WO2008134531A1 - Payment application download to mobile phone and phone personalization - Google Patents
Payment application download to mobile phone and phone personalization Download PDFInfo
- Publication number
- WO2008134531A1 WO2008134531A1 PCT/US2008/061604 US2008061604W WO2008134531A1 WO 2008134531 A1 WO2008134531 A1 WO 2008134531A1 US 2008061604 W US2008061604 W US 2008061604W WO 2008134531 A1 WO2008134531 A1 WO 2008134531A1
- Authority
- WO
- WIPO (PCT)
- Prior art keywords
- mobile phone
- user
- financial transaction
- request
- computer
- Prior art date
Links
Classifications
-
- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04W—WIRELESS COMMUNICATION NETWORKS
- H04W4/00—Services specially adapted for wireless communication networks; Facilities therefor
- H04W4/60—Subscription-based services using application servers or record carriers, e.g. SIM application toolkits
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/322—Aspects of commerce using mobile devices [M-devices]
- G06Q20/3221—Access to banking information through M-devices
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/322—Aspects of commerce using mobile devices [M-devices]
- G06Q20/3227—Aspects of commerce using mobile devices [M-devices] using secure elements embedded in M-devices
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/326—Payment applications installed on the mobile devices
- G06Q20/3265—Payment applications installed on the mobile devices characterised by personalisation for use
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
- G06Q20/355—Personalisation of cards for use
- G06Q20/3552—Downloading or loading of personalisation data
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
- G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
- G07F7/10—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
- G07F7/1008—Active credit-cards provided with means to personalise their use, e.g. with PIN-introduction/comparison system
Abstract
Description
Claims
Priority Applications (4)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
EP08746927A EP2156392A4 (en) | 2007-04-27 | 2008-04-25 | Payment application download to mobile phone and phone personalization |
AU2008245668A AU2008245668B2 (en) | 2007-04-27 | 2008-04-25 | Payment application download to mobile phone and phone personalization |
CA002685414A CA2685414A1 (en) | 2007-04-27 | 2008-04-25 | Payment application download to mobile phone and phone personalization |
MX2009011633A MX2009011633A (en) | 2007-04-27 | 2008-04-25 | Payment application download to mobile phone and phone personalization. |
Applications Claiming Priority (2)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
US11/741,288 | 2007-04-27 | ||
US11/741,288 US8620260B2 (en) | 2007-04-27 | 2007-04-27 | Payment application download to mobile phone and phone personalization |
Publications (1)
Publication Number | Publication Date |
---|---|
WO2008134531A1 true WO2008134531A1 (en) | 2008-11-06 |
Family
ID=39887578
Family Applications (1)
Application Number | Title | Priority Date | Filing Date |
---|---|---|---|
PCT/US2008/061604 WO2008134531A1 (en) | 2007-04-27 | 2008-04-25 | Payment application download to mobile phone and phone personalization |
Country Status (5)
Country | Link |
---|---|
US (4) | US8620260B2 (en) |
EP (1) | EP2156392A4 (en) |
CA (1) | CA2685414A1 (en) |
MX (1) | MX2009011633A (en) |
WO (1) | WO2008134531A1 (en) |
Cited By (1)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
US9781089B2 (en) | 2015-01-28 | 2017-10-03 | Dropbox, Inc. | Authenticating a user account with a content management system |
Families Citing this family (24)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
US9047601B2 (en) * | 2006-09-24 | 2015-06-02 | RFCyber Corpration | Method and apparatus for settling payments using mobile devices |
EP1936574A1 (en) * | 2006-12-01 | 2008-06-25 | Cassis International PTE Ltd. | CAP file for the personalisation of a Java application |
US8666880B2 (en) | 2007-04-17 | 2014-03-04 | American Express Travel Related Services Company, Inc. | System and method for flexible payment terms |
