WO2003040909A2 - Gaming system using an automated teller machine - Google Patents
Gaming system using an automated teller machine Download PDFInfo
- Publication number
- WO2003040909A2 WO2003040909A2 PCT/US2002/035776 US0235776W WO03040909A2 WO 2003040909 A2 WO2003040909 A2 WO 2003040909A2 US 0235776 W US0235776 W US 0235776W WO 03040909 A2 WO03040909 A2 WO 03040909A2
- Authority
- WO
- WIPO (PCT)
- Prior art keywords
- game card
- automated teller
- teller machine
- game
- receipt
- Prior art date
Links
Classifications
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F17/00—Coin-freed apparatus for hiring articles; Coin-freed facilities or services
- G07F17/32—Coin-freed apparatus for hiring articles; Coin-freed facilities or services for games, toys, sports, or amusements
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/18—Payment architectures involving self-service terminals [SST], vending machines, kiosks or multimedia terminals
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F17/00—Coin-freed apparatus for hiring articles; Coin-freed facilities or services
- G07F17/32—Coin-freed apparatus for hiring articles; Coin-freed facilities or services for games, toys, sports, or amusements
- G07F17/3202—Hardware aspects of a gaming system, e.g. components, construction, architecture thereof
- G07F17/3223—Architectural aspects of a gaming system, e.g. internal configuration, master/slave, wireless communication
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F17/00—Coin-freed apparatus for hiring articles; Coin-freed facilities or services
- G07F17/32—Coin-freed apparatus for hiring articles; Coin-freed facilities or services for games, toys, sports, or amusements
- G07F17/3244—Payment aspects of a gaming system, e.g. payment schemes, setting payout ratio, bonus or consolation prizes
- G07F17/3246—Payment aspects of a gaming system, e.g. payment schemes, setting payout ratio, bonus or consolation prizes involving coins and/or banknotes
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F17/00—Coin-freed apparatus for hiring articles; Coin-freed facilities or services
- G07F17/32—Coin-freed apparatus for hiring articles; Coin-freed facilities or services for games, toys, sports, or amusements
- G07F17/3244—Payment aspects of a gaming system, e.g. payment schemes, setting payout ratio, bonus or consolation prizes
- G07F17/3248—Payment aspects of a gaming system, e.g. payment schemes, setting payout ratio, bonus or consolation prizes involving non-monetary media of fixed value, e.g. casino chips of fixed value
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F17/00—Coin-freed apparatus for hiring articles; Coin-freed facilities or services
- G07F17/32—Coin-freed apparatus for hiring articles; Coin-freed facilities or services for games, toys, sports, or amusements
- G07F17/3244—Payment aspects of a gaming system, e.g. payment schemes, setting payout ratio, bonus or consolation prizes
- G07F17/3255—Incentive, loyalty and/or promotion schemes, e.g. comps, gaming associated with a purchase, gaming funded by advertisements
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F19/00—Complete banking systems; Coded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines
- G07F19/20—Automatic teller machines [ATMs]
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F19/00—Complete banking systems; Coded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines
- G07F19/20—Automatic teller machines [ATMs]
- G07F19/201—Accessories of ATMs
Definitions
- the automated teller machine has been in use for a number of years as a convenient way to dispense money to persons instantly from credit cards, banking accounts, or any other account in which the person is able to withdraw money or utilize a form of credit. These machines charge a user fee and are located in grocery stores, convenience stores, and certain other business establishments in which persons may need to quickly and conveniently obtain money.
- After inserting a designated transaction card into the automated teller machine the user is given the option of withdrawing money from his checking account, savings account, or credit line, transferring money between accounts, or inquiring as to a banking account balance, The user may perform any or all of these options during one transaction.
- a receipt is printed for the user to view his transaction.
- Various types of games exist where game cards are used as a part of the game. Common examples of these types of games include bingo and keno.
- the automated teller machine has not been used to dispense prizes, prize money, game cards, game-card redemption receipts, and placing bets or wages as a form of internet gambling. It is to such a gaming system using the automated teller machine that the present invention is directed.
- the present invention relates to a method and apparatus for a gaming system, and more particularly for a gaming system that is utilized by the player through the use of an automated teller machine as a vehicle for dispensing prizes, prize money, game cards, game-card redemption receipts, and placing bets or wages as a form of internet gambling.
