WO2002009015A8 - Administering incentive award program - Google Patents

Administering incentive award program

Info

Publication number
WO2002009015A8
WO2002009015A8 PCT/US2001/023312 US0123312W WO0209015A8 WO 2002009015 A8 WO2002009015 A8 WO 2002009015A8 US 0123312 W US0123312 W US 0123312W WO 0209015 A8 WO0209015 A8 WO 0209015A8
Authority
WO
WIPO (PCT)
Prior art keywords
award
incentive award
program
award program
administering
Prior art date
Application number
PCT/US2001/023312
Other languages
French (fr)
Other versions
WO2002009015A1 (en
Inventor
P Christopher J Gallagher
Original Assignee
P Christopher J Gallagher
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by P Christopher J Gallagher filed Critical P Christopher J Gallagher
Priority to AU2001282962A priority Critical patent/AU2001282962A1/en
Publication of WO2002009015A1 publication Critical patent/WO2002009015A1/en
Publication of WO2002009015A8 publication Critical patent/WO2002009015A8/en

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/20—Point-of-sale [POS] network systems
    • G06Q20/202—Interconnection or interaction of plural electronic cash registers [ECR] or to host computer, e.g. network details, transfer of information from host to ECR or from ECR to ECR
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/04—Payment circuits
    • G06Q20/06—Private payment circuits, e.g. involving electronic currency used among participants of a common payment scheme
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/387—Payment using discounts or coupons
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/02—Marketing; Price estimation or determination; Fundraising
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/02—Marketing; Price estimation or determination; Fundraising
    • G06Q30/0207—Discounts or incentives, e.g. coupons or rebates
    • G06Q30/0211—Determining the effectiveness of discounts or incentives
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/02—Marketing; Price estimation or determination; Fundraising
    • G06Q30/0207—Discounts or incentives, e.g. coupons or rebates
    • G06Q30/0212—Chance discounts or incentives
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/02—Marketing; Price estimation or determination; Fundraising
    • G06Q30/0207—Discounts or incentives, e.g. coupons or rebates
    • G06Q30/0215—Including financial accounts
    • G06Q30/0216—Investment accounts
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/02—Marketing; Price estimation or determination; Fundraising
    • G06Q30/0207—Discounts or incentives, e.g. coupons or rebates
    • G06Q30/0219—Discounts or incentives, e.g. coupons or rebates based on funds or budget
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/02—Marketing; Price estimation or determination; Fundraising
    • G06Q30/0207—Discounts or incentives, e.g. coupons or rebates
    • G06Q30/0222—During e-commerce, i.e. online transactions
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/02—Marketing; Price estimation or determination; Fundraising
    • G06Q30/0207—Discounts or incentives, e.g. coupons or rebates
    • G06Q30/0235—Discounts or incentives, e.g. coupons or rebates constrained by time limit or expiration date
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/02—Marketing; Price estimation or determination; Fundraising
    • G06Q30/0207—Discounts or incentives, e.g. coupons or rebates
    • G06Q30/0239—Online discounts or incentives
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes

Abstract

Provided are computer based (125) methods and apparatus for carrying out an incentive award (65) program by a business entity, comprising the steps of participating in a transaction having at least two parties, determining at least one of these parties to be an award recipient, and providing the award (65), wherein the award includes at least one investment chosen from a plurality of vehicles (45) for investment and wherein the business entity may be the owner or an authorized operator of the incentive award program.
PCT/US2001/023312 2000-07-25 2001-07-25 Administering incentive award program WO2002009015A1 (en)

Priority Applications (1)

Application Number Priority Date Filing Date Title
AU2001282962A AU2001282962A1 (en) 2000-07-25 2001-07-25 Administering incentive award program

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
US22067200P 2000-07-25 2000-07-25
US60/220,672 2000-07-25

Publications (2)

Publication Number Publication Date
WO2002009015A1 WO2002009015A1 (en) 2002-01-31
WO2002009015A8 true WO2002009015A8 (en) 2002-06-20

Family

ID=22824488

Family Applications (1)

Application Number Title Priority Date Filing Date
PCT/US2001/023312 WO2002009015A1 (en) 2000-07-25 2001-07-25 Administering incentive award program

Country Status (3)

Country Link
US (2) US7219071B2 (en)
AU (1) AU2001282962A1 (en)
WO (1) WO2002009015A1 (en)

