WO2004059586B1 - System and method for validating and operating an access card - Google Patents
System and method for validating and operating an access cardInfo
- Publication number
- WO2004059586B1 WO2004059586B1 PCT/CA2003/001988 CA0301988W WO2004059586B1 WO 2004059586 B1 WO2004059586 B1 WO 2004059586B1 CA 0301988 W CA0301988 W CA 0301988W WO 2004059586 B1 WO2004059586 B1 WO 2004059586B1
- Authority
- WO
- WIPO (PCT)
- Prior art keywords
- account
- user
- authenticating
- microcontroller
- microprocessor
- Prior art date
Links
Classifications
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
- G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
- G07F7/10—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
- G07F7/1008—Active credit-cards provided with means to personalise their use, e.g. with PIN-introduction/comparison system
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
- G06Q20/108—Remote banking, e.g. home banking
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
- G06Q20/341—Active cards, i.e. cards including their own processing means, e.g. including an IC or chip
- G06Q20/3415—Cards acting autonomously as pay-media
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
Abstract
Claims
Priority Applications (2)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
AU2003292929A AU2003292929A1 (en) | 2002-12-26 | 2003-12-19 | System and method for validating and operating an access card |
EP03788730A EP1579397A1 (en) | 2002-12-26 | 2003-12-19 | System and method for validating and operating an access card |
Applications Claiming Priority (2)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
US10/328,037 | 2002-12-26 | ||
US10/328,037 US6776332B2 (en) | 2002-12-26 | 2002-12-26 | System and method for validating and operating an access card |
Publications (2)
Publication Number | Publication Date |
---|---|
WO2004059586A1 WO2004059586A1 (en) | 2004-07-15 |
WO2004059586B1 true WO2004059586B1 (en) | 2004-09-02 |
Family
ID=32654272
Family Applications (1)
Application Number | Title | Priority Date | Filing Date |
---|---|---|---|
PCT/CA2003/001988 WO2004059586A1 (en) | 2002-12-26 | 2003-12-19 | System and method for validating and operating an access card |
Country Status (4)
Country | Link |
---|---|
US (1) | US6776332B2 (en) |
EP (1) | EP1579397A1 (en) |
AU (1) | AU2003292929A1 (en) |
WO (1) | WO2004059586A1 (en) |
Cited By (1)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
US8991696B1 (en) | 2011-03-07 | 2015-03-31 | Isaac S. Daniel | Electronic corporate credit system and biometric identification and documentation card |
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- 2002-12-26 US US10/328,037 patent/US6776332B2/en not_active Expired - Fee Related
-
2003
- 2003-12-19 AU AU2003292929A patent/AU2003292929A1/en not_active Abandoned
- 2003-12-19 EP EP03788730A patent/EP1579397A1/en not_active Withdrawn
- 2003-12-19 WO PCT/CA2003/001988 patent/WO2004059586A1/en not_active Application Discontinuation
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Also Published As
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US20040124246A1 (en) | 2004-07-01 |
WO2004059586A1 (en) | 2004-07-15 |
AU2003292929A1 (en) | 2004-07-22 |
EP1579397A1 (en) | 2005-09-28 |
US6776332B2 (en) | 2004-08-17 |
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