US20080162299A1 - System for brand name gift card exchange - Google Patents
System for brand name gift card exchange Download PDFInfo
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- US20080162299A1 US20080162299A1 US12/037,003 US3700308A US2008162299A1 US 20080162299 A1 US20080162299 A1 US 20080162299A1 US 3700308 A US3700308 A US 3700308A US 2008162299 A1 US2008162299 A1 US 2008162299A1
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- gift card
- consumer
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- card
- gift
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q10/00—Administration; Management
- G06Q10/02—Reservations, e.g. for tickets, services or events
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q30/00—Commerce
- G06Q30/02—Marketing; Price estimation or determination; Fundraising
- G06Q30/0207—Discounts or incentives, e.g. coupons or rebates
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q30/00—Commerce
- G06Q30/02—Marketing; Price estimation or determination; Fundraising
- G06Q30/0207—Discounts or incentives, e.g. coupons or rebates
- G06Q30/0225—Avoiding frauds
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q30/00—Commerce
- G06Q30/02—Marketing; Price estimation or determination; Fundraising
- G06Q30/0207—Discounts or incentives, e.g. coupons or rebates
- G06Q30/0234—Rebates after completed purchase
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q30/00—Commerce
- G06Q30/02—Marketing; Price estimation or determination; Fundraising
- G06Q30/0207—Discounts or incentives, e.g. coupons or rebates
- G06Q30/0237—Discounts or incentives, e.g. coupons or rebates at kiosk
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q30/00—Commerce
- G06Q30/06—Buying, selling or leasing transactions
- G06Q30/0601—Electronic shopping [e-shopping]
Definitions
- the present invention relates generally to electronic commerce and, more particularly, to the exchange of gift cards.
- gift cards also known as gift certificates
- these gift cards are welcome, and sometimes they are for stores and shopping boutiques that the recipient/consumer does not wish to frequent.
- these gift cards tend to “burn a hole” in the pocket of the consumer, as the consumer looks for a way to use the card, whether or not the consumer needs or desires anything from those particular stores.
- these cards are redeemed for cash, they are typically redeemed at the store of the card issuer, necessitating an unwanted trip by the consumer.
- the present invention provides for exchanging a gift card.
- Data associated with a first gift card is provided.
- the data associated with the first gift card is validated.
- Either a money rebate associated with the first gift card, or a second gift card is selected.
- the first gift card is exchanged for either a money rebate or the second gift card.
- FIG. 1 schematically depicts a system for electronically exchanging or redeeming gift cards
- FIGS. 2A and 2B illustrate a method for electronically exchanging or redeeming gift cards.
- a processing unit may be a sole processor of computations in a device.
- the PU is typically referred to as an MPU (main processing unit).
- the processing unit may also be one of many processing units that share the computational load according to some methodology or algorithm developed for a given computational device.
- all references to processors shall use the term MPU whether the MPU is the sole computational element in the device or whether the MPU is sharing the computational element with other MPUs, unless otherwise indicated.
- FIG. 1 disclosed a system 100 in which gift card redemption can occur.
- the redemption can occur in the form of an exchange of a gift card for another gift card, or the exchange of a gift card for money.
- the gift card transaction typically occurs through an electronic or optical medium, such as through accessing the Internet, DTMF telephone signals, information entered into an ATM, and so on.
- the gift card for one store can be exchanged for the gift card of another store. This also typically occurs through an electronic medium, such as through accessing the Internet, DTMF telephone signals, information entered into an ATM, and so on.
- the system 100 generally incorporates “business to business” (B 2 B) and “business to consumer” (B 2 C) technologies to provide the business participants of the B 2 B with new marketing opportunities, and provides consumers with new customer satisfaction services.
- B 2 B exchange will either instigate the partial refund of a gift card, for a fee, or the B 2 B exchange will issue another gift card for a participating vendor, minus a transaction fee.
- a plurality of consumer personal computers (PCs) 107 are employed by consumers 114 .
- the consumers 114 can use a phone 105 .
- the PCs are coupled to Internet 115
- the phone 105 is coupled to a voice response unit (VRU) 110 .
- Both the Internet 115 and the VRU 110 are coupled to a consumer transaction server (CTS) 120 .
- the transaction exchange server (TES) 140 is coupled to a vendor transaction server (VTS) 145 , an exchange database 150 , and Federal Reserve Electronic Funds Transfer (EFT) 165 .
- the Internet 115 is further coupled to a plurality of vendor servers.