Families Citing this family (170)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US10586282B2 (en) 1996-03-25 2020-03-10 Cfph, Llc System and method for trading based on tournament-style events
US6505174B1 (en) 1996-03-25 2003-01-07 Hsx, Inc. Computer-implemented securities trading system with a virtual specialist function
US7072862B1 (en) * 2000-01-14 2006-07-04 H&R Block Tax Services, Inc. Spending vehicles for payments
US7177829B1 (en) * 1999-07-16 2007-02-13 H & R Block Tax Services, Inc. Tax refund system
US8793160B2 (en) 1999-12-07 2014-07-29 Steve Sorem System and method for processing transactions
US7127425B1 (en) * 2000-01-14 2006-10-24 H & R Block Tax Services, Inc. System and method for providing a loan to a taxpayer based on a pre year-end tax refund
US7163145B2 (en) 2000-01-21 2007-01-16 American Express Travel Related Services Co., Inc. Geographic area multiple service card system
CA2406001A1 (en) 2000-04-14 2001-10-25 American Express Travel Related Services Company, Inc. A system and method for using loyalty points
US8078491B1 (en) * 2000-06-26 2011-12-13 H.O.M.E. Mortgage Card, LLC System for card activity-based residential crediting
US7983986B1 (en) * 2000-06-26 2011-07-19 Philip Carragher System for card activity-based mortgage crediting
US7016871B1 (en) * 2000-07-25 2006-03-21 The Guardian Life Insurance Company Of America System for and method of variable annuity contract administration
US7664700B1 (en) 2000-07-25 2010-02-16 The Guardian Life Insurance Company Of America System for and method of individual annuity payout administration
US7831467B1 (en) 2000-10-17 2010-11-09 Jpmorgan Chase Bank, N.A. Method and system for retaining customer loyalty
US7398226B2 (en) 2000-11-06 2008-07-08 American Express Travel Related Services Company, Inc. System and method for networked loyalty program
US7398225B2 (en) 2001-03-29 2008-07-08 American Express Travel Related Services Company, Inc. System and method for networked loyalty program
US7295999B1 (en) * 2000-12-20 2007-11-13 Jpmorgan Chase Bank, N.A. System and method for determining eligibility and enrolling members in various programs
US7222101B2 (en) 2001-02-26 2007-05-22 American Express Travel Related Services Company, Inc. System and method for securing data through a PDA portal
US7584149B1 (en) 2001-02-26 2009-09-01 American Express Travel Related Services Company, Inc. System and method for securing data through a PDA portal
US7895098B2 (en) 2001-03-01 2011-02-22 Jpmorgan Chase Bank, N.A. System and method for measuring and utilizing pooling analytics
US7856377B2 (en) * 2001-03-29 2010-12-21 American Express Travel Related Services Company, Inc. Geographic loyalty system and method
US8180671B2 (en) * 2001-03-29 2012-05-15 Propulsion Remote Holdings, Llc Point pooling loyalty system and method
BR0101301A (en) * 2001-04-03 2004-09-08 Ind E Com De Cosmeticos Natura Data management system and data management process
US8849716B1 (en) 2001-04-20 2014-09-30 Jpmorgan Chase Bank, N.A. System and method for preventing identity theft or misuse by restricting access
US7689506B2 (en) 2001-06-07 2010-03-30 Jpmorgan Chase Bank, N.A. System and method for rapid updating of credit information
US7266839B2 (en) 2001-07-12 2007-09-04 J P Morgan Chase Bank System and method for providing discriminated content to network users
US8020754B2 (en) * 2001-08-13 2011-09-20 Jpmorgan Chase Bank, N.A. System and method for funding a collective account by use of an electronic tag
AUPR793101A0 (en) * 2001-09-26 2001-10-18 Ainsworth Game Technology Limited Consumer incentive system
US7987501B2 (en) 2001-12-04 2011-07-26 Jpmorgan Chase Bank, N.A. System and method for single session sign-on
WO2003065262A1 (en) * 2002-01-30 2003-08-07 Fujitsu Limited Privilege return method
US8521582B2 (en) * 2002-07-02 2013-08-27 Community Force, Llc System and method for collaborative affinity marketing
US20040015394A1 (en) * 2002-07-19 2004-01-22 Beatrice Mok Method for rewarding customer loyalty with respect to a lease agreement
US20040098306A1 (en) * 2002-09-30 2004-05-20 Fitzpatrick Brian F. Platform system and method for extending sales and use of a resource of motivational programs
US8301493B2 (en) 2002-11-05 2012-10-30 Jpmorgan Chase Bank, N.A. System and method for providing incentives to consumers to share information