- the gaming system includes a broadcast network, a gaming machine, and a receiver unit.
- the broadcast network outputs broadcast signals indicative of a game, such as bingo or keno.
- the broadcast sign ⁇ ls can be radio, television or internet broadcast signals.
- the gaming machine is preferably an automated teller machine.
- the automated teller machine is provided at a location separate from the broadcast network.
- the automated teller machine can be provided at retail locations, such as grocery or convenience stores.
- the automated teller machine provides a game card to a user.
- the game card can be for bingo, keno or the like.
- the automated teller machine can dispense a pre-printed game card, print a game card, or provide a voucher so that the user can present the voucher to a clerk and receive one or more game cards.
- the receiver unit such as a radio or television, receives the broadcast signals indicative of the game and outputs such broadcast signals in a format perceivable by the user.
- the purpose of this invention is to unite the automated teller machine industry with the entertainment industry. This invention may be particularly useful in the truck-driving profession. Truck drivers often operate
- I a vehicle for an extended period of time and by tuning into a radio broadcast, the driver can play trivia or the like in order to increase his level of mental alertness.
- the driver can communicate answers to a prize coordinator with an input device, such as a cellular telephone, personal data assistant, the internet or the like.
- FIG. 1 is a schematic, diagrammatic view of a gaming system constructed in accordance with the present invention
- FIG. 2 is a top plan view of a game card provided by an automated teller machine in accordance with the present invention.
- the gaming system 10 is provided with a broadcast network 12, one or more gaming machines 14, and one or more receiver unit 16. Only two of the gaming machines 14 and receiver units 16 are shown in FIG. 1 for purposes of clarity.
- the broadcast network 12 outputs broadcast signals 20 indicative of a game, such as bingo, keno, trivia or the like.
- the broadcast signals 20 can be radio, television or internet broadcast signals.
- the gaming machine 14 is provided at a location separate or remote from the broadcast network 12. For example, the gaming machine 14 can be provided at retail locations, such as grocery or convenience stores.
- the gaming machine 14 provides a game card 22 (FIG, 2) to a user 24.
- the game card 22 can be for bingo, keno, trivia or the like.
- the gaming machine 14 can store and selectively dispense a pre-printed game card directly to the user 24, print a game card, or provide a voucher so that the user 24 can present the voucher to a clerk and receive one or more game cards,
- the receiver unit 16, such as a radio, television or computer, receives the' broadcast signals 20 indicative of the game and outputs such broadcast signals fn a format perceivable by the user 24, as indicated by the signal path 26.
- broadcast refers to a signal being output on a large-scale such that the signal can be received by a large number of receiver units 16.
- the broadcast network 12 are radio or television stations in which the receiver unit 16 is tuned to a particular channel or channels to receive the broadcast signal.
- the broadcast network 12 can be local, national, or satellite television, radio or internet broadcasts.
- the broadcast network 12 can be a web-site or other entity in communication with the internet for outputtlng signals over the internet.
- the terms "user” or “player” are used interchangeably herein.
- the gaming machine 14 includes an automated teller machine 28.
- the automated teller machine 28 is' provided with an input unit 30, a CPU 31, a video or audio output device 32, a communication device 33, a money dispenser 34, a transaction card reader 36 and a printer 38.
- the input unit 30 is commonly a keyboard or a touch-screen video
- the transaction card reader 36 is commonly a magnetic card reader, or a bar-code reader.
- the input unit 30 and the transaction card reader 36 can be implemented in other forms.
- the gaming machine 14 can be used for such games as bingo, keno or the like in which the player 24 inserts a transaction card such as for example and without limitation, VISA, MasterCard, or American Express, and bank account access cards, or any other transaction card into a designated automated teller machine 28, e.g., feeding the card into the transaction card reader 36.
- the player 24 is given the option of withdrawing money from his checking account, savings account, or credit line, transferring money between accounts, or inquiring as to a banking account balance by utilizing the input unit 30 and the video or audio output device 32.
- the player 24 may perform any or all of these options during one transaction.
- a receipt for the transaction Upon completion of the transaction, a receipt for the transaction will be printed which includes a redemption receipt for the game card 22.
