US2944728A - Envelope for banking use - Google Patents

Description

Jul 12, 1960 H. M. WHITMAN 2,944,728

ENVELOPE FOR BANKING USE Filed July 13, 1959 I Y 2 Sheets-Sheet 1 INVENTOR. H. M. WHITMAN July 12, 19 H. M. WHITMAN ENVELOPE FOR BANKING USE 2 Sheets$heet 2 Filed. July 13, 1959 INVENTOR. H. M. WHITMAN ITTORNG) United S a s p Harlan M. Whitman, Minneapolis, Minn.,' assign'orto Curtis 1000, Incorporated, St. Paul, Minn., a corporationof Minnesota Filed July l3, 1959,51". No, 826,530 f 4 Claims. or. 229-450 This invention relates to mailing envelopes and more particularly to envelopesfor use by banks to return bank statements, cancelled checks, etc. to depositors.

An object of primary importance of the invention is to provide an envelope for the above purpose with means to retain an addressed bank statement adjacent one end a p 2 ,944,728 1C pat nted July 12,1960

and address, is placed within a window .envelope so that the name and address may be visible through the window. Cancelled checks extending substantially the full length of the envelopes without folding also are placed in the envelope. As the folded height of the statement and identification card is or maybe materially greater than the Width ofthe checks, means are required to prevent up and down movement of the checks within the envelope. Also thestatement must be prevented from' movement laterally away from the window for its address.

The retaining of the statement, checks, etc. in their proper relative positions is accomplished by the envelopes shown in the figures of the drawing in which:

Fig. 1 is the inside surface of an unfolded blank of an envelope made according to the present invention;

Fig. 2 is an envelope made from the blank shown in Fig. 1 before sealing and showing a statement and checks of the envelope and maintained in position relative to a window opening formed in the front panel of the envelope, the envelope also being adapted to retain a group of checks in position lengthwise of the envelope andagainst vertical movement.

A featurethat enables the above object to be accomplished is that a strip of dry self-sealing latex or other gumming composition ispositioned on the inside surface in position within the envelope;

Fig. 3 shows an envelope made according to-the present invention with the statement and checks inserted and the envelope sealed. ready for mailing; and

Fig. 4 shows a slightly modified form of envelope,

' made according to the presentjinvention from a blank of the sealing flap, another strip of the samematerial .being positioned on the inside surface of the'front panel above the free edge of the back panel after folding soithat sealing willbe effected by pressing the latex gummedstrip von the sealing flap into contact with the strip on the inner surface of the front panel.

' Another feature of unportance 1s that the gummed area "on the inside-surface of thesealing flap maybe of sufiicient width to contact and seal itself to'a gummed strip on the outside surface of the back .panel' adjacent its free edge in addition to the inner portion of the gummed area on the sealing flap being sealed to the gummed strip on the inside surface of the frontpanel.

Another object of the 1nvent1on,.1n a slightlyimodified i embodiment of the invention, is to provide an' area of standard gumming composition requiring moistening on the inside surface of the sealing flap, this area extending substantially the entire length of the flap, the inner portion orlarea'of the sealing flapv extending partially along the flap and being provided with a strip of self-sealing type gumming,'there also being self-sealing gumming on the inner surface of thefront panel but not on the outer surface of the back panel.

With the above and other objects in view, the-invention may include the features of construction and operation.

set forth in the following specification and, illustrated in the accompanying drawings.

'In the accompanying drawings annexed hereto and forming a part of this specification, I have shown the invention embodied in envelopes of usual business form and adapted for particular forms of enclosures such as]- bank statements andchecks, but it will be understood that the invention may be otherwise embodied and that the drawings are not to be construed as defining or limiting the scope of the invention, the claims appended to this specification being relied upon for that purpose.

In the processing of depositors. accounts by banks, increased use is now being made of mechanical business machines and equipment, the result being that typed statements are periodically mailed to depositors with a tabulation of the deposits made and checks drawn. The depositors identification card, if such cards are'used, and the cancelled checks also may be enclosed. The statement," folded to properly position the depositors name shown in Fig. 1, after having been folded and the end aps gummed to the rear panel; r

In the above mentioned drawing there have been illustrated one embodiment of the invention and a slightly modified formthereof which are now deemed preferable, but it is to be understood that, changes and modifications maybe made within the scope of the appended claims without departing fromthe spirit of the invention.

