WO2003044622A3 - Online purchasing method - Google Patents

Online purchasing method Download PDF

Info

Publication number
WO2003044622A3
WO2003044622A3 PCT/US2002/033908 US0233908W WO03044622A3 WO 2003044622 A3 WO2003044622 A3 WO 2003044622A3 US 0233908 W US0233908 W US 0233908W WO 03044622 A3 WO03044622 A3 WO 03044622A3
Authority
WO
WIPO (PCT)
Prior art keywords
customer
browser window
transaction amount
vendor
site
Prior art date
Application number
PCT/US2002/033908
Other languages
French (fr)
Other versions
WO2003044622A2 (en
Inventor
John Joseph Mascavage
Margaret Morgan Weichert
Robert Edwin Dravenstott
Terry Allen-Rouman
Original Assignee
First Data Corp
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Priority claimed from US09/991,497 external-priority patent/US8412627B2/en
Priority claimed from US09/991,364 external-priority patent/US7184980B2/en
Application filed by First Data Corp filed Critical First Data Corp
Priority to AU2002337962A priority Critical patent/AU2002337962A1/en
Priority to PCT/US2002/036898 priority patent/WO2003042893A1/en
Publication of WO2003044622A2 publication Critical patent/WO2003044622A2/en
Publication of WO2003044622A3 publication Critical patent/WO2003044622A3/en

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/02—Banking, e.g. interest calculation or account maintenance
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/02—Payment architectures, schemes or protocols involving a neutral party, e.g. certification authority, notary or trusted third party [TTP]
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/02—Payment architectures, schemes or protocols involving a neutral party, e.g. certification authority, notary or trusted third party [TTP]
    • G06Q20/023—Payment architectures, schemes or protocols involving a neutral party, e.g. certification authority, notary or trusted third party [TTP] the neutral party being a clearing house
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/04—Payment circuits
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/12—Payment architectures specially adapted for electronic shopping systems

Abstract

According to the invention, a process for authorizing an online purchase between a customer and a vendor site (1104) is disclosed. In one step, transaction information is received from the vendor site (1104). A new web browser window is automatically opened for the customer. A transaction amount is presented in a new browser window. The customer is capable of assenting to the transaction amount through interaction with the new web browser window. Authorization is received from the customer (1144) of a debit for the transaction amount to cover the online purchase. The vendor (104) site is notified of the authorization.
PCT/US2002/033908 2001-11-15 2002-10-22 Online purchasing method WO2003044622A2 (en)

Priority Applications (2)

Application Number Priority Date Filing Date Title
AU2002337962A AU2002337962A1 (en) 2001-11-15 2002-10-22 Online purchasing method
PCT/US2002/036898 WO2003042893A1 (en) 2001-11-15 2002-11-15 Online payments

Applications Claiming Priority (6)

Application Number Priority Date Filing Date Title
US09/991,497 US8412627B2 (en) 2000-02-29 2001-11-15 Online funds transfer method
US09/991,364 2001-11-15
US09/991,364 US7184980B2 (en) 2001-11-15 2001-11-15 Online incremental payment method
US09/991,497 2001-11-15
US09/991,379 2001-11-15
US09/991,379 US8041606B2 (en) 2000-02-29 2001-11-15 Online purchasing method

Publications (2)

Publication Number Publication Date
WO2003044622A2 WO2003044622A2 (en) 2003-05-30
WO2003044622A3 true WO2003044622A3 (en) 2003-08-07

Family

ID=27420784

Family Applications (1)

Application Number Title Priority Date Filing Date
PCT/US2002/033908 WO2003044622A2 (en) 2001-11-15 2002-10-22 Online purchasing method

Country Status (2)

Country Link
AU (1) AU2002337962A1 (en)
WO (1) WO2003044622A2 (en)

Families Citing this family (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
WO2010085193A1 (en) * 2009-01-26 2010-07-29 Intertext Marketing Ab Method for providing an offer to a user

Citations (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US5987132A (en) * 1996-06-17 1999-11-16 Verifone, Inc. System, method and article of manufacture for conditionally accepting a payment method utilizing an extensible, flexible architecture
US6122624A (en) * 1998-05-28 2000-09-19 Automated Transaction Corp. System and method for enhanced fraud detection in automated electronic purchases

Patent Citations (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US5987132A (en) * 1996-06-17 1999-11-16 Verifone, Inc. System, method and article of manufacture for conditionally accepting a payment method utilizing an extensible, flexible architecture
US6122624A (en) * 1998-05-28 2000-09-19 Automated Transaction Corp. System and method for enhanced fraud detection in automated electronic purchases

Also Published As

Publication number Publication date
AU2002337962A1 (en) 2003-06-10
AU2002337962A8 (en) 2003-06-10
WO2003044622A2 (en) 2003-05-30

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