US20050251469A1 (en) * 2003-01-27 2005-11-10 Gopal Nandakumar Network topology for processing consumer financial transactions
US20060053079A1 (en) * 2003-02-03 2006-03-09 Brad Edmonson User-defined electronic stores for marketing digital rights licenses
US20050102515A1 (en) * 2003-02-03 2005-05-12 Dave Jaworski Controlling read and write operations for digital media
US20050004873A1 (en) * 2003-02-03 2005-01-06 Robin Pou Distribution and rights management of digital content
US20060053080A1 (en) * 2003-02-03 2006-03-09 Brad Edmonson Centralized management of digital rights licensing
US8353763B2 (en) 2003-03-31 2013-01-15 Cantor Index, Llc System and method for betting on a participant in a group of events
US20040193469A1 (en) * 2003-03-31 2004-09-30 Cantor Index Llc System and method for spread betting on a participant in a group of events
US7641549B2 (en) 2003-04-11 2010-01-05 Cantor Index Llc Lottery and auction based tournament entry exchange platform
US8287340B2 (en) * 2003-04-17 2012-10-16 Par Technology Corporation System and method for employee incentive game
US20070174113A1 (en) * 2003-04-29 2007-07-26 Marc Rowen Enterprise incentive management
US8306907B2 (en) 2003-05-30 2012-11-06 Jpmorgan Chase Bank N.A. System and method for offering risk-based interest rates in a credit instrument
US20050021402A1 (en) * 2003-06-04 2005-01-27 Strasser Stephen M. Method and apparatus for providing internet based marketing channels
US20100023389A1 (en) * 2003-06-04 2010-01-28 Strasser Stephen M Method and apparatus for providing internet based marketing channels
US8175908B1 (en) 2003-09-04 2012-05-08 Jpmorgan Chase Bank, N.A. Systems and methods for constructing and utilizing a merchant database derived from customer purchase transactions data
CA2440054A1 (en) * 2003-09-08 2005-03-08 General Hydrogen Corp. Method for incentivizing customers to confirm advance purchase orders
US8489452B1 (en) 2003-09-10 2013-07-16 Target Brands, Inc. Systems and methods for providing a user incentive program using smart card technology
US7630935B2 (en) * 2003-11-03 2009-12-08 Discover Financial Services Llc Award system with increased payout options
WO2005050514A1 (en) * 2003-11-19 2005-06-02 Kok Mun Pung A customer loyalty programme and a method and system for operating the same
US7698184B2 (en) * 2004-01-16 2010-04-13 Bgc Partners, Inc. System and method for trading a financial instrument indexed to entertainment revenue
US7698198B2 (en) 2004-01-16 2010-04-13 Bgc Partners, Inc. System and method for purchasing a financial instrument indexed to entertainment revenue
US20050171842A1 (en) * 2004-02-04 2005-08-04 Alan Tien Method and system for incentivizing the promotion of a payment service
US20050209916A1 (en) * 2004-03-18 2005-09-22 Robert Longman Customer Stock incentives programs
US20050240477A1 (en) * 2004-04-23 2005-10-27 Martiz Inc. Cardholder loyalty program with rebate
US8224697B2 (en) * 2004-06-25 2012-07-17 Sap Aktiengesellschaft Managing customer entitlements to rewards from multiple entitlement programs
US7729980B2 (en) * 2004-07-01 2010-06-01 United Parcel Service Of America, Inc. Systems and associated methods for providing projected incentive based loans
US8347078B2 (en) 2004-10-18 2013-01-01 Microsoft Corporation Device certificate individualization
US8336085B2 (en) 2004-11-15 2012-12-18 Microsoft Corporation Tuning product policy using observed evidence of customer behavior
US20060149666A1 (en) * 2004-12-31 2006-07-06 Mesich John J Jr Method and system for originating loans
US7398224B2 (en) * 2005-03-22 2008-07-08 Kim A. Cooper Performance motivation systems and methods for contact centers
US20060233349A1 (en) * 2005-03-22 2006-10-19 Cooper Kim A Graphical tool, system, and method for visualizing agent performance
WO2006102270A2 (en) * 2005-03-22 2006-09-28 Cooper Kim A Performance motivation systems and methods for contact centers
US7412402B2 (en) * 2005-03-22 2008-08-12 Kim A. Cooper Performance motivation systems and methods for contact centers
US8099324B2 (en) * 2005-03-29 2012-01-17 Microsoft Corporation Securely providing advertising subsidized computer usage
US20060242041A1 (en) * 2005-04-20 2006-10-26 Canney Michael L Method and financing system for funding a personal account
US7401731B1 (en) 2005-05-27 2008-07-22 Jpmorgan Chase Bank, Na Method and system for implementing a card product with multiple customized relationships