US20100106581A1 (en) * | 2007-04-17 | 2010-04-29 | American Express Travel Related Services Company Inc. | System and method for enabling registration, determination and distribution of positive behavior incentives |
US8620260B2 (en) | 2007-04-27 | 2013-12-31 | American Express Travel Related Services Company, Inc. | Payment application download to mobile phone and phone personalization |
US8504450B2 (en) * | 2007-08-31 | 2013-08-06 | Ebay Inc. | Mobile remittances/payments |
US20090307140A1 (en) | 2008-06-06 | 2009-12-10 | Upendra Mardikar | Mobile device over-the-air (ota) registration and point-of-sale (pos) payment |
US20100096449A1 (en) * | 2008-10-22 | 2010-04-22 | Paycode Systems, Inc. | Cause gift card platform for providing redemption of funds across multiple unaffiliated entities |
US20110057025A1 (en) * | 2009-09-04 | 2011-03-10 | Paycode Systems, Inc. | Generation, management and usage of on-demand payment ids |
US8862767B2 (en) | 2011-09-02 | 2014-10-14 | Ebay Inc. | Secure elements broker (SEB) for application communication channel selector optimization |
US8943150B2 (en) * | 2011-09-12 | 2015-01-27 | Fiserv, Inc. | Systems and methods for customizing mobile applications based upon user associations with one or more entities |
GB2497122A (en) * | 2011-12-01 | 2013-06-05 | Barclays Bank Plc | Online application for payment instrument using two different communication channels |
US9319391B2 (en) * | 2012-07-31 | 2016-04-19 | Level 3 Communications, Llc | Law enforcement agency portal |
US9325807B1 (en) | 2012-11-01 | 2016-04-26 | Government Employees Insurance Company (GEICO) | Methods and systems for providing digital identification cards for mobile applications |
DE102012022735A1 (en) * | 2012-11-21 | 2014-05-22 | Giesecke & Devrient Gmbh | Method for operating a communication system |
US20140279108A1 (en) * | 2013-03-14 | 2014-09-18 | William P. Vasquez | Systems and methods for integrated, secure point-of-sale transactions having a terminal management system |
US10607209B2 (en) * | 2013-03-15 | 2020-03-31 | TGALLISON Technologies, LLC | System and method for transferring payments and documents with a web-based management system |
US20140289130A1 (en) | 2013-03-25 | 2014-09-25 | iAXEPT Ltd | Secure remotely configurable point of sale terminal |
ES2531386B1 (en) | 2013-09-13 | 2015-12-22 | Pomo Posibilidades, S.A. | System and method of payment via mobile device |
CN103530765A (en) * | 2013-10-25 | 2014-01-22 | 乐视网信息技术(北京)股份有限公司 | Method, device and system for paying by smart television |
US20170249606A1 (en) * | 2014-09-10 | 2017-08-31 | Robert Parviz PIROOZ | System and method for electronic currency mining |
EP3291088A1 (en) * | 2016-09-02 | 2018-03-07 | Gemalto Sa | Java card application memory footprint optimization |
EP3467741A1 (en) * | 2017-10-09 | 2019-04-10 | Mastercard International Incorporated | A system and method for performing peer to peer transfers |
CN109766084B (en) * | 2018-12-28 | 2021-04-23 | 百富计算机技术(深圳)有限公司 | Customized development method and device for payment application, computer equipment and storage medium |
Citations (3)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
US6169890B1 (en) * | 1992-11-11 | 2001-01-02 | Sonera Smarttrust Oy | Mobile telephone system and method for carrying out financial transactions using a mobile telephone system |
US20050187873A1 (en) * | 2002-08-08 | 2005-08-25 | Fujitsu Limited | Wireless wallet |
US20060278704A1 (en) * | 2005-06-10 | 2006-12-14 | American Express Travel Related Services Co., Inc. | System and method for mass transit merchant payment |
Family Cites Families (90)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
FI102860B (en) | 1995-11-07 | 1999-02-26 | Nokia Telecommunications Oy | Procedure and apparatus for transmitting an electronic payment |
US5796832A (en) | 1995-11-13 | 1998-08-18 | Transaction Technology, Inc. | Wireless transaction and information system |
US7096003B2 (en) | 1996-08-08 | 2006-08-22 | Raymond Anthony Joao | Transaction security apparatus |
US20040185830A1 (en) * | 1996-08-08 | 2004-09-23 | Joao Raymond Anthony | Apparatus and method for providing account security |