- the exchange database 150 is coupled to a data mining and query system 170 .
- the federal EFT 165 is coupled to a plurality of consumer banks 175 , 180 .
- the system 100 can work substantially as follows.
- the consumer 114 can either phone or interact with the Internet through consumer PC's 107 or through the employment of a Kiosk/ATM machine in a store.
- the consumer 114 wishes to either exchange the original gift card for another gift card, or have a check issued and mailed or otherwise have a credit issued to his account.
- the consumer 114 also inputs his or her checking or banking information and/or mailing address, or the name of another gift card brand for which the consumer 114 selects to have the present gift card swapped.
- the consumer transaction server 120 receives the consumer's request.
- the consumer transaction server 120 forwards the request to the transaction exchange server 140 , which accesses the exchange database 150 to determine whether the card brand type is a valid card brand type (that is, whether it is supported, such as a “Borders Bookstore” or “WalMart” card) .
- the transaction exchange server 140 accesses the vendor transaction server 145 to verify that a card to be exchanged is individually a valid card, that is, whether it has a valid identification number. If it is valid, the vendor transaction server 145 releases the equivalent of the value of the card, minus a transaction fee, to the transaction exchange server 140 .
- the transactional exchange server 140 can either request that the Federal Reserve EFT 165 transfer funds from the vendor banks 180 to the consumer banks 175 .
- the server 140 can order a printer 125 to issue a check 130 to be sent through the US mail 135 to the consumer.
- a replacement card 127 can be sent through the US mail 135 .
- the vendor transaction server 145 when allowing its card to be exchanged or cashed, would typically charge a fee for this, for instance 2% of the face value of the card. Then, the transaction exchange server 140 would charge an additional fee, say 8% of the face gift card amount, to send a check directly to the consumer, or 6% to exchange the original gift card for another gift card.
- the exchange of cards can happen as described in the following.
- the consumer 114 inputs the card to which he or she wishes to exchange, as well as the identification number on the original card.
- the transaction exchange server 140 gets the release of the credit from the original vendor, as described above. However, the transaction exchange server then authorizes another exchange to another card, minus a transaction fee for the exchange. For instance, a “Borders Book Store” could be exchanged for a “WalMart” card.
- the original vendor takes its cut, such as 2%, and credits the B 2 B exchange, such as at the TES 140 , with the remaining amount of cash.
- the TES 140 then requests that the second vendor authorize a second gift card for its own brand.
- the exchanges made over the TES 140 could be monitored to aid in the determination of marketing trends.
- the exchange database 150 could record information pertinent to each gift card exchange, such as the brand name associated with the issued card, the amount of money of the gift card, the date that the card was issued, the date that the gift card was exchanged, the zip code of the consumer making the exchange, whether money or another gift card was requested in the exchange, and if so, what the brand name the card was switched to, and so on. Then, this information is requested or searched for by the data mining and query system 170 to look for patterns or other pieces of information of merit for use by marketers to determine the buying patterns/exchange patterns of consumers. In the system 100 , this can be performed by the data mining and query system 170 , but other means to perform data mining is within the scope of the present invention.
- step 210 the consumer decides that an exchange or refund is warranted.
- step 220 the consumer accesses the B 2 B gift card exchange. This can be through the Internet, through DTMF tones, through an ATM machine, or other information exchange mechanism.
- step 230 the consumer provides the merchant name on the gift card
- step 240 the consumer provides the gift card account number on the gift card.
- step 250 the system 100 queries the consumer as to whether he or she wishes to get cash, or another gift card. If the consumer chooses cash, the gift card account number is checked for validity in step 263 . If the card is found to be not valid in step 271 , then the flow stops in step 295 . If the flow is valid, then credit is transferred from the named merchant to the “B 2 B Gift Card Exchange” in step 275 , less a service fee originated by the vendor, such as a $2.00 fee.
- step 281 a check, such as for $90 is printed for a consumer, or a credit of $90 is generated for the consumer.
- the B 2 B charges a transaction fee for converting the gift credit to a form usable by the consumer is generated, such as $8.00.
- step 290 the check or credit for the refund is routed through the system.
- step 293 the B 2 B exchange recognizes an $8.00 profit for a cash back option.
- a kiosk is used to either receive gift cards/gift card information, and/or to output a new gift card or the equivalent cash amount.
- the consumer provides the information as detailed above to the kiosk, and the kiosk can also issue either the cash, a check, credit a checking or savings account, or an alternative gift card.
