc Systems and methods for cryptographic authentication of contactless cards
US10771254B2 (en) 2018-10-02 2020-09-08 Capital One Services, Llc Systems and methods for email-based card activation
US10841091B2 (en) 2018-10-02 2020-11-17 Capital One Services, Llc Systems and methods for cryptographic authentication of contactless cards
US10860814B2 (en) 2018-10-02 2020-12-08 Capital One Services, Llc Systems and methods for cryptographic authentication of contactless cards
US10542036B1 (en) 2018-10-02 2020-01-21 Capital One Services, Llc Systems and methods for signaling an attack on contactless cards
US10607214B1 (en) 2018-10-02 2020-03-31 Capital One Services, Llc Systems and methods for cryptographic authentication of contactless cards
US10733645B2 (en) 2018-10-02 2020-08-04 Capital One Services, Llc Systems and methods for establishing identity for order pick up
US10909527B2 (en) 2018-10-02 2021-02-02 Capital One Services, Llc Systems and methods for performing a reissue of a contactless card
US10579998B1 (en) 2018-10-02 2020-03-03 Capital One Services, Llc Systems and methods for cryptographic authentication of contactless cards
US10771253B2 (en) 2018-10-02 2020-09-08 Capital One Services, Llc Systems and methods for cryptographic authentication of contactless cards
US10949520B2 (en) 2018-10-02 2021-03-16 Capital One Services, Llc Systems and methods for cross coupling risk analytics and one-time-passcodes
US10592710B1 (en) 2018-10-02 2020-03-17 Capital One Services, Llc Systems and methods for cryptographic authentication of contactless cards
JP2022508026A (ja) 2018-10-02 2022-01-19 キャピタル・ワン・サービシーズ・リミテッド・ライアビリティ・カンパニー 非接触カードの暗号化認証のためのシステムおよび方法
US20200226581A1 (en) 2019-01-11 2020-07-16 Capital One Services, Llc Systems and methods for touch screen interface interaction using a card overlay
US11037136B2 (en) 2019-01-24 2021-06-15 Capital One Services, Llc Tap to autofill card data
US10510074B1 (en) 2019-02-01 2019-12-17 Capital One Services, Llc One-tap payment using a contactless card
US11120453B2 (en) 2019-02-01 2021-09-14 Capital One Services, Llc Tap card to securely generate card data to copy to clipboard
US10467622B1 (en) 2019-02-01 2019-11-05 Capital One Services, Llc Using on-demand applications to generate virtual numbers for a contactless card to securely autofill forms
US10425129B1 (en) 2019-02-27 2019-09-24 Capital One Services, Llc Techniques to reduce power consumption in near field communication systems
US10523708B1 (en) 2019-03-18 2019-12-31 Capital One Services, Llc System and method for second factor authentication of customer support calls
US10438437B1 (en) 2019-03-20 2019-10-08 Capital One Services, Llc Tap to copy data to clipboard via NFC
US10535062B1 (en) 2019-03-20 2020-01-14 Capital One Services, Llc Using a contactless card to securely share personal data stored in a blockchain
US10984416B2 (en) 2019-03-20 2021-04-20 Capital One Services, Llc NFC mobile currency transfer
US10643420B1 (en) 2019-03-20 2020-05-05 Capital One Services, Llc Contextual tapping engine
US10970712B2 (en) 2019-03-21 2021-04-06 Capital One Services, Llc Delegated administration of permissions using a contactless card
US10467445B1 (en) 2019-03-28 2019-11-05 Capital One Services, Llc Devices and methods for contactless card alignment with a foldable mobile device
US11521262B2 (en) 2019-05-28 2022-12-06 Capital One Services, Llc NFC enhanced augmented reality information overlays
US10516447B1 (en) 2019-06-17 2019-12-24 Capital One Services, Llc Dynamic power levels in NFC card communications
US10871958B1 (en) 2019-07-03 2020-12-22 Capital One Services, Llc Techniques to perform applet programming
US11694187B2 (en) 2019-07-03 2023-07-04 Capital One Services, Llc Constraining transactional capabilities for contactless cards
US11392933B2 (en) 2019-07-03 2022-07-19 Capital One Services, Llc Systems and methods for providing online and hybridcard interactions
US10713649B1 (en) 2019-07-09 2020-07-14 Capital One Services, Llc System and method enabling mobile near-field communication to update display on a payment card
US10885514B1 (en) 2019-07-15 2021-01-05 Capital One Services, Llc System and method for using image data to trigger contactless card transactions
US10498401B1 (en) 2019-07-15 2019-12-03 Capital One Services, Llc System and method for guiding card positioning using phone sensors
US11182771B2 (en) * 2019-07-17 2021-11-23 Capital One Services, Llc System for value loading onto in-vehicle device
US10832271B1 (en) 2019-07-17 2020-11-10 Capital One Services, Llc Verified reviews using a contactless card
US10733601B1 (en) 2019-07-17 2020-08-04 Capital One Services, Llc Body area network facilitated authentication or payment authorization
US11521213B2 (en) 2019-07-18 2022-12-06 Capital One Services, Llc Continuous authentication for digital services based on contactless card positioning
US10506426B1 (en) 2019-07-19 2019-12-10 Capital One Services, Llc Techniques for call authentication
US10541995B1 (en) 2019-07-23 2020-01-21 Capital One Services, Llc First factor contactless card authentication system and method
AU2019469080A1 (en) 2019-10-02 2022-04-21 Capital One Services, Llc Client device authentication using contactless legacy magnetic stripe data
