WO2010027749A3 - Transactional processing entity device support of an integrated offer network - Google Patents

Transactional processing entity device support of an integrated offer network Download PDF

Info

Publication number
WO2010027749A3
WO2010027749A3 PCT/US2009/054809 US2009054809W WO2010027749A3 WO 2010027749 A3 WO2010027749 A3 WO 2010027749A3 US 2009054809 W US2009054809 W US 2009054809W WO 2010027749 A3 WO2010027749 A3 WO 2010027749A3
Authority
WO
WIPO (PCT)
Prior art keywords
method continues
options
group
credit cards
device support
Prior art date
Application number
PCT/US2009/054809
Other languages
French (fr)
Other versions
WO2010027749A2 (en
Inventor
Howard Debow
Original Assignee
Visa U.S.A. Inc.
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Priority claimed from US12/413,033 external-priority patent/US8180702B2/en
Priority claimed from US12/413,097 external-priority patent/US20100049620A1/en
Priority claimed from US12/413,075 external-priority patent/US20100049589A1/en
Application filed by Visa U.S.A. Inc. filed Critical Visa U.S.A. Inc.
Priority to AU2009288402A priority Critical patent/AU2009288402B2/en
Priority to CA2734497A priority patent/CA2734497A1/en
Priority to BRPI0916913A priority patent/BRPI0916913A2/en
Publication of WO2010027749A2 publication Critical patent/WO2010027749A2/en
Publication of WO2010027749A3 publication Critical patent/WO2010027749A3/en

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/387—Payment using discounts or coupons
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/22—Payment schemes or models
    • G06Q20/24—Credit schemes, i.e. "pay after"
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/355—Personalisation of cards for use

Abstract

A method begins by generate, for each of a plurality of merchant devices, an offer data file to produce a plurality of offer data files. The method continues by compiling, for one of a plurality of issuer devices, an options data file for a group of credit cards based on at least one of the plurality of offer data files. The method continues by transmitting the options data file to the one of the plurality of issuer devices. The method continues by receiving, from the one of the plurality of issuer devices, at least one selection from the options data file to produce an options program file for the group of credit cards. The method continues by receiving, from a card holder device associated with one of the group of credit cards, a selection of at least one option from the options program file to produce at least one selected option. The method continues by processing transactions of the one of the group of credit cards in accordance with the at least one selected option.
PCT/US2009/054809 2008-08-24 2009-08-24 Transactional processing entity device support of an integrated offer network WO2010027749A2 (en)

Priority Applications (3)

Application Number Priority Date Filing Date Title
AU2009288402A AU2009288402B2 (en) 2008-08-24 2009-08-24 Transactional processing entity device support of an integrated offer network
CA2734497A CA2734497A1 (en) 2008-08-24 2009-08-24 Transactional processing entity device support of an integrated offer network
BRPI0916913A BRPI0916913A2 (en) 2008-08-24 2009-08-24 transaction processing entity device support from an integrated supply network

Applications Claiming Priority (12)

Application Number Priority Date Filing Date Title
US9142208P 2008-08-24 2008-08-24
US9142508P 2008-08-24 2008-08-24
US9142308P 2008-08-24 2008-08-24
US61/091,425 2008-08-24
US61/091,422 2008-08-24
US61/091,423 2008-08-24
US12/413,033 US8180702B2 (en) 2008-08-24 2009-03-27 Transactional processing entity device support of an integrated offer network
US12/413,097 US20100049620A1 (en) 2008-08-24 2009-03-27 Merchant device support of an integrated offer network
US12/413,075 US20100049589A1 (en) 2008-08-24 2009-03-27 Issuer device support of an integrated offer network
US12/413,097 2009-03-27
US12/413,033 2009-03-27
US12/413,075 2009-03-27

Publications (2)

Publication Number Publication Date
WO2010027749A2 WO2010027749A2 (en) 2010-03-11
WO2010027749A3 true WO2010027749A3 (en) 2010-06-10

Family

ID=41797768

Family Applications (3)