KR100828881B1 (en) * 2005-07-08 2008-05-09 주식회사 인터파크지마켓 system and method for sharing gains to promote sales through evaluation contents of goods on web site
US8249964B2 (en) * 2005-10-21 2012-08-21 Depena Bo Methods for facilitating charitable donations through links to independent financial transactions
US8770473B2 (en) * 2005-10-25 2014-07-08 Capital One Financial Corporation Systems and methods for providing flexible incentive rewards
US20070174169A1 (en) * 2006-01-13 2007-07-26 Kris Robbins Method and apparatus for financial investing
US20100004957A1 (en) * 2006-01-27 2010-01-07 Robert Ball Interactive system and methods for insurance-related activities
US8185463B1 (en) 2006-01-27 2012-05-22 The Guardian Life Insurance Company Of America Interactive systems and methods for insurance-related activities
US8892467B1 (en) 2006-01-27 2014-11-18 Guardian Life Insurance Company Of America Interactive systems and methods for supporting financial planning related activities
US20070192219A1 (en) * 2006-02-16 2007-08-16 Raymond White Consumer investing program utilizing special offers, rebates and discounts
US20070233568A1 (en) * 2006-03-10 2007-10-04 Provident Intellectual Property, Llc Microtransactions Using Points Over Electronic Networks
US20070288316A1 (en) * 2006-05-09 2007-12-13 Burns Lionel R Method of and system for sporting event spectator interaction
US9704174B1 (en) 2006-05-25 2017-07-11 Sean I. Mcghie Conversion of loyalty program points to commerce partner points per terms of a mutual agreement
US10062062B1 (en) 2006-05-25 2018-08-28 Jbshbm, Llc Automated teller machine (ATM) providing money for loyalty points
US7703673B2 (en) 2006-05-25 2010-04-27 Buchheit Brian K Web based conversion of non-negotiable credits associated with an entity to entity independent negotiable funds
US8342399B1 (en) 2006-05-25 2013-01-01 Mcghie Sean I Conversion of credits to funds
US8376224B2 (en) 2006-05-25 2013-02-19 Sean I. Mcghie Self-service stations for utilizing non-negotiable credits earned from a game of chance
US8684265B1 (en) 2006-05-25 2014-04-01 Sean I. Mcghie Rewards program website permitting conversion/transfer of non-negotiable credits to entity independent funds
US8668146B1 (en) 2006-05-25 2014-03-11 Sean I. Mcghie Rewards program with payment artifact permitting conversion/transfer of non-negotiable credits to entity independent funds
US8162209B2 (en) 2006-05-25 2012-04-24 Buchheit Brian K Storefront purchases utilizing non-negotiable credits earned from a game of chance
US20080010147A1 (en) * 2006-07-10 2008-01-10 Ward/Kraft System and method for calculating employee recognition benefits in the form of fuel credits
US20080033825A1 (en) * 2006-07-20 2008-02-07 David Goldin Method and apparatus for a reward system for merchants for credit card processing and merchant cash advances
US8620738B2 (en) * 2006-08-31 2013-12-31 Visa U.S.A. Inc Loyalty program incentive determination
US10037535B2 (en) * 2006-08-31 2018-07-31 Visa U.S.A. Inc. Loyalty program parameter collaboration
US10115112B2 (en) * 2006-08-31 2018-10-30 Visa U.S.A. Inc. Transaction evaluation for providing rewards
US20080059302A1 (en) * 2006-08-31 2008-03-06 Fordyce Iii Edward W Loyalty program service
US7827096B1 (en) * 2006-11-03 2010-11-02 Jp Morgan Chase Bank, N.A. Special maturity ASR recalculated timing
US20080228582A1 (en) * 2007-03-15 2008-09-18 Fordyce Edward W Loyalty program for merchant inventory
US20080235039A1 (en) * 2007-03-21 2008-09-25 Stoll Ronald C Economic development system and method
US8527355B2 (en) * 2007-03-28 2013-09-03 Article One Partners Holdings, Llc Method and system for requesting prior art from the public in exchange for a reward
US8131590B1 (en) * 2007-04-05 2012-03-06 Capital One Financial Corporation System and methods for purchase reward investment communities
WO2008124147A1 (en) * 2007-04-10 2008-10-16 Garner William J Venture fund investing points card
WO2008131010A1 (en) 2007-04-16 2008-10-30 Cfph, Llc Box office game
US20100106580A1 (en) * 2007-04-17 2010-04-29 American Express Travel Related Services Company, Inc. System and method for determining positive behavior and/or making awards based upon geographic location
US10395264B2 (en) 2007-04-30 2019-08-27 Visa U.S.A. Inc. Payment account processing which conveys financial transaction data and non financial transaction data
