A system and method provides for an independent provider of electronic “stored value” credit to enable a consumer of products and services to apply cash or cash equivalents to fund an electronic account, i.e., a stored value account (SVA), managed by an independent stored value provider (ISVP) in...http://www.google.fr/patents/US20060273155?utm_source=gb-gplus-shareBrevet US20060273155 - System and method for on-line commerce operations
