WO2001059722A3 - Prepaid card settlement system and method on internet and apparatus and method for using them - Google Patents

Prepaid card settlement system and method on internet and apparatus and method for using them Download PDF

Info

Publication number
WO2001059722A3
WO2001059722A3 PCT/JP2001/000824 JP0100824W WO0159722A3 WO 2001059722 A3 WO2001059722 A3 WO 2001059722A3 JP 0100824 W JP0100824 W JP 0100824W WO 0159722 A3 WO0159722 A3 WO 0159722A3
Authority
WO
WIPO (PCT)
Prior art keywords
internet
prepaid card
price
settlement
charge
Prior art date
Application number
PCT/JP2001/000824
Other languages
French (fr)
Other versions
WO2001059722A2 (en
Inventor
Awano Koichi
Original Assignee
Tokyo Mechatronics Co Ltd
Awano Koichi
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Priority claimed from JP2000069280A external-priority patent/JP2001297356A/en
Priority claimed from JP2000363642A external-priority patent/JP2001297288A/en
Application filed by Tokyo Mechatronics Co Ltd, Awano Koichi filed Critical Tokyo Mechatronics Co Ltd
Priority to AU2001232230A priority Critical patent/AU2001232230A1/en
Publication of WO2001059722A2 publication Critical patent/WO2001059722A2/en
Publication of WO2001059722A3 publication Critical patent/WO2001059722A3/en

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/22—Payment schemes or models
    • G06Q20/28—Pre-payment schemes, e.g. "pay before"
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/04—Payment circuits
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/20—Point-of-sale [POS] network systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/343—Cards including a counter
    • G06Q20/3437—Cards including a counter the counter having non-monetary units, e.g. trips
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F17/00—Coin-freed apparatus for hiring articles; Coin-freed facilities or services
    • G07F17/42—Coin-freed apparatus for hiring articles; Coin-freed facilities or services for ticket printing or like apparatus, e.g. apparatus for dispensing of printed paper tickets or payment cards
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/02—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by keys or other credit registering devices
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/12—Card verification
    • G07F7/122—Online card verification

Abstract

A prepaid card settlement system on the internet for executing the settlement of a price or charge occurring on the internet by an electronic terminal unit set in a state available for the internet, the system comprising: an ATM terminal unit issuing a prepaid card retaining set amount information relating to an available amount and discrimination number for the prepaid card other than identification information for a debit or credit card; an electronic terminal unit set in a state available for the internet for instructing to pay a price or charge occurring on the internet by the prepaid card; and a price or charge settlement processing system for processing on-line the settlement of the price or charge within the set amount information on the basis of the discrimination number information.
PCT/JP2001/000824 2000-02-08 2001-02-06 Prepaid card settlement system and method on internet and apparatus and method for using them WO2001059722A2 (en)

Priority Applications (1)

Application Number Priority Date Filing Date Title
AU2001232230A AU2001232230A1 (en) 2000-02-08 2001-02-06 Prepaid card settlement system and method on internet and apparatus and method for using them

Applications Claiming Priority (6)

Application Number Priority Date Filing Date Title
JP2000030970 2000-02-08
JP2000-030970 2000-02-08
JP2000069280A JP2001297356A (en) 2000-02-08 2000-03-13 Prepaid card settlement system for internet
JP2000-069280 2000-03-13
JP2000363642A JP2001297288A (en) 2000-02-08 2000-11-29 System and method for prepaid card clearance using internet and device and method used for the same
JP2000-363642 2000-11-29

Publications (2)

Publication Number Publication Date
WO2001059722A2 WO2001059722A2 (en) 2001-08-16
WO2001059722A3 true WO2001059722A3 (en) 2003-09-25

Family

ID=27342286

Family Applications (1)

Application Number Title Priority Date Filing Date
PCT/JP2001/000824 WO2001059722A2 (en) 2000-02-08 2001-02-06 Prepaid card settlement system and method on internet and apparatus and method for using them

Country Status (2)

Country Link
AU (1) AU2001232230A1 (en)
WO (1) WO2001059722A2 (en)

