WO2000075835A3 - A secure internet vault for consumer receipts, legal documents and commerce - Google Patents

A secure internet vault for consumer receipts, legal documents and commerce Download PDF

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Publication number
WO2000075835A3
WO2000075835A3 PCT/US2000/015371 US0015371W WO0075835A3 WO 2000075835 A3 WO2000075835 A3 WO 2000075835A3 US 0015371 W US0015371 W US 0015371W WO 0075835 A3 WO0075835 A3 WO 0075835A3
Authority
WO
WIPO (PCT)
Prior art keywords
consumer
record
website
view
vault
Prior art date
Application number
PCT/US2000/015371
Other languages
French (fr)
Other versions
WO2000075835A2 (en
Inventor
Scott T Allan
Jeffery T Miles
J Gregory Stout
Aziz Valliani
Abbas Rafii
Nazim Kareemi
Original Assignee
Receiptcity Com Inc
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Receiptcity Com Inc filed Critical Receiptcity Com Inc
Priority to EP00941211A priority Critical patent/EP1185945A2/en
Publication of WO2000075835A2 publication Critical patent/WO2000075835A2/en
Publication of WO2000075835A3 publication Critical patent/WO2000075835A3/en

Links

Classifications

    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00Commerce
    • G06Q30/02Marketing; Price estimation or determination; Fundraising
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06FELECTRIC DIGITAL DATA PROCESSING
    • G06F8/00Arrangements for software engineering
    • G06F8/30Creation or generation of source code
    • G06F8/34Graphical or visual programming
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/04Payment circuits
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/04Payment circuits
    • G06Q20/047Payment circuits using payment protocols involving electronic receipts
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/08Payment architectures
    • G06Q20/18Payment architectures involving self-service terminals [SST], vending machines, kiosks or multimedia terminals
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/08Payment architectures
    • G06Q20/20Point-of-sale [POS] network systems
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00Commerce
    • G06Q30/06Buying, selling or leasing transactions
    • GPHYSICS
    • G07CHECKING-DEVICES
    • G07CTIME OR ATTENDANCE REGISTERS; REGISTERING OR INDICATING THE WORKING OF MACHINES; GENERATING RANDOM NUMBERS; VOTING OR LOTTERY APPARATUS; ARRANGEMENTS, SYSTEMS OR APPARATUS FOR CHECKING NOT PROVIDED FOR ELSEWHERE
    • G07C9/00Individual registration on entry or exit
    • G07C9/30Individual registration on entry or exit not involving the use of a pass
    • G07C9/32Individual registration on entry or exit not involving the use of a pass in combination with an identity check
    • G07C9/35Individual registration on entry or exit not involving the use of a pass in combination with an identity check by means of a handwritten signature
    • GPHYSICS
    • G07CHECKING-DEVICES
    • G07FCOIN-FREED OR LIKE APPARATUS
    • G07F19/00Complete banking systems; Coded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines
    • G07F19/20Automatic teller machines [ATMs]
    • GPHYSICS
    • G07CHECKING-DEVICES
    • G07FCOIN-FREED OR LIKE APPARATUS
    • G07F19/00Complete banking systems; Coded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines
    • G07F19/20Automatic teller machines [ATMs]
    • G07F19/201Accessories of ATMs
    • GPHYSICS
    • G07CHECKING-DEVICES
    • G07GREGISTERING THE RECEIPT OF CASH, VALUABLES, OR TOKENS
    • G07G1/00Cash registers
    • G07G1/12Cash registers electronically operated
    • GPHYSICS
    • G07CHECKING-DEVICES
    • G07GREGISTERING THE RECEIPT OF CASH, VALUABLES, OR TOKENS
    • G07G1/00Cash registers
    • G07G1/12Cash registers electronically operated
    • G07G1/14Systems including one or more distant stations co-operating with a central processing unit
    • GPHYSICS
    • G07CHECKING-DEVICES
    • G07GREGISTERING THE RECEIPT OF CASH, VALUABLES, OR TOKENS
    • G07G5/00Receipt-giving machines

