WO1998014916A3 - Universal credit card - Google Patents

Universal credit card Download PDF

Info

Publication number
WO1998014916A3
WO1998014916A3 PCT/CA1997/000718 CA9700718W WO9814916A3 WO 1998014916 A3 WO1998014916 A3 WO 1998014916A3 CA 9700718 W CA9700718 W CA 9700718W WO 9814916 A3 WO9814916 A3 WO 9814916A3
Authority
WO
WIPO (PCT)
Prior art keywords
credit card
pair
integrated circuit
universal credit
major faces
Prior art date
Application number
PCT/CA1997/000718
Other languages
French (fr)
Other versions
WO1998014916A2 (en
Inventor
Michael Coveley
Original Assignee
Michael Coveley
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Michael Coveley filed Critical Michael Coveley
Priority to AU44475/97A priority Critical patent/AU4447597A/en
Publication of WO1998014916A2 publication Critical patent/WO1998014916A2/en
Publication of WO1998014916A3 publication Critical patent/WO1998014916A3/en

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06K—GRAPHICAL DATA READING; PRESENTATION OF DATA; RECORD CARRIERS; HANDLING RECORD CARRIERS
    • G06K19/00—Record carriers for use with machines and with at least a part designed to carry digital markings
    • G06K19/06—Record carriers for use with machines and with at least a part designed to carry digital markings characterised by the kind of the digital marking, e.g. shape, nature, code
    • G06K19/067—Record carriers with conductive marks, printed circuits or semiconductor circuit elements, e.g. credit or identity cards also with resonating or responding marks without active components
    • G06K19/07—Record carriers with conductive marks, printed circuits or semiconductor circuit elements, e.g. credit or identity cards also with resonating or responding marks without active components with integrated circuit chips
    • G06K19/072—Record carriers with conductive marks, printed circuits or semiconductor circuit elements, e.g. credit or identity cards also with resonating or responding marks without active components with integrated circuit chips the record carrier comprising a plurality of integrated circuit chips
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06K—GRAPHICAL DATA READING; PRESENTATION OF DATA; RECORD CARRIERS; HANDLING RECORD CARRIERS
    • G06K19/00—Record carriers for use with machines and with at least a part designed to carry digital markings
    • G06K19/06—Record carriers for use with machines and with at least a part designed to carry digital markings characterised by the kind of the digital marking, e.g. shape, nature, code
    • G06K19/067—Record carriers with conductive marks, printed circuits or semiconductor circuit elements, e.g. credit or identity cards also with resonating or responding marks without active components
    • G06K19/07—Record carriers with conductive marks, printed circuits or semiconductor circuit elements, e.g. credit or identity cards also with resonating or responding marks without active components with integrated circuit chips
    • G06K19/077—Constructional details, e.g. mounting of circuits in the carrier
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means

Abstract

A credit card (10) comprises a generally rectangular substrate (12) having a pair of opposed major faces (14, 16) respectively. At least one pair (18, 20) of integrated circuit devices is mounted on the substrate. Each integrated circuit device stores financial transaction data to be read by a card reader. The integrated circuit devices of the at least one pair are positioned on one of the major faces adjacent diagonally opposed corners thereof.
PCT/CA1997/000718 1996-10-01 1997-09-30 Universal credit card WO1998014916A2 (en)

Priority Applications (1)

Application Number Priority Date Filing Date Title
AU44475/97A AU4447597A (en) 1996-10-01 1997-09-30 Universal credit card

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
US2777996P 1996-10-01 1996-10-01
US60/027,779 1996-10-01

Publications (2)

Publication Number Publication Date
WO1998014916A2 WO1998014916A2 (en) 1998-04-09
WO1998014916A3 true WO1998014916A3 (en) 1998-06-04

Family

ID=21839747

Family Applications (1)

Application Number Title Priority Date Filing Date
PCT/CA1997/000718 WO1998014916A2 (en) 1996-10-01 1997-09-30 Universal credit card

Country Status (3)

Country Link
AU (1) AU4447597A (en)
WO (1) WO1998014916A2 (en)
ZA (1) ZA978777B (en)

Families Citing this family (10)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
GB0128292D0 (en) * 2001-11-26 2002-01-16 Ecebs Ltd Purse interoperability
US9087230B2 (en) 2005-01-07 2015-07-21 Thomson Licensing Method for communicating by a detector of the presence of chip cards in a reader chip cards and a reading device communicating by the presence detector
FR2880712A1 (en) * 2005-01-07 2006-07-14 Thomson Licensing Sa User interface device e.g. supersmart card, for e.g. television decoder, has part with keys accessible to user and housing to insert chip card, and button with studs connected to housing so that communication between reader and card is made
GB2492952A (en) * 2011-07-13 2013-01-23 Steven Teall Bank card with two chips for debit and credit transactions
US8827158B2 (en) 2011-12-21 2014-09-09 International Business Machines Corporation Multi-chip card
US9183487B2 (en) * 2013-02-14 2015-11-10 International Business Machines Corporation Multi chip smart card
DE102015101702A1 (en) * 2015-02-06 2016-08-11 Lothar Lüdcke Polygon card device with chip functions
AU2020230451B2 (en) * 2019-03-01 2023-04-13 Jeremy Buttriss A multi-account information bearing card
US20230214628A1 (en) * 2021-12-30 2023-07-06 C2P Group Corp. Four-cornered wireless information card
US11960951B1 (en) * 2022-09-23 2024-04-16 Capital One Services, Llc Transaction card with multiple orientations

Citations (6)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US4253086A (en) * 1978-07-28 1981-02-24 Szymon Szwarcbier Process and apparatus for positive identification of customers
DE3736854A1 (en) * 1987-10-30 1989-05-11 Deutsche Bundespost VALUE CARD WITH IMPLANTED INTEGRATED CIRCUITS
FR2627880A1 (en) * 1988-02-26 1989-09-01 Sgs Thomson Microelectronics Multi-function card which can be inserted in opposite senses - uses multiple integrated circuits in single card to implement different functions, selected by direction of card insertion
US4982069A (en) * 1986-09-22 1991-01-01 Schlumberger Industries, S.A. Data processing system for smart cards having a plurality of electronic modules
US5049728A (en) * 1990-04-04 1991-09-17 Rovin George H IC card system with removable IC modules
DE4342940A1 (en) * 1993-12-16 1995-06-22 Richard Heinzen Credit card with fingerprint of user

Patent Citations (6)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US4253086A (en) * 1978-07-28 1981-02-24 Szymon Szwarcbier Process and apparatus for positive identification of customers
US4982069A (en) * 1986-09-22 1991-01-01 Schlumberger Industries, S.A. Data processing system for smart cards having a plurality of electronic modules
DE3736854A1 (en) * 1987-10-30 1989-05-11 Deutsche Bundespost VALUE CARD WITH IMPLANTED INTEGRATED CIRCUITS
FR2627880A1 (en) * 1988-02-26 1989-09-01 Sgs Thomson Microelectronics Multi-function card which can be inserted in opposite senses - uses multiple integrated circuits in single card to implement different functions, selected by direction of card insertion
US5049728A (en) * 1990-04-04 1991-09-17 Rovin George H IC card system with removable IC modules
DE4342940A1 (en) * 1993-12-16 1995-06-22 Richard Heinzen Credit card with fingerprint of user

Also Published As

Publication number Publication date
ZA978777B (en) 1998-03-27
WO1998014916A2 (en) 1998-04-09
AU4447597A (en) 1998-04-24

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