- An ATM surcharge is typically applied to each machine transaction, but there may or may not be an additional fee for the game card 22.
- the player 24 After displaying the redemption receipt to a store clerk, the player 24 will receive a number of game cards 22, e.g., one to three, with or without attached coupons 40 (see FIG.2).
- the attached coupons 40 may be redeemed towards additional bingo cards, keno cards, lottery cards, goods or services, or the like.
- the printer 38 is utilized to print a voucher separate from or the same as the transaction receipt for the player 24 to obtain a designated game card 22 from the store clerk.
- the gaming machine 14 can print the game card 22 directly from the gaming machine 14 through the use of the printer 38, a separate printer, a dispenser, or the like in order for the player 24 to directly obtain the game card(s) 22 without involving a separate receipt, voucher, or store clerk.
- the gaming machine 14 can include a game card dispenser 44 for distributing pre-printed game cards 22.
- the game card dispenser 44 can be any dispenser capable of distributing the pre-printed game cards 22.
- the particular game card dispenser 44 utilized may depend on the size of the pre-printed game cards.
- a suitable dispenser for distributing the pre-printed game cards 22 has been found which is normally used for dispensing danish money. Dispensers are obtainable from Triton Systems of Long Beach, MS.
- the gaming machine 14 can also include a video output device 46 for outputting full motion video.
- the full motion video can be advertising information, or can allow the winner of the game and prizes to be viewed.
- the gaming machine 14 can be connected to an internet hub 48, which is separate from the gaming machine 14.
- the video output device 46 can be a full motion video topper obtainable from Triton of Long Beach, MS [0019]
- the gaming machine 14 can also be used to place bets and/or wagers.
- the gaming machine 14 could be connected to the internet or other suitable communication network and allow the bets or wagers to be entered via the input unit 30 of the gaming machine 14. The bet or wager can be deducted from the account referenced by the user's transaction card.
- the player 24 may then tune into a broadcast from the broadcast network 12 in order to participate in various games and game shows.
- a winning game card 22 may be redeemed by the player 24 through the use of an input unit 54, such as mail, telephone, internet, or the like to claim the prize by contacting a prize coordinator 56.
- the prize coordinator 56 will verify the winning game card 22 and redeem the prize.
- each game card 22 can be provided with a unique code so that each game card 22 can be identified and thus verified.
- the unique code can be provided on the game card 22 by any suitable manner, such as printing, bar code or magnetic stripe.
- the prize can be redeemed in any suitable fashion known in the art, such as check, cash or physical prizes. Alternatively; the prize can be redeemed by mailing or otherwise deliverying a transaction card (linked to an account containing the prize) to the player 24 to be used in an automated teller machine in order to redeem the prize money.
- the gaming system includes a broadcast network, a gaming machine, and a receiver unit.
- the . broadcast network outputs broadcast signals indicative of a game, such as bingo or keno.
- the broadcast signals can be radio, television or internet broadcast signals.
- the gaming machine is preferably an automated teller machine.
- the automated teller machine is provided at a location separate from the>broadcast network.
- the automated teller machine can be provided at retail locations, such as grocery or convenience stores.
- the automated teller machine provides a game card to a user.
- the game card can be for bingo, keno or the like.
- the automated teller machine can dispense a pre-printed game card, print a game card, or provide a voucher so that the user can present the voucher to a clerk and receive one or more game cards.
- the receiver unit such as a radio or television, receives the broadcast signals indicative of the game and outputs such broadcast signals in a format perceivable by the user.
