WO2001043084A3 - Method of masking the identity of a purchaser during a credit transaction - Google Patents
Method of masking the identity of a purchaser during a credit transaction Download PDFInfo
- Publication number
- WO2001043084A3 WO2001043084A3 PCT/US2000/042592 US0042592W WO0143084A3 WO 2001043084 A3 WO2001043084 A3 WO 2001043084A3 US 0042592 W US0042592 W US 0042592W WO 0143084 A3 WO0143084 A3 WO 0143084A3
- Authority
- WO
- WIPO (PCT)
- Prior art keywords
- alias
- purchaser
- account
- credit
- masking
- Prior art date
Links
Classifications
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/04—Payment circuits
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/22—Payment schemes or models
- G06Q20/227—Payment schemes or models characterised in that multiple accounts are available, e.g. to the payer
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
- G06Q20/342—Cards defining paid or billed services or quantities
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/385—Payment protocols; Details thereof using an alias or single-use codes
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/405—Establishing or using transaction specific rules
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
- G07F7/02—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by keys or other credit registering devices
- G07F7/025—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by keys or other credit registering devices by means, e.g. cards, providing billing information at the time of purchase, e.g. identification of seller or purchaser, quantity of goods delivered or to be delivered
Abstract
Priority Applications (1)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
AU47118/01A AU4711801A (en) | 1999-12-06 | 2000-12-05 | Method of masking the identity of a purchaser during a credit transaction |
Applications Claiming Priority (2)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
US45528999A | 1999-12-06 | 1999-12-06 | |
US09/455,289 | 1999-12-06 |
Publications (2)
Publication Number | Publication Date |
---|---|
WO2001043084A2 WO2001043084A2 (en) | 2001-06-14 |
WO2001043084A3 true WO2001043084A3 (en) | 2002-02-14 |
Family
ID=23808202
Family Applications (1)
Application Number | Title | Priority Date | Filing Date |
---|---|---|---|
PCT/US2000/042592 WO2001043084A2 (en) | 1999-12-06 | 2000-12-05 | Method of masking the identity of a purchaser during a credit transaction |
Country Status (2)
Country | Link |
---|---|
AU (1) | AU4711801A (en) |
WO (1) | WO2001043084A2 (en) |
Cited By (4)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
US7756816B2 (en) | 2002-10-02 | 2010-07-13 | Jpmorgan Chase Bank, N.A. | System and method for network-based project management |
US8849716B1 (en) | 2001-04-20 | 2014-09-30 | Jpmorgan Chase Bank, N.A. | System and method for preventing identity theft or misuse by restricting access |
US9374366B1 (en) | 2005-09-19 | 2016-06-21 | Jpmorgan Chase Bank, N.A. | System and method for anti-phishing authentication |
US9419957B1 (en) | 2013-03-15 | 2016-08-16 | Jpmorgan Chase Bank, N.A. | Confidence-based authentication |
Families Citing this family (12)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
US10275780B1 (en) | 1999-11-24 | 2019-04-30 | Jpmorgan Chase Bank, N.A. | Method and apparatus for sending a rebate via electronic mail over the internet |
US6867789B1 (en) | 2000-02-15 | 2005-03-15 | Bank One, Delaware, National Association | System and method for generating graphical user interfaces |
US10185936B2 (en) | 2000-06-22 | 2019-01-22 | Jpmorgan Chase Bank, N.A. | Method and system for processing internet payments |
WO2003027798A2 (en) * | 2001-09-21 | 2003-04-03 | First Usa Bank, N.A. | Method for providing cardless payment |
US7103576B2 (en) | 2001-09-21 | 2006-09-05 | First Usa Bank, Na | System for providing cardless payment |
US8793490B1 (en) | 2006-07-14 | 2014-07-29 | Jpmorgan Chase Bank, N.A. | Systems and methods for multifactor authentication |
GB2446179B (en) * | 2007-02-01 | 2011-08-31 | Monitise Group Ltd | Methods and a System for Providing Transaction Related Information |
US9608826B2 (en) | 2009-06-29 | 2017-03-28 | Jpmorgan Chase Bank, N.A. | System and method for partner key management |