- the method 200 stops in step 295 .
- step 250 if the consumer chooses an alternative gift card instead of the cash back option, the gift card account number is checked for validity in step 266 . If the card is not valid in step 273 , then the flow stops in step 295 . In the flow is valid, then credit is transferred from the named merchant to the “B 2 B Gift Card Exchange” in step 277 , less a service fee originated by the vendor, such as a $2.00 fee. In step 283 , the selected second gift card for $92.00 is purchased on line, and is mailed or otherwise bestowed upon the consumer. (The B 2 B takes a service fee of $6.00, for example).
- the kiosk is used to either and/or receive gift cards/ gift card information, and to output a new gift card or the equivalent cash amount.
- the consumer provides the information as detailed above to the kiosk, and the kiosk can also issue either the cash, a check, credit a checking or savings account, or an alternative gift card.
- step 293 the B 2 B exchange recognizes a $6.00 profit for the exchange of gift card option.
- the method flow 200 stops in step 295 .
Abstract
The present invention provides for exchanging a gift card. Data associated with a first gift card is provided. The data associated with the first gift card is validated. With a money rebate associated with the first gift card, or a second gift card is selected. The first gift card is exchanged for either a money or the second gift card. An exchange fee is generated by both the vendor associated with the gift card and the company performing the exchange.
Description
- This application is a continuation of, and claims the benefit of the filing date of, co-pending U.S. patent application Ser. No. 10/821,134 entitled SYSTEM AND METHOD FOR BRAND NAME GIFT CARD EXCHANGE, filed Apr. 8, 2004.
- The present invention relates generally to electronic commerce and, more particularly, to the exchange of gift cards.
- Many consumers have received gift cards, also known as gift certificates, from different stores, especially franchises, for Christmas, birthdays, anniversaries, and so forth. Sometimes these gift cards are welcome, and sometimes they are for stores and shopping boutiques that the recipient/consumer does not wish to frequent. In many instances, these gift cards tend to “burn a hole” in the pocket of the consumer, as the consumer looks for a way to use the card, whether or not the consumer needs or desires anything from those particular stores. Furthermore, if these cards are redeemed for cash, they are typically redeemed at the store of the card issuer, necessitating an unwanted trip by the consumer.
- Therefore, there is a need to exchange of redeem gift cards in a manner that addresses at least some of the problems associated with conventional gift card redemptions or exchanges.
- The present invention provides for exchanging a gift card. Data associated with a first gift card is provided. The data associated with the first gift card is validated. Either a money rebate associated with the first gift card, or a second gift card is selected. The first gift card is exchanged for either a money rebate or the second gift card.
- For a more complete understanding of the present invention, and the advantages thereof, reference is now made to the following Detailed Description taken in conjunction with the accompanying drawings, which:
-
FIG. 1 schematically depicts a system for electronically exchanging or redeeming gift cards; and -
FIGS. 2A and 2B illustrate a method for electronically exchanging or redeeming gift cards. - In the following discussion, numerous specific details are set forth to provide a thorough understanding of the present invention. However, those skilled in the art will appreciate that the present invention my be practices without such specific details. In other instances, well-known elements have been illustrated in schematic or block diagram form in order not to obscure the present invention in unnecessary detail. Additionally, for the most part, details concerning network communications, electro-magnetic signaling techniques, and the like, have been omitted inasmuch as such details are not considered necessary to obtain a complete understanding of the present invention, and are considered to be within the understanding of persons of ordinary skill in the relevant art.
- In the remainder of this description, a processing unit (PU) may be a sole processor of computations in a device. In such a situation, the PU is typically referred to as an MPU (main processing unit). The processing unit may also be one of many processing units that share the computational load according to some methodology or algorithm developed for a given computational device. For the remainder of this description, all references to processors shall use the term MPU whether the MPU is the sole computational element in the device or whether the MPU is sharing the computational element with other MPUs, unless otherwise indicated.
- It is further noted that, unless indicated otherwise, all functions described herein may be performed in either hardware or software, or some combination thereof. In a preferred embodiment, however, the functions are performed by a processor, such as a computer or an electronic data processor, in accordance with code, such as computer program code, software, and/or integrated circuits that are coded to perform such functions, unless indicated otherwise.