US11651361B2 (en) 2019-12-23 2023-05-16 Capital One Services, Llc Secure authentication based on passport data stored in a contactless card
US10885410B1 (en) 2019-12-23 2021-01-05 Capital One Services, Llc Generating barcodes utilizing cryptographic techniques
US11113685B2 (en) 2019-12-23 2021-09-07 Capital One Services, Llc Card issuing with restricted virtual numbers
US11615395B2 (en) 2019-12-23 2023-03-28 Capital One Services, Llc Authentication for third party digital wallet provisioning
US10657754B1 (en) 2019-12-23 2020-05-19 Capital One Services, Llc Contactless card and personal identification system
US10862540B1 (en) 2019-12-23 2020-12-08 Capital One Services, Llc Method for mapping NFC field strength and location on mobile devices
US10733283B1 (en) 2019-12-23 2020-08-04 Capital One Services, Llc Secure password generation and management using NFC and contactless smart cards
US10664941B1 (en) 2019-12-24 2020-05-26 Capital One Services, Llc Steganographic image encoding of biometric template information on a card
US10853795B1 (en) 2019-12-24 2020-12-01 Capital One Services, Llc Secure authentication based on identity data stored in a contactless card
US11200563B2 (en) 2019-12-24 2021-12-14 Capital One Services, Llc Account registration using a contactless card
US10757574B1 (en) 2019-12-26 2020-08-25 Capital One Services, Llc Multi-factor authentication providing a credential via a contactless card for secure messaging
US10909544B1 (en) 2019-12-26 2021-02-02 Capital One Services, Llc Accessing and utilizing multiple loyalty point accounts
US11038688B1 (en) 2019-12-30 2021-06-15 Capital One Services, Llc Techniques to control applets for contactless cards
US10860914B1 (en) 2019-12-31 2020-12-08 Capital One Services, Llc Contactless card and method of assembly
US11455620B2 (en) 2019-12-31 2022-09-27 Capital One Services, Llc Tapping a contactless card to a computing device to provision a virtual number
US11210656B2 (en) 2020-04-13 2021-12-28 Capital One Services, Llc Determining specific terms for contactless card activation
US11823175B2 (en) 2020-04-30 2023-11-21 Capital One Services, Llc Intelligent card unlock
US11222342B2 (en) 2020-04-30 2022-01-11 Capital One Services, Llc Accurate images in graphical user interfaces to enable data transfer
US10915888B1 (en) 2020-04-30 2021-02-09 Capital One Services, Llc Contactless card with multiple rotating security keys
US11030339B1 (en) 2020-04-30 2021-06-08 Capital One Services, Llc Systems and methods for data access control of personal user data using a short-range transceiver
US10861006B1 (en) 2020-04-30 2020-12-08 Capital One Services, Llc Systems and methods for data access control using a short-range transceiver
US10963865B1 (en) 2020-05-12 2021-03-30 Capital One Services, Llc Augmented reality card activation experience
US11100511B1 (en) 2020-05-18 2021-08-24 Capital One Services, Llc Application-based point of sale system in mobile operating systems
US11063979B1 (en) 2020-05-18 2021-07-13 Capital One Services, Llc Enabling communications between applications in a mobile operating system
US11062098B1 (en) 2020-08-11 2021-07-13 Capital One Services, Llc Augmented reality information display and interaction via NFC based authentication
US11165586B1 (en) 2020-10-30 2021-11-02 Capital One Services, Llc Call center web-based authentication using a contactless card
US11482312B2 (en) 2020-10-30 2022-10-25 Capital One Services, Llc Secure verification of medical status using a contactless card
US11373169B2 (en) 2020-11-03 2022-06-28 Capital One Services, Llc Web-based activation of contactless cards
US11216799B1 (en) 2021-01-04 2022-01-04 Capital One Services, Llc Secure generation of one-time passcodes using a contactless card
US11682012B2 (en) 2021-01-27 2023-06-20 Capital One Services, Llc Contactless delivery systems and methods
US11562358B2 (en) 2021-01-28 2023-01-24 Capital One Services, Llc Systems and methods for near field contactless card communication and cryptographic authentication
US11687930B2 (en) 2021-01-28 2023-06-27 Capital One Services, Llc Systems and methods for authentication of access tokens
US11792001B2 (en) 2021-01-28 2023-10-17 Capital One Services, Llc Systems and methods for secure reprovisioning
US11438329B2 (en) 2021-01-29 2022-09-06 Capital One Services, Llc Systems and methods for authenticated peer-to-peer data transfer using resource locators
US11777933B2 (en) 2021-02-03 2023-10-03 Capital One Services, Llc URL-based authentication for payment cards
US11637826B2 (en) 2021-02-24 2023-04-25 Capital One Services, Llc Establishing authentication persistence
US11245438B1 (en) 2021-03-26 2022-02-08 Capital One Services, Llc Network-enabled smart apparatus and systems and methods for activating and provisioning same
US11935035B2 (en) 2021-04-20 2024-03-19 Capital One Services, Llc Techniques to utilize resource locators by a contactless card to perform a sequence of operations
US11902442B2 (en) 2021-04-22 2024-02-13 Capital One Services, Llc Secure management of accounts on display devices using a contactless card
US11354555B1 (en) 2021-05-04 2022-06-07 Capital One Services, Llc Methods, mediums, and systems for applying a display to a transaction card
US11481758B1 (en) * 2021-10-14 2022-10-25 Alipay Labs (singapore) Pte. Ltd. Online payment system via existing payment channel of merchants