US5991749A (en) | 1996-09-11 | 1999-11-23 | Morrill, Jr.; Paul H. | Wireless telephony for collecting tolls, conducting financial transactions, and authorizing other activities |
EP0917327B1 (en) | 1996-12-13 | 2002-07-24 | TELEFONAKTIEBOLAGET L M ERICSSON (publ) | Method and system for performing electronic money transactions |
TW355899B (en) | 1997-01-30 | 1999-04-11 | Qualcomm Inc | Method and apparatus for performing financial transactions using a mobile communication unit |
US6868391B1 (en) | 1997-04-15 | 2005-03-15 | Telefonaktiebolaget Lm Ericsson (Publ) | Tele/datacommunications payment method and apparatus |
US5949044A (en) | 1997-06-13 | 1999-09-07 | Walker Asset Management Limited Partnership | Method and apparatus for funds and credit line transfers |
US6026166A (en) * | 1997-10-20 | 2000-02-15 | Cryptoworx Corporation | Digitally certifying a user identity and a computer system in combination |
US6311167B1 (en) | 1997-12-22 | 2001-10-30 | Motorola, Inc. | Portable 2-way wireless financial messaging unit |
US6597770B2 (en) | 1998-03-06 | 2003-07-22 | Walker Digital, Llc | Method and system for authorization of account-based transactions |
US5999596A (en) | 1998-03-06 | 1999-12-07 | Walker Asset Management Limited | Method and system for controlling authorization of credit card transactions |
US6102287A (en) | 1998-05-15 | 2000-08-15 | International Business Machines Corporation | Method and apparatus for providing product survey information in an electronic payment system |
US6481632B2 (en) | 1998-10-27 | 2002-11-19 | Visa International Service Association | Delegated management of smart card applications |
FI105243B (en) | 1999-01-13 | 2000-06-30 | Sonera Oyj | Method and system for payment management |
FR2790162B1 (en) | 1999-02-19 | 2001-04-13 | France Telecom | TELEPAYMENT PROCEDURE AND SYSTEM FOR IMPLEMENTING THIS PROCESS |
CA2910997A1 (en) | 1999-04-30 | 2000-11-09 | Paypal, Inc. | System and method for electronically exchanging value among distributed users |
US6227447B1 (en) * | 1999-05-10 | 2001-05-08 | First Usa Bank, Na | Cardless payment system |
US6456984B1 (en) | 1999-05-28 | 2002-09-24 | Qwest Communications International Inc. | Method and system for providing temporary credit authorizations |
US6941270B1 (en) | 1999-06-21 | 2005-09-06 | Nokia Corporation | Apparatus, and associated method, for loading a mobile terminal with an application program installed at a peer device |
US7657490B1 (en) * | 1999-08-02 | 2010-02-02 | Softbankbb Corporation | Electronic settlement system, settlement device, and terminal |
US6873974B1 (en) | 1999-08-17 | 2005-03-29 | Citibank, N.A. | System and method for use of distributed electronic wallets |
US7239226B2 (en) | 2001-07-10 | 2007-07-03 | American Express Travel Related Services Company, Inc. | System and method for payment using radio frequency identification in contact and contactless transactions |
US7630986B1 (en) * | 1999-10-27 | 2009-12-08 | Pinpoint, Incorporated | Secure data interchange |
SE516782C2 (en) | 1999-11-23 | 2002-03-05 | Ericsson Telefon Ab L M | Method of payment of goods in an electronic trading system as well as a payment system |
SE518661C2 (en) | 2000-03-29 | 2002-11-05 | Modul System Sweden Ab | Procedure for cash payment system when parking |
CA2337672A1 (en) * | 2000-04-26 | 2001-10-26 | International Business Machines Corporation | Payment for network-based commercial transactions using a mobile phone |
US20020051065A1 (en) * | 2000-04-26 | 2002-05-02 | Nikon Corporation | Recording medium for data file management, apparatus for data file management, handling apparatus for image data, and image capturing system |
US6764003B1 (en) | 2000-05-09 | 2004-07-20 | Swisscom Mobile Ag | Transaction method and selling system |
AU2001265078A1 (en) * | 2000-05-25 | 2001-12-03 | American Express Travel Related Services Company, Inc. | Recurrent billing maintenance system |
US7389531B2 (en) * | 2000-06-16 | 2008-06-17 | Entriq Inc. | Method and system to dynamically present a payment gateway for content distributed via a network |
US7031939B1 (en) | 2000-08-15 | 2006-04-18 | Yahoo! Inc. | Systems and methods for implementing person-to-person money exchange |