WO2008147943A1 (en) * 2007-05-23 2008-12-04 Mastercard International, Inc. Relationship rewards programs
WO2008150932A1 (en) * 2007-05-29 2008-12-11 Phone Through, Inc. Methods and apparatuses related to the offer of purchase incentives
US20100121698A1 (en) * 2007-08-15 2010-05-13 Michael Luzbet Customer incentive system based on an external lottery drawing
US20090048988A1 (en) * 2007-08-15 2009-02-19 Michael Luzbet Customer incentive system based on an external lottery drawing
US20100169170A1 (en) * 2007-08-30 2010-07-01 Fordyce Iii Edward W Merchant offer program
US8566439B2 (en) * 2007-10-01 2013-10-22 Ebay Inc Method and system for intelligent request refusal in response to a network deficiency detection
US20090099918A1 (en) * 2007-10-10 2009-04-16 Ladoulis Steven T Funds accumulation systems and methods
CA2642149A1 (en) * 2007-10-25 2009-04-25 Jonathon Hamburg Method for funding a charity using a prepaid card
US8986111B2 (en) 2007-11-08 2015-03-24 Igt Gaming system having multiple progressive awards and a bonus game available in a base game operable upon a wager
US20090171794A1 (en) * 2007-12-27 2009-07-02 Hogan Peter P Systems and methods for processing a payment transaction
US8622308B1 (en) 2007-12-31 2014-01-07 Jpmorgan Chase Bank, N.A. System and method for processing transactions using a multi-account transactions device
US10540712B2 (en) 2008-02-08 2020-01-21 The Pnc Financial Services Group, Inc. User interface with controller for selectively redistributing funds between accounts
US8554652B1 (en) 2008-02-21 2013-10-08 Jpmorgan Chase Bank, N.A. System and method for providing borrowing schemes
US20110022655A1 (en) * 2008-03-27 2011-01-27 Fortressgb Ltd. Smart-card based fault resistant on-line/off-line loyalty point accumulation system for spectator event venues
US20090248506A1 (en) * 2008-03-31 2009-10-01 Maritz Inc. Merchant funded rewards network implementing cardholder loyalty rebate program
US20090271257A1 (en) * 2008-04-25 2009-10-29 Microsoft Corporation Model for early adoption and retention of sources of funding to finance award program
US8401938B1 (en) 2008-05-12 2013-03-19 The Pnc Financial Services Group, Inc. Transferring funds between parties' financial accounts
US8751385B1 (en) 2008-05-15 2014-06-10 The Pnc Financial Services Group, Inc. Financial email
WO2009155631A1 (en) * 2008-06-26 2009-12-30 M Plus Property Loans Pty Ltd The provision of goods and services and financing the provision of goods and services
US20110137815A1 (en) * 2008-08-01 2011-06-09 Shaklee Corporation Automated commission program with static titled room assignment
US20100070352A1 (en) * 2008-09-16 2010-03-18 William Flanders Consumer incentive system and method
WO2010062598A2 (en) * 2008-10-28 2010-06-03 Loyal3 Holdings, Inc. Shareholder reward system
US10891036B1 (en) 2009-01-30 2021-01-12 The Pnc Financial Services Group, Inc. User interfaces and system including same
US8965798B1 (en) 2009-01-30 2015-02-24 The Pnc Financial Services Group, Inc. Requesting reimbursement for transactions
US9841282B2 (en) 2009-07-27 2017-12-12 Visa U.S.A. Inc. Successive offer communications with an offer recipient
US20110053692A1 (en) * 2009-09-02 2011-03-03 Stephen Farr-Jones Method, system, and media for encouraging consumers to participate in promotions
US20110060630A1 (en) * 2009-09-08 2011-03-10 Richard Walter Promotional marketing system and method
US20110093324A1 (en) * 2009-10-19 2011-04-21 Visa U.S.A. Inc. Systems and Methods to Provide Intelligent Analytics to Cardholders and Merchants
US20110137720A1 (en) * 2009-12-08 2011-06-09 Kane Larry J System and method of supporting a community based program, increase business for local merchants, and increase use of financial cards
US20110166922A1 (en) * 2010-01-06 2011-07-07 Zack Fuerstenberg Portal including merchant funded affiliate cash back service
WO2011094216A1 (en) * 2010-01-26 2011-08-04 Shaklee Corporation Automated commission programs
US20110184823A1 (en) * 2010-01-28 2011-07-28 Simon Phillips Incentive program for point-of-sale operators
US8791949B1 (en) 2010-04-06 2014-07-29 The Pnc Financial Services Group, Inc. Investment management marketing tool
US8780115B1 (en) 2010-04-06 2014-07-15 The Pnc Financial Services Group, Inc. Investment management marketing tool
