WO2005065073A3 - Method and system for identity theft prevention, detection and victim assistance - Google Patents

Method and system for identity theft prevention, detection and victim assistance Download PDF

Info

Publication number
WO2005065073A3
WO2005065073A3 PCT/US2004/028569 US2004028569W WO2005065073A3 WO 2005065073 A3 WO2005065073 A3 WO 2005065073A3 US 2004028569 W US2004028569 W US 2004028569W WO 2005065073 A3 WO2005065073 A3 WO 2005065073A3
Authority
WO
WIPO (PCT)
Prior art keywords
identity theft
detection
theft prevention
assistance
victim
Prior art date
Application number
PCT/US2004/028569
Other languages
French (fr)
Other versions
WO2005065073A2 (en
Inventor
Steven Freiberg
Original Assignee
Citicorp Credit Services Inc
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Citicorp Credit Services Inc filed Critical Citicorp Credit Services Inc
Priority to JP2006525438A priority Critical patent/JP2007504560A/en
Priority to BRPI0414119-9A priority patent/BRPI0414119A/en
Priority to EP04821029A priority patent/EP1661054A4/en
Priority to AU2004311581A priority patent/AU2004311581A1/en
Publication of WO2005065073A2 publication Critical patent/WO2005065073A2/en
Publication of WO2005065073A3 publication Critical patent/WO2005065073A3/en

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401—Transaction verification
    • G06Q20/4014—Identity check for transactions
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/04—Payment circuits
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/22—Payment schemes or models
    • G06Q20/24—Credit schemes, i.e. "pay after"
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401—Transaction verification
    • G06Q20/4016—Transaction verification involving fraud or risk level assessment in transaction processing
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/02—Banking, e.g. interest calculation or account maintenance

Abstract

A method and system for providing comprehensive assistance to victims dealing with the aftermath of identity theft fraud. An identity theft prevention/detection service is combined with a comprehensive victim assistance program wherein victims of identity theft not only have the capability of restoring their good name and credit worthiness on an individual tradeline basis, but also on the basis of all their creditor relationships.
PCT/US2004/028569 2003-09-03 2004-09-03 Method and system for identity theft prevention, detection and victim assistance WO2005065073A2 (en)

Priority Applications (4)

Application Number Priority Date Filing Date Title
JP2006525438A JP2007504560A (en) 2003-09-03 2004-09-03 Method and system for preventing identity theft, detecting and assisting victims
BRPI0414119-9A BRPI0414119A (en) 2003-09-03 2004-09-03 method and system for identifying theft prevention, theft detection and victim assistance
EP04821029A EP1661054A4 (en) 2003-09-03 2004-09-03 Method and system for identity theft prevention, detection and victim assistance
AU2004311581A AU2004311581A1 (en) 2003-09-03 2004-09-03 Method and system for identity theft prevention, detection and victim assistance

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
US49937803P 2003-09-03 2003-09-03
US60/499,378 2003-09-03

Publications (2)

Publication Number Publication Date
WO2005065073A2 WO2005065073A2 (en) 2005-07-21
WO2005065073A3 true WO2005065073A3 (en) 2006-11-02

Family

ID=34748729

Family Applications (1)

Application Number Title Priority Date Filing Date
PCT/US2004/028569 WO2005065073A2 (en) 2003-09-03 2004-09-03 Method and system for identity theft prevention, detection and victim assistance

Country Status (6)

Country Link
EP (1) EP1661054A4 (en)
JP (1) JP2007504560A (en)
KR (1) KR20060073949A (en)
AU (1) AU2004311581A1 (en)
BR (1) BRPI0414119A (en)
WO (1) WO2005065073A2 (en)

Families Citing this family (3)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US9275407B2 (en) 2009-11-06 2016-03-01 Livingsocial, Inc. Systems and methods to implement point of sale (POS) terminals, process orders and manage order fulfillment
US10102591B2 (en) * 2011-01-21 2018-10-16 Livingsocial, Inc. Systems and methods to implement point of sale (POS) terminals, process orders and manage order fulfillment
CN106330840B (en) 2015-07-01 2020-06-30 阿里巴巴集团控股有限公司 Log-in method and device for loss-reporting account

Citations (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US5884289A (en) * 1995-06-16 1999-03-16 Card Alert Services, Inc. Debit card fraud detection and control system
US20020173994A1 (en) * 2001-05-21 2002-11-21 Ferguson Joseph M. Method and apparatus for insuring an insured from identity theft peril and identity reclamation and credit restoration

Family Cites Families (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
JP2001338151A (en) * 2000-05-29 2001-12-07 Sony Corp Extra personal information storage substrate, security system for personal information storage substrate and security method for personal information storage substrate
JP2002358417A (en) * 2001-03-30 2002-12-13 Mizuho Corporate Bank Ltd Method, system, and program for banking processing

Patent Citations (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US5884289A (en) * 1995-06-16 1999-03-16 Card Alert Services, Inc. Debit card fraud detection and control system
US20020173994A1 (en) * 2001-05-21 2002-11-21 Ferguson Joseph M. Method and apparatus for insuring an insured from identity theft peril and identity reclamation and credit restoration

Non-Patent Citations (1)

* Cited by examiner, † Cited by third party
Title
See also references of EP1661054A4 *

Also Published As

Publication number Publication date
WO2005065073A2 (en) 2005-07-21
AU2004311581A1 (en) 2005-07-21
BRPI0414119A (en) 2006-10-31
JP2007504560A (en) 2007-03-01
EP1661054A2 (en) 2006-05-31
EP1661054A4 (en) 2009-07-15
KR20060073949A (en) 2006-06-29

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