EP1180750A1 (en) | 2000-08-18 | 2002-02-20 | Siemens Aktiengesellschaft | Method and system for transmitting an amount of electronic money from a credit memory |
DE10044139A1 (en) * | 2000-09-06 | 2002-04-18 | Giesecke & Devrient Gmbh | Process for securing digital goods when sold over a computer network |
US7136836B1 (en) | 2000-09-29 | 2006-11-14 | Sharp Kabushiki Kaisha | Accounting and reconciliation system |
FR2819131B1 (en) | 2000-12-28 | 2003-02-07 | Bull Cp8 | COMMUNICATION METHOD AND ARCHITECTURE BETWEEN A SERVER AND MOBILE TELEPHONE EQUIPMENT VIA AN INTERNET TYPE NETWORK AND A MOBILE TELEPHONE NETWORK |
EP1233333A1 (en) * | 2001-02-19 | 2002-08-21 | Hewlett-Packard Company | Process for executing a downloadable service receiving restrictive access rights to al least one profile file |
GB0104136D0 (en) | 2001-02-20 | 2001-04-11 | Hewlett Packard Co | Apparatus for credential authorisation |
US7249112B2 (en) | 2002-07-09 | 2007-07-24 | American Express Travel Related Services Company, Inc. | System and method for assigning a funding source for a radio frequency identification device |
US7225156B2 (en) * | 2001-07-11 | 2007-05-29 | Fisher Douglas C | Persistent dynamic payment service |
JP4904642B2 (en) | 2001-07-18 | 2012-03-28 | 富士通株式会社 | Electronic commerce providing system with orderer authentication function |
SG124290A1 (en) | 2001-07-23 | 2006-08-30 | Ntt Docomo Inc | Electronic payment method, system, and devices |
US7184747B2 (en) * | 2001-07-25 | 2007-02-27 | Ncr Corporation | System and method for implementing financial transactions using cellular telephone data |
US20030055785A1 (en) * | 2001-09-20 | 2003-03-20 | International Business Machines Corporation | System and method for electronic wallet transactions |
US7103576B2 (en) | 2001-09-21 | 2006-09-05 | First Usa Bank, Na | System for providing cardless payment |
US7099850B1 (en) | 2001-09-21 | 2006-08-29 | Jpmorgan Chase Bank, N.A. | Methods for providing cardless payment |
US20030074328A1 (en) * | 2001-10-09 | 2003-04-17 | Steven Schiff | System and method for conducting a financial transaction using a communication device |
GB0129888D0 (en) * | 2001-12-14 | 2002-02-06 | Koninkl Philips Electronics Nv | A method of propagating a message and corresponding communications devices for the same |
US20040110490A1 (en) * | 2001-12-20 | 2004-06-10 | Steele Jay D. | Method and apparatus for providing content to media devices |
US20060168095A1 (en) * | 2002-01-22 | 2006-07-27 | Dipanshu Sharma | Multi-modal information delivery system |
WO2003088113A1 (en) * | 2002-03-20 | 2003-10-23 | Hiroshi Kawahara | Method for credit card payment settlement and system for same |
US7131571B2 (en) | 2002-03-26 | 2006-11-07 | First Data Corporation | Alternative payment devices using electronic check processing as a payment mechanism |
US7640578B2 (en) * | 2002-07-08 | 2009-12-29 | Accellion Inc. | System and method for providing secure communication between computer systems |
US7003493B2 (en) | 2003-01-22 | 2006-02-21 | First Data Corporation | Direct payment with token |
US7797192B2 (en) * | 2003-05-06 | 2010-09-14 | International Business Machines Corporation | Point-of-sale electronic receipt generation |
US7177872B2 (en) * | 2003-06-23 | 2007-02-13 | Sony Corporation | Interface for media publishing |
US7152782B2 (en) | 2003-07-11 | 2006-12-26 | Visa International Service Association | System and method for managing electronic data transfer applications |
US20050049974A1 (en) * | 2003-08-29 | 2005-03-03 | Ali Jani | Credit card payment processing system and method |
US7194438B2 (en) * | 2004-02-25 | 2007-03-20 | Nokia Corporation | Electronic payment schemes in a mobile environment for short-range transactions |
NZ551491A (en) * | 2004-04-27 | 2009-01-31 | Stephen Cooper Macnish | Electronic voucher system and associated method |
US7014107B2 (en) | 2004-07-20 | 2006-03-21 | Irek Singer | Wireless payment processing system |
US20060020550A1 (en) | 2004-07-22 | 2006-01-26 | Fields Russel O | System and method for secure data distribution and retrieval using encrypted media |