Family Cites Families (26)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US4691355A (en) 1984-11-09 1987-09-01 Pirmasafe, Inc. Interactive security control system for computer communications and the like
US4933971A (en) 1989-03-14 1990-06-12 Tandem Computers Incorporated Method for encrypting transmitted data using a unique key
ZA907106B (en) 1989-10-06 1991-09-25 Net 1 Products Pty Ltd Funds transfer system
US5365589A (en) 1992-02-07 1994-11-15 Gutowitz Howard A Method and apparatus for encryption, decryption and authentication using dynamical systems
US5418854A (en) 1992-04-28 1995-05-23 Digital Equipment Corporation Method and apparatus for protecting the confidentiality of passwords in a distributed data processing system
US5373561A (en) 1992-12-21 1994-12-13 Bell Communications Research, Inc. Method of extending the validity of a cryptographic certificate
US5455863A (en) 1993-06-29 1995-10-03 Motorola, Inc. Method and apparatus for efficient real-time authentication and encryption in a communication system
US5440633A (en) 1993-08-25 1995-08-08 International Business Machines Corporation Communication network access method and system
US5517569A (en) 1994-03-18 1996-05-14 Clark; Dereck B. Methods and apparatus for interfacing an encryption module with a personal computer
US5416842A (en) 1994-06-10 1995-05-16 Sun Microsystems, Inc. Method and apparatus for key-management scheme for use with internet protocols at site firewalls
WO1996004618A1 (en) 1994-08-05 1996-02-15 Hughes Thomas S System for remote purchase payment and remote bill payment transactions
US5548106A (en) 1994-08-30 1996-08-20 Angstrom Technologies, Inc. Methods and apparatus for authenticating data storage articles
US5544086A (en) * 1994-09-30 1996-08-06 Electronic Payment Services, Inc. Information consolidation within a transaction network
US5633930A (en) * 1994-09-30 1997-05-27 Electronic Payment Services, Inc. Common cryptographic key verification in a transaction network
US5559887A (en) * 1994-09-30 1996-09-24 Electronic Payment Service Collection of value from stored value systems
WO1996013791A1 (de) 1994-10-27 1996-05-09 SIEMENS AKTIENGESELLSCHAFT öSTERREICH Chipkarten-schreib/lesegerät
FR2733068B1 (fr) 1995-04-14 1997-07-04 G C Tech Procede de paiement electronique permettant d'effectuer des transactions liees a l'achat de biens sur un reseau informatique
US5742845A (en) * 1995-06-22 1998-04-21 Datascape, Inc. System for extending present open network communication protocols to communicate with non-standard I/O devices directly coupled to an open network
US5790677A (en) * 1995-06-29 1998-08-04 Microsoft Corporation System and method for secure electronic commerce transactions
US5710887A (en) * 1995-08-29 1998-01-20 Broadvision Computer system and method for electronic commerce
US5706442A (en) * 1995-12-20 1998-01-06 Block Financial Corporation System for on-line financial services using distributed objects
US5665951A (en) * 1996-02-08 1997-09-09 Newman; Gary H. Customer indicia storage and utilization system
US5963924A (en) * 1996-04-26 1999-10-05 Verifone, Inc. System, method and article of manufacture for the use of payment instrument holders and payment instruments in network electronic commerce
US6016484A (en) * 1996-04-26 2000-01-18 Verifone, Inc. System, method and article of manufacture for network electronic payment instrument and certification of payment and credit collection utilizing a payment
US5996076A (en) * 1997-02-19 1999-11-30 Verifone, Inc. System, method and article of manufacture for secure digital certification of electronic commerce
US6032135A (en) * 1997-04-29 2000-02-29 Diebold, Incorporated Electronic purse card value system terminal programming system and method

