A cardholder-initiated financial transaction using a cardholder controlled input device in communication with a payment card network and a database is disclosed. The cardholder uses a payment card issued to the cardholder by an issuer bank. An exemplary method includes the steps of storing merchant data...http://www.google.fr/patents/US8086534?utm_source=gb-gplus-shareBrevet US8086534 - Methods and systems for cardholder initiated transactions
Methods and systems for cardholder initiated transactions