WO2001099069A3 - An account - Google Patents

An account Download PDF

Info

Publication number
WO2001099069A3
WO2001099069A3 PCT/IB2001/000705 IB0100705W WO0199069A3 WO 2001099069 A3 WO2001099069 A3 WO 2001099069A3 IB 0100705 W IB0100705 W IB 0100705W WO 0199069 A3 WO0199069 A3 WO 0199069A3
Authority
WO
WIPO (PCT)
Prior art keywords
access codes
account
conducted
holder
selectively variable
Prior art date
Application number
PCT/IB2001/000705
Other languages
French (fr)
Other versions
WO2001099069A2 (en
Inventor
Jacobus Christian Pansegrouw
Original Assignee
Jacobus Christian Pansegrouw
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Jacobus Christian Pansegrouw filed Critical Jacobus Christian Pansegrouw
Priority to AU2001250569A priority Critical patent/AU2001250569A1/en
Publication of WO2001099069A2 publication Critical patent/WO2001099069A2/en
Publication of WO2001099069A3 publication Critical patent/WO2001099069A3/en

Links

Classifications

    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/04—Payment circuits
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/22—Payment schemes or models
    • G06Q20/227—Payment schemes or models characterised in that multiple accounts are available, e.g. to the payer
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/385—Payment protocols; Details thereof using an alias or single-use codes
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/403—Solvency checks
    • G06Q20/4037—Remote solvency checks
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/405—Establishing or using transaction specific rules
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/10—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data

Abstract

An account includes a plurality of individual access codes permitting transactions to be conducted. Each one of the access codes has associated with it a number of access codes. Each one of the access codes is selectively variable determinable by a holder of the account.
PCT/IB2001/000705 2000-05-03 2001-04-26 An account WO2001099069A2 (en)

Priority Applications (1)

Application Number Priority Date Filing Date Title
AU2001250569A AU2001250569A1 (en) 2000-05-03 2001-04-26 An account

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
ZA200002141 2000-05-03
ZA2000/2141 2000-05-03

Publications (2)

Publication Number Publication Date
WO2001099069A2 WO2001099069A2 (en) 2001-12-27
WO2001099069A3 true WO2001099069A3 (en) 2002-05-10

Family

ID=25588730

Family Applications (1)

Application Number Title Priority Date Filing Date
PCT/IB2001/000705 WO2001099069A2 (en) 2000-05-03 2001-04-26 An account

Country Status (2)

Country Link
AU (1) AU2001250569A1 (en)
WO (1) WO2001099069A2 (en)

Families Citing this family (3)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
EP1497763A2 (en) * 2002-03-28 2005-01-19 Burrows, Colin Cyril Administration of transactions with pre-payment debit and credit cards
GB0807676D0 (en) * 2008-04-28 2008-06-04 Royal Bank Of Scotland Plc The Transaction system and method
US20120023008A1 (en) * 2010-07-22 2012-01-26 The Western Union Company N to n money transfers

Citations (5)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
EP0306892A1 (en) * 1987-09-08 1989-03-15 Jürgen Dethloff Circuitry of which at least a part contains a card for business, identification and/or actuation purposes
US5350906A (en) * 1992-11-25 1994-09-27 Brody Bill E Currency transfer system and method using fixed limit cards
DE4435251A1 (en) * 1994-10-04 1996-04-11 Ibm Multi-level access control on data carrier cards
US5864830A (en) * 1997-02-13 1999-01-26 Armetta; David Data processing method of configuring and monitoring a satellite spending card linked to a host credit card
US5953710A (en) * 1996-10-09 1999-09-14 Fleming; Stephen S. Children's credit or debit card system

Patent Citations (5)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
EP0306892A1 (en) * 1987-09-08 1989-03-15 Jürgen Dethloff Circuitry of which at least a part contains a card for business, identification and/or actuation purposes
US5350906A (en) * 1992-11-25 1994-09-27 Brody Bill E Currency transfer system and method using fixed limit cards
DE4435251A1 (en) * 1994-10-04 1996-04-11 Ibm Multi-level access control on data carrier cards
US5953710A (en) * 1996-10-09 1999-09-14 Fleming; Stephen S. Children's credit or debit card system
US5864830A (en) * 1997-02-13 1999-01-26 Armetta; David Data processing method of configuring and monitoring a satellite spending card linked to a host credit card

Also Published As

Publication number Publication date
WO2001099069A2 (en) 2001-12-27
AU2001250569A1 (en) 2002-01-02

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