WO2001099072A3 - Secure check processing system and method - Google Patents
Secure check processing system and method Download PDFInfo
- Publication number
- WO2001099072A3 WO2001099072A3 PCT/US2001/041041 US0141041W WO0199072A3 WO 2001099072 A3 WO2001099072 A3 WO 2001099072A3 US 0141041 W US0141041 W US 0141041W WO 0199072 A3 WO0199072 A3 WO 0199072A3
- Authority
- WO
- WIPO (PCT)
- Prior art keywords
- credit card
- account
- check
- central processing
- information
- Prior art date
Links
Classifications
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
- G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/04—Payment circuits
- G06Q20/042—Payment circuits characterized in that the payment protocol involves at least one cheque
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/403—Solvency checks
- G06Q20/4037—Remote solvency checks
Abstract
Priority Applications (3)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
JP2002503839A JP2003536182A (en) | 2000-06-20 | 2001-06-20 | Secure check processing system and method |
AU2002215494A AU2002215494A1 (en) | 2000-06-20 | 2001-06-20 | Secure check processing system and method |
EP01984044A EP1297507A2 (en) | 2000-06-20 | 2001-06-20 | Secure check processing system and method |
Applications Claiming Priority (2)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
US59716300A | 2000-06-20 | 2000-06-20 | |
US09/597,163 | 2000-06-20 |
Publications (3)
Publication Number | Publication Date |
---|---|
WO2001099072A2 WO2001099072A2 (en) | 2001-12-27 |
WO2001099072A3 true WO2001099072A3 (en) | 2002-08-29 |
WO2001099072B1 WO2001099072B1 (en) | 2002-10-10 |
Family
ID=24390362
Family Applications (1)
Application Number | Title | Priority Date | Filing Date |
---|---|---|---|
PCT/US2001/041041 WO2001099072A2 (en) | 2000-06-20 | 2001-06-20 | Secure check processing system and method |
Country Status (4)
Country | Link |
---|---|
EP (1) | EP1297507A2 (en) |
JP (1) | JP2003536182A (en) |
AU (1) | AU2002215494A1 (en) |
WO (1) | WO2001099072A2 (en) |
Families Citing this family (2)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
AUPS087602A0 (en) * | 2002-03-04 | 2002-03-28 | Ong, Yong Kin (Michael) | Electronic fund transfer system |
US7753268B1 (en) | 2002-05-10 | 2010-07-13 | Phoenix Check Cashing, Inc. | System and method for negotiable instrument cashing transaction assistance procedures |
Citations (6)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
US4851650A (en) * | 1984-06-15 | 1989-07-25 | Omron Tateisi Electronics Co. | Transaction processing apparatus having a plurality of bank account numbers |
US5649116A (en) * | 1995-03-30 | 1997-07-15 | Servantis Systems, Inc. | Integrated decision management system |
US5783808A (en) * | 1996-01-11 | 1998-07-21 | J. D. Carreker And Associates, Inc. | Electronic check presentment system having transaction level reconciliation capability |
WO1999005633A1 (en) * | 1997-07-25 | 1999-02-04 | Main Street Marketing | Automated credit card payment system |
WO1999030294A1 (en) * | 1997-12-10 | 1999-06-17 | The Chase Manhattan Bank | Method and apparatus to process combined credit and debit card transactions |
US6036344A (en) * | 1998-06-10 | 2000-03-14 | Goldenberg; David Milton | Secure check processing system and method |
Family Cites Families (2)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
US4109238A (en) | 1975-10-06 | 1978-08-22 | 1St Natl. Bank Of Atlanta | Apparatus for verifying checks presented for acceptance |
GB2146815A (en) | 1983-09-17 | 1985-04-24 | Ibm | Electronic fund transfer systems |
-
2001
- 2001-06-20 WO PCT/US2001/041041 patent/WO2001099072A2/en active Application Filing
- 2001-06-20 JP JP2002503839A patent/JP2003536182A/en active Pending
- 2001-06-20 EP EP01984044A patent/EP1297507A2/en not_active Withdrawn
- 2001-06-20 AU AU2002215494A patent/AU2002215494A1/en not_active Abandoned
Patent Citations (6)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
US4851650A (en) * | 1984-06-15 | 1989-07-25 | Omron Tateisi Electronics Co. | Transaction processing apparatus having a plurality of bank account numbers |
US5649116A (en) * | 1995-03-30 | 1997-07-15 | Servantis Systems, Inc. | Integrated decision management system |
US5783808A (en) * | 1996-01-11 | 1998-07-21 | J. D. Carreker And Associates, Inc. | Electronic check presentment system having transaction level reconciliation capability |
WO1999005633A1 (en) * | 1997-07-25 | 1999-02-04 | Main Street Marketing | Automated credit card payment system |
WO1999030294A1 (en) * | 1997-12-10 | 1999-06-17 | The Chase Manhattan Bank | Method and apparatus to process combined credit and debit card transactions |
US6036344A (en) * | 1998-06-10 | 2000-03-14 | Goldenberg; David Milton | Secure check processing system and method |
Also Published As
Publication number | Publication date |
---|---|
WO2001099072B1 (en) | 2002-10-10 |
EP1297507A2 (en) | 2003-04-02 |
AU2002215494A1 (en) | 2002-01-02 |
WO2001099072A2 (en) | 2001-12-27 |
JP2003536182A (en) | 2003-12-02 |
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