WO2000031685A1 - Multiple scheme electronic cash system - Google Patents
Multiple scheme electronic cash system Download PDFInfo
- Publication number
- WO2000031685A1 WO2000031685A1 PCT/AU1999/001037 AU9901037W WO0031685A1 WO 2000031685 A1 WO2000031685 A1 WO 2000031685A1 AU 9901037 W AU9901037 W AU 9901037W WO 0031685 A1 WO0031685 A1 WO 0031685A1
- Authority
- WO
- WIPO (PCT)
- Prior art keywords
- smartcard
- purse
- electronic cash
- terminal
- scheme
- Prior art date
Links
Classifications
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
- G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
- G07F7/10—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
- G07F7/1008—Active credit-cards provided with means to personalise their use, e.g. with PIN-introduction/comparison system
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
- G06Q20/341—Active cards, i.e. cards including their own processing means, e.g. including an IC or chip
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
- G06Q20/357—Cards having a plurality of specified features
- G06Q20/3572—Multiple accounts on card
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
- G06Q20/357—Cards having a plurality of specified features
- G06Q20/3576—Multiple memory zones on card
- G06Q20/35765—Access rights to memory zones
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/36—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
- G06Q20/363—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes with the personal data of a user
Landscapes
- Engineering & Computer Science (AREA)
- Business, Economics & Management (AREA)
- Accounting & Taxation (AREA)
- Physics & Mathematics (AREA)
- General Physics & Mathematics (AREA)
- Computer Networks & Wireless Communication (AREA)
- Strategic Management (AREA)
- General Business, Economics & Management (AREA)
- Theoretical Computer Science (AREA)
- Microelectronics & Electronic Packaging (AREA)
- Finance (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
Abstract
Description
Claims
Priority Applications (3)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
EP99960707A EP1131783A4 (en) | 1998-11-20 | 1999-11-22 | Multiple scheme electronic cash system |
AU17612/00A AU1761200A (en) | 1998-11-20 | 1999-11-22 | Multiple scheme electronic cash system |
NZ511831A NZ511831A (en) | 1998-11-20 | 1999-11-22 | Multiple scheme electronic cash system |
Applications Claiming Priority (4)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
AUPP7248 | 1998-11-20 | ||
AUPP7248A AUPP724898A0 (en) | 1998-11-20 | 1998-11-20 | Multiple scheme electronic cash system |
GBGB9927002.7A GB9927002D0 (en) | 1999-11-15 | 1999-11-15 | Multiple scheme electronic cash system |
GB9927002.7 | 1999-11-15 |
Publications (1)
Publication Number | Publication Date |
---|---|
WO2000031685A1 true WO2000031685A1 (en) | 2000-06-02 |
Family
ID=25645932
Family Applications (1)
Application Number | Title | Priority Date | Filing Date |
---|---|---|---|
PCT/AU1999/001037 WO2000031685A1 (en) | 1998-11-20 | 1999-11-22 | Multiple scheme electronic cash system |
Country Status (3)
Country | Link |
---|---|
EP (1) | EP1131783A4 (en) |
NZ (1) | NZ511831A (en) |
WO (1) | WO2000031685A1 (en) |
Cited By (3)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
WO2001086597A2 (en) * | 2000-05-10 | 2001-11-15 | E-Centives, Inc. | Using currency to purchase from sellers that do not recognize the currency |
EP1398739A1 (en) * | 2002-09-04 | 2004-03-17 | Mainline Corporate Holdings Limited | A method and system for transferring funds |
US7698185B2 (en) * | 2005-04-28 | 2010-04-13 | Loylogic, Inc. | Methods and systems for generating dynamic reward currency values |
Citations (2)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
WO1993008545A1 (en) * | 1991-10-16 | 1993-04-29 | Jonhig Limited | Value transfer system |
US5426281A (en) * | 1991-08-22 | 1995-06-20 | Abecassis; Max | Transaction protection system |
Family Cites Families (5)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
US4766293A (en) * | 1986-06-26 | 1988-08-23 | Visa International Service Association | Portable financial transaction card capable of authorizing a transaction in foreign currencies |
WO1990015382A1 (en) * | 1989-05-31 | 1990-12-13 | Datacard Corporation | Microcomputer debit card |
EP0724238A1 (en) * | 1995-01-24 | 1996-07-31 | Europay International S.A. | Card apparatus and cashless transaction system |
NL1000352C2 (en) * | 1995-05-12 | 1996-11-13 | Nederland Ptt | Electronic payment system with different units of account, electronic payment method and method for electronic payment. |
GB2324898A (en) * | 1997-05-03 | 1998-11-04 | Plessey Telecomm | Electronic purse |
-
1999
- 1999-11-22 WO PCT/AU1999/001037 patent/WO2000031685A1/en not_active Application Discontinuation
- 1999-11-22 NZ NZ511831A patent/NZ511831A/en unknown
- 1999-11-22 EP EP99960707A patent/EP1131783A4/en not_active Withdrawn
Patent Citations (2)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
US5426281A (en) * | 1991-08-22 | 1995-06-20 | Abecassis; Max | Transaction protection system |
WO1993008545A1 (en) * | 1991-10-16 | 1993-04-29 | Jonhig Limited | Value transfer system |
Non-Patent Citations (1)
Title |
---|
See also references of EP1131783A4 * |
Cited By (11)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
WO2001086597A2 (en) * | 2000-05-10 | 2001-11-15 | E-Centives, Inc. | Using currency to purchase from sellers that do not recognize the currency |
WO2001086597A3 (en) * | 2000-05-10 | 2003-07-03 | Centives Inc E | Using currency to purchase from sellers that do not recognize the currency |
US7742987B2 (en) | 2000-05-10 | 2010-06-22 | Invenda Corporation | Using currency to purchase from sellers that do not recognize the currency |
US8645267B2 (en) | 2000-05-10 | 2014-02-04 | Risible Enterprises Llc | Using currency to purchase from sellers that do not recognize the currency |
EP1398739A1 (en) * | 2002-09-04 | 2004-03-17 | Mainline Corporate Holdings Limited | A method and system for transferring funds |
WO2004023407A1 (en) * | 2002-09-04 | 2004-03-18 | European Tax Free Shopping Limited | A method and system for transferring funds |
EA007646B1 (en) * | 2002-09-04 | 2006-12-29 | Юропиан Тэкс Фри Шоппинг Лимитед | A method and system for transferring funds |
AU2003267806B2 (en) * | 2002-09-04 | 2008-07-03 | Mainline Patent Holdings Limited | A method and system for transferring funds |
US8719153B2 (en) | 2002-09-04 | 2014-05-06 | Mainline Corporate Holdings Limited | Method and system for transferring funds |
US7698185B2 (en) * | 2005-04-28 | 2010-04-13 | Loylogic, Inc. | Methods and systems for generating dynamic reward currency values |
US8533083B2 (en) | 2005-04-28 | 2013-09-10 | Loylogic Licensing Inc. | Method and systems for generating dynamic rewards currency values |
Also Published As
Publication number | Publication date |
---|---|
EP1131783A1 (en) | 2001-09-12 |
EP1131783A4 (en) | 2003-03-12 |
NZ511831A (en) | 2002-09-27 |
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