WO2001067336A1 - Procede d'achat et de paiement de biens et de services sur internet - Google Patents

Procede d'achat et de paiement de biens et de services sur internet Download PDF

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Publication number
WO2001067336A1
WO2001067336A1 PCT/US2000/009535 US0009535W WO0167336A1 WO 2001067336 A1 WO2001067336 A1 WO 2001067336A1 US 0009535 W US0009535 W US 0009535W WO 0167336 A1 WO0167336 A1 WO 0167336A1
Authority
WO
WIPO (PCT)
Prior art keywords
merchant
financial
services
goods
identifier
Prior art date
Application number
PCT/US2000/009535
Other languages
English (en)
Inventor
Dong Zhang
Kenneth Tse
Original Assignee
Dong Zhang
Kenneth Tse
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Dong Zhang, Kenneth Tse filed Critical Dong Zhang
Priority to AU2000242248A priority Critical patent/AU2000242248A1/en
Publication of WO2001067336A1 publication Critical patent/WO2001067336A1/fr

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/04—Payment circuits
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/12—Payment architectures specially adapted for electronic shopping systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/385—Payment protocols; Details thereof using an alias or single-use codes
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/06—Buying, selling or leasing transactions

Abstract

L'invention concerne un procédé d'achat et de paiement de biens et de service sur Internet. Le procédé comprend l'étape de recherche dans un premier lieu et de sélection des biens et services (24) à partir d'un catalogue, d'une devanture de magasin (20) d'un marchand, ou d'un site Web sur Internet. Le client pourrait alors recevoir un identificateur de compte financier (22), des instructions de livraison, un identificateur d'achats et un prix d'achat (28) du marchand en échange des biens et services sélectionnés. Les ressources financières du consommateur (47) sont alors dirigées vers l'institution et le compte financiers (57) du marchand. Un message de réception (60) est alors envoyé au marchand pour confirmer la transaction. Le marchand peut également surveiller la transaction. Cette invention concerne un procédé d'établissement d'un identificateur de comptes financiers.
PCT/US2000/009535 2000-03-08 2000-04-11 Procede d'achat et de paiement de biens et de services sur internet WO2001067336A1 (fr)

Priority Applications (1)

Application Number Priority Date Filing Date Title
AU2000242248A AU2000242248A1 (en) 2000-03-08 2000-04-11 Method of purchasing and paying for goods and services on the internet

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
US52145600A 2000-03-08 2000-03-08
US09/521,456 2000-03-08

Publications (1)

Publication Number Publication Date
WO2001067336A1 true WO2001067336A1 (fr) 2001-09-13

Family

ID=24076808

Family Applications (1)

Application Number Title Priority Date Filing Date
PCT/US2000/009535 WO2001067336A1 (fr) 2000-03-08 2000-04-11 Procede d'achat et de paiement de biens et de services sur internet

Country Status (2)

Country Link
AU (1) AU2000242248A1 (fr)
WO (1) WO2001067336A1 (fr)

Citations (5)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US5898838A (en) * 1995-06-22 1999-04-27 Datascape, Inc. Editor for developing statements to support i/o operation on open network using segregator for segregating protocol statements from application statements upon verification of correspondence
US5971272A (en) * 1997-08-19 1999-10-26 At&T Corp. Secured personal identification number
US5999596A (en) * 1998-03-06 1999-12-07 Walker Asset Management Limited Method and system for controlling authorization of credit card transactions
US6029150A (en) * 1996-10-04 2000-02-22 Certco, Llc Payment and transactions in electronic commerce system
US6064990A (en) * 1998-03-31 2000-05-16 International Business Machines Corporation System for electronic notification of account activity

Patent Citations (5)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US5898838A (en) * 1995-06-22 1999-04-27 Datascape, Inc. Editor for developing statements to support i/o operation on open network using segregator for segregating protocol statements from application statements upon verification of correspondence
US6029150A (en) * 1996-10-04 2000-02-22 Certco, Llc Payment and transactions in electronic commerce system
US5971272A (en) * 1997-08-19 1999-10-26 At&T Corp. Secured personal identification number
US5999596A (en) * 1998-03-06 1999-12-07 Walker Asset Management Limited Method and system for controlling authorization of credit card transactions
US6064990A (en) * 1998-03-31 2000-05-16 International Business Machines Corporation System for electronic notification of account activity

Also Published As

Publication number Publication date
AU2000242248A1 (en) 2001-09-17

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