WO2006031626A2 - Purchase notication alert forwarding system and method for preventing fraud - Google Patents
Purchase notication alert forwarding system and method for preventing fraud Download PDFInfo
- Publication number
- WO2006031626A2 WO2006031626A2 PCT/US2005/032068 US2005032068W WO2006031626A2 WO 2006031626 A2 WO2006031626 A2 WO 2006031626A2 US 2005032068 W US2005032068 W US 2005032068W WO 2006031626 A2 WO2006031626 A2 WO 2006031626A2
- Authority
- WO
- WIPO (PCT)
- Prior art keywords
- transaction
- user
- information
- financial
- transaction information
- Prior art date
Links
Classifications
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
- G06Q40/02—Banking, e.g. interest calculation or account maintenance
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
- G06Q20/102—Bill distribution or payments
-
- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
- H04L67/00—Network arrangements or protocols for supporting network services or applications
- H04L67/50—Network services
- H04L67/56—Provisioning of proxy services
- H04L67/565—Conversion or adaptation of application format or content
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/22—Payment schemes or models
- G06Q20/227—Payment schemes or models characterised in that multiple accounts are available, e.g. to the payer
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/405—Establishing or using transaction specific rules
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/42—Confirmation, e.g. check or permission by the legal debtor of payment
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q30/00—Commerce
- G06Q30/06—Buying, selling or leasing transactions
-
- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
- H04L67/00—Network arrangements or protocols for supporting network services or applications
- H04L67/50—Network services
- H04L67/56—Provisioning of proxy services
- H04L67/565—Conversion or adaptation of application format or content
- H04L67/5651—Reducing the amount or size of exchanged application data
-
- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04M—TELEPHONIC COMMUNICATION
- H04M15/00—Arrangements for metering, time-control or time indication ; Metering, charging or billing arrangements for voice wireline or wireless communications, e.g. VoIP
- H04M15/68—Payment of value-added services
-
- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04M—TELEPHONIC COMMUNICATION
- H04M2215/00—Metering arrangements; Time controlling arrangements; Time indicating arrangements
- H04M2215/01—Details of billing arrangements
- H04M2215/0196—Payment of value-added services, mainly when their charges are added on the telephone bill, e.g. payment of non-telecom services, e-commerce, on-line banking
Landscapes
- Business, Economics & Management (AREA)
- Accounting & Taxation (AREA)
- Engineering & Computer Science (AREA)
- Finance (AREA)
- Strategic Management (AREA)
- General Physics & Mathematics (AREA)
- Theoretical Computer Science (AREA)
- Physics & Mathematics (AREA)
- General Business, Economics & Management (AREA)
- Development Economics (AREA)
- Economics (AREA)
- Computer Networks & Wireless Communication (AREA)
- Signal Processing (AREA)
- Marketing (AREA)
- Computer Security & Cryptography (AREA)
- Technology Law (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
- Telephonic Communication Services (AREA)
- Management, Administration, Business Operations System, And Electronic Commerce (AREA)
Abstract
Description
Claims
Priority Applications (10)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
CA2580005A CA2580005C (en) | 2004-09-13 | 2005-09-09 | Purchasing alert methods and apparatus |
EP05796368A EP1810244A4 (en) | 2004-09-13 | 2005-09-09 | Purchasing alert methods and apparatus |
MX2007002983A MX2007002983A (en) | 2004-09-13 | 2005-09-09 | Purchase notication alert forwarding system and method for preventing fraud. |
JP2007531346A JP2008512790A (en) | 2004-09-13 | 2005-09-09 | Warning method and financial transaction warning device in financial transaction |
US11/572,413 US8311941B2 (en) | 2004-09-13 | 2005-09-09 | Purchasing alert methods and apparatus |
BRPI0515257-7A BRPI0515257A (en) | 2004-09-13 | 2005-09-09 | acquisition alert method, article, and system |
AU2005285125A AU2005285125A1 (en) | 2004-09-13 | 2005-09-09 | Purchase notication alert forwarding system and method for preventing fraud |
IL181860A IL181860A0 (en) | 2004-09-13 | 2007-03-12 | Purchasing alert methods and apparatus |
US12/052,460 US8024271B2 (en) | 2004-09-13 | 2008-03-20 | Purchasing alert methods and apparatus |
US13/654,789 US8554676B2 (en) | 2004-09-13 | 2012-10-18 | Purchasing alert methods and apparatus |
Applications Claiming Priority (2)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
US60959104P | 2004-09-13 | 2004-09-13 | |
US60/609,591 | 2004-09-13 |
Related Child Applications (3)