US20060018450A1 (en) * | 2004-07-26 | 2006-01-26 | Erik Sandberg-Diment | Mobile telephone transaction system employing electronic account card |
US20060163349A1 (en) * | 2004-09-30 | 2006-07-27 | W5 Networks, Inc. | Wireless systems suitable for retail automation and promotion |
US20060080232A1 (en) * | 2004-10-08 | 2006-04-13 | Randy Epps | Cellular telephone based payment apparatus and method for use in purchase of good and services |
US8775253B2 (en) * | 2004-12-06 | 2014-07-08 | Capital One Financial Corporation | Systems, methods and computer readable medium for wireless solicitations |
US7240832B2 (en) * | 2004-12-31 | 2007-07-10 | Motorola, Inc. | Payment brand announcement at a wireless payment point of sale device |
US7124937B2 (en) | 2005-01-21 | 2006-10-24 | Visa U.S.A. Inc. | Wireless payment methods and systems |
US20060258397A1 (en) * | 2005-05-10 | 2006-11-16 | Kaplan Mark M | Integrated mobile application server and communication gateway |
US20060235758A1 (en) * | 2005-04-08 | 2006-10-19 | Paypal Inc. | Authorization techniques |
US7770229B2 (en) * | 2005-05-11 | 2010-08-03 | Yahoo! Inc. | System and method for the propagation of DRM protected content |
US20060287004A1 (en) * | 2005-06-17 | 2006-12-21 | Fuqua Walter B | SIM card cash transactions |
US20070011099A1 (en) * | 2005-07-11 | 2007-01-11 | Conrad Sheehan | SECURE ELECTRONIC TRANSACTIONS BETWEEN A MOBILE DEVICE AND OTHER MOBILE, FIXED, or VIRTUAL DEVICES |
US7699233B2 (en) * | 2005-11-02 | 2010-04-20 | Nokia Corporation | Method for issuer and chip specific diversification |
US20070226051A1 (en) * | 2005-12-14 | 2007-09-27 | Addepalli Sateesh K | Method and system for pay-per-transaction promotions and measurement of resulting ROI |
US7828204B2 (en) * | 2006-02-01 | 2010-11-09 | Mastercard International Incorporated | Techniques for authorization of usage of a payment device |
US20070187491A1 (en) * | 2006-02-13 | 2007-08-16 | Godwin Bryan W | Processing Cashless Transactions of Remote Field Assets |
US8249965B2 (en) * | 2006-03-30 | 2012-08-21 | Obopay, Inc. | Member-supported mobile payment system |
EP2013842A4 (en) | 2006-03-30 | 2009-03-18 | Obopay Inc | Mobile person-to-person payment system |
US7562813B2 (en) * | 2006-05-10 | 2009-07-21 | First Data Corporation | System and method for activating telephone-based payment instrument |
US20070288247A1 (en) * | 2006-06-11 | 2007-12-13 | Michael Mackay | Digital life server |
US7512567B2 (en) * | 2006-06-29 | 2009-03-31 | Yt Acquisition Corporation | Method and system for providing biometric authentication at a point-of-sale via a mobile device |
US8489067B2 (en) | 2006-07-06 | 2013-07-16 | Qualcomm Incorporated | Methods and systems for distribution of a mobile wallet for a mobile device |
US20160335618A1 (en) * | 2006-09-24 | 2016-11-17 | Rfcyber Corp. | Method and apparatus for providing e-commerce and m-commerce |
US8118223B2 (en) * | 2006-09-28 | 2012-02-21 | Visa U.S.A. Inc. | Smart sign mobile transit fare payment |
US8117445B2 (en) * | 2006-12-20 | 2012-02-14 | Spansion Llc | Near field communication, security and non-volatile memory integrated sub-system for embedded portable applications |
US20080255993A1 (en) * | 2007-04-16 | 2008-10-16 | Jacques Blinbaum | Mobile payment and accounting system with integrated user defined credit and security matrixes |
US8620260B2 (en) * | 2007-04-27 | 2013-12-31 | American Express Travel Related Services Company, Inc. | Payment application download to mobile phone and phone personalization |
US10409982B2 (en) * | 2012-07-18 | 2019-09-10 | Zixcorp Systems, Inc. | Secure data access for multi-purpose mobile devices |
-
2007
- 2007-04-27 US US11/741,288 patent/US8620260B2/en not_active Expired - Fee Related
-
2008
- 2008-04-25 EP EP08746927A patent/EP2156392A4/en not_active Withdrawn
- 2008-04-25 CA CA002685414A patent/CA2685414A1/en not_active Abandoned
- 2008-04-25 MX MX2009011633A patent/MX2009011633A/en active IP Right Grant
- 2008-04-25 WO PCT/US2008/061604 patent/WO2008134531A1/en active Application Filing
-
2013
- 2013-11-21 US US14/086,080 patent/US9307341B2/en not_active Expired - Fee Related
-
2016
- 2016-04-04 US US15/090,603 patent/US9866989B2/en not_active Expired - Fee Related
-
