A system and method for payment is provided, wherein consumers pay their bills at supermarkets, large retail chain, or other stores and receive immediate credit from billers for their payments. Payments are made using a bar code printed on the bill or sent to the consumer, e.g., by fax or email. The...http://www.google.fr/patents/US20020128967?utm_source=gb-gplus-shareBrevet US20020128967 - Bar coded bill payment system and method