US10438291B1 (en) * 2010-04-30 2019-10-08 Cognizant Trizetto Software Group, Inc. Systems and methods for managing benefits in a health plan
US8423444B1 (en) 2010-07-02 2013-04-16 The Pnc Financial Services Group, Inc. Investor personality tool
US11475524B1 (en) 2010-07-02 2022-10-18 The Pnc Financial Services Group, Inc. Investor retirement lifestyle planning tool
US8554631B1 (en) 2010-07-02 2013-10-08 Jpmorgan Chase Bank, N.A. Method and system for determining point of sale authorization
US11475523B1 (en) 2010-07-02 2022-10-18 The Pnc Financial Services Group, Inc. Investor retirement lifestyle planning tool
US8417614B1 (en) 2010-07-02 2013-04-09 The Pnc Financial Services Group, Inc. Investor personality tool
US20120203608A1 (en) * 2011-02-07 2012-08-09 Lele Avinash S Systems and methods for providing loyalty awards of stock
US8321316B1 (en) 2011-02-28 2012-11-27 The Pnc Financial Services Group, Inc. Income analysis tools for wealth management
US9665908B1 (en) 2011-02-28 2017-05-30 The Pnc Financial Services Group, Inc. Net worth analysis tools
US9852470B1 (en) 2011-02-28 2017-12-26 The Pnc Financial Services Group, Inc. Time period analysis tools for wealth management transactions
US8374940B1 (en) 2011-02-28 2013-02-12 The Pnc Financial Services Group, Inc. Wealth allocation analysis tools
US9098831B1 (en) 2011-04-19 2015-08-04 The Pnc Financial Services Group, Inc. Search and display of human resources information
US20130036001A1 (en) * 2011-08-05 2013-02-07 Triliant, LLC System for an integrated multi-vendor customer loyalty and targeted marketing program and method for its use
US8583459B2 (en) 2011-12-02 2013-11-12 Trizetto Corporation System and method for implementing program compliance for health-based rewards
US10169812B1 (en) 2012-01-20 2019-01-01 The Pnc Financial Services Group, Inc. Providing financial account information to users
US10360578B2 (en) 2012-01-30 2019-07-23 Visa International Service Association Systems and methods to process payments based on payment deals
US20140358753A1 (en) * 2013-05-29 2014-12-04 Keith Jones Housing lottery system and method
US20150095261A1 (en) 2013-09-30 2015-04-02 The Toronto-Dominion Bank Systems and methods for administering investment portfolios based on transaction data
US10489754B2 (en) 2013-11-11 2019-11-26 Visa International Service Association Systems and methods to facilitate the redemption of offer benefits in a form of third party statement credits
US9836743B2 (en) 2014-06-04 2017-12-05 Visa International Service Association Systems and methods to register merchants for data processing in an electronic transaction system
US20160027115A1 (en) * 2014-07-26 2016-01-28 Pedro J. González Román Method and systems for purchasing vehicles while promoting personal investments
US9842344B2 (en) * 2014-10-02 2017-12-12 Glenn A. Bowman System and method for shareholder investment
WO2016085518A1 (en) * 2014-11-29 2016-06-02 Keith Jones Housing lottery system and method
US10740782B2 (en) * 2015-11-16 2020-08-11 Oracle International Corpoation Computerized promotion price scheduling utilizing multiple product demand model
US10810533B2 (en) * 2015-12-30 2020-10-20 Lyft, Inc. System for navigating drivers to passengers and dynamically updating driver performance scores
JP6817132B2 (en) * 2017-04-11 2021-01-20 株式会社野村総合研究所 Point operation system and point operation program
US20190347726A1 (en) * 2018-03-15 2019-11-14 John R. Feloni Investment system
US11488195B1 (en) 2018-04-27 2022-11-01 Block, Inc. Reward offer redemption for payment cards
US11494782B1 (en) * 2018-04-27 2022-11-08 Block, Inc. Equity offers based on user actions
US11341523B1 (en) 2018-04-27 2022-05-24 Block, Inc. Person-to-person gift offers based on user actions
US11157940B2 (en) 2018-07-27 2021-10-26 Toyota Research Institute, Inc. Incentivized data transfer during vehicle refueling
WO2020033918A1 (en) 2018-08-10 2020-02-13 Bumped, Inc. Distribution of fractional equity rewards based on purchase behavior
US20200105088A1 (en) 2018-10-02 2020-04-02 Igt System and method for post-play reproduction of game outcomes
US20200349517A1 (en) 2019-04-30 2020-11-05 Michael J. Phillips Compensation management system and method
US20240029100A1 (en) * 2022-06-26 2024-01-25 Peter Christopher John Gallagher Incentive awards denominated as shares of equity