Referring more'in-d'etail to the figures of the drawing and first to Fig. 1; it "will be seen that the blank from which the envelopes are formedis of generally conventional outline. .The central or front panel 10 is provided with a window'12, the size and position of which are determined by the position of thename and address on the previously addressed statement to be enclosed. .Extending from one side edge of panel 10 is a back panel .14, the width of which. is somewhat less than the height or widthlof the front panel 10.]. End flaps 16 extend from opposite ends of the central panel 10 and from the side usual manner. In this operation the gum used on the end portions of the back panel'14 is or may be conventional and adhere directly to the ungummed end flaps 16.

With the back panel gummed to the end flaps in'the embodiment of the invention shown in Figs. 1, 2 and 3, self-sealing dry gumming is applied as shown at 20 to the inside surface of the sealing flap. Similar self-sealing gumming'ZZ is applied to the free edge of the outer surface of the back panel 14 and, as shown at 24, to the inside surface of the front panel 10 above the free edge of the back panel. 14. The width of the strip'20 of-the self-sealing gumming applied to the inner surface of the sealing flap 18 is of sufficient width to cover ample areas.

. gummingon the back panel 14, the inner portion of area 20 sealing with the strip 24 on the inner surface of the front panel 10.

If preferred, two adjacent narrow strips of self-sealing gummed areas on the sealing flap 18 may be substituted for the single wide strip. This is indicated by the dotted lines extending through area 20 in Fig. 2.

A characteristic feature of this dry self-sealing composition is that it willadhere only to the same material These dry self-sealing gummed sur envelope. The gummed strip 24 on the inside surface of the front panel 10 adheres to the inner portion of the gummed strip 20, on the sealing flap 18. The adhering together of these two surfaces 20 and 24 divides the space within the envelope into compartments, one at one end of the envelope for the statement 26, the other extending the full length of the envelope for the checks 28. The statement 26, folded to extend the entire width or height of the envelope cannot move laterally by reason of the gumming applied to the free portion of the inner surface of the front panel 10 adhering to the gumming on the sealing flap 18. The checks 28, extending the full length of the envelope, cannot move upward for the same reason. The dry self-sealing gummed areas do not adhere to the statement 26 or to the checks 28. The outer portion of strip 24) of gurnming on the sealing flap 18 adheres However, the sealing flap has two strips of gumming, 3t)

and 32, the inner one 32 being of the self-sealing type which adheres on pressure to the gummed strip 34 on the inner surface of the front panel. The outer strip on the sealing flap is of conventional type which after being moistened will adhere to an ungummed area 36 on the outer surface of the back panel 14. The only areas of self-sealing gum in this modified form of the invention are the inner area '32 on the sealing flap 18 and area 34 of the inner surface of the front panel 10. The outer strip 30 of gumming on the sealing flap 18 in this modified form, and on the opposite ends of back panel 14. are of the conventional gur'nming. The sealing of this modified 4 edge of said front panel and extending when folded over a portionof said back panel, an area of. dry sealing com: position on said sealing flap, and an area of similar sealing composition on the inside surface of the front panel above the edge of said back panel, whereby when said sealing flap is folded said areas of gumming are adapted for sealing contact throughout their gummed areas.

2. A banking envelope comprising a front panel, a back panel,'end flaps for sealing the ends of said panels together, asealing flap extending from the long edge of said front panel and, extending when folded over a portion of said back panel, a wide area of dry-sealing com position onsaid sealing flap, areas of similar sealing composition on saidback panel and on the inside surface of the front panel above the edge of said back panel, whereby When said sealing flap is folded said gummed area on said sealing flap is in sealing contact with the gummed areas on said back panel and inside surface of said front panel.

3. A banking envelope comprising a front panel, a back panel, end flaps for sealing the ends of said panels together, a sealing flap gummed along the free edge of its inner surface andextending from the long edge of said front panel and adapted when folded to extend over a portion of said back panel, an area of dry sealing composition on an intermediate portion of said sealing flap, an area of similar sealing composition on the inside surface of the front panel above the edge of the back panel and an area of similar sealing composition along the free edge of said back panel, whereby when said sealing flap is folded said gummed area on said'sealing flap is in sealing contact with the gummed areason said back panel and inside surface of said front panel. 7

4. A banking envelope, comprising a front panel, a 7

' tion of said back panel, a wide area of dry sealing comform of envelope therefore requires moistening of the gurnming 30 in the conventional manner.

position on the inner surface of said sealing flap, areas of similar sealing composition on the outside surface of said back panel and on the inside surface of thetfront panel above the edge of the back panel, whereby when said sealing flap is folded a portion of said area on said sealing flap will contact the gummed area on said back panel and another portion thereof will contact the gummed area on the inside surface ofsaid front panel.

References Cited in thefile of this, patent UNITED STATES PATENTS 902,375 Cheape Oct. 27, 1908 2,066,495 Swift Ian. 5, 1937 2,209,601 Heywood July 30, 1940

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