An electronic transaction method, funds transfer apparatus and method for facilitating a funds transfer. The methods comprise sending information from a purchaser or payor to a funds transfer system separate from a vendor system or payee, validating and confirming personal financial information at the...http://www.google.fr/patents/US20080162350?utm_source=gb-gplus-shareBrevet US20080162350 - ELECTRONIC PURCHASING AND FUNDS TRANSFER SYSTEMS AND METHODS
ELECTRONIC PURCHASING AND FUNDS TRANSFER SYSTEMS AND METHODS
