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(i9) United States
(12) Patent Application Publication oo) Pub. No.: US 2006/0206420 Al
Burke (43) Pub. Date: Sep. 14,2006
(54) METHOD AND SYSTEM TO CREATE AND DISTRIBUTE EXCESS FUNDS FROM CONSUMER SPENDING TRANSACTIONS
(76) Inventor: Bertram V. Burke, Sea Bright, NJ
Bertram V. Burke, Chairman
Every Penny Counts, Inc.
1434 SW 51st Lane
Cape Coral, FL 33914
(21) Appl. No.: 11/421,113
(22) Filed: May 31, 2006
Related U.S. Application Data
(60) Division of application No. 09/611,905, filed on Jul. 7, 2000, which is a continuation of application No. 08/429,758, filed on Apr. 27, 1995, now Pat. No. 6,112,191, which is a continuation-in-part of application No. 08/349,353, filed on Dec. 5, 1994, now Pat. No. 5,621,640, which is a continuation of appli
cation No. 08/018,821, filed on Feb. 18, 1993, now abandoned.
Said application No. 08/429,758 is a continuation-inpart of application No. 08/428,401, filed on Apr. 25, 1995, now abandoned.
(51) Int. CI.
G06Q 40/00 (2006.01)
(52) U.S. CI 705/39
An improved system for consumer payors to save and donate whenever they use cash at a point of sale terminal, write a check, use an ATM machine, or use a credit or debit card. The POS system is a network composed of subscriber/ payors, neutral merchant/collectors, a central clearinghouse, and provider accounts. The Rounder system is a network composed of subscriber/payors, payees, account managers, and provider services. The systems together provide subscriber/payors with a seamless way to save/donate every time they spend.