- Turning to
FIG. 1 , disclosed a system 100 in which gift card redemption can occur. The redemption can occur in the form of an exchange of a gift card for another gift card, or the exchange of a gift card for money. The gift card transaction typically occurs through an electronic or optical medium, such as through accessing the Internet, DTMF telephone signals, information entered into an ATM, and so on. In a further embodiment, the gift card for one store can be exchanged for the gift card of another store. This also typically occurs through an electronic medium, such as through accessing the Internet, DTMF telephone signals, information entered into an ATM, and so on. - The system 100 generally incorporates “business to business” (B2B) and “business to consumer” (B2C) technologies to provide the business participants of the B2B with new marketing opportunities, and provides consumers with new customer satisfaction services. Generally, the B2B exchange will either instigate the partial refund of a gift card, for a fee, or the B2B exchange will issue another gift card for a participating vendor, minus a transaction fee.
- In the system 100, a plurality of consumer personal computers (PCs) 107 are employed by
consumers 114. Alternatively, theconsumers 114 can use aphone 105. The PCs are coupled to Internet 115, and thephone 105 is coupled to a voice response unit (VRU) 110. Both the Internet 115 and the VRU 110 are coupled to a consumer transaction server (CTS) 120. The transaction exchange server (TES) 140 is coupled to a vendor transaction server (VTS) 145, anexchange database 150, and Federal Reserve Electronic Funds Transfer (EFT) 165. The Internet 115 is further coupled to a plurality of vendor servers. Theexchange database 150 is coupled to a data mining andquery system 170. Thefederal EFT 165 is coupled to a plurality ofconsumer banks - The system 100 can work substantially as follows. The
consumer 114 can either phone or interact with the Internet through consumer PC's 107 or through the employment of a Kiosk/ATM machine in a store. Theconsumer 114 wishes to either exchange the original gift card for another gift card, or have a check issued and mailed or otherwise have a credit issued to his account. Theconsumer 114 also inputs his or her checking or banking information and/or mailing address, or the name of another gift card brand for which theconsumer 114 selects to have the present gift card swapped. - The
consumer transaction server 120 receives the consumer's request. Theconsumer transaction server 120 forwards the request to thetransaction exchange server 140, which accesses theexchange database 150 to determine whether the card brand type is a valid card brand type (that is, whether it is supported, such as a “Borders Bookstore” or “WalMart” card) . Thetransaction exchange server 140 accesses thevendor transaction server 145 to verify that a card to be exchanged is individually a valid card, that is, whether it has a valid identification number. If it is valid, thevendor transaction server 145 releases the equivalent of the value of the card, minus a transaction fee, to thetransaction exchange server 140. Thetransactional exchange server 140 can either request that the Federal Reserve EFT 165 transfer funds from thevendor banks 180 to theconsumer banks 175. Alternatively, theserver 140 can order aprinter 125 to issue acheck 130 to be sent through the USmail 135 to the consumer. Alternatively, areplacement card 127 can be sent through the USmail 135. - In the system 100, the
vendor transaction server 145, when allowing its card to be exchanged or cashed, would typically charge a fee for this, for instance 2% of the face value of the card. Then, thetransaction exchange server 140 would charge an additional fee, say 8% of the face gift card amount, to send a check directly to the consumer, or 6% to exchange the original gift card for another gift card. The exchange of cards can happen as described in the following. - The
consumer 114 inputs the card to which he or she wishes to exchange, as well as the identification number on the original card. Thetransaction exchange server 140 gets the release of the credit from the original vendor, as described above. However, the transaction exchange server then authorizes another exchange to another card, minus a transaction fee for the exchange. For instance, a “Borders Book Store” could be exchanged for a “WalMart” card. The original vendor takes its cut, such as 2%, and credits the B2B exchange, such as at theTES 140, with the remaining amount of cash. TheTES 140 then requests that the second vendor authorize a second gift card for its own brand. - In a further embodiment, the exchanges made over the
TES 140 could be monitored to aid in the determination of marketing trends. For instance, theexchange database 150 could record information pertinent to each gift card exchange, such as the brand name associated with the issued card, the amount of money of the gift card, the date that the card was issued, the date that the gift card was exchanged, the zip code of the consumer making the exchange, whether money or another gift card was requested in the exchange, and if so, what the brand name the card was switched to, and so on. Then, this information is requested or searched for by the data mining andquery system 170 to look for patterns or other pieces of information of merit for use by marketers to determine the buying patterns/exchange patterns of consumers. In the system 100, this can be performed by the data mining andquery system 170, but other means to perform data mining is within the scope of the present invention. - Turning now to
