WO2004061824A3 - System and method for modifying attribute data of financial assets - Google Patents

System and method for modifying attribute data of financial assets Download PDF

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Publication number
WO2004061824A3
WO2004061824A3 PCT/US2003/037098 US0337098W WO2004061824A3 WO 2004061824 A3 WO2004061824 A3 WO 2004061824A3 US 0337098 W US0337098 W US 0337098W WO 2004061824 A3 WO2004061824 A3 WO 2004061824A3
Authority
WO
WIPO (PCT)
Prior art keywords
attribute
attribute data
financial assets
proposed change
loans
Prior art date
Application number
PCT/US2003/037098
Other languages
French (fr)
Other versions
WO2004061824A2 (en
Inventor
Dror Oppenheimer
Maryann Bastnagel
Original Assignee
Fannie Mae
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Fannie Mae filed Critical Fannie Mae
Priority to AU2003294385A priority Critical patent/AU2003294385A1/en
Publication of WO2004061824A2 publication Critical patent/WO2004061824A2/en
Publication of WO2004061824A3 publication Critical patent/WO2004061824A3/en

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Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/02—Banking, e.g. interest calculation or account maintenance
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/03—Credit; Loans; Processing thereof
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/12—Accounting

Abstract

A processing system modifying attributes of a plurality of loans is described. The processing system includes an attribute change processor for receiving and implementing a proposed change (step 210) to an attribute of at least one of the plurality of loans and a loan pricing processor for generating a pricing value associated with the proposed change to the attribute of the at least one loan. The proposed change to the attribute is carried out by executing a series of decisions regarding business rules (steps 215, 220 and 225), approval process (steps 230 and 235) and further processing requirement (step 250).
PCT/US2003/037098 2002-12-30 2003-11-20 System and method for modifying attribute data of financial assets WO2004061824A2 (en)

Priority Applications (1)

Application Number Priority Date Filing Date Title
AU2003294385A AU2003294385A1 (en) 2002-12-30 2003-11-20 System and method for modifying attribute data of financial assets

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
US10/331,866 2002-12-30
US10/331,866 US20040128230A1 (en) 2002-12-30 2002-12-30 System and method for modifying attribute data pertaining to financial assets in a data processing system

Publications (2)

Publication Number Publication Date
WO2004061824A2 WO2004061824A2 (en) 2004-07-22
WO2004061824A3 true WO2004061824A3 (en) 2005-03-24

Family

ID=32654854

Family Applications (1)

Application Number Title Priority Date Filing Date
PCT/US2003/037098 WO2004061824A2 (en) 2002-12-30 2003-11-20 System and method for modifying attribute data of financial assets

Country Status (3)

Country Link
US (3) US20040128230A1 (en)
AU (1) AU2003294385A1 (en)
WO (1) WO2004061824A2 (en)

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US8060440B2 (en) 2011-11-15
US20110093384A1 (en) 2011-04-21

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