WO2003077080A3 - Financial system for isolated economic environment - Google Patents
Financial system for isolated economic environment Download PDFInfo
- Publication number
- WO2003077080A3 WO2003077080A3 PCT/US2003/007404 US0307404W WO03077080A3 WO 2003077080 A3 WO2003077080 A3 WO 2003077080A3 US 0307404 W US0307404 W US 0307404W WO 03077080 A3 WO03077080 A3 WO 03077080A3
- Authority
- WO
- WIPO (PCT)
- Prior art keywords
- isolated
- financial account
- account
- economic environment
- account system
- Prior art date
Links
Classifications
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
- G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
- G06Q20/105—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems involving programming of a portable memory device, e.g. IC cards, "electronic purses"
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
- G06Q20/108—Remote banking, e.g. home banking
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/403—Solvency checks
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/403—Solvency checks
- G06Q20/4037—Remote solvency checks
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
- G06Q40/02—Banking, e.g. interest calculation or account maintenance
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
- G06Q40/06—Asset management; Financial planning or analysis
Abstract
Priority Applications (1)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
AU2003225744A AU2003225744A1 (en) | 2002-03-08 | 2003-03-10 | Financial system for isolated economic environment |
Applications Claiming Priority (2)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
US36274602P | 2002-03-08 | 2002-03-08 | |
US60/362,746 | 2002-03-08 |
Publications (2)
Publication Number | Publication Date |
---|---|
WO2003077080A2 WO2003077080A2 (en) | 2003-09-18 |
WO2003077080A3 true WO2003077080A3 (en) | 2004-01-29 |
Family
ID=27805224
Family Applications (1)
Application Number | Title | Priority Date | Filing Date |
---|---|---|---|
PCT/US2003/007404 WO2003077080A2 (en) | 2002-03-08 | 2003-03-10 | Financial system for isolated economic environment |
Country Status (3)
Country | Link |
---|---|
US (1) | US7593875B2 (en) |
AU (1) | AU2003225744A1 (en) |
WO (1) | WO2003077080A2 (en) |
Families Citing this family (11)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
AU2001282935A1 (en) | 2000-08-01 | 2002-02-13 | First Usa Bank, N.A. | System and method for transponder-enabled account transactions |
US20050182699A1 (en) * | 2001-04-30 | 2005-08-18 | Max Jaffe | Partial waiver of copyright pursuant to 37 C.F.R.§ 1.71 |
US8020754B2 (en) | 2001-08-13 | 2011-09-20 | Jpmorgan Chase Bank, N.A. | System and method for funding a collective account by use of an electronic tag |
US8800857B1 (en) | 2001-08-13 | 2014-08-12 | Jpmorgan Chase Bank, N.A. | System and method for crediting loyalty program points and providing loyalty rewards by use of an electronic tag |
US7190978B2 (en) | 2004-07-02 | 2007-03-13 | Anritsu Corporation | Mobile network simulator apparatus |
US20070022051A1 (en) * | 2005-05-18 | 2007-01-25 | Parcxmart Technologies, Inc. | System and method for multi-application payment processing |
US7814017B2 (en) | 2005-06-24 | 2010-10-12 | Wells Fargo Bank, N.A. | Simple on-line payments facility |
US7866551B2 (en) | 2007-02-15 | 2011-01-11 | Visa U.S.A. Inc. | Dynamic payment device characteristics |
WO2010005681A1 (en) * | 2008-06-16 | 2010-01-14 | Visa U.S.A. Inc. | System and method for authorizing financial transactions with online merchants |
US20110066512A1 (en) * | 2009-04-21 | 2011-03-17 | Kanngard Lars O | Applications of Stored Value Card |
WO2012029066A1 (en) * | 2010-08-30 | 2012-03-08 | Infosys Technologies Limited | Method and system for limiting risk in banking transactions |
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US20020026416A1 (en) * | 2000-08-25 | 2002-02-28 | Provinse Shirely J. | System and method for account reconciliation |
US20020165821A1 (en) * | 2001-05-02 | 2002-11-07 | Tree Ian David | Secure payment method and system |
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-
2003
- 2003-03-10 US US10/386,218 patent/US7593875B2/en active Active
- 2003-03-10 WO PCT/US2003/007404 patent/WO2003077080A2/en not_active Application Discontinuation
- 2003-03-10 AU AU2003225744A patent/AU2003225744A1/en not_active Abandoned
Patent Citations (4)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
US6047067A (en) * | 1994-04-28 | 2000-04-04 | Citibank, N.A. | Electronic-monetary system |
US6205435B1 (en) * | 1996-07-19 | 2001-03-20 | Peter Biffar | Self-contained payment system with circulating digital vouchers |
US20020026416A1 (en) * | 2000-08-25 | 2002-02-28 | Provinse Shirely J. | System and method for account reconciliation |
US20020165821A1 (en) * | 2001-05-02 | 2002-11-07 | Tree Ian David | Secure payment method and system |
Also Published As
Publication number | Publication date |
---|---|
WO2003077080A2 (en) | 2003-09-18 |
US7593875B2 (en) | 2009-09-22 |
US20030220874A1 (en) | 2003-11-27 |
AU2003225744A8 (en) | 2003-09-22 |
AU2003225744A1 (en) | 2003-09-22 |
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Legal Events
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