WO2000074004A3 - System for immediate and anonymous transfer of (virtual guarantees concerning) virtual trade paper, the monitoring of virtual trade paper or virtual money in circulation and the charging of the system costs to the users in ratio to their use - Google Patents

System for immediate and anonymous transfer of (virtual guarantees concerning) virtual trade paper, the monitoring of virtual trade paper or virtual money in circulation and the charging of the system costs to the users in ratio to their use Download PDF

Info

Publication number
WO2000074004A3
WO2000074004A3 PCT/NL2000/000372 NL0000372W WO0074004A3 WO 2000074004 A3 WO2000074004 A3 WO 2000074004A3 NL 0000372 W NL0000372 W NL 0000372W WO 0074004 A3 WO0074004 A3 WO 0074004A3
Authority
WO
WIPO (PCT)
Prior art keywords
value
virtual
trade paper
cost
paper
Prior art date
Application number
PCT/NL2000/000372
Other languages
French (fr)
Other versions
WO2000074004A2 (en
Inventor
Joannes Henricus Jo Sieverding
Original Assignee
Sieverding Warnau B V
Joannes Henricus Jo Sieverding
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Sieverding Warnau B V, Joannes Henricus Jo Sieverding filed Critical Sieverding Warnau B V
Priority to EP00937375A priority Critical patent/EP1131797A2/en
Priority to AU52557/00A priority patent/AU5255700A/en
Publication of WO2000074004A2 publication Critical patent/WO2000074004A2/en
Publication of WO2000074004A3 publication Critical patent/WO2000074004A3/en

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/04—Payment circuits
    • G06Q20/06—Private payment circuits, e.g. involving electronic currency used among participants of a common payment scheme
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/04—Payment circuits
    • G06Q20/042—Payment circuits characterized in that the payment protocol involves at least one cheque
    • G06Q20/0425—Payment circuits characterized in that the payment protocol involves at least one cheque the cheque being electronic only
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/06—Buying, selling or leasing transactions

Abstract

The invention concerns systems for the anonymous transfer of value between value carriers like ISO-7810 cards and the like (also among themselves). To have the system fall under contract law, it is provided for that the working of the computer programmes is such that 'virtual trade paper' is created; the legal effects of its use may be laid down in a multi-party contract. To notice the presence of false virtual trade paper in such a system or of false 'electronic money' in a system based on that value in an early stage without damaging the anonymity of the payments, it is provided for that groups of value carriers are assigned codes, that value received by a value carrier is coupled with the code of the transferring value carrier and that a system of conditionally blocking and resetting of value carriers leads to central registration of the anonymous transactions and comparing these with the data relating to the value that is centrally brought into or taken outof the system. To settle the system costs in proportion with the use of it, it is provided for that the working of the computer programmes is such that leads to fixing, recording (and subsequently centrally registering) of the cost thereof as well as to reducing the value present in the value carrier by the value of this cost; besides, the programmes bring about that for residual value the highest value is determined that can be transferred leaving precisely the value that is equal to the cost of such a transaction.
PCT/NL2000/000372 1999-06-01 2000-05-31 System for immediate and anonymous transfer of (virtual guarantees concerning) virtual trade paper, the monitoring of virtual trade paper or virtual money in circulation and the charging of the system costs to the users in ratio to their use WO2000074004A2 (en)

Priority Applications (2)

Application Number Priority Date Filing Date Title
EP00937375A EP1131797A2 (en) 1999-06-01 2000-05-31 System for immediate and anonymous transfer of (virtual guarantees concerning) virtual trade paper, the monitoring of virtual trade paper or virtual money in circulation and the charging of the costs to the users in ratio to their use
AU52557/00A AU5255700A (en) 1999-06-01 2000-05-31 System for immediate and anonymous transfer of (virtual guarantees concerning) virtual trade paper, the monitoring of virtual trade paper or virtual money in circulation and the charging of the system costs to the users in ratio to their use

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
NL1012204A NL1012204C1 (en) 1999-06-01 1999-06-01 System for the immediate and anonymous transfer of (virtual guarantees regarding) virtual securities, for monitoring virtual securities or virtual money in circulation and for charging system costs to users in proportion to their use.
NL1012204 1999-06-01

Publications (2)

Publication Number Publication Date
WO2000074004A2 WO2000074004A2 (en) 2000-12-07
WO2000074004A3 true WO2000074004A3 (en) 2001-06-28

Family

ID=19769292

Family Applications (1)

Application Number Title Priority Date Filing Date
PCT/NL2000/000372 WO2000074004A2 (en) 1999-06-01 2000-05-31 System for immediate and anonymous transfer of (virtual guarantees concerning) virtual trade paper, the monitoring of virtual trade paper or virtual money in circulation and the charging of the system costs to the users in ratio to their use

Country Status (4)

Country Link
EP (1) EP1131797A2 (en)
AU (1) AU5255700A (en)
NL (1) NL1012204C1 (en)
WO (1) WO2000074004A2 (en)

Families Citing this family (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
GB0305806D0 (en) * 2003-03-13 2003-04-16 Ecebs Ltd Smartcard based value transfer
US20130060694A1 (en) * 2011-09-06 2013-03-07 Rawllin International Inc. Unified account handling system

Citations (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
WO1991016691A1 (en) * 1990-04-12 1991-10-31 Jonhig Limited Value transfer system
EP0668579A2 (en) * 1994-02-08 1995-08-23 AT&T Corp. Secure money transfer techniques using smart cards
US5455407A (en) * 1991-11-15 1995-10-03 Citibank, N.A. Electronic-monetary system
WO1997019414A1 (en) * 1995-11-21 1997-05-29 Oxford Media Pty. Ltd. Computer network value payment system

Patent Citations (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
WO1991016691A1 (en) * 1990-04-12 1991-10-31 Jonhig Limited Value transfer system
US5455407A (en) * 1991-11-15 1995-10-03 Citibank, N.A. Electronic-monetary system
EP0668579A2 (en) * 1994-02-08 1995-08-23 AT&T Corp. Secure money transfer techniques using smart cards
WO1997019414A1 (en) * 1995-11-21 1997-05-29 Oxford Media Pty. Ltd. Computer network value payment system

Also Published As

Publication number Publication date
WO2000074004A2 (en) 2000-12-07
AU5255700A (en) 2000-12-18
NL1012204C1 (en) 2000-12-04
EP1131797A2 (en) 2001-09-12

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