Abstract
Description
Claims
Priority Applications (1)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
US10/493,512 US20050167488A1 (en) | 2001-11-06 | 2002-11-06 | Gaming system using an automated teller machine |
Applications Claiming Priority (2)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
US33327501P | 2001-11-06 | 2001-11-06 | |
US60/333,275 | 2001-11-06 |
Publications (2)
Publication Number | Publication Date |
---|---|
WO2003040909A2 true WO2003040909A2 (en) | 2003-05-15 |
WO2003040909A3 WO2003040909A3 (en) | 2004-02-26 |
Family
ID=23302093
Family Applications (1)
Application Number | Title | Priority Date | Filing Date |
---|---|---|---|
PCT/US2002/035776 WO2003040909A2 (en) | 2001-11-06 | 2002-11-06 | Gaming system using an automated teller machine |
Country Status (2)
Country | Link |
---|---|
US (1) | US20050167488A1 (en) |
WO (1) | WO2003040909A2 (en) |
Cited By (1)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
US7934986B2 (en) * | 2005-01-25 | 2011-05-03 | Gamelogic, Inc. | Method and apparatus for redeeming keno tickets |
Families Citing this family (41)
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US7809642B1 (en) | 1998-06-22 | 2010-10-05 | Jpmorgan Chase Bank, N.A. | Debit purchasing of stored value card for use by and/or delivery to others |
US6615189B1 (en) | 1998-06-22 | 2003-09-02 | Bank One, Delaware, National Association | Debit purchasing of stored value card for use by and/or delivery to others |
US7660763B1 (en) | 1998-11-17 | 2010-02-09 | Jpmorgan Chase Bank, N.A. | Customer activated multi-value (CAM) card |
JP2003524220A (en) | 1998-12-23 | 2003-08-12 | ジェイピーモルガン・チェース・バンク | System and method for integrating trading activities including creation, processing and tracking of trading documents |
US8793160B2 (en) | 1999-12-07 | 2014-07-29 | Steve Sorem | System and method for processing transactions |
US7822656B2 (en) | 2000-02-15 | 2010-10-26 | Jpmorgan Chase Bank, N.A. | International banking system and method |
WO2002011019A1 (en) | 2000-08-01 | 2002-02-07 | First Usa Bank, N.A. | System and method for transponder-enabled account transactions |
US8285641B2 (en) | 2000-11-06 | 2012-10-09 | Jpmorgan Chase Bank, N.A. | System and method for selectable funding of electronic transactions |
US8805739B2 (en) | 2001-01-30 | 2014-08-12 | Jpmorgan Chase Bank, National Association | System and method for electronic bill pay and presentment |
US7313546B2 (en) | 2001-05-23 | 2007-12-25 | Jp Morgan Chase Bank, N.A. | System and method for currency selectable stored value instrument |
WO2003010701A1 (en) | 2001-07-24 | 2003-02-06 | First Usa Bank, N.A. | Multiple account card and transaction routing |
US8020754B2 (en) | 2001-08-13 | 2011-09-20 | Jpmorgan Chase Bank, N.A. | System and method for funding a collective account by use of an electronic tag |
US7899753B1 (en) | 2002-03-25 | 2011-03-01 | Jpmorgan Chase Bank, N.A | Systems and methods for time variable financial authentication |
US20040210498A1 (en) | 2002-03-29 | 2004-10-21 | Bank One, National Association | Method and system for performing purchase and other transactions using tokens with multiple chips |
US8751391B2 (en) | 2002-03-29 | 2014-06-10 | Jpmorgan Chase Bank, N.A. | System and process for performing purchase transactions using tokens |
US7809595B2 (en) | 2002-09-17 | 2010-10-05 | Jpmorgan Chase Bank, Na | System and method for managing risks associated with outside service providers |
US20040122736A1 (en) | 2002-10-11 | 2004-06-24 | Bank One, Delaware, N.A. | System and method for granting promotional rewards to credit account holders |
US8306907B2 (en) | 2003-05-30 | 2012-11-06 | Jpmorgan Chase Bank N.A. | System and method for offering risk-based interest rates in a credit instrument |
US7401731B1 (en) | 2005-05-27 | 2008-07-22 | Jpmorgan Chase Bank, Na | Method and system for implementing a card product with multiple customized relationships |
US7822682B2 (en) | 2005-06-08 | 2010-10-26 | Jpmorgan Chase Bank, N.A. | System and method for enhancing supply chain transactions |
US7784682B2 (en) * | 2006-02-08 | 2010-08-31 | Jpmorgan Chase Bank, N.A. | System and method for granting promotional rewards to both customers and non-customers |
