An online payment method is disclosed which permits users to make realtime debit card payments over the Internet. The payor and payee pre-register with the system by sending their PAN, encrypted PIN and encryption key to the system database using a debit card reader, and then enter user names and secret...http://www.google.fr/patents/US8041646?utm_source=gb-gplus-shareBrevet US8041646 - Method and system for real time online debit transactions
Method and system for real time online debit transactions