WO2008016398A3 - User selectable functionality facilitator - Google Patents

User selectable functionality facilitator Download PDF

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Publication number
WO2008016398A3
WO2008016398A3 PCT/US2007/007743 US2007007743W WO2008016398A3 WO 2008016398 A3 WO2008016398 A3 WO 2008016398A3 US 2007007743 W US2007007743 W US 2007007743W WO 2008016398 A3 WO2008016398 A3 WO 2008016398A3
Authority
WO
WIPO (PCT)
Prior art keywords
functions
user
operation vehicle
user operation
facilitator
Prior art date
Application number
PCT/US2007/007743
Other languages
French (fr)
Other versions
WO2008016398A2 (en
Inventor
Daniel J Eckert
Original Assignee
Hsbc Private Label Corp
Daniel J Eckert
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Hsbc Private Label Corp, Daniel J Eckert filed Critical Hsbc Private Label Corp
Priority to EP07754290A priority Critical patent/EP2005360A2/en
Priority to AU2007279394A priority patent/AU2007279394A1/en
Publication of WO2008016398A2 publication Critical patent/WO2008016398A2/en
Publication of WO2008016398A3 publication Critical patent/WO2008016398A3/en

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/20—Point-of-sale [POS] network systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/20—Point-of-sale [POS] network systems
    • G06Q20/204—Point-of-sale [POS] network systems comprising interface for record bearing medium or carrier for electronic funds transfer or payment credit
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/20—Point-of-sale [POS] network systems
    • G06Q20/206—Point-of-sale [POS] network systems comprising security or operator identification provisions, e.g. password entry
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/02—Marketing; Price estimation or determination; Fundraising
    • G06Q30/0207—Discounts or incentives, e.g. coupons or rebates
    • G06Q30/0238—Discounts or incentives, e.g. coupons or rebates at point-of-sale [POS]
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/12—Accounting

Abstract

Embodiments of the present invention provide a user station or input medium allowing a user to view available functions and to enter selection information for requesting the association of one or more functions with a user operation vehicle. A verifier, responsive to the user station or input medium, can be provided to determine based upon a set of pre-determined rules, whether the user is entitled to the selected functions. A linkage generator can be provided to associate a user operation vehicle with the selected functions after they have been verified by the verifier. A reward function may also be combined with one or more of the functions associated with the user operation vehicle. Interoperability can also be provided between functions on a user operation vehicle based on a pre-determined set of rules. The interoperability between functions may be bidirectional.
PCT/US2007/007743 2006-03-28 2007-03-27 User selectable functionality facilitator WO2008016398A2 (en)

Priority Applications (2)

Application Number Priority Date Filing Date Title
EP07754290A EP2005360A2 (en) 2006-03-28 2007-03-27 User selectable functionality facilitator
AU2007279394A AU2007279394A1 (en) 2006-03-28 2007-03-27 User selectable functionality facilitator

Applications Claiming Priority (6)

Application Number Priority Date Filing Date Title
US78638206P 2006-03-28 2006-03-28
US60/786,382 2006-03-28
US79654006P 2006-05-02 2006-05-02
US60/796,540 2006-05-02
US11/496,497 2006-08-01
US11/496,497 US7591419B2 (en) 2006-03-28 2006-08-01 User selectable functionality facilitator

Publications (2)

Publication Number Publication Date
WO2008016398A2 WO2008016398A2 (en) 2008-02-07
WO2008016398A3 true WO2008016398A3 (en) 2008-08-21

Family

ID=38557360

Family Applications (1)

Application Number Title Priority Date Filing Date
PCT/US2007/007743 WO2008016398A2 (en) 2006-03-28 2007-03-27 User selectable functionality facilitator

Country Status (4)

Country Link
US (2) US7591419B2 (en)
EP (1) EP2005360A2 (en)
AU (1) AU2007279394A1 (en)
WO (1) WO2008016398A2 (en)

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Also Published As

Publication number Publication date
US20090292607A1 (en) 2009-11-26
US8157165B2 (en) 2012-04-17
WO2008016398A2 (en) 2008-02-07
US20070228157A1 (en) 2007-10-04
EP2005360A2 (en) 2008-12-24
US7591419B2 (en) 2009-09-22
AU2007279394A1 (en) 2008-02-07

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