Abstract

Apparatus and methods for providing an Internet site serving as a secure, electronic vault, repository or file cabinet for consumer's transaction records, legal documents, insurance policies and other secure information that consumers may wish to store on a website. This storage, provides commerce services that save the consumer time. In various embodiments, the invention is as follows: participating merchants send transactions records to the Internet site for viewing from the consumer website. To view the electronic record, the consumer visits the site, identifies himself and selects the record they wish to view. The consumer may search for a particular record using multiple criteria and view an image of the record. Once the record is selected, the consumer may download data related to the record personal-finance programs. This saves time for consumers tracking personal spending or creating expense reports. As transactions are identified and viewed, the website displays advertisements to the consumer, targeted, based upon consumer demographics, stated preferences, purchasing history or other methods.
PCT/US2000/015371 1999-06-04 2000-06-02 A secure internet vault for consumer receipts, legal documents and commerce WO2000075835A2 (en)

Priority Applications (1)

Application Number Priority Date Filing Date Title
EP00941211A EP1185945A2 (en) 1999-06-04 2000-06-02 A secure internet-vault for consumer receipts,legal documents and commerce

Applications Claiming Priority (6)

Application Number Priority Date Filing Date Title
US13757599P 1999-06-04 1999-06-04
US60/137,575 1999-06-04
US14138099P 1999-06-28 1999-06-28
US60/141,380 1999-06-28
US48088300A 2000-01-10 2000-01-10
US09/480,883 2000-01-10

Publications (2)

Publication Number Publication Date
WO2000075835A2 WO2000075835A2 (en) 2000-12-14
WO2000075835A3 true WO2000075835A3 (en) 2001-05-03

Family

ID=27385040

Family Applications (7)

Application Number Title Priority Date Filing Date
PCT/US2000/015257 WO2000075855A2 (en) 1999-06-04 2000-06-02 System for consumer-transaction information that follows the consumer
PCT/US2000/015363 WO2000075890A1 (en) 1999-06-04 2000-06-02 Displaying color advertisements on point-of-sales/service (pos) platforms
PCT/US2000/015365 WO2000079493A1 (en) 1999-06-04 2000-06-02 A visual design tool for interactive sale devices
PCT/US2000/015369 WO2000079496A2 (en) 1999-06-04 2000-06-02 A point-of-sale/service (pos) portal
PCT/US2000/015195 WO2000075879A1 (en) 1999-06-04 2000-06-02 Obtaining a signature using a markup language
PCT/US2000/015371 WO2000075835A2 (en) 1999-06-04 2000-06-02 A secure internet vault for consumer receipts, legal documents and commerce
PCT/US2000/015368 WO2000075834A2 (en) 1999-06-04 2000-06-02 An electronic-receipts service

Family Applications Before (5)

Application Number Title Priority Date Filing Date
PCT/US2000/015257 WO2000075855A2 (en) 1999-06-04 2000-06-02 System for consumer-transaction information that follows the consumer
PCT/US2000/015363 WO2000075890A1 (en) 1999-06-04 2000-06-02 Displaying color advertisements on point-of-sales/service (pos) platforms
PCT/US2000/015365 WO2000079493A1 (en) 1999-06-04 2000-06-02 A visual design tool for interactive sale devices
PCT/US2000/015369 WO2000079496A2 (en) 1999-06-04 2000-06-02 A point-of-sale/service (pos) portal
PCT/US2000/015195 WO2000075879A1 (en) 1999-06-04 2000-06-02 Obtaining a signature using a markup language

Family Applications After (1)

Application Number Title Priority Date Filing Date
PCT/US2000/015368 WO2000075834A2 (en) 1999-06-04 2000-06-02 An electronic-receipts service

Country Status (2)

Country Link
EP (1) EP1185945A2 (en)
WO (7) WO2000075855A2 (en)

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Also Published As

Publication number Publication date
WO2000075855A3 (en) 2001-06-28
WO2000079493A1 (en) 2000-12-28
WO2000075834A3 (en) 2001-05-25
WO2000075835A2 (en) 2000-12-14
WO2000075855A2 (en) 2000-12-14
WO2000079496A3 (en) 2001-02-15
WO2000079496A2 (en) 2000-12-28
EP1185945A2 (en) 2002-03-13
WO2000075890A1 (en) 2000-12-14
WO2000075834A2 (en) 2000-12-14
WO2000075879A1 (en) 2000-12-14

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