FIGS. 2A and 2B , illustrated is amethod 200 for exchanging or refunding a gift-card. Instep 210, the consumer decides that an exchange or refund is warranted. Instep 220, the consumer accesses the B2B gift card exchange. This can be through the Internet, through DTMF tones, through an ATM machine, or other information exchange mechanism. - In
step 230, the consumer provides the merchant name on the gift card, and instep 240, the consumer provides the gift card account number on the gift card. Instep 250, the system 100 queries the consumer as to whether he or she wishes to get cash, or another gift card. If the consumer chooses cash, the gift card account number is checked for validity instep 263. If the card is found to be not valid instep 271, then the flow stops instep 295. If the flow is valid, then credit is transferred from the named merchant to the “B2B Gift Card Exchange” instep 275, less a service fee originated by the vendor, such as a $2.00 fee. Instep 281, a check, such as for $90 is printed for a consumer, or a credit of $90 is generated for the consumer. The B2B charges a transaction fee for converting the gift credit to a form usable by the consumer is generated, such as $8.00. Instep 290, the check or credit for the refund is routed through the system. Instep 293, the B2B exchange recognizes an $8.00 profit for a cash back option. Alternatively, a kiosk is used to either receive gift cards/gift card information, and/or to output a new gift card or the equivalent cash amount. Generally, the consumer provides the information as detailed above to the kiosk, and the kiosk can also issue either the cash, a check, credit a checking or savings account, or an alternative gift card. Themethod 200 stops instep 295. - Alternatively, in
step 250, if the consumer chooses an alternative gift card instead of the cash back option, the gift card account number is checked for validity instep 266. If the card is not valid instep 273, then the flow stops instep 295. In the flow is valid, then credit is transferred from the named merchant to the “B2B Gift Card Exchange” instep 277, less a service fee originated by the vendor, such as a $2.00 fee. Instep 283, the selected second gift card for $92.00 is purchased on line, and is mailed or otherwise bestowed upon the consumer. (The B2B takes a service fee of $6.00, for example). Alternatively, the kiosk is used to either and/or receive gift cards/ gift card information, and to output a new gift card or the equivalent cash amount. Generally, the consumer provides the information as detailed above to the kiosk, and the kiosk can also issue either the cash, a check, credit a checking or savings account, or an alternative gift card. - In
step 293, the B2B exchange recognizes a $6.00 profit for the exchange of gift card option. Themethod flow 200 stops instep 295. - It is understood that the present invention can take many forms and embodiments. Accordingly, several variations may be made in the foregoing without departing from the spirit or the scope of the invention. The capabilities outlined herein allow for the possibility of a variety of programming models. This disclosure should not be read as preferring any particular programming model, but is instead directed to the underlying mechanisms on which these programming models can be built.
- Having thus described the present invention by reference to certain of its preferred embodiments, it is noted that the embodiments disclosed are illustrative rather than limiting in nature and that a wide range of variations, modifications, changes, and substitutions are contemplated in the foregoing disclosure and, in some instances, some features of the present invention may be employed without a corresponding use of the other features. Many such variations and modifications may be considered desirable by those skilled in the art based upon a review of the foregoing description of preferred embodiments. Accordingly, it is appropriate that the appended claims be construed broadly and in a manner consistent with the scope of the invention.
Claims (9)
1. A system for exchanging a gift card, comprising:
at least one consumer input device;
a consumer transaction server coupled to the at least one consumer input device;
a transaction exchange server coupled to the consumer transaction server and configured to exchange the gift card for either: (i) a monetary amount dependent upon a total value of the gift card, or (ii) another gift card;
a vendor transaction server configured to release funds as a function of the exchanged gift card; and
wherein the transaction exchange server is configured to purchase the another gift card with the released funds.
2. The system of claim 1 , further comprising an exchange database coupled to the transaction exchange server.
3. The system of claim 2 , further comprising a data mining and query system coupled to the exchange database.
4. The system of claim 1 , further comprising a printer coupled to the consumer transaction server.
5. The system of claim 1 , wherein the consumer input device comprises a telephone.
6. The system of claim 1 , wherein the consumer input device comprises a personal computer.
7. The system of claim 1 , wherein the consumer input devices comprises a kiosk.
8. A computer program product for exchanging a gift card, the computer program product having a medium with a computer program embodied thereon, the computer program comprising:
computer code for providing data associated with a first gift card;
computer code for validating the data associated with the first gift card;
computer code for selecting either a money rebate associated with the first gift card, or a second gift card;
computer code for exchanging the first gift card for either a money rebate or the second gift card; and
charging a first service fee for issuing the second gift card.