Application Number | Title | Priority Date | Filing Date |
---|---|---|---|
US11/572,413 A-371-Of-International US8311941B2 (en) | 2004-09-13 | 2005-09-09 | Purchasing alert methods and apparatus |
US12/052,460 Continuation US8024271B2 (en) | 2004-09-13 | 2008-03-20 | Purchasing alert methods and apparatus |
US13/654,789 Continuation US8554676B2 (en) | 2004-09-13 | 2012-10-18 | Purchasing alert methods and apparatus |
Publications (2)
Publication Number | Publication Date |
---|---|
WO2006031626A2 true WO2006031626A2 (en) | 2006-03-23 |
WO2006031626A3 WO2006031626A3 (en) | 2007-04-26 |
Family
ID=36060562
Family Applications (1)
Application Number | Title | Priority Date | Filing Date |
---|---|---|---|
PCT/US2005/032068 WO2006031626A2 (en) | 2004-09-13 | 2005-09-09 | Purchase notication alert forwarding system and method for preventing fraud |
Country Status (13)
Country | Link |
---|---|
US (3) | US8311941B2 (en) |
EP (1) | EP1810244A4 (en) |
JP (1) | JP2008512790A (en) |
KR (1) | KR20070065358A (en) |
CN (1) | CN101057253A (en) |
AU (1) | AU2005285125A1 (en) |
BR (1) | BRPI0515257A (en) |
CA (1) | CA2580005C (en) |
IL (1) | IL181860A0 (en) |
MX (1) | MX2007002983A (en) |
RU (1) | RU2007113804A (en) |
WO (1) | WO2006031626A2 (en) |
ZA (2) | ZA200702524B (en) |
Cited By (7)
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WO2010036615A2 (en) * | 2008-09-24 | 2010-04-01 | Visa International Service Association | Intelligent alert system and method |
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US8224745B2 (en) | 2006-06-13 | 2012-07-17 | Corelogic Tax Services, Llc | Automatic delinquency item processing with customization for lenders |
WO2016028167A1 (en) * | 2014-08-22 | 2016-02-25 | Kaching Payments Limited | A method and apparatus for facilitating payments |
US20220335032A1 (en) * | 2007-09-27 | 2022-10-20 | Experian Information Solutions, Inc. | Database system for triggering event notifications based on updates to database records |
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US9710852B1 (en) | 2002-05-30 | 2017-07-18 | Consumerinfo.Com, Inc. | Credit report timeline user interface |
WO2006031626A2 (en) | 2004-09-13 | 2006-03-23 | Ixept, Inc. | Purchase notication alert forwarding system and method for preventing fraud |
US8732004B1 (en) | 2004-09-22 | 2014-05-20 | Experian Information Solutions, Inc. | Automated analysis of data to generate prospect notifications based on trigger events |
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US8103575B1 (en) * | 2006-03-27 | 2012-01-24 | Icap Services North America Llc | System and method for use in auditing financial transactions |
US20080077514A1 (en) * | 2006-09-19 | 2008-03-27 | Hart Matt E | Method and apparatus for performing a financial transaction |
US20080103800A1 (en) * | 2006-10-25 | 2008-05-01 | Domenikos Steven D | Identity Protection |
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US7747521B2 (en) | 2006-02-22 | 2010-06-29 | First American Corelogic, Inc. | System and method for monitoring events associated with a person or property |
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US8224745B2 (en) | 2006-06-13 | 2012-07-17 | Corelogic Tax Services, Llc | Automatic delinquency item processing with customization for lenders |
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US11954089B2 (en) * | 2007-09-27 | 2024-04-09 | Experian Information Solutions, Inc. | Database system for triggering event notifications based on updates to database records |
US8015037B2 (en) | 2008-07-01 | 2011-09-06 | Corelogic Information Solutions, Inc. | System and method for tracking, monitoring and reporting extinguishment of a title insurance policy |
US8548831B2 (en) | 2008-07-01 | 2013-10-01 | Corelogic Solutions, Llc | System and method for tracking, monitoring and reporting extinguishment of a title insurance policy |
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WO2016028167A1 (en) * | 2014-08-22 | 2016-02-25 | Kaching Payments Limited | A method and apparatus for facilitating payments |
Also Published As
Publication number | Publication date |
---|---|
CN101057253A (en) | 2007-10-17 |
CA2580005A1 (en) | 2006-03-23 |
WO2006031626A3 (en) | 2007-04-26 |
US20080167990A1 (en) | 2008-07-10 |
EP1810244A4 (en) | 2009-07-01 |
JP2008512790A (en) | 2008-04-24 |
IL181860A0 (en) | 2007-07-04 |
MX2007002983A (en) | 2007-09-11 |
US8554676B2 (en) | 2013-10-08 |
US8024271B2 (en) | 2011-09-20 |
ZA200702524B (en) | 2009-02-25 |
EP1810244A2 (en) | 2007-07-25 |
CA2580005C (en) | 2014-03-18 |
KR20070065358A (en) | 2007-06-22 |
US20080010203A1 (en) | 2008-01-10 |
ZA200808230B (en) | 2009-08-26 |
RU2007113804A (en) | 2008-10-20 |
US8311941B2 (en) | 2012-11-13 |
US20130046688A1 (en) | 2013-02-21 |
AU2005285125A1 (en) | 2006-03-23 |
BRPI0515257A (en) | 2008-07-15 |
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