2018
- 2018-01-05 US US15/862,958 patent/US20180206092A1/en not_active Abandoned
Patent Citations (3)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
US6169890B1 (en) * | 1992-11-11 | 2001-01-02 | Sonera Smarttrust Oy | Mobile telephone system and method for carrying out financial transactions using a mobile telephone system |
US20050187873A1 (en) * | 2002-08-08 | 2005-08-25 | Fujitsu Limited | Wireless wallet |
US20060278704A1 (en) * | 2005-06-10 | 2006-12-14 | American Express Travel Related Services Co., Inc. | System and method for mass transit merchant payment |
Non-Patent Citations (1)
Title |
---|
See also references of EP2156392A4 * |
Cited By (1)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
US9781089B2 (en) | 2015-01-28 | 2017-10-03 | Dropbox, Inc. | Authenticating a user account with a content management system |
Also Published As
Publication number | Publication date |
---|---|
US20170006406A1 (en) | 2017-01-05 |
US8620260B2 (en) | 2013-12-31 |
EP2156392A1 (en) | 2010-02-24 |
US20180206092A1 (en) | 2018-07-19 |
US20080268811A1 (en) | 2008-10-30 |
AU2008245668A8 (en) | 2012-08-30 |
MX2009011633A (en) | 2009-11-10 |
EP2156392A4 (en) | 2011-07-20 |
AU2008245668A1 (en) | 2008-11-06 |
US9866989B2 (en) | 2018-01-09 |
CA2685414A1 (en) | 2008-11-06 |
US9307341B2 (en) | 2016-04-05 |
US20140080470A1 (en) | 2014-03-20 |
Similar Documents
Publication | Publication Date | Title |
---|---|---|
US9866989B2 (en) | Payment application download to mobile phone and phone personalization | |
US8543496B2 (en) | User experience on mobile phone | |
US11790332B2 (en) | Mobile telephone transfer of funds | |
CN106056374B (en) | systems, methods, and computer-readable media for payment and non-payment virtual card transfer between mobile devices | |
US7909243B2 (en) | System and method for completing a secure financial transaction using a wireless communications device | |
US9842356B2 (en) | System, method, apparatus and computer program product for interfacing a multi-card radio frequency (RF) device with a mobile communications device | |
AU2008245880B2 (en) | Mobile payments system and method | |
US20070055635A1 (en) | Method and apparatus for performing mobile transactions | |
US20080235132A1 (en) | Transactional Device With Anticipated Pretreatment | |
WO2009069905A2 (en) | System for mobile payment service using phone number and method thereof | |
WO2012145668A1 (en) | Method and system for mobile remittance | |
AU2008245668B2 (en) | Payment application download to mobile phone and phone personalization | |
KR20080036180A (en) | Server for operating mobile gift certificates | |
KR100914662B1 (en) | Method for Providing Cash-back Correspond to Medical Supplies Purchasing | |
KR20040010092A (en) | System and Method for Operating Gift Certificates by Using Mobile Devices | |
AU2011265447A1 (en) | User Experience on Mobile Phone | |
KR20080036181A (en) | Mobile phone | |
KR20060093196A (en) | System and method for applying for mobile exchange, server for mobile exchange, mobile devices and recording medium | |
KR20080036179A (en) | System for operating mobile gift certificates | |
WO2011100247A1 (en) | Mobile payments using sms | |
KR20090017681A (en) | System for providing cash-back correspond to medical supplies purchasing |
Legal Events
Date | Code | Title | Description |
---|---|---|---|
121 | Ep: the epo has been informed by wipo that ep was designated in this application |
Ref document number: 08746927 Country of ref document: EP Kind code of ref document: A1 |
|
WWE | Wipo information: entry into national phase |
Ref document number: 2685414 Country of ref document: CA Ref document number: MX/A/2009/011633 Country of ref document: MX |
|
NENP | Non-entry into the national phase |
Ref country code: DE |
|
WWE | Wipo information: entry into national phase |
Ref document number: 2008245668 Country of ref document: AU |
|
WWE | Wipo information: entry into national phase |
Ref document number: 2008746927 Country of ref document: EP |
|
ENP | Entry into the national phase |
Ref document number: 2008245668 Country of ref document: AU Date of ref document: 20080425 Kind code of ref document: A |