WO1994022116A3 - Electronic terminal for the transfer and receipt of money - Google Patents

Electronic terminal for the transfer and receipt of money Download PDF

Info

Publication number
WO1994022116A3
WO1994022116A3 PCT/IT1994/000030 IT9400030W WO9422116A3 WO 1994022116 A3 WO1994022116 A3 WO 1994022116A3 IT 9400030 W IT9400030 W IT 9400030W WO 9422116 A3 WO9422116 A3 WO 9422116A3
Authority
WO
WIPO (PCT)
Prior art keywords
terminal
bank
money
transfer
connection
Prior art date
Application number
PCT/IT1994/000030
Other languages
French (fr)
Other versions
WO1994022116A2 (en
Inventor
Giannino Santiglia
Marino Convento
Original Assignee
Giannino Santiglia
Marino Convento
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Giannino Santiglia, Marino Convento filed Critical Giannino Santiglia
Priority to AU65124/94A priority Critical patent/AU6512494A/en
Publication of WO1994022116A2 publication Critical patent/WO1994022116A2/en
Publication of WO1994022116A3 publication Critical patent/WO1994022116A3/en

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems

Abstract

The invention is an electronic device that makes it possible to transfer money without using bank notes, credit cards or cheques and without getting in connection with banks or credit institutes. The new electronic appliance is basically constituted by an independent, portable terminal equipped with display, keyboard and infrared rays transmitter-receiver for the connection, in which the holder's private data, bank data and accounting situation are permanently stored. By connecting the terminal with another identical terminal or with the electronic walk-up counter of a bank, and inserting in each of them the appropriate safety codes, it is possible to record money transfers from one terminal to the other, to carry out normal bank transactions and to update the accounting situation inside the terminal.
PCT/IT1994/000030 1993-03-19 1994-03-19 Electronic terminal for the transfer and receipt of money WO1994022116A2 (en)

Priority Applications (1)

Application Number Priority Date Filing Date Title
AU65124/94A AU6512494A (en) 1993-03-19 1994-03-19 Electronic terminal for the transfer and receipt of money

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
ITPD93A000063 1993-03-19
IT000063A ITPD930063A1 (en) 1993-03-19 1993-03-19 ELECTRONIC TERMINAL-PORTFOLIO

Publications (2)

Publication Number Publication Date
WO1994022116A2 WO1994022116A2 (en) 1994-09-29
WO1994022116A3 true WO1994022116A3 (en) 1994-11-10

Family

ID=11390243

Family Applications (1)

Application Number Title Priority Date Filing Date
PCT/IT1994/000030 WO1994022116A2 (en) 1993-03-19 1994-03-19 Electronic terminal for the transfer and receipt of money

Country Status (3)

Country Link
AU (1) AU6512494A (en)
IT (1) ITPD930063A1 (en)
WO (1) WO1994022116A2 (en)

Families Citing this family (8)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
FR2726105B1 (en) * 1994-10-17 1997-10-31 Topcard Monetique Sa PORTABLE OBJECT AND OPERATING SYSTEM USING AT LEAST SUCH A PORTABLE OBJECT
FR2726102B1 (en) * 1994-10-17 1997-10-17 Topcard Monetique Sa METHOD OF OPERATING A DATA MEDIUM, PORTABLE OBJECT AND MANAGEMENT SYSTEM IMPLEMENTING THE METHOD OF OPERATING
EP0935793A1 (en) * 1997-08-29 1999-08-18 Koninklijke Philips Electronics N.V. Method of, and system for, effecting cashless transactions and a device for use in such a system
GB2347255A (en) * 1999-02-22 2000-08-30 Ericsson Telefon Ab L M Method of loading a cash card using a mobile phone
GB2353389A (en) * 1999-08-17 2001-02-21 Ncr Int Inc Self-service terminal
IT1315400B1 (en) * 2000-02-23 2003-02-10 Vittorio Pareti DEVICE FOR CURRENCY TRANSACTIONS BETWEEN MAGNETIC SUPPORTS EQUIPPED WITH PERMANENT REWRITABLE MEMORY.
AUPS265302A0 (en) 2002-05-30 2002-06-20 Mcom Solutions Inc Display device and funds transaction device including the display device
ES2404930B1 (en) * 2011-11-17 2014-08-18 Indalecio DE LA TORRE HERRERA ACCUMULATOR - MOBILE CASH TRANSMITTER WITH LIMITED DISCHARGE.

Citations (5)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
GB2066540A (en) * 1979-12-20 1981-07-08 Lethaby & Co Ltd Transaction device
US4454414A (en) * 1982-06-16 1984-06-12 Vericard Corporation Funds transfer system using optically coupled, portable modules
EP0172670A2 (en) * 1984-07-27 1986-02-26 Technion Research & Development Foundation An apparatus for effecting and recording monetary transactions
EP0421808A2 (en) * 1989-10-06 1991-04-10 André Peter Mansvelt Funds transfer system
WO1991016691A1 (en) * 1990-04-12 1991-10-31 Jonhig Limited Value transfer system

Patent Citations (5)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
GB2066540A (en) * 1979-12-20 1981-07-08 Lethaby & Co Ltd Transaction device
US4454414A (en) * 1982-06-16 1984-06-12 Vericard Corporation Funds transfer system using optically coupled, portable modules
EP0172670A2 (en) * 1984-07-27 1986-02-26 Technion Research & Development Foundation An apparatus for effecting and recording monetary transactions
EP0421808A2 (en) * 1989-10-06 1991-04-10 André Peter Mansvelt Funds transfer system
WO1991016691A1 (en) * 1990-04-12 1991-10-31 Jonhig Limited Value transfer system

Also Published As

Publication number Publication date
ITPD930063A1 (en) 1994-09-19
AU6512494A (en) 1994-10-11
WO1994022116A2 (en) 1994-09-29
ITPD930063A0 (en) 1993-03-19

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