9. A processor for exchanging a gift card, the processor including a computer program comprising:
computer code for providing data associated with a first gift card;
computer code for validating the data associated with the first gift card;
computer code for selecting either a money rebate associated with the first gift card, or a second gift card;
computer code for exchanging the first gift card for either a money rebate or the second gift card; and
charging a first service fee for issuing the second gift card.
Priority Applications (1)
Application Number | Priority Date | Filing Date | Title |
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US12/037,003 US20080162299A1 (en) | 2004-04-08 | 2008-02-25 | System for brand name gift card exchange |
Applications Claiming Priority (2)
Application Number | Priority Date | Filing Date | Title |
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US10/821,134 US7494048B2 (en) | 2004-04-08 | 2004-04-08 | System and method for brand name gift card exchange |
US12/037,003 US20080162299A1 (en) | 2004-04-08 | 2008-02-25 | System for brand name gift card exchange |
Related Parent Applications (1)
Application Number | Title | Priority Date | Filing Date |
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US10/821,134 Continuation US7494048B2 (en) | 2004-04-08 | 2004-04-08 | System and method for brand name gift card exchange |
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US20080162299A1 true US20080162299A1 (en) | 2008-07-03 |
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US10/821,134 Active 2026-04-07 US7494048B2 (en) | 2004-04-08 | 2004-04-08 | System and method for brand name gift card exchange |
US12/037,003 Abandoned US20080162299A1 (en) | 2004-04-08 | 2008-02-25 | System for brand name gift card exchange |
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US10/821,134 Active 2026-04-07 US7494048B2 (en) | 2004-04-08 | 2004-04-08 | System and method for brand name gift card exchange |
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Cited By (38)
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US20060020543A1 (en) * | 2004-07-23 | 2006-01-26 | Bank One, Delaware, National Association | Method and system for expediting payment delivery |
US20070055625A1 (en) * | 2004-07-23 | 2007-03-08 | Bank One, National Association | Method and system for expediting payment delivery |
US20090018959A1 (en) * | 2002-02-15 | 2009-01-15 | Coinstar, Inc. | Methods and systems for exchanging and/or transferring various forms of value |
US20100100481A1 (en) * | 2002-02-15 | 2010-04-22 | Coinstar, Inc. | Methods and systems for exchanging and/or transferring various forms of value |
US20100200652A1 (en) * | 2009-02-09 | 2010-08-12 | Giftcards.com LLC | System and method for accepting closed loop cards and codes at a merchant point of sale |
US20100200655A1 (en) * | 2009-02-09 | 2010-08-12 | Giftcards.com LLC | System and method for converting closed loop cards into gift codes |
US20100200653A1 (en) * | 2009-02-09 | 2010-08-12 | Giftcards.com LLC | System and method for converting closed loop cards into gift codes |
US20100205050A1 (en) * | 2009-02-09 | 2010-08-12 | Giftcards.com LLC | System and method for accepting closed loop cards and codes at a merchant point of sale |
US20100280911A1 (en) * | 2006-07-27 | 2010-11-04 | Leverage, Inc. | System and method for targeted marketing and consumer resource management |
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US11354612B1 (en) | 2012-04-13 | 2022-06-07 | Blackhawk Network, Inc. | System and method for localized prepaid gift account program utilizing open loop network systems without local merchant approval |
US9227800B2 (en) * | 2013-03-14 | 2016-01-05 | Outerwall Inc. | Multi-function card handling apparatus and methods of operation |
US20140263385A1 (en) * | 2013-03-14 | 2014-09-18 | Coinstar, Inc. | Multi-function card handling apparatus and methods of operation |
WO2015011705A3 (en) * | 2013-07-22 | 2015-10-29 | Zeek Mobile Ltd. | Location based merchant credit voucher transactions |
WO2017007593A1 (en) * | 2015-07-08 | 2017-01-12 | Outerwall Inc. | Systems and associated methods for exchanging gift cards |
US10346819B2 (en) | 2015-11-19 | 2019-07-09 | Coinstar Asset Holdings, Llc | Mobile device applications, other applications and associated kiosk-based systems and methods for facilitating coin saving |
Also Published As
Publication number | Publication date |
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US7494048B2 (en) | 2009-02-24 |
US20050228717A1 (en) | 2005-10-13 |
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