US10535064B2 (en) | 2012-03-19 | 2020-01-14 | Paynet Payments Network, Llc | Systems and methods for real-time account access |
EP2828810A4 (en) * | 2012-03-19 | 2015-05-06 | Paynet Payments Network Llc | Systems and methods for real-time account access |
AU2014256396B2 (en) * | 2013-11-15 | 2020-08-20 | Fidelity Information Services, Llc | Systems and methods for real-time account access |
US10148726B1 (en) | 2014-01-24 | 2018-12-04 | Jpmorgan Chase Bank, N.A. | Initiating operating system commands based on browser cookies |
Citations (8)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
EP0725376A2 (en) * | 1995-02-06 | 1996-08-07 | Sony Corporation | Charging method and charging system in interactive on-line service |
WO1996038801A1 (en) * | 1995-06-01 | 1996-12-05 | American Express Trs | Methods and apparatus for providing a prepaid, remote entry customer account |
WO1997010560A1 (en) * | 1995-09-14 | 1997-03-20 | Cybermark, L.L.C. | Stored value transaction system and method using anonymous account numbers |
WO1998025237A1 (en) * | 1996-12-06 | 1998-06-11 | American Express Travel Related Services Company, Inc. | Methods and apparatus for regenerating a prepaid transaction account |
WO1998030985A2 (en) * | 1997-01-06 | 1998-07-16 | Aerotel Ltd. | Computerized money transfer system |
US5953710A (en) * | 1996-10-09 | 1999-09-14 | Fleming; Stephen S. | Children's credit or debit card system |
US5956699A (en) * | 1996-10-03 | 1999-09-21 | Jaesent Inc. | System for secured credit card transactions on the internet |
WO1999049424A1 (en) * | 1998-03-25 | 1999-09-30 | Orbis Patents Limited | Credit card system and method |
Family Cites Families (4)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
US4055746A (en) | 1969-11-07 | 1977-10-25 | Glen Peterson | Method of and apparatus for securing and storing personal information |
US5224162A (en) | 1991-06-14 | 1993-06-29 | Nippon Telegraph And Telephone Corporation | Electronic cash system |
US5420926A (en) | 1994-01-05 | 1995-05-30 | At&T Corp. | Anonymous credit card transactions |
US5889862A (en) | 1995-07-17 | 1999-03-30 | Nippon Telegraph And Telephone Corporation | Method and apparatus for implementing traceable electronic cash |
-
2000
- 2000-12-05 AU AU47118/01A patent/AU4711801A/en not_active Abandoned
- 2000-12-05 WO PCT/US2000/042592 patent/WO2001043084A2/en active Application Filing
Patent Citations (8)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
EP0725376A2 (en) * | 1995-02-06 | 1996-08-07 | Sony Corporation | Charging method and charging system in interactive on-line service |
WO1996038801A1 (en) * | 1995-06-01 | 1996-12-05 | American Express Trs | Methods and apparatus for providing a prepaid, remote entry customer account |
WO1997010560A1 (en) * | 1995-09-14 | 1997-03-20 | Cybermark, L.L.C. | Stored value transaction system and method using anonymous account numbers |
US5956699A (en) * | 1996-10-03 | 1999-09-21 | Jaesent Inc. | System for secured credit card transactions on the internet |
US5953710A (en) * | 1996-10-09 | 1999-09-14 | Fleming; Stephen S. | Children's credit or debit card system |
WO1998025237A1 (en) * | 1996-12-06 | 1998-06-11 | American Express Travel Related Services Company, Inc. | Methods and apparatus for regenerating a prepaid transaction account |
WO1998030985A2 (en) * | 1997-01-06 | 1998-07-16 | Aerotel Ltd. | Computerized money transfer system |
WO1999049424A1 (en) * | 1998-03-25 | 1999-09-30 | Orbis Patents Limited | Credit card system and method |
Cited By (4)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
US8849716B1 (en) | 2001-04-20 | 2014-09-30 | Jpmorgan Chase Bank, N.A. | System and method for preventing identity theft or misuse by restricting access |
US7756816B2 (en) | 2002-10-02 | 2010-07-13 | Jpmorgan Chase Bank, N.A. | System and method for network-based project management |
US9374366B1 (en) | 2005-09-19 | 2016-06-21 | Jpmorgan Chase Bank, N.A. | System and method for anti-phishing authentication |
US9419957B1 (en) | 2013-03-15 | 2016-08-16 | Jpmorgan Chase Bank, N.A. | Confidence-based authentication |
Also Published As
Publication number | Publication date |
---|---|
WO2001043084A2 (en) | 2001-06-14 |
AU4711801A (en) | 2001-06-18 |
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