WO2008039167A3 - System and method for facilitating secure transactions over communication networks - Google Patents
System and method for facilitating secure transactions over communication networks Download PDFInfo
- Publication number
- WO2008039167A3 WO2008039167A3 PCT/US2006/028968 US2006028968W WO2008039167A3 WO 2008039167 A3 WO2008039167 A3 WO 2008039167A3 US 2006028968 W US2006028968 W US 2006028968W WO 2008039167 A3 WO2008039167 A3 WO 2008039167A3
- Authority
- WO
- WIPO (PCT)
- Prior art keywords
- user
- transaction
- received
- vendor
- information
- Prior art date
Links
Classifications
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
- G06Q40/02—Banking, e.g. interest calculation or account maintenance
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q30/00—Commerce
- G06Q30/06—Buying, selling or leasing transactions
-
- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
- H04L63/00—Network architectures or network communication protocols for network security
Landscapes
- Business, Economics & Management (AREA)
- Accounting & Taxation (AREA)
- Finance (AREA)
- Engineering & Computer Science (AREA)
- Marketing (AREA)
- Economics (AREA)
- Development Economics (AREA)
- Strategic Management (AREA)
- Physics & Mathematics (AREA)
- General Business, Economics & Management (AREA)
- General Physics & Mathematics (AREA)
- Theoretical Computer Science (AREA)
- Technology Law (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
- Management, Administration, Business Operations System, And Electronic Commerce (AREA)
Abstract
A user activates the transaction facilitation system from an online banking homepage. Thereafter, communication is performed over a secure communication network. User and transaction type information are received and a unique transaction number is generated. Product information from a vendor is provided to the user, and selected product information is received from the user. Selected transaction information and the transaction number are transmitted to the user's financial institution, and transaction confirmation information is received from the financial institution. A purchase order and the transaction number are transmitted to the vendor, and a confirmation of the purchase order is received from the vendor. An indication of the confirmation of the purchase order, the transaction number, and a customer relations management password are transmitted to the financial institution. Failing successful delivery or any other transactional problems, the user may go directly to free of charge customer relations management services for resolution.
Applications Claiming Priority (2)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
US70289105P | 2005-07-26 | 2005-07-26 | |
US60/702,891 | 2005-07-26 |
Publications (2)
Publication Number | Publication Date |
---|---|
WO2008039167A2 WO2008039167A2 (en) | 2008-04-03 |
WO2008039167A3 true WO2008039167A3 (en) | 2009-04-30 |
Family
ID=39230712
Family Applications (1)
Application Number | Title | Priority Date | Filing Date |
---|---|---|---|
PCT/US2006/028968 WO2008039167A2 (en) | 2005-07-26 | 2006-07-26 | System and method for facilitating secure transactions over communication networks |
Country Status (1)
Country | Link |
---|---|
WO (1) | WO2008039167A2 (en) |
Citations (3)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
US4707592A (en) * | 1985-10-07 | 1987-11-17 | Ware Paul N | Personal universal identity card system for failsafe interactive financial transactions |
US5017766A (en) * | 1987-11-13 | 1991-05-21 | Kabushiki Kaisha Toshiba | Portable electronic apparatus capable of confirming validity of transaction data |
US5195133A (en) * | 1991-01-11 | 1993-03-16 | Ncr Corporation | Apparatus and method for producing a digitized transaction record including an encrypted signature |
-
2006
- 2006-07-26 WO PCT/US2006/028968 patent/WO2008039167A2/en active Application Filing
Patent Citations (4)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
US4707592A (en) * | 1985-10-07 | 1987-11-17 | Ware Paul N | Personal universal identity card system for failsafe interactive financial transactions |
US5017766A (en) * | 1987-11-13 | 1991-05-21 | Kabushiki Kaisha Toshiba | Portable electronic apparatus capable of confirming validity of transaction data |
US5195133A (en) * | 1991-01-11 | 1993-03-16 | Ncr Corporation | Apparatus and method for producing a digitized transaction record including an encrypted signature |
US5297202A (en) * | 1991-01-11 | 1994-03-22 | Ncr Corporation | Apparatus and method for producing a digitized transaction record including an encrypted signature |
Also Published As
Publication number | Publication date |
---|---|
WO2008039167A2 (en) | 2008-04-03 |
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