Family Cites Families (18)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US5644727A (en) 1987-04-15 1997-07-01 Proprietary Financial Products, Inc. System for the operation and management of one or more financial accounts through the use of a digital communication and computation system for exchange, investment and borrowing
US5025372A (en) * 1987-09-17 1991-06-18 Meridian Enterprises, Inc. System and method for administration of incentive award program through use of credit
US6292786B1 (en) 1992-05-19 2001-09-18 Incentech, Inc. Method and system for generating incentives based on substantially real-time product purchase information
US5734838A (en) * 1995-05-04 1998-03-31 American Savings Bank, F.A. Database computer architecture for managing an incentive award program and checking float of funds at time of purchase
US5765141A (en) 1995-10-06 1998-06-09 Spector; Donald Computerized merchandising system
US5791991A (en) 1995-11-15 1998-08-11 Small; Maynard E. Interactive consumer product promotion method and match game
US5991736A (en) * 1997-02-26 1999-11-23 Ferguson; Henry Patronage incentive award system incorporating retirement accounts and method thereof
US6243688B1 (en) * 1997-04-14 2001-06-05 Dyan T. Kalina Internet-based credit interchange system of converting purchase credit awards through credit exchange system for purchase of investment vehicle
US5970480A (en) * 1997-04-14 1999-10-19 Kalina; Dyan T. Centralized credit interchange system of converting purchase credit awards through credit exchange system for purchase of investment vehicle
US6119933A (en) 1997-07-17 2000-09-19 Wong; Earl Chang Method and apparatus for customer loyalty and marketing analysis
US6895386B1 (en) * 1997-10-15 2005-05-17 Citibank, N.A. Stock credit card
US6061660A (en) 1997-10-20 2000-05-09 York Eggleston System and method for incentive programs and award fulfillment
US6049778A (en) 1997-10-31 2000-04-11 Walker Asset Management Limited Partnership Method and apparatus for administering a reward program
US6070153A (en) 1997-11-21 2000-05-30 Simpson; Mark S. System and method for automatically investing a portion of a credit card interest charged amount in an investment account
US7516883B2 (en) * 1998-07-17 2009-04-14 Pluris Savings Network, Llc Financial transaction system with consumer reward and net settlement
US6222914B1 (en) 1998-09-02 2001-04-24 Mcmullin John L. System and method for administration of an incentive award system having a delayed award payment using a credit instrument
US6345261B1 (en) 1999-09-21 2002-02-05 Stockback Holdings, Inc. Customer loyalty investment program
US7096194B2 (en) * 2000-04-13 2006-08-22 Blake Johnson Dynamic determination of ownership interest based on contribution

