WO2006086768A3 - Method and apparatus for accepting check deposits via the internet using browser-based technology - Google Patents

Method and apparatus for accepting check deposits via the internet using browser-based technology Download PDF

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Publication number
WO2006086768A3
WO2006086768A3 PCT/US2006/005014 US2006005014W WO2006086768A3 WO 2006086768 A3 WO2006086768 A3 WO 2006086768A3 US 2006005014 W US2006005014 W US 2006005014W WO 2006086768 A3 WO2006086768 A3 WO 2006086768A3
Authority
WO
WIPO (PCT)
Prior art keywords
browser
internet
based technology
check deposits
deposits via
Prior art date
Application number
PCT/US2006/005014
Other languages
French (fr)
Other versions
WO2006086768A2 (en
Inventor
Michael D Byrne
Byron G Chun
Art Molina
Frank S Lee
Stephanie Sturgis-Griffith
Bipin M Sahni
Gene Weisbord
Deborah A Young
Original Assignee
Wells Fargo Bank Na
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Wells Fargo Bank Na filed Critical Wells Fargo Bank Na
Publication of WO2006086768A2 publication Critical patent/WO2006086768A2/en
Publication of WO2006086768A3 publication Critical patent/WO2006086768A3/en

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Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/04—Payment circuits
    • G06Q20/042—Payment circuits characterized in that the payment protocol involves at least one cheque
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G06Q20/102—Bill distribution or payments
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G06Q20/108—Remote banking, e.g. home banking
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G06Q20/108—Remote banking, e.g. home banking
    • G06Q20/1085—Remote banking, e.g. home banking involving automatic teller machines [ATMs]
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes

Abstract

A browser plug-in to drive a device for securely transmitting documents in real-time over the Internet into an enterprise's computing environment is provided. Leveraging the Check Clearing for the 21st Century Act, a system and method for providing a browser plug-in that allows a bank customer to scan checks using a personal computer and deposit the checks via the browser to a bank account is provided.
PCT/US2006/005014 2005-02-10 2006-02-10 Method and apparatus for accepting check deposits via the internet using browser-based technology WO2006086768A2 (en)

Applications Claiming Priority (4)

Application Number Priority Date Filing Date Title
US65207805P 2005-02-10 2005-02-10
US60/652,078 2005-02-10
US11/351,457 2006-02-09
US11/351,457 US7392935B2 (en) 2005-02-10 2006-02-09 Method and apparatus for accepting check deposits via the internet using browser-based technology

Publications (2)

Publication Number Publication Date
WO2006086768A2 WO2006086768A2 (en) 2006-08-17
WO2006086768A3 true WO2006086768A3 (en) 2007-11-22

Family

ID=36793826

Family Applications (1)

Application Number Title Priority Date Filing Date
PCT/US2006/005014 WO2006086768A2 (en) 2005-02-10 2006-02-10 Method and apparatus for accepting check deposits via the internet using browser-based technology

Country Status (2)

Country Link
US (1) US7392935B2 (en)
WO (1) WO2006086768A2 (en)

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Also Published As

Publication number Publication date
US20060249567A1 (en) 2006-11-09
WO2006086768A2 (en) 2006-08-17
US7392935B2 (en) 2008-07-01

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