Also Published As

Publication number Publication date
DE69839731D1 (de) 2008-08-28
EP1023705A1 (de) 2000-08-02
EP1023705B1 (de) 2005-04-06
ES2307481T3 (es) 2008-12-01
PT1003139E (pt) 2008-08-25
AU7272698A (en) 1998-11-24
CA2686483A1 (en) 1998-11-05
DE69829684T2 (de) 2006-03-09
AU754072B2 (en) 2002-11-07
CA2287960A1 (en) 1998-11-05
CA2686483C (en) 2016-06-21
WO1998049658A1 (en) 1998-11-05
ATE292833T1 (de) 2005-04-15
ATE401628T1 (de) 2008-08-15
US6282522B1 (en) 2001-08-28
CA2287960C (en) 2011-06-21

Similar Documents

Publication Publication Date Title
DE69829684D1 (de) Chipkarten verwendendes system zum bezahlen und laden im internet
CN201910100U (zh) 一种公交一卡通业务系统和业务平台及pos机
US20100161404A1 (en) Promotional item identification in processing of an acquired transaction on an issued account
US20060020542A1 (en) Method and system for processing financial transactions
US20020156696A1 (en) System and method for micropayment in electronic commerce
WO1999007121A3 (en) Method and system for conducting electronic commerce transactions
EP1028401A3 (de) Verfahren und System zum Durchführen einer Bankkartentransaktion
WO2005001618A3 (en) Customer authentication in e-commerce transactions
WO2001055815A3 (en) Method and apparatus for conducting electronic commerce transactions using electronic tokens
EP1237108A3 (de) Sicherer elektronischer Handel
WO2002052478A3 (en) System for electronic merchandising and shopping
GB2377806B (en) Secure electronic commerce system
Lee et al. An analysis and comparison of different types of electronic payment systems
EP0924667A3 (de) Verteiltes Bezahlungssystem für bargeldlose Zahlungsüberweisungen mittels einer Geldbörsen-Chipkarte
WO2001080100A1 (en) Electronic commerce payment system
ATE526649T1 (de) Verbessertes verfahren und system zur ausführung von gesicherten zahlungen über ein computernetzwerk
EP1003139A3 (de) Internetsystem zum Zahlen und Laden mit einer Chipkarte
US20020077918A1 (en) System & method for purchasing goods or services via the internet
KR20020072405A (ko) 웹 연동형 오프라인 매체를 통한 인터넷 전자상거래시스템 및 방법
RU18207U1 (ru) Система управления куплей-продажей в открытых сетях интернет
Vincent et al. Transaction flow in card payment systems using mobile agents
CY1107827T1 (el) Διεργασια για την εκτελεση συναλλαγων on-line
Connolly IBM's electronic commerce solution: CommercePOINT [Technical forum]
Yakal Working the net: Electronic commerce: not yet booming but strong beginnings
Zheng et al. Payment Technologies for E-commerce

Legal Events

Date Code Title Description
8364 No opposition during term of opposition