US8408455B1 (en) | 2006-02-08 | 2013-04-02 | Jpmorgan Chase Bank, N.A. | System and method for granting promotional rewards to both customers and non-customers |
US7959067B2 (en) * | 2006-04-05 | 2011-06-14 | Diebold Self-Service Systems Division Of Diebold, Incorporated | Automated banking machine system and method |
US20070235522A1 (en) * | 2006-04-05 | 2007-10-11 | Diebold Self-Service Systems, Division Of Diebold, Incorporated | Automated banking machine system and method |
US7753259B1 (en) | 2006-04-13 | 2010-07-13 | Jpmorgan Chase Bank, N.A. | System and method for granting promotional rewards to both customers and non-customers |
US20080194311A1 (en) * | 2007-01-26 | 2008-08-14 | Linq3 | Systems and methods for providing lottery game play through an unmanned terminal |
US7766244B1 (en) | 2007-12-31 | 2010-08-03 | Jpmorgan Chase Bank, N.A. | System and method for processing transactions using a multi-account transactions device |
US8622308B1 (en) | 2007-12-31 | 2014-01-07 | Jpmorgan Chase Bank, N.A. | System and method for processing transactions using a multi-account transactions device |
US8413891B2 (en) * | 2011-06-02 | 2013-04-09 | Talaris Holdings Limited | System and method for facilitating banking transactions |
US10049402B1 (en) | 2012-06-13 | 2018-08-14 | Jpmorgan Chase Bank, N.A. | ATM privacy system and method |
US10217326B2 (en) | 2012-09-04 | 2019-02-26 | Linq3 Technologies Llc | Processing of a user device game-playing transaction based on location |
US10943432B2 (en) | 2012-09-04 | 2021-03-09 | E2Interactive, Inc. | Processing of a game-playing transaction based on location |
US10229561B2 (en) | 2012-09-04 | 2019-03-12 | Linq3 Technologies Llc | Processing of a user device game-playing transaction based on location |
US9824340B2 (en) | 2012-09-04 | 2017-11-21 | Linq3 Technologies Llc | Processing of a user device game-playing transaction based on location |
AU2013312784A1 (en) | 2012-09-04 | 2015-03-19 | Linq3 Technologies Llc | Systems and methods for integrated game play through the use of barcodes on smart phones and hand held devices |
US9672697B2 (en) | 2012-09-04 | 2017-06-06 | Linq3 Technologies Llc | Processing of a mobile device game-playing transaction conducted between the mobile device and a bluetooth terminal |
US10089608B2 (en) | 2012-09-04 | 2018-10-02 | Linq3 Technologies Llc | Processing of a user device game-playing transaction based on location |
US10115268B2 (en) | 2013-03-15 | 2018-10-30 | Linq3 Technologies Llc | Systems and methods for integrated game play at payment-enabled terminals |
US9058626B1 (en) | 2013-11-13 | 2015-06-16 | Jpmorgan Chase Bank, N.A. | System and method for financial services device usage |
US10600040B1 (en) * | 2016-03-18 | 2020-03-24 | Wells Fargo Bank, N.A. | Automatic teller machine game-based transaction functionality |
US10720017B1 (en) * | 2019-01-04 | 2020-07-21 | Igt | Systems, methods, and devices for a progressive jackpot for automatic teller machine (ATM) transactions |
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US5895456A (en) * | 1996-09-16 | 1999-04-20 | Inflight Ati, Inc. | Onboard currency and value card exchanger |
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EP1388139A1 (en) * | 2001-05-11 | 2004-02-11 | Europrint Holdings Limited | Games of chance using a cash till roll |
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2002
- 2002-11-06 WO PCT/US2002/035776 patent/WO2003040909A2/en not_active Application Discontinuation
- 2002-11-06 US US10/493,512 patent/US20050167488A1/en not_active Abandoned
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US6048269A (en) * | 1993-01-22 | 2000-04-11 | Mgm Grand, Inc. | Coinless slot machine system and method |
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US5919091A (en) * | 1995-07-10 | 1999-07-06 | Caesars World, Inc. | Combined cashless/cash gaming machine |
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US7934986B2 (en) * | 2005-01-25 | 2011-05-03 | Gamelogic, Inc. | Method and apparatus for redeeming keno tickets |
Also Published As
Publication number | Publication date |
---|---|
WO2003040909A3 (en) | 2004-02-26 |
US20050167488A1 (en) | 2005-08-04 |
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