Also Published As

Publication number Publication date
WO2002009015A1 (en) 2002-01-31
US7219071B2 (en) 2007-05-15
US20070208624A1 (en) 2007-09-06
US20020046110A1 (en) 2002-04-18
AU2001282962A1 (en) 2002-02-05

Similar Documents

Publication Publication Date Title
WO2002009015A8 (en) Administering incentive award program
WO2003054747A3 (en) Method and apparatus for managing components in an it system
WO2004027544A3 (en) Methods and apparatus for evaluating a credit application
WO2004006054A3 (en) Methods and apparatuses for financing and marketing a creative work
WO2002061538A3 (en) A system and method for an automatic license facility
WO2004072778A3 (en) Method and apparatus for evaluating and monitoring collaterialized debt obligations
WO2003067798A3 (en) State record processing
WO2004012035A3 (en) Apparatus and method configurable for local jurisdictions that facilitates determining taxes
AU2002239473A1 (en) Method for performing secure online payment transactions
WO2006031454A3 (en) System and method for efficiently using collateral for risk offset
EP1321876A3 (en) Rental equipment business system and method
WO2005038556A3 (en) System and method for automated payment and adjustment processing
WO2008024627A3 (en) Gift card system capable of restricting transactions to predesignated items
WO2002079931A3 (en) Vehicle parking validation system and method
WO2001057750A8 (en) Authentication system
WO2003098391A3 (en) Automated financial system and method
EP1126436A3 (en) Speech recognition from multimodal inputs
AU2002243830A1 (en) Method for incorporating human-based activities in business process models
WO2007081498A3 (en) Rental system for travel kits
WO2005008449A3 (en) Systems and methods for enhanced accounts
WO2007118113A3 (en) Creating or redeeming shares of an exchange traded fund
EP0775963A3 (en) Indexing a database by finite-state transducer
WO2006009716A3 (en) Methods and apparatus for enabling transactions in networks
AU4621000A (en) Real-time cash approval system and method for processing the same
EP1136929A3 (en) Personal information verification method in electronic-commerce system

Legal Events

Date Code Title Description
AK Designated states

Kind code of ref document: A1

Designated state(s): AE AG AL AM AT AU AZ BA BB BG BR BY BZ CA CH CN CO CR CU CZ DE DK DM DZ EE ES FI GB GD GE GH GM HR HU ID IL IN IS JP KE KG KP KR KZ LC LK LR LS LT LU LV MA MD MG MK MN MW MX MZ NO NZ PL PT RO RU SD SE SG SI SK SL TJ TM TR TT TZ UA UG UZ VN YU ZA ZW

AL Designated countries for regional patents

Kind code of ref document: A1

Designated state(s): GH GM KE LS MW MZ SD SL SZ TZ UG ZW AM AZ BY KG KZ MD RU TJ TM AT BE CH CY DE DK ES FI FR GB GR IE IT LU MC NL PT SE TR BF BJ CF CG CI CM GA GN GQ GW ML MR NE SN TD TG

121 Ep: the epo has been informed by wipo that ep was designated in this application
DFPE Request for preliminary examination filed prior to expiration of 19th month from priority date (pct application filed before 20040101)
AK Designated states

Kind code of ref document: C1

Designated state(s): AE AG AL AM AT AU AZ BA BB BG BR BY BZ CA CH CN CO CR CU CZ DE DK DM DZ EE ES FI GB GD GE GH GM HR HU ID IL IN IS JP KE KG KP KR KZ LC LK LR LS LT LU LV MA MD MG MK MN MW MX MZ NO NZ PL PT RO RU SD SE SG SI SK SL TJ TM TR TT TZ UA UG UZ VN YU ZA ZW

AL Designated countries for regional patents

Kind code of ref document: C1

Designated state(s): GH GM KE LS MW MZ SD SL SZ TZ UG ZW AM AZ BY KG KZ MD RU TJ TM AT BE CH CY DE DK ES FI FR GB GR IE IT LU MC NL PT SE TR BF BJ CF CG CI CM GA GN GQ GW ML MR NE SN TD TG

WR Later publication of a revised version of an international search report
REG Reference to national code

Ref country code: DE

Ref legal event code: 8642

122 Ep: pct application non-entry in european phase
NENP Non-entry into the national phase

Ref country code: JP