WO2009119976A3 - Payment device with improved update system of payment means and control method for same - Google Patents

Payment device with improved update system of payment means and control method for same Download PDF

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Publication number
WO2009119976A3
WO2009119976A3 PCT/KR2009/000730 KR2009000730W WO2009119976A3 WO 2009119976 A3 WO2009119976 A3 WO 2009119976A3 KR 2009000730 W KR2009000730 W KR 2009000730W WO 2009119976 A3 WO2009119976 A3 WO 2009119976A3
Authority
WO
WIPO (PCT)
Prior art keywords
payment
specific
payment means
mobile terminal
purchase
Prior art date
Application number
PCT/KR2009/000730
Other languages
French (fr)
Korean (ko)
Other versions
WO2009119976A2 (en
Inventor
이만인
Original Assignee
Lee Manin
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Lee Manin filed Critical Lee Manin
Publication of WO2009119976A2 publication Critical patent/WO2009119976A2/en
Publication of WO2009119976A3 publication Critical patent/WO2009119976A3/en

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322—Aspects of commerce using mobile devices [M-devices]
    • G06Q20/3223—Realising banking transactions through M-devices
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/326—Payment applications installed on the mobile devices
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/12—Payment architectures specially adapted for electronic shopping systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322—Aspects of commerce using mobile devices [M-devices]
    • G06Q20/3229—Use of the SIM of a M-device as secure element
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/341—Active cards, i.e. cards including their own processing means, e.g. including an IC or chip
    • G06Q20/3415—Cards acting autonomously as pay-media
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/357—Cards having a plurality of specified features
    • G06Q20/3572—Multiple accounts on card

Abstract

The present invention relates to a system and a method for payment or money transfer or the like for online/offline transactions. A payment device of the present invention downloads a total payment program in a memory side of a mobile terminal and registers and stores at least one or more payment means in the memory side. The payment device of the present invention transmits payment request information in accordance with a purchase to a specific mobile terminal side upon occurrence of a purchase request for a specific product of a specific franchise. The specific mobile terminal side selectively displays an available final payment means list such that payment for the purchase is conducted by specific payment means selected from the displayed final payment means list.
PCT/KR2009/000730 2008-03-25 2009-02-16 Payment device with improved update system of payment means and control method for same WO2009119976A2 (en)

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
KR1020080027409A KR100842846B1 (en) 2008-03-25 2008-03-25 Apparatus for improving update of settlement means and method for controlling the same
KR10-2008-0027409 2008-03-25

Publications (2)

Publication Number Publication Date
WO2009119976A2 WO2009119976A2 (en) 2009-10-01
WO2009119976A3 true WO2009119976A3 (en) 2009-12-03

Family

ID=39823422

Family Applications (1)

Application Number Title Priority Date Filing Date
PCT/KR2009/000730 WO2009119976A2 (en) 2008-03-25 2009-02-16 Payment device with improved update system of payment means and control method for same

Country Status (2)

Country Link
KR (1) KR100842846B1 (en)
WO (1) WO2009119976A2 (en)

Families Citing this family (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
KR101268886B1 (en) 2010-10-07 2013-05-29 주식회사 비엔에스웍스 Method for Outputting User Interface by Moving Insert Location of Mobile Card
WO2020004873A1 (en) * 2018-06-26 2020-01-02 류창화 System and method for payment using tag synced with store information

Citations (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
KR20030081870A (en) * 2002-04-15 2003-10-22 정보통신연구진흥원 Electronic Payment System and Method for Off-Line Merchant Using Mobile Terminal.
US20050250538A1 (en) * 2004-05-07 2005-11-10 July Systems, Inc. Method and system for making card-based payments using mobile devices
KR20060098024A (en) * 2005-03-08 2006-09-18 이처닷컴 주식회사 System and method for integrated mobile payment using mobile phone
US20080010191A1 (en) * 2006-07-06 2008-01-10 Firethorn Holdings, Llc Methods and Systems For Providing a Payment in a Mobile Environment

Patent Citations (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
KR20030081870A (en) * 2002-04-15 2003-10-22 정보통신연구진흥원 Electronic Payment System and Method for Off-Line Merchant Using Mobile Terminal.
US20050250538A1 (en) * 2004-05-07 2005-11-10 July Systems, Inc. Method and system for making card-based payments using mobile devices
KR20060098024A (en) * 2005-03-08 2006-09-18 이처닷컴 주식회사 System and method for integrated mobile payment using mobile phone
US20080010191A1 (en) * 2006-07-06 2008-01-10 Firethorn Holdings, Llc Methods and Systems For Providing a Payment in a Mobile Environment

Also Published As

Publication number Publication date
WO2009119976A2 (en) 2009-10-01
KR100842846B1 (en) 2008-07-03

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