Application Number Title Priority Date Filing Date
PCT/US2009/054810 WO2010027750A2 (en) 2008-08-24 2009-08-24 Merchant device support of an integrated offer network
PCT/US2009/054808 WO2010027748A2 (en) 2008-08-24 2009-08-24 Issuer device support of an integrated offer network
PCT/US2009/054809 WO2010027749A2 (en) 2008-08-24 2009-08-24 Transactional processing entity device support of an integrated offer network

Family Applications Before (2)

Application Number Title Priority Date Filing Date
PCT/US2009/054810 WO2010027750A2 (en) 2008-08-24 2009-08-24 Merchant device support of an integrated offer network
PCT/US2009/054808 WO2010027748A2 (en) 2008-08-24 2009-08-24 Issuer device support of an integrated offer network

Country Status (4)

Country Link
AU (2) AU2009288403B2 (en)
BR (2) BRPI0917154A2 (en)
CA (2) CA2734498A1 (en)
WO (3) WO2010027750A2 (en)

Citations (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US6332126B1 (en) * 1996-08-01 2001-12-18 First Data Corporation System and method for a targeted payment system discount program
US20020156723A1 (en) * 2001-02-12 2002-10-24 Lilly Joseph D. System and method for providing extra lines of credit
US20030154125A1 (en) * 2001-05-23 2003-08-14 International Business Machines Corporation Pesonalisation of promotional offers
US20080154727A1 (en) * 2006-12-26 2008-06-26 Mark Carlson Coupon offers from multiple entities

Family Cites Families (10)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US6154729A (en) * 1998-06-19 2000-11-28 First Data Corporation Method of reporting merchant information to banks
EP1182599A1 (en) * 2000-07-26 2002-02-27 Transmedia Network, Inc. System and method for providing consumer rewards
US20030126011A1 (en) * 2002-01-02 2003-07-03 Capital One Financial Corporation Systems and methods for issuing partnership checks to a customer having a financial account
US6685088B1 (en) * 2002-12-13 2004-02-03 American Express Travel Related Services Company, Inc. System and method for selecting an account
US20050267812A1 (en) * 2004-05-17 2005-12-01 Jensen Scott C Method for providing discount offers to a user
US20060167753A1 (en) * 2005-01-27 2006-07-27 Brian Teague Information and promotional offer management and distribution systems and methods
US8473334B2 (en) * 2005-03-10 2013-06-25 Sony Corporation System and method for issuing and redeeming incentives on electronic data cards
US20070162337A1 (en) * 2005-11-18 2007-07-12 Gary Hawkins Method and system for distributing and redeeming targeted offers to customers
US20080082415A1 (en) * 2006-09-20 2008-04-03 Vishwanath Shastry Listing generation and advertising management utilizing catalog information
CN101595491A (en) * 2006-12-26 2009-12-02 维萨美国股份有限公司 Mobile vending purchasing

Patent Citations (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US6332126B1 (en) * 1996-08-01 2001-12-18 First Data Corporation System and method for a targeted payment system discount program
US20020156723A1 (en) * 2001-02-12 2002-10-24 Lilly Joseph D. System and method for providing extra lines of credit
US20030154125A1 (en) * 2001-05-23 2003-08-14 International Business Machines Corporation Pesonalisation of promotional offers
US20080154727A1 (en) * 2006-12-26 2008-06-26 Mark Carlson Coupon offers from multiple entities

Also Published As

Publication number Publication date
CA2734497A1 (en) 2010-03-11
AU2009288402B2 (en) 2013-01-17
AU2009288402A1 (en) 2010-03-11
CA2734498A1 (en) 2010-03-11
WO2010027748A2 (en) 2010-03-11
WO2010027749A2 (en) 2010-03-11
WO2010027750A3 (en) 2010-06-03
BRPI0917154A2 (en) 2015-11-17
AU2009288403B2 (en) 2013-01-10
BRPI0916913A2 (en) 2015-11-24
WO2010027748A3 (en) 2010-05-20
WO2010027750A2 (en) 2010-03-11
AU2009288403A1 (en) 2010-03-11

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