Cited By (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US8874467B2 (en) 2011-11-23 2014-10-28 Outerwall Inc Mobile commerce platforms and associated systems and methods for converting consumer coins, cash, and/or other forms of value for use with same
US9129294B2 (en) 2012-02-06 2015-09-08 Outerwall Inc. Coin counting machines having coupon capabilities, loyalty program capabilities, advertising capabilities, and the like

Families Citing this family (6)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
EP2541509A1 (en) * 2002-02-15 2013-01-02 Coinstar, Inc. Methods and systems for exchanging and/or transferring various forms of value
DE10246123A1 (en) 2002-10-01 2004-04-15 T-Mobile Deutschland Gmbh Process for the equalization of the value of services and / or services used via the Internet between a provider and a user
US20070214091A1 (en) * 2005-05-18 2007-09-13 The Western Union Company Electronic payment instrument system and method
US8672220B2 (en) 2005-09-30 2014-03-18 The Western Union Company Money transfer system and method
CA2815428C (en) 2010-11-01 2019-09-24 Coinstar, Inc. Gift card exchange kiosks and associated methods of use
US10346819B2 (en) 2015-11-19 2019-07-09 Coinstar Asset Holdings, Llc Mobile device applications, other applications and associated kiosk-based systems and methods for facilitating coin saving

Citations (9)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
WO1996007134A1 (en) * 1994-08-29 1996-03-07 Usa Technologies, Inc. System and method for networking and controlling vending machines
WO1996038801A1 (en) * 1995-06-01 1996-12-05 American Express Trs Methods and apparatus for providing a prepaid, remote entry customer account
US5696908A (en) * 1995-06-07 1997-12-09 Southeast Phonecard, Inc. Telephone debit card dispenser and method
EP0878775A1 (en) * 1996-02-02 1998-11-18 Tokyo Mechatronics Co., Ltd. Capacitive data card and reader thereof
DE29810488U1 (en) * 1998-06-12 1998-12-03 Weiss Salomon EC cash modem for payment with Eurocheck card on the Internet
US5864830A (en) * 1997-02-13 1999-01-26 Armetta; David Data processing method of configuring and monitoring a satellite spending card linked to a host credit card
US5868236A (en) * 1996-11-27 1999-02-09 Darrell G. Rademacher Pin vending dispenser
WO1999049424A1 (en) * 1998-03-25 1999-09-30 Orbis Patents Limited Credit card system and method
US5987439A (en) * 1997-05-30 1999-11-16 Capital Security Systems, Inc. Automated banking system for making change on a card or user account

Patent Citations (9)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
WO1996007134A1 (en) * 1994-08-29 1996-03-07 Usa Technologies, Inc. System and method for networking and controlling vending machines
WO1996038801A1 (en) * 1995-06-01 1996-12-05 American Express Trs Methods and apparatus for providing a prepaid, remote entry customer account
US5696908A (en) * 1995-06-07 1997-12-09 Southeast Phonecard, Inc. Telephone debit card dispenser and method
EP0878775A1 (en) * 1996-02-02 1998-11-18 Tokyo Mechatronics Co., Ltd. Capacitive data card and reader thereof
US5868236A (en) * 1996-11-27 1999-02-09 Darrell G. Rademacher Pin vending dispenser
US5864830A (en) * 1997-02-13 1999-01-26 Armetta; David Data processing method of configuring and monitoring a satellite spending card linked to a host credit card
US5987439A (en) * 1997-05-30 1999-11-16 Capital Security Systems, Inc. Automated banking system for making change on a card or user account
WO1999049424A1 (en) * 1998-03-25 1999-09-30 Orbis Patents Limited Credit card system and method
DE29810488U1 (en) * 1998-06-12 1998-12-03 Weiss Salomon EC cash modem for payment with Eurocheck card on the Internet

Non-Patent Citations (1)

* Cited by examiner, † Cited by third party
Title
LAWRENCE J. MAGID: "PocketCard Keeps Teen Chargers in Check at the Mall", LOS ANGELES TIMES, 5 October 1999 (1999-10-05), pages 1, XP002240509, Retrieved from the Internet <URL:http://www.larrysworld.com/articles/pocketcard.htm> [retrieved on 20030428] *

Cited By (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US8874467B2 (en) 2011-11-23 2014-10-28 Outerwall Inc Mobile commerce platforms and associated systems and methods for converting consumer coins, cash, and/or other forms of value for use with same
US9129294B2 (en) 2012-02-06 2015-09-08 Outerwall Inc. Coin counting machines having coupon capabilities, loyalty program capabilities, advertising capabilities, and the like

Also Published As

Publication number Publication date
AU2001232230A1 (en) 2001-08-20
WO2001059722A2 (en) 2001-08-16

Similar Documents

Publication Publication Date Title
EP0952562A3 (en) System and method for commercial payments using trusted agents
IL124752A (en) Method for protectedly debiting an electronic payment means
WO2005086593A3 (en) Inter-operable, multi-operator, multi-bank, multi-merchant mobile payment method and a system therefor
WO2002099561A3 (en) Multiple denomination currency receiving and prepaid card dispensing method and apparatus
WO2002075478A3 (en) Method for performing secure online payment transactions
WO2005043277A3 (en) Prepaid debit card processing
EP0911772A3 (en) A method and system for off-line loading of stored value cards using a batch-load terminal
WO1999066460A3 (en) Method and apparatus for processing a charge applied to a financial account
WO2006086526A3 (en) Pre-paid activation and replenishment on a point-of-sale device
WO2005038600A3 (en) System, method and apparatus for providing financial services
WO2001059727A3 (en) Method and system for making anonymous electronic payments on the world wide web
BR9611535A (en) Processes of carrying out a transaction using an electronic payment method and a payment and debit station protected from an electronic payment method using a smart financial transaction payment station and payment station
HUT76228A (en) System and method, especially financial card and terminal for conducting cashless payment transactions
EP0791888A3 (en) Accounting method and apparatus, information receiving method and apparatus and communication system
WO2003042790A3 (en) Electronic confirmation to debit or credit an account
WO1998038562A3 (en) A patronage incentive award system incorporating retirement accounts and method thereof
EP0965939A3 (en) Electronic banking device
WO2002049255A3 (en) Method and system for verifying the identify of on-line credit card purchases through a proxy transaction
MXPA02007852A (en) Method and system for account activation.
EP1729267A3 (en) Credit card system and method
AU1432697A (en) Methods and devices for using and putting to account electronic means of payment in an open, interoperable system for automatic levying of charges
WO2007121316A3 (en) Payment processing support device and method
WO2006044356A3 (en) On-us cash withdrawal at a point-of-sale
GB2377806B (en) Secure electronic commerce system
WO2001059722A3 (en) Prepaid card settlement system and method on internet and apparatus and method for using them

Legal Events

Date Code Title Description
AK Designated states

Kind code of ref document: A2

Designated state(s): AE AG AL AM AT AU AZ BA BB BG BR BY BZ CA CH CN CR CU CZ DE DK DM DZ EE ES FI GB GD GE GH GM HR HU ID IL IN IS KE KG KP KR KZ LC LK LR LS LT LU LV MA MD MG MK MN MW MX MZ NO NZ PL PT RO RU SD SE SG SI SK SL TJ TM TR TT TZ UA UG US UZ VN YU ZA ZW

AL Designated countries for regional patents

Kind code of ref document: A2

Designated state(s): AT BE CH CY DE DK ES FI FR GB GR IE IT LU MC NL PT SE TR

121 Ep: the epo has been informed by wipo that ep was designated in this application
DFPE Request for preliminary examination filed prior to expiration of 19th month from priority date (pct application filed before 20040101)

Free format text: (EXCEPT AE, AG, AL, AM, AT, AZ, BA, BB, BG, BR, BY, BZ, CH, CR, CU, CZ, DK, DM, DZ, EE, ES, GD, GE,GH, GM, HR, HU, ID, IS, KE, KG, KP, KZ, LC, LK, LR, LS, LT, LU, LV, MA, MD, MG, MK, MN, MW, MX, MZ, NZ, PL, PT, RO, SD, SI, SK, SL, TJ, TM, TR, TT, TZ, UA, UG, UZ, VN, YU, ZA, ZW)

REG Reference to national code

Ref country code: DE

Ref legal event code: 8642

122 Ep: pct application non-entry in european phase